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INTR US​
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  • Home
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  • Get the full experience

    We save the real magic for signed-in users.

INTR US​
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Inter & Co, Inc. Class A(INTR US)

$4.15+0.184.67%Ext:$4.38+0.235.43%(Market Closed · 00:56:38 UTC)
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ProfileEntity Structure

Documents

SEC Filings

Inter & Co, Inc. Class A(INTR US)

$4.15+0.184.67%Ext:$4.38+0.235.43%(Market Closed · 00:56:38 UTC)
Ask AI
Doc SearchProfileEntity StructureFinancialsChartingShort InterestEmployees

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Financials & Metrics

FinancialsChartingShort InterestEmployees

Inter & Co, Inc. Class A — Company Profile

Inter & Co, Inc., a Brazilian enterprise established in 1994 and headquartered in Belo Horizonte, conducts a broad array of operations through its subsidiary companies. Its diverse business model encompasses banking, investment services, insurance intermediation, e-commerce, asset administration, and various support services. The company's Banking division delivers a full suite of financial products, including current accounts, payment cards, deposit options, credit and lending facilities, alongside other related financial solutions. Within its Securities segment, Inter & Co handles the acquisition, divestment, and safekeeping of financial instruments. It also provides portfolio management services and is responsible for establishing, organizing, and managing investment funds. The Insurance Brokerage arm offers an extensive selection of insurance policies, covering areas such as life, property, automobiles, financial protection, lost or stolen credit cards, dental care, warranties, travel, and credit protection. Its Marketplace unit manages a digital platform where customers can access and purchase a variety of goods and services. The Asset Management segment is dedicated to the oversight and administration of investment portfolios and other client assets. Lastly, the Services division focuses on activities like gathering and managing personal data, developing and licensing software solutions (both bespoke and off-the-shelf), and offering technical assistance, maintenance, and other information technology services.

Sector
Financials
Industry
Capital Markets
Exchange
UQ
CEO
Joao Vitor Nazareth Menin Teixeira de Souza
Headquarters
Belo Horizonte, MG, BR
IPO Date
Jun 23, 2022
Employees
4,030
Website
inter.co

Key Metrics

Price
$5.48
Market Cap
$2.42B
Revenue (TTM)
$4.19B
Net Income (TTM)
$394.79M
EPS (TTM)
0.88
P/E (TTM)
1.70
P/B (TTM)
0.24
Dividend Yield
122.27%
ROE (TTM)
3.92%
ROA (TTM)
0.40%
Operating Margin
11.38%
Beta
1.23

Dividends

Inter & Co, Inc. Class A — Company Profile

Inter & Co, Inc., a Brazilian enterprise established in 1994 and headquartered in Belo Horizonte, conducts a broad array of operations through its subsidiary companies. Its diverse business model encompasses banking, investment services, insurance intermediation, e-commerce, asset administration, and various support services. The company's Banking division delivers a full suite of financial products, including current accounts, payment cards, deposit options, credit and lending facilities, alongside other related financial solutions. Within its Securities segment, Inter & Co handles the acquisition, divestment, and safekeeping of financial instruments. It also provides portfolio management services and is responsible for establishing, organizing, and managing investment funds. The Insurance Brokerage arm offers an extensive selection of insurance policies, covering areas such as life, property, automobiles, financial protection, lost or stolen credit cards, dental care, warranties, travel, and credit protection. Its Marketplace unit manages a digital platform where customers can access and purchase a variety of goods and services. The Asset Management segment is dedicated to the oversight and administration of investment portfolios and other client assets. Lastly, the Services division focuses on activities like gathering and managing personal data, developing and licensing software solutions (both bespoke and off-the-shelf), and offering technical assistance, maintenance, and other information technology services.

Sector
Financials
Industry
Capital Markets
Exchange
UQ
CEO
Joao Vitor Nazareth Menin Teixeira de Souza
Headquarters
Belo Horizonte, MG, BR
IPO Date
Jun 23, 2022
Employees
4,030
Website
inter.co

Key Metrics

Price
$5.48
Market Cap
$2.42B
Revenue (TTM)
$4.19B
Net Income (TTM)
$394.79M
EPS (TTM)
0.88
P/E (TTM)
1.70
P/B (TTM)
0.24
Dividend Yield
122.27%
ROE (TTM)
3.92%
ROA (TTM)
0.40%
Operating Margin
11.38%
Beta
1.23

Dividends

Last Dividend
$0.11
Last Yield
1.22%

Summary

Inter & Co, Inc., a Brazilian enterprise established in 1994 and headquartered in Belo Horizonte, conducts a broad array of operations through its subsidiary companies. Its diverse business model encompasses banking, investment services, insurance intermediation, e-commerce, asset administration, and various support services. The company's Banking division delivers a full suite of financial products, including current accounts, payment cards, deposit options, credit and lending facilities, alongside other related financial solutions. Within its Securities segment, Inter & Co handles the acquisition, divestment, and safekeeping of financial instruments. It also provides portfolio management services and is responsible for establishing, organizing, and managing investment funds. The Insurance Brokerage arm offers an extensive selection of insurance policies, covering areas such as life, property, automobiles, financial protection, lost or stolen credit cards, dental care, warranties, travel, and credit protection. Its Marketplace unit manages a digital platform where customers can access and purchase a variety of goods and services. The Asset Management segment is dedicated to the oversight and administration of investment portfolios and other client assets. Lastly, the Services division focuses on activities like gathering and managing personal data, developing and licensing software solutions (both bespoke and off-the-shelf), and offering technical assistance, maintenance, and other information technology services.

Website
inter.co
Location
Belo Horizonte, MG, BR
Phone55 31 2138 7978
Employees4,030
CEOJoao Vitor Nazareth Menin Teixeira de Souza
Sector
Financials
Industry
Capital Markets
IPO DateJun 23, 2022

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(271)

Expand
  • 6-KCurrent report (foreign private issuer)12 Nov
  • 6-KCurrent report (foreign private issuer)12 Nov
  • 6-KCurrent report (foreign private issuer)10 Nov
  • 6-KCurrent report (foreign private issuer)19 Oct
  • 6-KCurrent report (foreign private issuer)19 Oct
  • 6-KCurrent report (foreign private issuer)13 Oct
  • 6-KCurrent report (foreign private issuer)16 Sep
  • SC 13G/AInter & Co, Inc.15 Sep
  • 6-KCurrent report (foreign private issuer)9 Sep
  • 6-KCurrent report (foreign private issuer)8 Sep
  • 6-KCurrent report (foreign private issuer)2 Sep
  • 6-KCurrent report (foreign private issuer)20 Aug
  • 6-KCurrent report (foreign private issuer)5 Aug
  • 6-KCurrent report (foreign private issuer)5 Aug
  • 6-KCurrent report (foreign private issuer)17 Jul
  • SC 13G/AInter & Co, Inc.17 Jul
  • 6-KCurrent report (foreign private issuer)16 Jul
  • 6-KCurrent report (foreign private issuer)29 Jun
  • 6-KCurrent report (foreign private issuer)5 Jun
  • SC 13G/AInter & Co, Inc.26 May

News

  • Inter & Co, Inc. (INTR) Q3 2026 Earnings Call Transcript13 Nov
  • Inter & Co. Inc. Q3 Earnings Call Highlights13 Nov
  • Inter & Co. Inc. (INTR) Lags Q3 Earnings and Revenue Estimates12 Nov
  • Inter&Co Delivers Record 3Q26 Net Income of US$76.1 Million, With Strong Growth, Higher Margin and Better Efficiency12 Nov
  • Inter & Co. Inc. (INTR) Earnings Expected to Grow: Should You Buy?5 Nov
  • Inter & Co: Election Overreaction Opens Up A Perfect Opportunity5 Nov
  • Inter & Co: Lula Won - Here's Why I'm Still Bullish26 Oct
  • Inter & Co. Inc. (INTR) Surges 19.7%: Is This an Indication of Further Gains?6 Oct
  • Inter's 2026 Outlook: Digital Fintech SuperApp Strategy Targets Sustained Growth6 Oct
  • INTR or BAM: Which Is the Better Value Stock Right Now?24 Aug
  • Wall Street Analysts Believe Inter & Co. Inc. (INTR) Could Rally 59.74%: Here's is How to Trade24 Aug
  • Inter & Co. Inc. (INTR) Upgraded to Buy: Here's Why20 Aug
  • Cetera Investment Advisers Has $1.06 Million Stake in Inter & Co. Inc. $INTR14 Aug

Mentions in Filings

  • … iscal year 2024 to $1,419,965. Overall Tasting Room Sales increased 25.4% from $773,265 in 2024 to $969,827 in 2025, driven largely by our second location, Ivanhoe Park Lager House, near Camping World Stadium and and <strong>Inter & Co</strong> Stadium (Orlando City & Orlando Pride soccer teams), and an increase in our capacity to host private events. Tasting Room Sales for the original Ivanhoe Park Brewing Company location decreased 20% due to public works …
    Joyland Brewing Holdings, IncInter & Co, Inc. Class A·EX-99 - C-AR - FORM C-AR ANNUAL REPORT FY25.DOCX - 4_30_26, 10_04&#8239;PM FY 2025·FY25·1 May
  • We believe technology is a force for positive change and we leverage it to create a more inclusive and equitable financial ecosystem. Since our inception, we have been dedicated to making payments and banking seamless and secure for both consumers and businesses. We believe we are paving the way for the future of finance in Brazil, inspired by the meaningful improvements we have brought to the daily financial lives of millions of people, such as …
    PicS N.V.Inter & Co, Inc. Class A·20-F - ANNUAL REPORT·30 Apr·30 Apr
  • … , provide credit and prepaid cards, loans and other financial products and services; • other technology companies, including digital and mobile apps, that provide financial services in Brazil, such as Nu, Mercado Pago, <strong>Inter & Co</strong> and PagBank from PagSeguro; and • investment platforms and digital players that offer investment products, such as NuInvest, XP and Inter Invest. • Small & Medium-Sized Businesses: • merchant acquirers in Brazil, suc …
    Picpay Holdings Netherlands B.V.Inter & Co, Inc. Class A·424B1 - PROSPECTUS·29 Jan·29 Jan
  • … ta available from CardMonitor through September 2025. As shown, we have sustained an exceptionally strong growth trajectory since the third quarter of 2023, expanding at nearly twice the rate of the next-best performer, <strong>Inter & Co</strong>. 131 Table of Contents This performance reflects both the increased distribution of cards to our consumers and the higher engagement of our base, which is increasingly using the PicPay Card as an extension of their d …
    Picpay Holdings Netherlands B.V.Inter & Co, Inc. Class A·F-1/A - REGISTRATION STATEMENT·20 Jan·20 Jan
  • … , provide credit and prepaid cards, loans and other financial products and services; • other technology companies, including digital and mobile apps, that provide financial services in Brazil, such as Nu, Mercado Pago, <strong>Inter & Co</strong> and PagBank from PagSeguro; and • investment platforms and digital players that offer investment products, such as NuInvest, XP and Inter Invest. • Small & Medium-Sized Businesses: • merchant acquirers in Brazil, suc …
    Picpay Holdings Netherlands B.V.Inter & Co, Inc. Class A·F-1 - REGISTRATION STATEMENT·05 Jan·5 Jan
  • We believe technology is a force for positive change and we leverage it to create a more inclusive and equitable financial ecosystem. Since our inception, we have been dedicated to making payments and banking seamless and secure for both consumers and businesses. We believe we are paving the way for the future of finance in Brazil, inspired by the meaningful improvements we have brought to the daily financial lives of millions of people, such as …
    Picpay Holdings Netherlands B.V.Inter & Co, Inc. Class A·DRS/A - Draft registration statement (amendment)·18 Dec 25·18 Dec 2025

Key Stats

Trading

Px/Chg 1D$5.48 / +3.40%
Avg Volume4.87M
Beta1.23
Mkt Cap2.42B
FD Mkt Cap2.38B

Float

Shrs Out/Float441.48M / 330.64M
Short Float0.03%
Days to Cover2.02
Stock Repurchased$0.00

Current Valuation

EV24.19B
EV/EBITDA11.46
EV/Sales1.56
P/B0.24
P/S0.16
FCF Yield12.99%
ROE3.92%
ROA0.40%
Current Ratio0.45

Dividend

Cash$0.11
Yield122.27%
Yield (TTM)122.27%

Estimates

P/E1.70
Est P/E0.00
Est EPS0.17
Est PEG0.00

Valuation

Metric5Yr AvgMay '23May '24May '25May '26Oct '26
PRICE-BASED RATIOS
Price / Earnings-7.44-63.677.643.439.246.13
Price / Sales0.430.130.300.320.840.58
Price / Book Value0.270.100.310.350.340.24
Price / Free Cash Flow2.460.390.320.962.927.70
ENTERPRISE VALUE METRICS
Enterprise Value12,709.63,242.75,486.98,308.522,316.724,193.2
Enterprise Value / Sales2.670.590.720.865.425.77
Enterprise Value / EBITDA-25.20-222.089.145.8738.6642.41
Enterprise Value / EBIT19.98-18.1612.476.8947.9750.71

Financials

Full Financials
Millions BRL5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue51%2,765.15,535.57,640.19,711.814,378.1
Gross Income38.5%1,626.22,479.53,211.04,600.75,984.6
EBITDA—-172.7-14.6600.31,414.41,964.9
EBIT—-231.1-178.6439.81,205.61,624.2
Net Income—-72.7-11.1302.3907.11,312.4
EPS (Diluted)—-0.28-0.030.752.072.90
BALANCE SHEET
Cash & ST Inv-9%16,054.115,547.920,513.827,755.711,000.5
Total Assets28.1%36,626.346,343.160,351.876,458.498,562.0
Total Liabilities33%28,176.639,254.052,755.167,386.188,174.3
Total Shareholder Equity39.9%2,656.16,992.47,471.88,895.210,164.5
CASH FLOW
Net Operating Cash Flow141.3%91.62,103.47,544.13,759.13,106.0
Cap Ex-21.9%-288.0-279.1-274.1-509.7-107.4
Free Cash Flow—-196.31,824.37,270.03,249.42,998.6

Enterprise Value Bridge

Millions BRL13 Nov '26
Price (As of 13 Nov '26)4.15
Basic Shares441.48
Market Cap1,829.9
Diluted Shares447.78
Fully Diluted Shares Outstanding447.78
Fully Diluted Market Cap1,856.0
+Consolidated Debt32,596.0
−In-the-Money Convertible Debt—
+Capital Leases105.2
+Operating Leases—
−Cash & Equivalents-10,400.4
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest108.1
+Pension Liabilities—
Enterprise Value24,133.7

Related companies

Mitsubishi Ufj Financial Group Inc

MUFG US

Commonwealth Bank of Australia

CMWAY US

Banco Bilbao Vizcaya Argentaria, S.a.

BBVA US

Bank Of Montreal /CAN/

BMO US

Hdfc Bank Ltd

HDB US

Ing Groep Nv

ING US

Sumitomo Mitsui Financial Group, Inc.

SMFG US

Icici Bank Ltd

IBN US

Barclays Plc

BCS US

Santander UK plc

STNDF US

NatWest Group plc

NWG US

Credicorp Ltd

BAP US

Last Dividend
$0.11
Last Yield
1.22%

Summary

Inter & Co, Inc., a Brazilian enterprise established in 1994 and headquartered in Belo Horizonte, conducts a broad array of operations through its subsidiary companies. Its diverse business model encompasses banking, investment services, insurance intermediation, e-commerce, asset administration, and various support services. The company's Banking division delivers a full suite of financial products, including current accounts, payment cards, deposit options, credit and lending facilities, alongside other related financial solutions. Within its Securities segment, Inter & Co handles the acquisition, divestment, and safekeeping of financial instruments. It also provides portfolio management services and is responsible for establishing, organizing, and managing investment funds. The Insurance Brokerage arm offers an extensive selection of insurance policies, covering areas such as life, property, automobiles, financial protection, lost or stolen credit cards, dental care, warranties, travel, and credit protection. Its Marketplace unit manages a digital platform where customers can access and purchase a variety of goods and services. The Asset Management segment is dedicated to the oversight and administration of investment portfolios and other client assets. Lastly, the Services division focuses on activities like gathering and managing personal data, developing and licensing software solutions (both bespoke and off-the-shelf), and offering technical assistance, maintenance, and other information technology services.

Website
inter.co
Location
Belo Horizonte, MG, BR
Phone55 31 2138 7978
Employees4,030
CEOJoao Vitor Nazareth Menin Teixeira de Souza
Sector
Financials
Industry
Capital Markets
IPO DateJun 23, 2022

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(271)

Expand
  • 6-KCurrent report (foreign private issuer)12 Nov
  • 6-KCurrent report (foreign private issuer)12 Nov
  • 6-KCurrent report (foreign private issuer)10 Nov
  • 6-KCurrent report (foreign private issuer)19 Oct
  • 6-KCurrent report (foreign private issuer)19 Oct
  • 6-KCurrent report (foreign private issuer)13 Oct
  • 6-KCurrent report (foreign private issuer)16 Sep
  • SC 13G/AInter & Co, Inc.15 Sep
  • 6-KCurrent report (foreign private issuer)9 Sep
  • 6-KCurrent report (foreign private issuer)8 Sep
  • 6-KCurrent report (foreign private issuer)2 Sep
  • 6-KCurrent report (foreign private issuer)20 Aug
  • 6-KCurrent report (foreign private issuer)5 Aug
  • 6-KCurrent report (foreign private issuer)5 Aug
  • 6-KCurrent report (foreign private issuer)17 Jul
  • SC 13G/AInter & Co, Inc.17 Jul
  • 6-KCurrent report (foreign private issuer)16 Jul
  • 6-KCurrent report (foreign private issuer)29 Jun
  • 6-KCurrent report (foreign private issuer)5 Jun
  • SC 13G/AInter & Co, Inc.26 May

News

  • Inter & Co, Inc. (INTR) Q3 2026 Earnings Call Transcript13 Nov
  • Inter & Co. Inc. Q3 Earnings Call Highlights13 Nov
  • Inter & Co. Inc. (INTR) Lags Q3 Earnings and Revenue Estimates12 Nov
  • Inter&Co Delivers Record 3Q26 Net Income of US$76.1 Million, With Strong Growth, Higher Margin and Better Efficiency12 Nov
  • Inter & Co. Inc. (INTR) Earnings Expected to Grow: Should You Buy?5 Nov
  • Inter & Co: Election Overreaction Opens Up A Perfect Opportunity5 Nov
  • Inter & Co: Lula Won - Here's Why I'm Still Bullish26 Oct
  • Inter & Co. Inc. (INTR) Surges 19.7%: Is This an Indication of Further Gains?6 Oct
  • Inter's 2026 Outlook: Digital Fintech SuperApp Strategy Targets Sustained Growth6 Oct
  • INTR or BAM: Which Is the Better Value Stock Right Now?24 Aug
  • Wall Street Analysts Believe Inter & Co. Inc. (INTR) Could Rally 59.74%: Here's is How to Trade24 Aug
  • Inter & Co. Inc. (INTR) Upgraded to Buy: Here's Why20 Aug
  • Cetera Investment Advisers Has $1.06 Million Stake in Inter & Co. Inc. $INTR14 Aug

Mentions in Filings

  • … iscal year 2024 to $1,419,965. Overall Tasting Room Sales increased 25.4% from $773,265 in 2024 to $969,827 in 2025, driven largely by our second location, Ivanhoe Park Lager House, near Camping World Stadium and and <strong>Inter & Co</strong> Stadium (Orlando City & Orlando Pride soccer teams), and an increase in our capacity to host private events. Tasting Room Sales for the original Ivanhoe Park Brewing Company location decreased 20% due to public works …
    Joyland Brewing Holdings, IncInter & Co, Inc. Class A·EX-99 - C-AR - FORM C-AR ANNUAL REPORT FY25.DOCX - 4_30_26, 10_04&#8239;PM FY 2025·FY25·1 May
  • We believe technology is a force for positive change and we leverage it to create a more inclusive and equitable financial ecosystem. Since our inception, we have been dedicated to making payments and banking seamless and secure for both consumers and businesses. We believe we are paving the way for the future of finance in Brazil, inspired by the meaningful improvements we have brought to the daily financial lives of millions of people, such as …
    PicS N.V.Inter & Co, Inc. Class A·20-F - ANNUAL REPORT·30 Apr·30 Apr
  • … , provide credit and prepaid cards, loans and other financial products and services; • other technology companies, including digital and mobile apps, that provide financial services in Brazil, such as Nu, Mercado Pago, <strong>Inter & Co</strong> and PagBank from PagSeguro; and • investment platforms and digital players that offer investment products, such as NuInvest, XP and Inter Invest. • Small & Medium-Sized Businesses: • merchant acquirers in Brazil, suc …
    Picpay Holdings Netherlands B.V.Inter & Co, Inc. Class A·424B1 - PROSPECTUS·29 Jan·29 Jan
  • … ta available from CardMonitor through September 2025. As shown, we have sustained an exceptionally strong growth trajectory since the third quarter of 2023, expanding at nearly twice the rate of the next-best performer, <strong>Inter & Co</strong>. 131 Table of Contents This performance reflects both the increased distribution of cards to our consumers and the higher engagement of our base, which is increasingly using the PicPay Card as an extension of their d …
    Picpay Holdings Netherlands B.V.Inter & Co, Inc. Class A·F-1/A - REGISTRATION STATEMENT·20 Jan·20 Jan
  • … , provide credit and prepaid cards, loans and other financial products and services; • other technology companies, including digital and mobile apps, that provide financial services in Brazil, such as Nu, Mercado Pago, <strong>Inter & Co</strong> and PagBank from PagSeguro; and • investment platforms and digital players that offer investment products, such as NuInvest, XP and Inter Invest. • Small & Medium-Sized Businesses: • merchant acquirers in Brazil, suc …
    Picpay Holdings Netherlands B.V.Inter & Co, Inc. Class A·F-1 - REGISTRATION STATEMENT·05 Jan·5 Jan
  • We believe technology is a force for positive change and we leverage it to create a more inclusive and equitable financial ecosystem. Since our inception, we have been dedicated to making payments and banking seamless and secure for both consumers and businesses. We believe we are paving the way for the future of finance in Brazil, inspired by the meaningful improvements we have brought to the daily financial lives of millions of people, such as …
    Picpay Holdings Netherlands B.V.Inter & Co, Inc. Class A·DRS/A - Draft registration statement (amendment)·18 Dec 25·18 Dec 2025

Key Stats

Trading

Px/Chg 1D$5.48 / +3.40%
Avg Volume4.87M
Beta1.23
Mkt Cap2.42B
FD Mkt Cap2.38B

Float

Shrs Out/Float441.48M / 330.64M
Short Float0.03%
Days to Cover2.02
Stock Repurchased$0.00

Current Valuation

EV24.19B
EV/EBITDA11.46
EV/Sales1.56
P/B0.24
P/S0.16
FCF Yield12.99%
ROE3.92%
ROA0.40%
Current Ratio0.45

Dividend

Cash$0.11
Yield122.27%
Yield (TTM)122.27%

Estimates

P/E1.70
Est P/E0.00
Est EPS0.17
Est PEG0.00

Valuation

Metric5Yr AvgMay '23May '24May '25May '26Oct '26
PRICE-BASED RATIOS
Price / Earnings-7.44-63.677.643.439.246.13
Price / Sales0.430.130.300.320.840.58
Price / Book Value0.270.100.310.350.340.24
Price / Free Cash Flow2.460.390.320.962.927.70
ENTERPRISE VALUE METRICS
Enterprise Value12,709.63,242.75,486.98,308.522,316.724,193.2
Enterprise Value / Sales2.670.590.720.865.425.77
Enterprise Value / EBITDA-25.20-222.089.145.8738.6642.41
Enterprise Value / EBIT19.98-18.1612.476.8947.9750.71

Financials

Full Financials
Millions BRL5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue51%2,765.15,535.57,640.19,711.814,378.1
Gross Income38.5%1,626.22,479.53,211.04,600.75,984.6
EBITDA—-172.7-14.6600.31,414.41,964.9
EBIT—-231.1-178.6439.81,205.61,624.2
Net Income—-72.7-11.1302.3907.11,312.4
EPS (Diluted)—-0.28-0.030.752.072.90
BALANCE SHEET
Cash & ST Inv-9%16,054.115,547.920,513.827,755.711,000.5
Total Assets28.1%36,626.346,343.160,351.876,458.498,562.0
Total Liabilities33%28,176.639,254.052,755.167,386.188,174.3
Total Shareholder Equity39.9%2,656.16,992.47,471.88,895.210,164.5
CASH FLOW
Net Operating Cash Flow141.3%91.62,103.47,544.13,759.13,106.0
Cap Ex-21.9%-288.0-279.1-274.1-509.7-107.4
Free Cash Flow—-196.31,824.37,270.03,249.42,998.6

Enterprise Value Bridge

Millions BRL13 Nov '26
Price (As of 13 Nov '26)4.15
Basic Shares441.48
Market Cap1,829.9
Diluted Shares447.78
Fully Diluted Shares Outstanding447.78
Fully Diluted Market Cap1,856.0
+Consolidated Debt32,596.0
−In-the-Money Convertible Debt—
+Capital Leases105.2
+Operating Leases—
−Cash & Equivalents-10,400.4
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest108.1
+Pension Liabilities—
Enterprise Value24,133.7

Related companies

Mitsubishi Ufj Financial Group Inc

MUFG US

Commonwealth Bank of Australia

CMWAY US

Banco Bilbao Vizcaya Argentaria, S.a.

BBVA US

Bank Of Montreal /CAN/

BMO US

Hdfc Bank Ltd

HDB US

Ing Groep Nv

ING US

Sumitomo Mitsui Financial Group, Inc.

SMFG US

Icici Bank Ltd

IBN US

Barclays Plc

BCS US

Santander UK plc

STNDF US

NatWest Group plc

NWG US

Credicorp Ltd

BAP US