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BAP US​

Credicorp Ltd(BAP US)

$370.21-0.840.23%Ext:$370.09-0.120.03%(Market Closed · 00:00:06 UTC)

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Credicorp Ltd — Company Profile

Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.

Sector
Financials
Industry
Financial Services
Exchange
UN
CEO
Gianfranco Piero Dario Ferrari de Las Casas
Headquarters
Lima, D0, PE
IPO Date
Oct 25, 1995
Employees
52,770
Website
www.grupocredicorp.com

Key Metrics

Price
$373.31
Market Cap
$29.66B
Revenue (TTM)
$7.74B
Net Income (TTM)
$2.06B
EPS (TTM)
25.94
P/E (TTM)
4.12
P/B (TTM)
0.76
Dividend Yield
4.76%
ROE (TTM)
5.31%
ROA (TTM)
0.76%
Operating Margin
37.66%
Beta
0.86

Dividends

Last Dividend
$14.48
Last Yield
0.05%

Summary

Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.

Website
www.grupocredicorp.com
Location
Lima, D0, PE
Phone51 1 313 2000
Employees52,770
CEOGianfranco Piero Dario Ferrari de Las Casas
Sector
Financials
Industry
Financial Services
IPO DateOct 25, 1995

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Latest Documents

SEC Filings(574)

Expand
  • 6-KCurrent report (foreign private issuer)16 Sep
  • 6-KCurrent report (foreign private issuer)17 Aug
  • SC 13GCREDICORP LTD12 Aug
  • SC 13G/ACREDICORP LTD3 Aug
  • SC 13GCREDICORP LTD27 Jul
  • 6-KCurrent report (foreign private issuer)24 Jun
  • 6-KCurrent report (foreign private issuer)10 Jun
  • 4Cavero Diego Antonio9 Jun
  • 6-KCurrent report (foreign private issuer)9 Jun
  • 4Perez-Reyes Alejandro26 May
  • 6-KCurrent report (foreign private issuer)18 May
  • 6-KCurrent report (foreign private issuer)13 May
  • 6-KCurrent report (foreign private issuer)5 May
  • 6-KCurrent report (foreign private issuer)30 Apr
  • SC 13G/ACREDICORP LTD30 Apr
  • 20-FFY 2025ended 31 Dec 202527 Apr
  • SC 13GCREDICORP LTD27 Apr
  • 6-KCurrent report (foreign private issuer)23 Apr
  • 3/APerez-Reyes Alejandro20 Apr
  • 3Romero Valdez Manuel Enrique16 Apr

News

  • Credicorp Ltd.: Credicorp's “3Q26 quiet period”19 Oct
  • Will Credicorp (BAP) Beat Estimates Again in Its Next Earnings Report?12 Oct
  • Analyzing Credicorp (NYSE:BAP) & Eastern Bankshares (NASDAQ:EBC)12 Oct
  • Credicorp Ltd. (NYSE:BAP) Stock Has Average Price Target of $431.80 According to Analysts28 Sep
  • Squarepoint Ops LLC Sells 3,907 Shares of Credicorp Ltd. $BAP24 Sep
  • Here Are Wednesday’s Top Wall Street Analyst Research Calls: Airbnb, Booking Holdings, Credicorp, Dutch Bros, Expedia, Hartford Financial Services, Group, Meritage Homes, Patchex, Yum! Brands, and More16 Sep
  • California State Teachers Retirement System Purchases 4,100,928 Shares of Credicorp Ltd. $BAP12 Sep
  • Credicorp Ltd.: Credicorp to Host 2026 Strategic Update on November 17, 202626 Aug
  • Why Credicorp (BAP) is a Great Dividend Stock Right Now21 Aug
  • Credicorp Ltd. (BAP) Q2 2026 Earnings Call Transcript14 Aug
  • Credicorp Q2 Earnings Call Highlights14 Aug
  • California State Teachers Retirement System Acquires 4,233 Shares of Credicorp Ltd. $BAP9 Aug
  • Why Credicorp (BAP) is a Top Dividend Stock for Your Portfolio5 Aug
  • Is Credicorp (BAP) Stock Outpacing Its Finance Peers This Year?4 Aug
  • Credicorp Ltd.: Credicorp's Earnings Release and Conference Call 2Q2631 Jul
  • Credicorp Ltd.: Credicorp’s Earnings Release and Conference Call 2Q2631 Jul
  • Aristotle Capital Management LLC Sells 12,065 Shares of Credicorp Ltd. $BAP25 Jul
  • Bank of Nova Scotia Cuts Stake in Credicorp Ltd. $BAP24 Jul

Mentions in Filings

  • … asable area, with an expected total investment of approximately US$85 million to be deployed over the next three years. PPS will be developed with capital raised from Peruvian institutional investors Fondo de Inversión <strong>Credicorp</strong> Capital de Desarrollo y Rentas Inmobiliarias, an investment fund managed by Credicorp Capital; La Positiva Seguros; and Inversiones Platinum. LPA will oversee PPS’s development, leasing, property management and operation …
    Logistic Properties of the AmericasCredicorp Ltd·EX-99.1 - 6-K - Current report (foreign private issuer)·Q4 26·22 Oct
  • … attersall’s Nominees Limited. Mr. Stone was previously Treasurer and Chair of the Asset & Liability Committee at Credit Union Australia and Bank of Queensland. He was also Chair of CUA Management Pty Ltd, a Director of <strong>Credicorp</strong> Finance Pty Ltd, and a consultant at TSL Consulting. Mr. Stone holds a Bachelor of Commerce and a Diploma of Education from The University of Queensland and is a Member of the Australian Institute of Company Directors.
    STATE OF QUEENSLAND AUSTRALIACredicorp Ltd·EX-99.(C)(X) - 18-K/A - Annual report (foreign, amendment)·16 Oct·16 Oct
  • … nz SE (ADR) † | | 1% | | 110 | | 48.93 | | 5,382 | | ALL | The Allstate Corporation | | 1% | | 21 | | 251.04 | | 5,272 | | BNY | The Bank of New York Mellon Corporation (5) | | 1% | | 37 | | 145.85 | | 5,396 | | BAP | <strong>Credicorp Ltd.</strong> † | | 1% | | 14 | | 388.38 | | 5,437 | | EWBC | East West Bancorp, Inc. | | 1% | | 41 | | 131.39 | | 5,387 | | GBOOY | Grupo Financiero Banorte, S.A.B. de C.V. (ADR) † | | 1% | | 97 | | 55.43 | | 5,377 | | IBN | ICICI …
    FT 13295Credicorp Ltd·487 - FORM S-6 TO EFFECTIVE AMENDMENT·Q4 26·22 Oct
  • … --- | --- | --- | --- | --- | --- | --- | --- | | Announcement Date | ​ | ​ | Acquirer | ​ | ​ | Target | ​ | | 5/19/2026\* | ​ | ​ | Bank First Corporation | ​ | ​ | PSB Holdings, Inc. | ​ | | 12/29/2025\* | ​ | ​ | <strong>Credicorp Ltd.</strong> | ​ | ​ | Helm Bank USA | ​ | | 12/17/2025 | ​ | ​ | Community West Bancshares | ​ | ​ | United Security Bancshares | ​ | | 10/30/2025 | ​ | ​ | First Mid Bancshares, Inc. | ​ | ​ | Two Rivers Financial Group, Inc. | …
    ODNB Financial CorpCredicorp Ltd·424B3 - Prospectus filing (Rule 424(b)(3))·Q4 26·13 Oct
  • … --- | --- | --- | --- | --- | --- | --- | --- | | Announcement Date | ​ | ​ | Acquirer | ​ | ​ | Target | ​ | | 5/19/2026\* | ​ | ​ | Bank First Corporation | ​ | ​ | PSB Holdings, Inc. | ​ | | 12/29/2025\* | ​ | ​ | <strong>Credicorp Ltd.</strong> | ​ | ​ | Helm Bank USA | ​ | | 12/17/2025 | ​ | ​ | Community West Bancshares | ​ | ​ | United Security Bancshares | ​ | | 10/30/2025 | ​ | ​ | First Mid Bancshares, Inc. | ​ | ​ | Two Rivers Financial Group, Inc. | …
    ODNB Financial CorpCredicorp Ltd·S-4/A - Registration statement (business combination, amendment)·Q4 26·6 Oct
  • … --- | --- | --- | --- | --- | --- | --- | --- | | Announcement Date | ​ | ​ | Acquirer | ​ | ​ | Target | ​ | | 5/19/2026\* | ​ | ​ | Bank First Corporation | ​ | ​ | PSB Holdings, Inc. | ​ | | 12/29/2025\* | ​ | ​ | <strong>Credicorp Ltd.</strong> | ​ | ​ | Helm Bank USA | ​ | | 12/17/2025 | ​ | ​ | Community West Bancshares | ​ | ​ | United Security Bancshares | ​ | | 10/30/2025 | ​ | ​ | First Mid Bancshares, Inc. | ​ | ​ | Two Rivers Financial Group, Inc. | …
    ODNB Financial CorpCredicorp Ltd·S-4/A - Registration statement (business combination, amendment)·Q3 26·16 Sep

Key Stats

Trading

Px/Chg 1D$373.31 / -1.33%
Prev Close$382.53
% of 52Wk H91.29%
Avg Volume466.16K
Beta0.86
Mkt Cap29.66B
FD Mkt Cap29.97B

Float

Shrs Out/Float79.45M / 53.24M
Short Float0.03%
Days to Cover3.00
Stock Repurchased$27.49M

Current Valuation

EV18.36B
EV/EBITDA1.64
EV/Sales0.64
P/B0.76
P/S1.03
FCF Yield-3.18%
ROE5.31%
ROA0.76%
Current Ratio3.91

Dividend

Cash$14.48
Yield4.76%
Yield (TTM)4.76%

Estimates

P/E4.12
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgAug '23Aug '24May '25May '26Oct '26
PRICE-BASED RATIOS
Price / Earnings7.762.492.712.9916.0014.59
Price / Sales1.720.560.520.613.043.88
Price / Book Value0.550.400.410.480.690.77
Price / Free Cash Flow-14.30-5.644.501.23-39.71-31.87
ENTERPRISE VALUE METRICS
Enterprise Value15,623.817,570.217,543.87,056.717,192.318,755.9
Enterprise Value / Sales1.260.850.690.262.072.42
Enterprise Value / EBITDA3.762.342.330.837.335.96
Enterprise Value / EBIT3.962.562.560.907.336.46

Financials

Full Financials
Millions PEN5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue10.8%19,219.220,625.225,372.926,996.428,916.3
Gross Income8.5%15,361.814,758.215,717.717,331.821,313.4
EBITDA15.8%6,023.47,514.27,515.58,547.110,849.5
EBIT16.9%5,332.86,870.66,848.37,824.59,947.6
Net Income17.9%3,584.64,647.84,865.55,501.36,925.4
EPS (Diluted)17.9%44.9958.1361.0869.0986.80
BALANCE SHEET
Cash & ST Inv-12.1%74,415.664,198.067,344.181,715.144,518.1
Total Assets2.4%243,443.9235,414.2238,840.2256,088.9267,338.7
Total Liabilities1.5%216,611.3205,818.9205,733.1221,111.7230,005.0
Total Shareholder Equity8.6%26,291.929,003.632,460.034,346.536,604.6
CASH FLOW
Net Operating Cash Flow19.3%3,973.0-1,151.44,079.714,522.18,051.2
Cap Ex-16.2%-640.0-896.4-1,151.2-1,111.4-315.9
Free Cash Flow23.4%3,333.0-2,047.82,928.513,410.77,735.2

Enterprise Value Bridge

Millions PEN23 Oct '26
Price (As of 23 Oct '26)370.21
Basic Shares79.45
Market Cap29,412.6
Diluted Shares79.48
Fully Diluted Shares Outstanding79.48
Fully Diluted Market Cap29,422.7
+Consolidated Debt31,387.4
−In-the-Money Convertible Debt—
+Capital Leases585.3
+Operating Leases—
−Cash & Equivalents-43,292.2
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest610.2
+Pension Liabilities—
Enterprise Value18,117.9

Segment data

Revenue

by Geography

  • Peru90%
  • Colombia4%
  • Bolivia2%
  • Cayman Islands2%
  • Panama1%

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