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BBVA US​
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  • Home
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BBVA US​
HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings

Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR(BBVA US)

$25.91-0.010.04%(Market Open · 19:54:18 UTC)
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Doc SearchProfileEntity StructureFinancialsChartingShort InterestEmployees

Overview

ProfileEntity Structure

Documents

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Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR(BBVA US)

$25.91-0.010.04%(Market Open · 19:54:18 UTC)
Ask AI
Doc SearchProfileEntity StructureFinancialsChartingShort InterestEmployees

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Financials & Metrics

FinancialsChartingShort InterestEmployees

Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR — Company Profile

Banco Bilbao Vizcaya Argentaria, S.A., established in Bilbao, Spain, in 1857, operates as a comprehensive global financial services provider through its various subsidiaries. The institution specializes in retail banking, wholesale banking, and asset management. Its extensive product offerings include everyday current accounts, a variety of deposit options such as demand, savings, overnight, time, term, and subordinated deposits, along with numerous loan products. BBVA also trades in securities and manages both pension and investment funds. Additional services encompass credit cards, corporate and investment banking solutions, insurance products, and real estate services. The bank delivers these offerings through both online and mobile digital channels. As of December 31, 2021, its physical presence was robust, featuring 6,083 branches and 29,148 ATMs. Geographically, BBVA maintains operations across Spain, Mexico, South America, the United States, Turkey, Asia, and the wider European region.

Sector
Financials
Industry
Financial Services
Exchange
UN
CEO
Onur Genc
Headquarters
Bilbao, U3, ES
IPO Date
Dec 15, 1988
Employees
127,174
Website
www.bbva.com

Key Metrics

Price
$26.98
Market Cap
$149.07B
Revenue (TTM)
$10.65B
Net Income (TTM)
$2.99B
EPS (TTM)
0.51
P/E (TTM)
13.80
P/B (TTM)
2.65
Dividend Yield
4.75%
ROE (TTM)
18.33%
ROA (TTM)
1.22%
Operating Margin
43.94%
Beta
1.36

Dividends

Last Dividend
$0.71
Last Yield
0.05%

Summary

Banco Bilbao Vizcaya Argentaria, S.A., established in Bilbao, Spain, in 1857, operates as a comprehensive global financial services provider through its various subsidiaries. The institution specializes in retail banking, wholesale banking, and asset management. Its extensive product offerings include everyday current accounts, a variety of deposit options such as demand, savings, overnight, time, term, and subordinated deposits, along with numerous loan products. BBVA also trades in securities and manages both pension and investment funds. Additional services encompass credit cards, corporate and investment banking solutions, insurance products, and real estate services. The bank delivers these offerings through both online and mobile digital channels. As of December 31, 2021, its physical presence was robust, featuring 6,083 branches and 29,148 ATMs. Geographically, BBVA maintains operations across Spain, Mexico, South America, the United States, Turkey, Asia, and the wider European region.

Website
www.bbva.com
Location
Bilbao, U3, ES
Phone+34 91 537 7000
Employees127,174
CEOOnur Genc
Sector
Financials
Industry
Financial Services
IPO DateDec 15, 1988

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(1.7K)

Expand
  • 8-A12BRegistration of securities (Section 12(b))11:06AM
  • 6-KCurrent report (foreign private issuer)10:29AM
  • 13F-HRQuarterly report (institutional investment manager holdings)07:20AM
  • 6-KCurrent report (foreign private issuer)12 Nov
  • 6-KCurrent report (foreign private issuer)10 Nov
  • 424B5Prospectus filing (Rule 424(b)(5))6 Nov
  • FWPFree writing prospectus4 Nov
  • 424B5Prospectus filing (Rule 424(b)(5))4 Nov
  • 6-KCurrent report (foreign private issuer)3 Nov
  • 6-KCurrent report (foreign private issuer)29 Oct
  • 6-KCurrent report (foreign private issuer)29 Oct
  • 6-KCurrent report (foreign private issuer)29 Oct
  • 6-KCurrent report (foreign private issuer)29 Oct
  • 6-KCurrent report (foreign private issuer)27 Oct
  • 6-KCurrent report (foreign private issuer)26 Oct
  • 6-KCurrent report (foreign private issuer)20 Oct
  • 6-KCurrent report (foreign private issuer)19 Oct
  • 6-KCurrent report (foreign private issuer)19 Oct
  • SBSE-A/ASBSE-A/A14 Oct
  • 6-KCurrent report (foreign private issuer)13 Oct

News

  • BBVA Argentina Announces Third Quarter 2026 Financial Results Schedule10 Nov
  • Banco Bilbao Vizcaya Argentaria S.A. $BBVA Holdings Decreased by Ethic Inc.9 Nov
  • Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Q3 2026 Earnings Call Prepared Remarks Transcript29 Oct
  • Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Q3 2026 Earnings Call Transcript29 Oct
  • What Banco Bilbao Vizcaya Argentaria (BBVA) Said on Its Q3 Earnings Call29 Oct
  • BBVA's Q3 net profit rises 19% thanks to Mexico29 Oct
  • BBVA Posts Higher Profit on Top-Line Growth29 Oct
  • Implied Volatility Surging for BBVA Argentina Bank Stock Options22 Oct
  • Banco Bilbao Viscaya Argentaria (BBVA) Set to Announce Earnings on Thursday22 Oct
  • 3 Reasons Growth Investors Will Love Banco Bilbao (BBVA)20 Oct
  • BBVA or CM: Which Is the Better Value Stock Right Now?20 Oct
  • Banco Bilbao (BBVA) Loses 12.7% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner20 Oct
  • Why Banco Bilbao (BBVA) is a Great Dividend Stock Right Now19 Oct
  • Should Value Investors Buy Banco Bilbao Viscaya Argentaria (BBVA) Stock?19 Oct
  • 13 Graham Value Dividend All-Stars (GVAS) Shine In October14 Oct
  • Banco Bilbao (BBVA) Could Find a Support Soon, Here's Why You Should Buy the Stock Now12 Oct
  • 5 Stocks With High ROE to Buy Amid Erratic Market Behavior9 Oct
  • Best Income Stocks to Buy for October 9th9 Oct
  • Banco Bilbao Viscaya Argentaria (NYSE:BBVA) and Raiffeisen Bank International (OTCMKTS:RAIFY) Financial Review7 Oct
  • Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Discusses AI Transformation, Technology Strategy and Spanish Market Focus Transcript6 Oct

Mentions in Filings

  • PHI entered into a loan facility up to an aggregate principal amount of $3.5 billion with <strong>Banco Bilbao Vizcaya Argentaria, S.A.</strong> New York Branch in August 2026 (the “PHI Bilateral Facility”), which was used for the repayment of a portion of the outstanding borrowings under EIDP’s commercial paper program. The PHI Bilateral Facility had commitments from September 1, 2026 through September 5, 2026, after which commitments were automatically terminat …
    Vylor Inc.Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·10-Q - Quarterly report Q3·Q3 26·12 Nov
  • … eral Lenders from Time to Time Party Hereto and BANK OF AMERICA, N.A., as Administrative Agent, Dated as of September 2, 2026 BANK OF AMERICA, N.A. as Coordinating Lead Arranger and Sole Bookrunner <strong>BANCO BILBAO VIZCAYA ARGENTARIA, S.A.</strong> NEW YORK BRANCH, GOLDMAN SACHS BANK USA, ING CAPITAL LLC, JPMORGAN CHASE BANK, N.A., MIZUHO BANK, LTD., MUFG BANK, LTD., NATIONAL BANK OF CANADA, ROYAL BANK OF CANADA, THE BANK OF NOVA SCOTIA, HOUSTON BRANC …
    Venture Global, Inc.Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·EX-10.10 - 10-Q - Quarterly report Q3·Q3 26·9 Nov
  • … Agreement] --- CAPITAL ONE, NATIONAL ASSOCIATION, as an Initial Lender By: /s/ Andrew Yochem Name: Andrew Yochem Title: Duly Authorized Signatory [Signature Page to Term Loan Credit Agreement] --- <strong>BANCO BILBAO VIZCAYA ARGENTARIA, S.A.</strong> NEW YORK BRANCH, as an Initial Lender By: /s/ Cara Younger Name: Cara Younger Title: Managing Director By: /s/ Armen Semizian Name: Armen Semizian Title: Managing Director [Signature Page to Term Loa …
    TD SYNNEX CORPBanco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·EX-10.1 - 8-K - Entry into a Material Definitive Agreement·Q4 26·5 Nov
  • … SACHS BANK USA, BARCLAYS BANK PLC, CITIBANK, N.A., JPMORGAN CHASE BANK, N.A., and MIZUHO BANK, LTD. as Syndication Agents BMO BANK N.A., HSBC BANK USA, NATIONAL ASSOCIATION, ROYAL BANK OF CANADA, <strong>BANCO BILBAO VIZCAYA ARGENTARIA, S.A.</strong> NEW YORK BRANCH, and STANDARD CHARTERED BANK as Documentation Agents --- TABLE OF CONTENTS Page ARTICLE I Definitions 5 SECTION 1.01. Defined Terms 5 SECTION 1.02. Classification of Loans and Bor …
    Airbnb, Inc.Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·EX-10.2 - 10-Q - Quarterly report Q3·Q3 26·5 Nov
  • … expertise, selected by the Issuer | | Active Bookrunners: | BofA Securities Europe SA, HSBC Continental Europe, Société Générale | | Co-managers Group A: | Australia and New Zealand Banking Group Limited, <strong>Banco Bilbao Vizcaya Argentaria, S.A.</strong>, Banco Santander, S.A., Bank of China (Europe) S.A., Standard Chartered Bank | | Co-managers Group B: | Bayerische Landesbank, BNY Mellon Capital Markets, LLC, Landesbank Baden-Württemberg, Landesbank Hesse …
    LINDE PLCBanco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·EX-4.1 - 8-K - Other Events·Q4 26·12 Nov
  • … 6.71 | | 5,501 | | PR | Permian Resources Corp. | | 3.34% | | 249 | | 22.32 | | 5,558 | | SHEL | Shell plc (ADR) † | | 3.35% | | 57 | | 97.86 | | 5,578 | | Financials (16.62%): | | | | | | | | | | | BBVA | <strong>Banco Bilbao Vizcaya Argentaria, S.A.</strong> (ADR) † | | 3.34% | | 212 | | 26.21 | | 5,556 | | BNPQY | BNP Paribas S.A. (ADR) † | | 3.32% | | 104 | | 53.20 | | 5,533 | | GS | The Goldman Sachs Group, Inc. | | 3.34% | | 6 | | 926.81 | | 5,561 | | JPM | …
    FT 13348Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·487 - Form 487 - FORM S-6 TO EFFECTIVE AMENDMENT·Q4 26·12 Nov

Key Stats

Trading

Px/Chg 1D$26.98 / +0.41%
Prev Close$29.51
% of 52Wk H98.82%
Avg Volume1.87M
Beta1.36
Mkt Cap149.07B
FD Mkt Cap161.84B

Float

Shrs Out/Float5.53B / 5.52B
Short Float0.00%
Days to Cover1.00
Stock Repurchased$2.00B

Current Valuation

EV161.05B
EV/EBITDA8.87
EV/Sales3.42
P/B2.65
P/S3.17
FCF Yield2.22%
ROE18.33%
ROA1.22%
Current Ratio0.44

Dividend

Cash$0.71
Yield4.75%
Yield (TTM)4.75%

Estimates

P/E13.80
Est P/E0.00
Est EPS0.57
Est PEG0.00

Valuation

Metric5Yr AvgMar '23Mar '24Apr '25Apr '26Oct '26
PRICE-BASED RATIOS
Price / Earnings24.867.319.198.2550.2049.37
Price / Sales6.321.151.272.3412.9813.85
Price / Book Value1.750.991.421.492.222.62
Price / Free Cash Flow10.412.18-29.00-4.2838.4744.65
ENTERPRISE VALUE METRICS
Enterprise Value141,060.980,490.6173,967.6171,805.5119,480.3159,560.4
Enterprise Value / Sales7.401.992.994.8412.2014.98
Enterprise Value / EBITDA17.676.9412.5910.1427.6131.04
Enterprise Value / EBIT19.437.8414.0111.1530.3733.79

Financials

Full Financials
Millions EUR5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue4.2%31,324.040,373.058,188.035,482.036,930.0
Gross Income11.5%19,971.024,675.028,966.0-6,657.030,857.0
EBITDA20.3%8,481.011,596.013,822.016,938.017,748.0
EBIT22.3%7,247.010,268.012,419.015,405.016,227.0
Net Income22.6%4,653.06,358.08,019.010,054.010,511.0
EPS (Diluted)26%0.670.981.291.681.69
BALANCE SHEET
Cash & ST Inv19.6%134,956.0178,369.0177,947.0153,573.0275,944.0
Total Assets6.7%662,885.0712,092.0775,558.0772,402.0859,576.0
Total Liabilities6.8%614,125.0661,574.0720,293.0712,389.0797,778.0
Total Shareholder Equity6.9%43,907.046,895.051,701.055,654.057,357.0
CASH FLOW
Net Operating Cash Flow—-1,242.023,718.0-721.0-18,190.014,968.0
Cap Ex17.5%-946.0-2,442.0-1,819.0-1,195.0-1,806.0
Free Cash Flow—-2,188.021,276.0-2,540.0-19,385.013,162.0

Enterprise Value Bridge

Millions EUR13 Nov '26
Price (As of 13 Nov '26)25.95
Basic Shares5,525.29
Market Cap143,381.2
Diluted Shares5,797.79
Fully Diluted Shares Outstanding5,797.79
Fully Diluted Market Cap150,452.6
+Consolidated Debt110,874.0
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-107,948.0
−Short-term Investments-214,278.0
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest4,994.0
+Pension Liabilities—
Enterprise Value151,301.2

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Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR — Company Profile

Banco Bilbao Vizcaya Argentaria, S.A., established in Bilbao, Spain, in 1857, operates as a comprehensive global financial services provider through its various subsidiaries. The institution specializes in retail banking, wholesale banking, and asset management. Its extensive product offerings include everyday current accounts, a variety of deposit options such as demand, savings, overnight, time, term, and subordinated deposits, along with numerous loan products. BBVA also trades in securities and manages both pension and investment funds. Additional services encompass credit cards, corporate and investment banking solutions, insurance products, and real estate services. The bank delivers these offerings through both online and mobile digital channels. As of December 31, 2021, its physical presence was robust, featuring 6,083 branches and 29,148 ATMs. Geographically, BBVA maintains operations across Spain, Mexico, South America, the United States, Turkey, Asia, and the wider European region.

Sector
Financials
Industry
Financial Services
Exchange
UN
CEO
Onur Genc
Headquarters
Bilbao, U3, ES
IPO Date
Dec 15, 1988
Employees
127,174
Website
www.bbva.com

Key Metrics

Price
$26.98
Market Cap
$149.07B
Revenue (TTM)
$10.65B
Net Income (TTM)
$2.99B
EPS (TTM)
0.51
P/E (TTM)
13.80
P/B (TTM)
2.65
Dividend Yield
4.75%
ROE (TTM)
18.33%
ROA (TTM)
1.22%
Operating Margin
43.94%
Beta
1.36

Dividends

Last Dividend
$0.71
Last Yield
0.05%

Summary

Banco Bilbao Vizcaya Argentaria, S.A., established in Bilbao, Spain, in 1857, operates as a comprehensive global financial services provider through its various subsidiaries. The institution specializes in retail banking, wholesale banking, and asset management. Its extensive product offerings include everyday current accounts, a variety of deposit options such as demand, savings, overnight, time, term, and subordinated deposits, along with numerous loan products. BBVA also trades in securities and manages both pension and investment funds. Additional services encompass credit cards, corporate and investment banking solutions, insurance products, and real estate services. The bank delivers these offerings through both online and mobile digital channels. As of December 31, 2021, its physical presence was robust, featuring 6,083 branches and 29,148 ATMs. Geographically, BBVA maintains operations across Spain, Mexico, South America, the United States, Turkey, Asia, and the wider European region.

Website
www.bbva.com
Location
Bilbao, U3, ES
Phone+34 91 537 7000
Employees127,174
CEOOnur Genc
Sector
Financials
Industry
Financial Services
IPO DateDec 15, 1988

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(1.7K)

Expand
  • 8-A12BRegistration of securities (Section 12(b))11:06AM
  • 6-KCurrent report (foreign private issuer)10:29AM
  • 13F-HRQuarterly report (institutional investment manager holdings)07:20AM
  • 6-KCurrent report (foreign private issuer)12 Nov
  • 6-KCurrent report (foreign private issuer)10 Nov
  • 424B5Prospectus filing (Rule 424(b)(5))6 Nov
  • FWPFree writing prospectus4 Nov
  • 424B5Prospectus filing (Rule 424(b)(5))4 Nov
  • 6-KCurrent report (foreign private issuer)3 Nov
  • 6-KCurrent report (foreign private issuer)29 Oct
  • 6-KCurrent report (foreign private issuer)29 Oct
  • 6-KCurrent report (foreign private issuer)29 Oct
  • 6-KCurrent report (foreign private issuer)29 Oct
  • 6-KCurrent report (foreign private issuer)27 Oct
  • 6-KCurrent report (foreign private issuer)26 Oct
  • 6-KCurrent report (foreign private issuer)20 Oct
  • 6-KCurrent report (foreign private issuer)19 Oct
  • 6-KCurrent report (foreign private issuer)19 Oct
  • SBSE-A/ASBSE-A/A14 Oct
  • 6-KCurrent report (foreign private issuer)13 Oct

News

  • BBVA Argentina Announces Third Quarter 2026 Financial Results Schedule10 Nov
  • Banco Bilbao Vizcaya Argentaria S.A. $BBVA Holdings Decreased by Ethic Inc.9 Nov
  • Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Q3 2026 Earnings Call Prepared Remarks Transcript29 Oct
  • Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Q3 2026 Earnings Call Transcript29 Oct
  • What Banco Bilbao Vizcaya Argentaria (BBVA) Said on Its Q3 Earnings Call29 Oct
  • BBVA's Q3 net profit rises 19% thanks to Mexico29 Oct
  • BBVA Posts Higher Profit on Top-Line Growth29 Oct
  • Implied Volatility Surging for BBVA Argentina Bank Stock Options22 Oct
  • Banco Bilbao Viscaya Argentaria (BBVA) Set to Announce Earnings on Thursday22 Oct
  • 3 Reasons Growth Investors Will Love Banco Bilbao (BBVA)20 Oct
  • BBVA or CM: Which Is the Better Value Stock Right Now?20 Oct
  • Banco Bilbao (BBVA) Loses 12.7% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner20 Oct
  • Why Banco Bilbao (BBVA) is a Great Dividend Stock Right Now19 Oct
  • Should Value Investors Buy Banco Bilbao Viscaya Argentaria (BBVA) Stock?19 Oct
  • 13 Graham Value Dividend All-Stars (GVAS) Shine In October14 Oct
  • Banco Bilbao (BBVA) Could Find a Support Soon, Here's Why You Should Buy the Stock Now12 Oct
  • 5 Stocks With High ROE to Buy Amid Erratic Market Behavior9 Oct
  • Best Income Stocks to Buy for October 9th9 Oct
  • Banco Bilbao Viscaya Argentaria (NYSE:BBVA) and Raiffeisen Bank International (OTCMKTS:RAIFY) Financial Review7 Oct
  • Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Discusses AI Transformation, Technology Strategy and Spanish Market Focus Transcript6 Oct

Mentions in Filings

  • PHI entered into a loan facility up to an aggregate principal amount of $3.5 billion with <strong>Banco Bilbao Vizcaya Argentaria, S.A.</strong> New York Branch in August 2026 (the “PHI Bilateral Facility”), which was used for the repayment of a portion of the outstanding borrowings under EIDP’s commercial paper program. The PHI Bilateral Facility had commitments from September 1, 2026 through September 5, 2026, after which commitments were automatically terminat …
    Vylor Inc.Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·10-Q - Quarterly report Q3·Q3 26·12 Nov
  • … eral Lenders from Time to Time Party Hereto and BANK OF AMERICA, N.A., as Administrative Agent, Dated as of September 2, 2026 BANK OF AMERICA, N.A. as Coordinating Lead Arranger and Sole Bookrunner <strong>BANCO BILBAO VIZCAYA ARGENTARIA, S.A.</strong> NEW YORK BRANCH, GOLDMAN SACHS BANK USA, ING CAPITAL LLC, JPMORGAN CHASE BANK, N.A., MIZUHO BANK, LTD., MUFG BANK, LTD., NATIONAL BANK OF CANADA, ROYAL BANK OF CANADA, THE BANK OF NOVA SCOTIA, HOUSTON BRANC …
    Venture Global, Inc.Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·EX-10.10 - 10-Q - Quarterly report Q3·Q3 26·9 Nov
  • … Agreement] --- CAPITAL ONE, NATIONAL ASSOCIATION, as an Initial Lender By: /s/ Andrew Yochem Name: Andrew Yochem Title: Duly Authorized Signatory [Signature Page to Term Loan Credit Agreement] --- <strong>BANCO BILBAO VIZCAYA ARGENTARIA, S.A.</strong> NEW YORK BRANCH, as an Initial Lender By: /s/ Cara Younger Name: Cara Younger Title: Managing Director By: /s/ Armen Semizian Name: Armen Semizian Title: Managing Director [Signature Page to Term Loa …
    TD SYNNEX CORPBanco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·EX-10.1 - 8-K - Entry into a Material Definitive Agreement·Q4 26·5 Nov
  • … SACHS BANK USA, BARCLAYS BANK PLC, CITIBANK, N.A., JPMORGAN CHASE BANK, N.A., and MIZUHO BANK, LTD. as Syndication Agents BMO BANK N.A., HSBC BANK USA, NATIONAL ASSOCIATION, ROYAL BANK OF CANADA, <strong>BANCO BILBAO VIZCAYA ARGENTARIA, S.A.</strong> NEW YORK BRANCH, and STANDARD CHARTERED BANK as Documentation Agents --- TABLE OF CONTENTS Page ARTICLE I Definitions 5 SECTION 1.01. Defined Terms 5 SECTION 1.02. Classification of Loans and Bor …
    Airbnb, Inc.Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·EX-10.2 - 10-Q - Quarterly report Q3·Q3 26·5 Nov
  • … expertise, selected by the Issuer | | Active Bookrunners: | BofA Securities Europe SA, HSBC Continental Europe, Société Générale | | Co-managers Group A: | Australia and New Zealand Banking Group Limited, <strong>Banco Bilbao Vizcaya Argentaria, S.A.</strong>, Banco Santander, S.A., Bank of China (Europe) S.A., Standard Chartered Bank | | Co-managers Group B: | Bayerische Landesbank, BNY Mellon Capital Markets, LLC, Landesbank Baden-Württemberg, Landesbank Hesse …
    LINDE PLCBanco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·EX-4.1 - 8-K - Other Events·Q4 26·12 Nov
  • … 6.71 | | 5,501 | | PR | Permian Resources Corp. | | 3.34% | | 249 | | 22.32 | | 5,558 | | SHEL | Shell plc (ADR) † | | 3.35% | | 57 | | 97.86 | | 5,578 | | Financials (16.62%): | | | | | | | | | | | BBVA | <strong>Banco Bilbao Vizcaya Argentaria, S.A.</strong> (ADR) † | | 3.34% | | 212 | | 26.21 | | 5,556 | | BNPQY | BNP Paribas S.A. (ADR) † | | 3.32% | | 104 | | 53.20 | | 5,533 | | GS | The Goldman Sachs Group, Inc. | | 3.34% | | 6 | | 926.81 | | 5,561 | | JPM | …
    FT 13348Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·487 - Form 487 - FORM S-6 TO EFFECTIVE AMENDMENT·Q4 26·12 Nov

Key Stats

Trading

Px/Chg 1D$26.98 / +0.41%
Prev Close$29.51
% of 52Wk H98.82%
Avg Volume1.87M
Beta1.36
Mkt Cap149.07B
FD Mkt Cap161.84B

Float

Shrs Out/Float5.53B / 5.52B
Short Float0.00%
Days to Cover1.00
Stock Repurchased$2.00B

Current Valuation

EV161.05B
EV/EBITDA8.87
EV/Sales3.42
P/B2.65
P/S3.17
FCF Yield2.22%
ROE18.33%
ROA1.22%
Current Ratio0.44

Dividend

Cash$0.71
Yield4.75%
Yield (TTM)4.75%

Estimates

P/E13.80
Est P/E0.00
Est EPS0.57
Est PEG0.00

Valuation

Metric5Yr AvgMar '23Mar '24Apr '25Apr '26Oct '26
PRICE-BASED RATIOS
Price / Earnings24.867.319.198.2550.2049.37
Price / Sales6.321.151.272.3412.9813.85
Price / Book Value1.750.991.421.492.222.62
Price / Free Cash Flow10.412.18-29.00-4.2838.4744.65
ENTERPRISE VALUE METRICS
Enterprise Value141,060.980,490.6173,967.6171,805.5119,480.3159,560.4
Enterprise Value / Sales7.401.992.994.8412.2014.98
Enterprise Value / EBITDA17.676.9412.5910.1427.6131.04
Enterprise Value / EBIT19.437.8414.0111.1530.3733.79

Financials

Full Financials
Millions EUR5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue4.2%31,324.040,373.058,188.035,482.036,930.0
Gross Income11.5%19,971.024,675.028,966.0-6,657.030,857.0
EBITDA20.3%8,481.011,596.013,822.016,938.017,748.0
EBIT22.3%7,247.010,268.012,419.015,405.016,227.0
Net Income22.6%4,653.06,358.08,019.010,054.010,511.0
EPS (Diluted)26%0.670.981.291.681.69
BALANCE SHEET
Cash & ST Inv19.6%134,956.0178,369.0177,947.0153,573.0275,944.0
Total Assets6.7%662,885.0712,092.0775,558.0772,402.0859,576.0
Total Liabilities6.8%614,125.0661,574.0720,293.0712,389.0797,778.0
Total Shareholder Equity6.9%43,907.046,895.051,701.055,654.057,357.0
CASH FLOW
Net Operating Cash Flow—-1,242.023,718.0-721.0-18,190.014,968.0
Cap Ex17.5%-946.0-2,442.0-1,819.0-1,195.0-1,806.0
Free Cash Flow—-2,188.021,276.0-2,540.0-19,385.013,162.0

Enterprise Value Bridge

Millions EUR13 Nov '26
Price (As of 13 Nov '26)25.95
Basic Shares5,525.29
Market Cap143,381.2
Diluted Shares5,797.79
Fully Diluted Shares Outstanding5,797.79
Fully Diluted Market Cap150,452.6
+Consolidated Debt110,874.0
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-107,948.0
−Short-term Investments-214,278.0
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest4,994.0
+Pension Liabilities—
Enterprise Value151,301.2

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