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BBVA US​

Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR(BBVA US)

$24.88-0.150.60%Ext:$25.93+1.054.23%(Market Closed · 00:00:05 UTC)

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR — Company Profile

Banco Bilbao Vizcaya Argentaria, S.A., established in Bilbao, Spain, in 1857, operates as a comprehensive global financial services provider through its various subsidiaries. The institution specializes in retail banking, wholesale banking, and asset management. Its extensive product offerings include everyday current accounts, a variety of deposit options such as demand, savings, overnight, time, term, and subordinated deposits, along with numerous loan products. BBVA also trades in securities and manages both pension and investment funds. Additional services encompass credit cards, corporate and investment banking solutions, insurance products, and real estate services. The bank delivers these offerings through both online and mobile digital channels. As of December 31, 2021, its physical presence was robust, featuring 6,083 branches and 29,148 ATMs. Geographically, BBVA maintains operations across Spain, Mexico, South America, the United States, Turkey, Asia, and the wider European region.

Sector
Financials
Industry
Financial Services
Exchange
UN
CEO
Onur Genc
Headquarters
Bilbao, U3, ES
IPO Date
Dec 15, 1988
Employees
127,174
Website
www.bbva.com

Key Metrics

Price
$26.98
Market Cap
$149.07B
Revenue (TTM)
$10.65B
Net Income (TTM)
$2.99B
EPS (TTM)
0.51
P/E (TTM)
13.80
P/B (TTM)
2.65
Dividend Yield
4.75%
ROE (TTM)
18.33%
ROA (TTM)
1.22%
Operating Margin
43.94%
Beta
1.36

Dividends

Last Dividend
$0.71
Last Yield
0.05%

Summary

Banco Bilbao Vizcaya Argentaria, S.A., established in Bilbao, Spain, in 1857, operates as a comprehensive global financial services provider through its various subsidiaries. The institution specializes in retail banking, wholesale banking, and asset management. Its extensive product offerings include everyday current accounts, a variety of deposit options such as demand, savings, overnight, time, term, and subordinated deposits, along with numerous loan products. BBVA also trades in securities and manages both pension and investment funds. Additional services encompass credit cards, corporate and investment banking solutions, insurance products, and real estate services. The bank delivers these offerings through both online and mobile digital channels. As of December 31, 2021, its physical presence was robust, featuring 6,083 branches and 29,148 ATMs. Geographically, BBVA maintains operations across Spain, Mexico, South America, the United States, Turkey, Asia, and the wider European region.

Website
www.bbva.com
Location
Bilbao, U3, ES
Phone+34 91 537 7000
Employees127,174
CEOOnur Genc
Sector
Financials
Industry
Financial Services
IPO DateDec 15, 1988

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Latest Documents

SEC Filings(1.6K)

Expand
  • 6-KCurrent report (foreign private issuer)20 Oct
  • 6-KCurrent report (foreign private issuer)19 Oct
  • 6-KCurrent report (foreign private issuer)19 Oct
  • SBSE-A/ASBSE-A/A14 Oct
  • 6-KCurrent report (foreign private issuer)13 Oct
  • 6-KCurrent report (foreign private issuer)2 Oct
  • 6-KCurrent report (foreign private issuer)1 Oct
  • 6-KCurrent report (foreign private issuer)30 Sep
  • 6-KCurrent report (foreign private issuer)23 Sep
  • 6-KCurrent report (foreign private issuer)22 Sep
  • 6-KCurrent report (foreign private issuer)14 Sep
  • CERTCERT10 Sep
  • 6-KCurrent report (foreign private issuer)8 Sep
  • 8-A12BRegistration of securities (Section 12(b))3 Sep
  • 6-KCurrent report (foreign private issuer)3 Sep
  • 6-KCurrent report (foreign private issuer)31 Aug
  • 424B5Prospectus filing (Rule 424(b)(5))26 Aug
  • FWPFree writing prospectus25 Aug
  • 424B5Prospectus filing (Rule 424(b)(5))25 Aug
  • 6-KCurrent report (foreign private issuer)24 Aug

News

  • Implied Volatility Surging for BBVA Argentina Bank Stock Options22 Oct
  • Banco Bilbao Viscaya Argentaria (BBVA) Set to Announce Earnings on Thursday22 Oct
  • 3 Reasons Growth Investors Will Love Banco Bilbao (BBVA)20 Oct
  • BBVA or CM: Which Is the Better Value Stock Right Now?20 Oct
  • Banco Bilbao (BBVA) Loses 12.7% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner20 Oct
  • Why Banco Bilbao (BBVA) is a Great Dividend Stock Right Now19 Oct
  • Should Value Investors Buy Banco Bilbao Viscaya Argentaria (BBVA) Stock?19 Oct
  • 13 Graham Value Dividend All-Stars (GVAS) Shine In October14 Oct
  • Banco Bilbao (BBVA) Could Find a Support Soon, Here's Why You Should Buy the Stock Now12 Oct
  • 5 Stocks With High ROE to Buy Amid Erratic Market Behavior9 Oct
  • Best Income Stocks to Buy for October 9th9 Oct
  • Banco Bilbao Viscaya Argentaria (NYSE:BBVA) and Raiffeisen Bank International (OTCMKTS:RAIFY) Financial Review7 Oct
  • Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Discusses AI Transformation, Technology Strategy and Spanish Market Focus Transcript6 Oct
  • Error: Response status code does not indicate success: 503 (Service Unavailable).6 Oct
  • Banco Bilbao Viscaya Argentaria S.A. (NYSE:BBVA) Stock Rated “Hold” by Sell-Side Brokerages6 Oct
  • Goldman Sachs Top European Stock Picks Have a Hidden Perk for Income Investors5 Oct
  • BBVA or CM: Which Is the Better Value Stock Right Now?1 Oct
  • Should Value Investors Buy Banco Bilbao Viscaya Argentaria (BBVA) Stock?1 Oct
  • BBVA approves 16% increase in 2026 interim cash dividend1 Oct
  • Grupo Aeromexico and BBVA Mexico Successfully Complete the Renewal and Expansion of a USD $250 Million Syndicated Credit Facility30 Sep

Mentions in Filings

  • … C, MIZUHO BANK, LTD., MORGAN STANLEY SENIOR FUNDING, INC., MORGAN STANLEY BANK, N.A., MUFG BANK, LTD., NATIXIS, NEW YORK BRANCH AND NATIONAL WESTMINSTER BANK PLC, as Joint Lead Arrangers and Bookrunners, <strong>BANCO BILBAO VIZCAYA ARGENTARIA, S.A.</strong> NEW YORK BRANCH, THE BANK OF NEW YORK MELLON, CANADIAN IMPERIAL BANK OF COMMERCE, NEW YORK BRANCH, THE BANK OF NOVA SCOTIA, U.S. BANK NATIONAL ASSOCIATION WELLS FARGO BANK, NATIONAL ASSOCIATION, AND STANDAR …
    UNITED AIRLINES, INC.Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·EX-10.1 - 10-Q - Quarterly report Q3·Q3 26·21 Oct
  • … T AGRICOLE CORPORATE AND INVESTMENT BANK, KFW IPEX-BANK GMBH, MORGAN STANLEY SENIOR FUNDING, INC., NORDEA BANK ABP NUF, FILIAL I NORGE, COMMERZBANK AG, NEW YORK BRANCH, NATIONAL WESTMINSTER BANK PLC, <strong>BANCO BILBAO VIZCAYA ARGENTARIA, S.A.</strong> NEW YORK BRANCH, DNB MARKETS, INC., LLOYDS BANK PLC, and SKANDINAVISKA ENSKILDA BANKEN AB (PUBL) as Joint Bookrunners and Arrangers BARCLAYS BANK PLC, BANK OF AMERICA, N.A., BARCLAYS BANK PLC, BNP …
    Norwegian Cruise Line Holdings Ltd.Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·EX-10.1 - 8-K - Entry into a Material Definitive Agreement·Q4 26·15 Oct
  • … ions are incorporated by reference into this Item 2.03. As previously disclosed in the Information Statement,PHI entered into a loan facility for up to an aggregate principal amount of $3,500 million with <strong>Banco Bilbao Vizcaya Argentaria, S.A.</strong> New York Branch on August 26, 2026 (the “PHI Bilateral Facility”). On October 1, 2026, following the Effective Time, PHI borrowed $1,578 million under the Five-Year Revolving Credit Facility and $1,500 mil …
    Vylor Inc.Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·8-K - Completion of Acquisition or Disposition of Assets·Q4 26·7 Oct
  • … e amended, restated, amended and restated, supplemented and/or otherwise modified from time to time in accordance with the terms thereof), among, *inter alios*, the Borrower, Citigroup Global Markets Inc., <strong>Banco Bilbao Vizcaya Argentaria, S.A.</strong> New York Branch, Barclays Bank PLC, BMO Capital Markets Corp., BNP Paribas, BofA Securities, Inc., Credit Agricole Corporate and Investment Bank, Goldman Sachs Bank USA, JPMorgan Chase Bank, N.A., Mizuho Ba …
    Vistra Corp.Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·EX-10.1 - 8-K - Entry into a Material Definitive Agreement·Q3 26·2 Oct
  • … at Banco Santander (Brasil) S.A.; Director of Tax Consulting for Financial Institutions and International Taxation at KPMG Corporate Finance from 2003 to 2004; Director of Accounting and Financial Control at <strong>Banco Bilbao Vizcaya Argentaria</strong> Brasil S.A. from 2001 to 2002; Deputy Director of Tax Planning at Banco Santander Brasil S.A. from 1999 to 2001; Tax Manager at Arthur Andersen Consultoria Fiscal-Financeira S/C Ltda. from 1991 to 1999. She ho …
    Itau Unibanco Holding S.A.Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·EX-99.1 - 6-K - Current report (foreign private issuer)·Q4 26·2 Oct
  • “Arrangers” means Citibank, N.A., BofA Securities, Inc., <strong>Banco Bilbao Vizcaya Argentaria, S.A.</strong> New York Branch, BNP Paribas Securities Inc., DBS Bank Ltd., JPMorgan Chase Bank, N.A., PNC Bank, National Association, The Toronto-Dominion Bank, New York Branch, Truist Securities, Inc., and U.S. Bank National Association, in each case, in its capacities as a joint lead arranger and a joint bookrunner. “Assignee Group” means two or more Eligible Assi …
    FLEX LTD.Banco Bilbao Vizcaya Argentaria, S.a. Sponsored ADR·EX-10.01 - DEFA14A - EXHIBIT 10.01·Q3 27·2 Oct

Key Stats

Trading

Px/Chg 1D$26.98 / +0.41%
Prev Close$29.51
% of 52Wk H98.82%
Avg Volume1.87M
Beta1.36
Mkt Cap149.07B
FD Mkt Cap161.84B

Float

Shrs Out/Float5.53B / 5.52B
Short Float0.00%
Days to Cover1.00
Stock Repurchased$2.00B

Current Valuation

EV161.05B
EV/EBITDA8.87
EV/Sales3.42
P/B2.65
P/S3.17
FCF Yield2.22%
ROE18.33%
ROA1.22%
Current Ratio0.44

Dividend

Cash$0.71
Yield4.75%
Yield (TTM)4.75%

Estimates

P/E13.80
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgMar '23Mar '24Apr '25Apr '26Oct '26
PRICE-BASED RATIOS
Price / Earnings24.867.319.198.2550.2049.37
Price / Sales6.321.151.272.3412.9813.85
Price / Book Value1.750.991.421.492.222.62
Price / Free Cash Flow10.412.18-29.00-4.2838.4744.65
ENTERPRISE VALUE METRICS
Enterprise Value141,060.980,490.6173,967.6171,805.5119,480.3159,560.4
Enterprise Value / Sales7.401.992.994.8412.2014.98
Enterprise Value / EBITDA17.676.9412.5910.1427.6131.04
Enterprise Value / EBIT19.437.8414.0111.1530.3733.79

Financials

Full Financials
Millions EUR5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue4.2%31,324.040,373.058,188.035,482.036,930.0
Gross Income11.5%19,971.024,675.028,966.0-6,657.030,857.0
EBITDA20.3%8,481.011,596.013,822.016,938.017,748.0
EBIT22.3%7,247.010,268.012,419.015,405.016,227.0
Net Income22.6%4,653.06,358.08,019.010,054.010,511.0
EPS (Diluted)26%0.670.981.291.681.69
BALANCE SHEET
Cash & ST Inv19.6%134,956.0178,369.0177,947.0153,573.0275,944.0
Total Assets6.7%662,885.0712,092.0775,558.0772,402.0859,576.0
Total Liabilities6.8%614,125.0661,574.0720,293.0712,389.0797,778.0
Total Shareholder Equity6.9%43,907.046,895.051,701.055,654.057,357.0
CASH FLOW
Net Operating Cash Flow—-1,242.023,718.0-721.0-18,190.014,968.0
Cap Ex17.5%-946.0-2,442.0-1,819.0-1,195.0-1,806.0
Free Cash Flow—-2,188.021,276.0-2,540.0-19,385.013,162.0

Enterprise Value Bridge

Millions EUR23 Oct '26
Price (As of 23 Oct '26)24.91
Basic Shares5,525.29
Market Cap137,607.2
Diluted Shares5,659.00
Fully Diluted Shares Outstanding5,659.00
Fully Diluted Market Cap140,937.4
+Consolidated Debt87,564.0
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-80,118.0
−Short-term Investments-206,237.0
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest4,534.0
+Pension Liabilities—
Enterprise Value149,587.2

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