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HDB US​

Hdfc Bank Ltd American Depositary Receipt(HDB US)

$22.09-0.351.56%Ext:$27.09+5.0022.61%(Market Closed · 23:47:24 UTC)

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Hdfc Bank Ltd American Depositary Receipt — Company Profile

HDFC Bank Limited is a prominent financial institution providing a comprehensive suite of banking and financial services, catering to both individual and corporate clients across India, Bahrain, Hong Kong, and Dubai. The bank organizes its operations into several key segments: Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated. Its offerings include a wide array of deposit products such as savings, salary, current, rural, public provident fund, and pension accounts, alongside Demat accounts for investments. Customers can also opt for fixed and recurring deposits, safe deposit lockers, offshore accounts and deposits, overdraft facilities against fixed deposits, and sweep-in options. HDFC Bank extends a diverse range of lending solutions, encompassing personal, home, vehicle (car and two-wheeler), business, educational, gold, consumer, and rural loans. It also provides specialized financing against properties, securities, rental receivables, and assets, as well as tailored loans for professionals and participation in government-sponsored schemes. Furthermore, the bank offers credit card-linked loans, working capital financing, and funding for commercial/construction equipment, healthcare/medical devices, and commercial vehicles. Dealer finance, term loans, and professional loans complete its extensive lending portfolio. Beyond lending, the bank issues credit, debit, prepaid, and forex cards, and facilitates various payment and collection services. These include export, import, remittance, bank guarantees, letters of credit, trade finance, hedging solutions, and comprehensive merchant and cash management services. Clients can also access insurance and investment products through HDFC Bank. For its corporate and institutional clients, HDFC Bank provides short-term finance, bill discounting, structured finance, export credit, loan syndication, and document collection services. The bank embraces digital innovation, offering online, wholesale, mobile, and phone banking, alongside instant payment systems like UPI, IMPS, NEFT, and RTGS. Additional services include channel and vendor financing, reimbursement accounts, money market operations, derivatives, employee trusts, solutions for cash-surplus corporates, tax payment services, and acting as bankers to rights/public issues. It also delivers bespoke financial solutions for supply chain partners and agricultural clients. As of March 31, 2022, HDFC Bank maintained a substantial physical presence, operating 21,683 banking outlets, including 6,342 branches and 18,130 automated teller machines (ATMs) across 3,188 cities and towns. Established in 1994, HDFC Bank Limited is headquartered in Mumbai, India.

Sector
Financials
Industry
Financial Services
Exchange
UN
CEO
Sashidhar Jagdishan
Headquarters
Mumbai, K7, IN
IPO Date
Jul 20, 2001
Employees
211,206
Website
www.hdfc.bank.in

Key Metrics

Price
$22.07
Market Cap
$113.18B
Revenue (TTM)
$5.21T
Net Income (TTM)
$799.95B
EPS (TTM)
468.57
P/E (TTM)
0.15
P/B (TTM)
0.02
Dividend Yield
3.70%
ROE (TTM)
13.93%
ROA (TTM)
1.66%
Operating Margin
20.62%
Beta
0.70

Dividends

Last Dividend
$0.42
Last Yield
0.04%

Summary

HDFC Bank Limited is a prominent financial institution providing a comprehensive suite of banking and financial services, catering to both individual and corporate clients across India, Bahrain, Hong Kong, and Dubai. The bank organizes its operations into several key segments: Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated. Its offerings include a wide array of deposit products such as savings, salary, current, rural, public provident fund, and pension accounts, alongside Demat accounts for investments. Customers can also opt for fixed and recurring deposits, safe deposit lockers, offshore accounts and deposits, overdraft facilities against fixed deposits, and sweep-in options. HDFC Bank extends a diverse range of lending solutions, encompassing personal, home, vehicle (car and two-wheeler), business, educational, gold, consumer, and rural loans. It also provides specialized financing against properties, securities, rental receivables, and assets, as well as tailored loans for professionals and participation in government-sponsored schemes. Furthermore, the bank offers credit card-linked loans, working capital financing, and funding for commercial/construction equipment, healthcare/medical devices, and commercial vehicles. Dealer finance, term loans, and professional loans complete its extensive lending portfolio. Beyond lending, the bank issues credit, debit, prepaid, and forex cards, and facilitates various payment and collection services. These include export, import, remittance, bank guarantees, letters of credit, trade finance, hedging solutions, and comprehensive merchant and cash management services. Clients can also access insurance and investment products through HDFC Bank. For its corporate and institutional clients, HDFC Bank provides short-term finance, bill discounting, structured finance, export credit, loan syndication, and document collection services. The bank embraces digital innovation, offering online, wholesale, mobile, and phone banking, alongside instant payment systems like UPI, IMPS, NEFT, and RTGS. Additional services include channel and vendor financing, reimbursement accounts, money market operations, derivatives, employee trusts, solutions for cash-surplus corporates, tax payment services, and acting as bankers to rights/public issues. It also delivers bespoke financial solutions for supply chain partners and agricultural clients. As of March 31, 2022, HDFC Bank maintained a substantial physical presence, operating 21,683 banking outlets, including 6,342 branches and 18,130 automated teller machines (ATMs) across 3,188 cities and towns. Established in 1994, HDFC Bank Limited is headquartered in Mumbai, India.

Website
www.hdfc.bank.in
Location
Mumbai, K7, IN
Phone91 22 6652 1000
Employees211,206
CEOSashidhar Jagdishan
Sector
Financials
Industry
Financial Services
IPO DateJul 20, 2001

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Latest Documents

SEC Filings(773)

Expand
  • 6-KCurrent report (foreign private issuer)22 Oct
  • 6-KCurrent report (foreign private issuer)19 Oct
  • 6-KCurrent report (foreign private issuer)19 Oct
  • 6-KCurrent report (foreign private issuer)14 Oct
  • 6-KCurrent report (foreign private issuer)8 Oct
  • 6-KCurrent report (foreign private issuer)5 Oct
  • 6-KCurrent report (foreign private issuer)2 Oct
  • 6-KCurrent report (foreign private issuer)1 Oct
  • 6-KCurrent report (foreign private issuer)1 Oct
  • 6-KCurrent report (foreign private issuer)22 Sep
  • 6-KCurrent report (foreign private issuer)14 Sep
  • 6-KCurrent report (foreign private issuer)14 Sep
  • 6-KCurrent report (foreign private issuer)8 Sep
  • 6-KCurrent report (foreign private issuer)2 Sep
  • 6-KCurrent report (foreign private issuer)2 Sep
  • 6-KCurrent report (foreign private issuer)31 Aug
  • 6-KCurrent report (foreign private issuer)25 Aug
  • 6-KCurrent report (foreign private issuer)25 Aug
  • 6-KCurrent report (foreign private issuer)24 Aug
  • 6-KCurrent report (foreign private issuer)20 Aug

News

  • HDFC Bank: Neutral View Is Justified By In-Line Results And Leadership Transition19 Oct
  • HDFC Bank: 3 Key Takeaways for Long-Term Investors18 Oct
  • HDFC Bank Limited (HDB) Q2 2027 Earnings Call Transcript17 Oct
  • What HDFC Bank (HDB) Said on Its Q2 Earnings Call17 Oct
  • Kaplan Fox & Kilsheimer LLP Notifies HDFC Bank Limited (HDB) Investors of an Approaching Securities Class Action Deadline on October 13, 202613 Oct
  • CLASS ACTION DEADLINE TONIGHT: Faruqi & Faruqi, LLP Reminds HDFC Bank Limited Investors of Securities Class Action Lawsuit Deadline on October 13, 202613 Oct
  • HDB DEADLINE TOMORROW: ROSEN, TOP RANKED GLOBAL COUNSEL, Encourages HDFC Bank Limited Investors with Losses in Excess of $100K to Secure Counsel Before Important October 13 Deadline in Securities Class Action - HDB12 Oct
  • Deadline Alert: HDFC Bank Limited (HDB) Shareholders Who Lost Money Urged To Contact Glancy Prongay Wolke & Rotter LLP About Securities Fraud Lawsuit12 Oct
  • HDB DEADLINE ALERT: Faruqi & Faruqi, LLP Reminds HDFC Bank Limited Investors of Securities Class Action Lawsuit Deadline on October 12, 202612 Oct
  • WF vs. HDB: Which Stock Is the Better Value Option?12 Oct
  • HDFC Bank Limited Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights – HDB12 Oct
  • HDB FINAL DEADLINE ALERT: HDFC Bank Limited Investors with Substantial Losses Have Opportunity to Lead Shareholder Class Action Lawsuit12 Oct
  • HDB Investors Have Opportunity to Lead HDFC Bank Limited Securities Fraud Lawsuit with SBS Law12 Oct
  • HDB Investors Have Opportunity to Lead HDFC Bank Limited Securities Fraud Lawsuit with SBS Law12 Oct
  • HDFC BANK DEADLINE: ROSEN, SKILLED INVESTOR COUNSEL, Encourages HDFC Bank Limited Investors to Secure Counsel Before Important October 13 Deadline in Securities Class Action - HDB11 Oct
  • HDB EQUITY ACTION REMINDER: Faruqi & Faruqi, LLP Reminds HDFC Bank Limited Investors of Securities Class Action Lawsuit Deadline on October 13, 202611 Oct
  • HDB Deadline: HDB Investors with Losses in Excess of $100K Have Opportunity to Lead HDFC Bank Limited Securities Fraud Lawsuit10 Oct
  • HDB Deadline: HDB Investors with Losses in Excess of $100K Have Opportunity to Lead HDFC Bank Limited Securities Fraud Lawsuit10 Oct
  • HDFC Bank 96 Hour Deadline Alert: Kahn Swick & Foti, LLC Reminds Investors With Losses In Excess Of $100,000 of Deadline in Class Action Lawsuit Against HDFC Bank Limited - HDB9 Oct
  • HDFC Bank 96 Hour Deadline Alert: Kahn Swick & Foti, LLC Reminds Investors With Losses In Excess Of $100,000 of Deadline in Class Action Lawsuit Against HDFC Bank Limited - HDB9 Oct

Mentions in Filings

  • … do not anticipate paying cash dividends on our common stock, return on your investment, if any, will depend solely on an increase, if any, in the market value of our common stock. Under its bank overdraft facility with <strong>HDFC Bank</strong>, SSI–India, our Indian operating subsidiary located in India, which holds substantially all of our operating assets, is prohibited from declaring and paying dividends, which effectively makes us, as a parent holding comp …
    SS Innovations International, Inc.Hdfc Bank Ltd American Depositary Receipt·424B5 - PROSPECTUS SUPPLEMENT·Q4 26·9 Oct
  • … inciples, classified by expected settlement timing. **NOTE 8. SHORT-TERM BORROWINGS** Short-term borrowings of INR 80.29 million (December 31, 2024: INR 76.14 million) represent amounts outstanding under the Company’s <strong>HDFC Bank</strong> bill-discounting and working-capital facilities, classified as current. The Company had no long-term borrowings at either date; the previously outstanding long-term borrowing was repaid during FY2024. **NOTE 9. TRADE PA …
    Tejascore Techsystems IncHdfc Bank Ltd American Depositary Receipt·253G2 - OFFERING CIRCULAR DATED SEPTEMBER 22, 2026, AS SUPPLEMENTED ON SEPTEMBER 30, 2026 PURSUANT TO RULE 253(G)(2)·Q2 27·30 Sep
  • … dditional capital when desired, its business, results of operations, and financial condition could be materially and adversely affected. In addition, one of our indirect subsidiaries has a working capital facility with <strong>HDFC Bank</strong> in India that provides for a borrowing capacity of 15 million Indian Rupees, or approximately $167 thousand based on exchange rates as of June 30, 2026, currently at an interest rate of 9.00% (reset every three months) a …
    Ace Green Recycling, Inc.Hdfc Bank Ltd American Depositary Receipt·10-Q - Quarterly report Q1·Q1 27·28 Sep
  • … inciples, classified by expected settlement timing. **NOTE 8. SHORT-TERM BORROWINGS** Short-term borrowings of INR 80.29 million (December 31, 2024: INR 76.14 million) represent amounts outstanding under the Company’s <strong>HDFC Bank</strong> bill-discounting and working-capital facilities, classified as current. The Company had no long-term borrowings at either date; the previously outstanding long-term borrowing was repaid during FY2024. **NOTE 9. TRADE PA …
    Tejascore Techsystems IncHdfc Bank Ltd American Depositary Receipt·253G2 - FINAL OFFERING CIRCULAR·Q2 27·23 Sep
  • #Dr. Reddy's Laboratories, Ltd., Sponsored ADR 212,354 2,849,791 \*Dredging Corp. of India, Ltd. 5,621 68,790 \*EID Parry India, Ltd. 44,313 444,684 Eimco Elecon India, Ltd., Class A 1,118 21,415 Electrosteel Castings, Ltd. 188,583 145,803 Engineers India, Ltd. 75,069 140,749 Epigral, Ltd. 2,384 27,034 EPL, Ltd. 56,239 117,342 Escorts Kubota, Ltd. 3,117 114,559 \*Eternal, Ltd. 76,384 227,190 …
    Dimensional ETF TrustHdfc Bank Ltd American Depositary Receipt·NPORT-EX - NT NPORT-P - Notification of late filing (portfolio holdings)·Q1 26·13 Aug
  • … | | | | | --- | | Firm or Organization Name | <strong>HDFC BANK LIMITED</strong> | | SEC File, CRD, NFA, lARD, UIC, and/or CIK Number (if any) | | | > SEC File Number (if any) | | | > CRD (if any) | | | > NFA (if any) | | | > IARD (if any) | | | > UIC (if any) | 335800ZQ6I4E2JXENC50 | | > CIK Number (if any) | | | Business Address (*Street, City, State/Country, Zip + 4 Postal Code*) | | | > Street Address 1 | HDFC Bank House, Senapati Bapat Marg | | > Street Addr …
    BANK OF AMERICA NAHdfc Bank Ltd American Depositary Receipt·SBSE-A/A·21 Sep·13 Oct

Key Stats

Trading

Px/Chg 1D$22.07 / -1.23%
Avg Volume9.37M
Beta0.70
Mkt Cap113.18B
FD Mkt Cap118.39B

Float

Shrs Out/Float5.13B / 1.70B
Short Float0.01%
Days to Cover2.48
Stock Repurchased$0.00

Current Valuation

EV3.04T
EV/EBITDA2.95
EV/Sales0.61
P/B0.02
P/S0.02
FCF Yield1522.08%
ROE13.93%
ROA1.66%
Current Ratio0.00

Dividend

Cash$0.42
Yield3.70%
Yield (TTM)3.70%

Estimates

P/E0.15
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgSep '22Jun '23Oct '24Oct '25Oct '26
PRICE-BASED RATIOS
Price / Earnings0.460.000.260.241.240.55
Price / Sales0.100.000.070.040.280.10
Price / Book Value0.020.000.040.020.020.02
Price / Free Cash Flow0.040.000.000.160.000.07
ENTERPRISE VALUE METRICS
Enterprise Value3,248,733.01,004,048.11,013,160.05,813,622.95,369,403.23,043,430.7
Enterprise Value / Sales2.630.630.511.657.802.56
Enterprise Value / EBITDA11.301.871.487.6734.6710.83
Enterprise Value / EBIT11.441.931.538.2434.6710.83

Financials

Full Financials
Millions INR5Yr CAGR (%)Mar '22Mar '23Mar '24Mar '25Mar '26
INCOME STATEMENT
Revenue34.3%1,603,711.21,980,913.23,520,857.14,194,985.25,213,303.0
Gross Income35.2%892,434.21,131,161.21,853,871.22,190,128.12,981,069.0
EBITDA20.2%535,979.1685,871.5757,807.3924,567.51,118,880.4
EBIT19.9%519,162.2662,381.8705,459.0861,546.21,074,741.3
Net Income20%386,000.4495,446.9622,656.6673,508.3799,951.9
EPS (Diluted)46%102.45123.39135.03138.60465.78
BALANCE SHEET
Cash & ST Inv-8.4%4,339,570.07,242,764.29,929,312.89,196,249.43,057,507.5
Total Assets22.9%21,113,705.525,755,624.044,118,573.048,187,671.148,108,748.4
Total Liabilities22.7%18,604,252.122,837,786.136,232,390.239,564,780.142,144,759.7
Total Shareholder Equity23.1%2,504,838.42,912,200.76,947,327.47,676,891.45,744,570.7
CASH FLOW
Net Operating Cash Flow32%581,018.2477,200.61,022,322.41,195,617.41,763,604.9
Cap Ex11.7%-26,324.4-43,620.3-53,838.0-66,397.3-40,930.6
Free Cash Flow32.8%554,693.8433,580.3968,484.41,129,220.11,722,674.3

Enterprise Value Bridge

Millions INR23 Oct '26
Price (As of 23 Oct '26)22.07
Basic Shares5,129.34
Market Cap113,204.5
Diluted Shares1,714.14
Fully Diluted Shares Outstanding1,714.14
Fully Diluted Market Cap37,831.2
+Consolidated Debt5,768,341.4
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-3,057,507.5
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest219,418.0
+Pension Liabilities—
Enterprise Value3,043,456.3

Segment data

Revenue

by Products and services

  • Retail Banking58%
  • Wholesale Segment41%
  • Treasury Services Segment1%

Revenue

by Geography

  • Wholesale Segment100%

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