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ING US​

Ing Groep Nv Sponsored ADR(ING US)

$31.84-0.601.85%Ext:$34.66+2.828.87%(Market Closed · 00:00:02 UTC)

Overview

ProfileEntity Structure

Documents

SEC Filings

Ing Groep Nv Sponsored ADR — Company Profile

ING Groep N.V. functions as a prominent global financial services institution, offering a comprehensive suite of banking products and solutions across a vast international footprint. Its operations extend throughout the Netherlands, Belgium, Germany, Poland, other European countries, North America, Latin America, Asia, and Australia. The company organizes its business into six distinct segments: Retail Banking focused on the Netherlands, Belgium, Germany, and other regions, in addition to its Wholesale Banking and Corporate Line Banking divisions. ING facilitates various client deposits, including checking and savings accounts, and extends credit options to both businesses and individual consumers. These lending products encompass residential mortgage loans, term loans, revolving credit facilities, and personal loans. Furthermore, its extensive offerings include debt and equity capital market services, working capital solutions, export finance, and daily banking conveniences. The firm also provides expertise in treasury and risk management, corporate finance advisory, specialized lending, and general financing. Customers can also utilize payment and cash management systems, international trade services, and a full array of digital banking experiences, alongside its savings, investment, insurance, and mortgage product lines. ING serves a diverse clientele, including individual customers, a broad spectrum of corporate entities—from small and medium-sized enterprises to mid-market corporations—and other financial institutions. The organization, founded in 1762, is headquartered in Amsterdam, the Netherlands.

Sector
Financials
Industry
Financial Services
Exchange
UN
CEO
Steven J. A. van Rijswijk
Headquarters
Amsterdam, P7, NL
IPO Date
May 18, 1994
Employees
62,770
Website
www.ing.com

Key Metrics

Price
$34.78
Market Cap
$99.35B
Revenue (TTM)
$5.82B
Net Income (TTM)
$1.56B
EPS (TTM)
0.54
P/E (TTM)
15.45
P/B (TTM)
1.95
Dividend Yield
5.08%
ROE (TTM)
12.73%
ROA (TTM)
0.60%
Operating Margin
39.71%

Financials & Metrics

FinancialsChartingShort InterestEmployees
Beta
0.91

Dividends

Last Dividend
$0.86
Last Yield
0.05%

Summary

ING Groep N.V. functions as a prominent global financial services institution, offering a comprehensive suite of banking products and solutions across a vast international footprint. Its operations extend throughout the Netherlands, Belgium, Germany, Poland, other European countries, North America, Latin America, Asia, and Australia. The company organizes its business into six distinct segments: Retail Banking focused on the Netherlands, Belgium, Germany, and other regions, in addition to its Wholesale Banking and Corporate Line Banking divisions. ING facilitates various client deposits, including checking and savings accounts, and extends credit options to both businesses and individual consumers. These lending products encompass residential mortgage loans, term loans, revolving credit facilities, and personal loans. Furthermore, its extensive offerings include debt and equity capital market services, working capital solutions, export finance, and daily banking conveniences. The firm also provides expertise in treasury and risk management, corporate finance advisory, specialized lending, and general financing. Customers can also utilize payment and cash management systems, international trade services, and a full array of digital banking experiences, alongside its savings, investment, insurance, and mortgage product lines. ING serves a diverse clientele, including individual customers, a broad spectrum of corporate entities—from small and medium-sized enterprises to mid-market corporations—and other financial institutions. The organization, founded in 1762, is headquartered in Amsterdam, the Netherlands.

Website
www.ing.com
Location
Amsterdam, P7, NL
Phone31 20 563 9111
Employees62,770
CEOSteven J. A. van Rijswijk
Sector
Financials
Industry
Financial Services
IPO DateMay 18, 1994

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Latest Documents

SEC Filings(1.7K)

Expand
  • 6-KCurrent report (foreign private issuer)20 Oct
  • 6-KCurrent report (foreign private issuer)13 Oct
  • 6-KCurrent report (foreign private issuer)6 Oct
  • 6-KCurrent report (foreign private issuer)29 Sep
  • 6-KCurrent report (foreign private issuer)22 Sep
  • 6-KCurrent report (foreign private issuer)17 Sep
  • 6-KCurrent report (foreign private issuer)15 Sep
  • SC 13G/ATENAX THERAPEUTICS, INC.11 Sep
  • 25-NSENotification of removal from listing11 Sep
  • 6-KCurrent report (foreign private issuer)8 Sep
  • 6-KCurrent report (foreign private issuer)1 Sep
  • SC 13GTENAX THERAPEUTICS, INC.27 Aug
  • 6-KCurrent report (foreign private issuer)25 Aug
  • 6-KCurrent report (foreign private issuer)25 Aug
  • 6-KCurrent report (foreign private issuer)18 Aug
  • 6-KCurrent report (foreign private issuer)14 Aug
  • 13F-HRQuarterly report (institutional investment manager holdings)13 Aug
  • 6-KCurrent report (foreign private issuer)11 Aug
  • 6-KCurrent report (foreign private issuer)4 Aug
  • 6-KCurrent report (foreign private issuer)31 Jul

News

  • ING Groep: Favorable Investor Event Takeaways And Potential Q3 Surprise15 Oct
  • ING Group Raises 2027 ROE Target Above 16% as Revenue, AI Drive Growth24 Sep
  • ING Groep N.V. (ING) Presents at Bank of America 31st Annual Financials CEO Conference Transcript23 Sep
  • ING to redeem Perpetual Capital Securities17 Sep
  • ING Groep N.V. (ING) Presents at Barclays 24th Annual Global Financial Services Conference Transcript15 Sep
  • ING Groep (ING) is a Great Momentum Stock: Should You Buy?10 Sep
  • Australia raises capital requirements for ING's local unit after overstating liquidity position2 Sep
  • ING DCF Analysis: Intrinsic Value $35 vs Price $3525 Aug
  • Gold's price rally will depend on sustained investment demand, Fed inflation response – ING's Manthey24 Aug
  • ING DCF Analysis: Intrinsic Value $35 vs Price $3618 Aug
  • ING to redeem two series of SEC registered Senior Notes14 Aug
  • ING Groep (ING) Is Up 2.15% in One Week: What You Should Know11 Aug
  • New Strong Buy Stocks for August 6th6 Aug
  • Best Income Stocks to Buy for August 6th6 Aug
  • 5 Relatively Secure And Cheap Dividend Stocks, Yields Up To 8% (August 2026)5 Aug
  • ING Groep: Premium Valuation Justifies Profit Taking Following Q2 Earnings (Downgrade)31 Jul
  • ING Groep N.V. (ING) Q2 2026 Earnings Call Transcript30 Jul
  • ING's Defense Loan Book Could Double in Next Couple of Years, CEO Says30 Jul
  • ING favours bolt-on acquisitions over bigger deals as it seeks to unify offering30 Jul
  • ING Group Q2 Earnings Call Highlights30 Jul

Mentions in Filings

  • #IMCD NV 31,922 2,991,762 ING Groep NV 1,273,403 37,600,065 \* InPost SA 126,104 1,980,267 JDE Peet's NV 39,896 1,500,763 Kendrion NV 3,248 57,419 Koninklijke Ahold Delhaize NV 610,831 23,951,307 Koninklijke BAM Groep NV 209,345 2,201,587 Koninklijke Heijmans NV 15,148 1,238,035 Koninklijke KPN NV 2,986,126 14,593,501 Koninklijke Philips NV 227,781 6,538,765
    Dimensional ETF TrustIng Groep Nv Sponsored ADR·NPORT-EX - NT NPORT-P - Notification of late filing (portfolio holdings)·Q1 26·13 Aug
  • … to the end of the reporting period covered by this report, and have not been previously reported by name to the shareholders of the Fund or to any exchange, or set forth in any registration statement, application, or report to shareholders or otherwise made available to the public. Item C.1. Identification of investment. a. Name of issuer (if any). <strong>ING Groep N.V.</strong> b. LEI (if any) of issuer. In the case of a holding in a fund that is a series of a
    Dimensional ETF TrustIng Groep Nv Sponsored ADR·NPORT-P - NT NPORT-P - Notification of late filing (portfolio holdings)·Q1 26·13 Aug
  • … | 12 | ​ | ​ | DBSDY | ​ | DBS Group Holdings Limited (3) | ​ | 1.90 | ​ | ​ | 240.90 | ​ | 2,891 | | 27 | ​ | ​ | EBKDY | ​ | Erste Group Bank AG (3) | ​ | 1.09 | ​ | ​ | 61.71 | ​ | 1,666 | | 97 | ​ | ​ | ING | ​ | <strong>ING Groep N.V.</strong> (3) | ​ | 2.16 | ​ | ​ | 33.92 | ​ | 3,290 | | 59 | ​ | ​ | ISNPY | ​ | Intesa Sanpaolo SpA (3) | ​ | 1.62 | ​ | ​ | 41.89 | ​ | 2,472 | | 292 | ​ | ​ | ITUB | ​ | Itau Unibanco Holding SA (3) | ​ | 1.87 | ​ | ​ | 9.7 …
    Advisors Disciplined Trust 2362Ing Groep Nv Sponsored ADR·487 - Registration statement (unit investment trusts)·Q4 26·8 Oct
  • … 5) | 0.84 | 34 | 42.0400 | 1,429 | | CB | Chubb Ltd (4) | 0.78 | 4 | 333.3700 | 1,333 | | CIB | Grupo Cibest SA (5) | 0.84 | 15 | 95.1500 | 1,427 | | HSBC | HSBC Holdings PLC (5) | 0.83 | 14 | 100.9500 | 1,413 | | ING | <strong>ING Groep</strong> NV (5) | 0.84 | 39 | 36.5500 | 1,425 | | ITUB | Itau Unibanco Holding SA (5) | 0.83 | 175 | 8.1100 | 1,419 | | JPM | JPMorgan Chase & Company | 0.81 | 4 | 343.0600 | 1,372 | | MS | Morgan Stanley | 0.81 | 7 | 196.3100 | …
    GUGGENHEIM DEFINED PORTFOLIOS, SERIES 2626Ing Groep Nv Sponsored ADR·497 - GUGGENHEIM DEFINED PORTFOLIOS, SERIES 2626·Q3 26·29 Sep
  • … 5) | 0.84 | 34 | 42.0400 | 1,429 | | CB | Chubb Ltd (4) | 0.78 | 4 | 333.3700 | 1,333 | | CIB | Grupo Cibest SA (5) | 0.84 | 15 | 95.1500 | 1,427 | | HSBC | HSBC Holdings PLC (5) | 0.83 | 14 | 100.9500 | 1,413 | | ING | <strong>ING Groep</strong> NV (5) | 0.84 | 39 | 36.5500 | 1,425 | | ITUB | Itau Unibanco Holding SA (5) | 0.83 | 175 | 8.1100 | 1,419 | | JPM | JPMorgan Chase & Company | 0.81 | 4 | 343.0600 | 1,372 | | MS | Morgan Stanley | 0.81 | 7 | 196.3100 | …
    GUGGENHEIM DEFINED PORTFOLIOS, SERIES 2626Ing Groep Nv Sponsored ADR·S-6/A - GUGGENHEIM DEFINED PORTFOLIOS, SERIES 2626·Q3 26·28 Sep
  • … | 753 | | 7.71 | | 5,803 | | UCG IM | UniCredit S.p.A. | | 3.34% | | 61 | | 95.34 | | 5,816 | | The Netherlands (10.01%): | | | | | | | | | | | HEIA NA | Heineken NV | | 3.35% | | 71 | | 82.08 | | 5,828 | | INGA NA | <strong>ING Groep N.V.</strong> | | 3.33% | | 160 | | 36.29 | | 5,807 | | AD NA | Koninklijke Ahold Delhaize N.V. | | 3.33% | | 158 | | 36.74 | | 5,804 | | | | --- | | 7 | | | | --- | | Schedule of Investments (cont’d.) | European Deep Value Divi …
    FT 13237Ing Groep Nv Sponsored ADR·487 - FORM S-6 TO EFFECTIVE AMENDMENT·Q3 26·23 Sep

Key Stats

Trading

Px/Chg 1D$34.78 / +1.55%
Avg Volume3.29M
Beta0.91
Mkt Cap99.35B
FD Mkt Cap100.67B

Float

Shrs Out/Float2.86B / 2.87B
Short Float0.00%
Days to Cover1.00
Stock Repurchased$0.00

Current Valuation

EV214.85B
EV/EBITDA23.15
EV/Sales5.15
P/B1.95
P/S2.38
FCF Yield0.00%
ROE12.73%
ROA0.60%
Current Ratio0.13

Dividend

Cash$0.86
Yield5.08%
Yield (TTM)5.08%

Estimates

P/E15.45
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgMar '23May '24Mar '25Apr '26Oct '26
PRICE-BASED RATIOS
Price / Earnings30.0611.687.809.8157.1463.85
Price / Sales6.831.280.970.9413.9117.06
Price / Book Value1.360.861.111.251.621.95
Price / Free Cash Flow-2.29-3.78-4.91-2.740.000.00
ENTERPRISE VALUE METRICS
Enterprise Value154,365.875,673.5117,905.6165,070.6198,324.4214,854.8
Enterprise Value / Sales15.572.252.002.4934.2136.89
Enterprise Value / EBITDA45.8212.1810.5616.5594.6795.15
Enterprise Value / EBIT46.5113.7511.2417.7594.6795.15

Financials

Full Financials
Millions EUR5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue-2.8%25,783.033,606.058,901.066,409.023,035.0
Gross Income5.1%17,794.017,063.022,154.021,413.021,731.0
EBITDA4.7%7,616.06,213.011,166.09,973.09,148.0
EBIT7.8%6,782.05,502.010,492.09,300.09,148.0
Net Income7.3%4,776.03,674.07,287.06,392.06,327.0
EPS (Diluted)14.6%1.231.011.161.652.12
BALANCE SHEET
Cash & ST Inv-5.9%135,852.0118,232.0130,058.0114,737.0106,313.0
Total Assets2.6%951,290.0967,817.0975,583.01,020,545.01,054,405.0
Total Liabilities2.9%896,634.0917,406.0923,401.0969,237.01,003,452.0
Total Shareholder Equity-2%53,920.049,907.051,238.050,314.049,698.0
CASH FLOW
Net Operating Cash Flow—-14,943.0-11,112.0-11,340.0-22,544.0-
Cap Ex—-184.0-231.0-246.0-332.0-
Free Cash Flow—-15,127.0-11,343.0-11,586.0-22,876.0-

Enterprise Value Bridge

Millions EUR23 Oct '26
Price (As of 23 Oct '26)31.84
Basic Shares2,856.58
Market Cap90,939.2
Diluted Shares2,890.20
Fully Diluted Shares Outstanding2,890.20
Fully Diluted Market Cap92,009.5
+Consolidated Debt182,898.0
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-68,587.0
−Short-term Investments-121,192.0
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest1,192.0
+Pension Liabilities—
Enterprise Value206,442.2

Segment data

Revenue

by Geography

  • Country Of Domicile30%
  • Germany29%
  • Belgium15%
  • Poland6%
  • Australia3%

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