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IBN US​

Icici Bank Ltd Sponsored ADR(IBN US)

$29.46-0.481.60%Ext:$31.00+1.545.21%(Market Closed · 00:00:03 UTC)

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Icici Bank Ltd Sponsored ADR — Company Profile

ICICI Bank Limited, a prominent financial institution with its various subsidiaries, delivers a comprehensive suite of banking and financial solutions. These services cater to both individual consumers (retail) and corporate entities, spanning operations across India and global markets. Its business activities are organized into distinct segments: Retail Banking, Wholesale Banking, Treasury operations, other banking functions, Life Insurance, and additional miscellaneous areas. The bank facilitates a wide array of deposit options, accommodating diverse account types such as savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts. Furthermore, it offers various deposit schemes, including time, fixed, recurring, and security deposits. ICICI Bank extends a broad spectrum of credit facilities. For individuals, these encompass financing for homes, automobiles, two-wheelers, personal needs, and gold, alongside commercial business loans and loans secured against various assets. Businesses benefit from offerings such as working capital finance, term loans, collateral-free credit, loans for entities without traditional financial records, import/export financing, and overdraft facilities. Additionally, the bank supports new businesses and provides loans based on card swipe transactions. Its card portfolio encompasses credit, debit, prepaid, travel, forex, and corporate cards. Digital solutions include the Pockets wallet. The bank also deals in fixed income instruments and a variety of investment products, such as mutual funds, gold monetization schemes, initial public offerings (IPOs), and other online investment platforms. Specific services target the agricultural and rural sectors, offering agri-business support, farmer finance, tractor loans, and micro-banking solutions. Beyond these, the institution delivers portfolio management, trade finance, foreign exchange services, locker facilities, specialized private and NRI (Non-Resident Indian) banking, and efficient cash management. It also supports family wealth management and dematerialized (Demat) accounts. For larger clients, it extends commercial and investment banking, capital market services, custodial services, and institutional banking. The bank facilitates access to various insurance products, including health, personal accident, fire, and motor insurance, and acts as a distributor for both general and life insurance policies. Customers can conveniently access banking services through internet, mobile, and phone channels. Through its various arms, ICICI Bank provides securities investment, broking, trading, and underwriting services. Its extensive offerings also cover merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, managing points of presence, and private equity/venture capital fund management. Established in 1955, the bank's headquarters are situated in Mumbai, India.

Sector
Financials
Industry
Financial Services
Exchange
UN
CEO
Sandeep Bakhshi
Headquarters
Mumbai, K7, IN
IPO Date
Mar 28, 2000
Employees
124,324
Website
www.icici.bank.in

Key Metrics

Price
$27.44
Market Cap
$98.14B
Revenue (TTM)
$3.12T
Net Income (TTM)
$542.08B
EPS (TTM)
151.78
P/E (TTM)
0.18
P/B (TTM)
0.03
Dividend Yield
76.50%
ROE (TTM)
14.93%
ROA (TTM)
1.86%
Operating Margin
24.77%
Beta
0.50

Dividends

Last Dividend
$0.25
Last Yield
0.76%

Summary

ICICI Bank Limited, a prominent financial institution with its various subsidiaries, delivers a comprehensive suite of banking and financial solutions. These services cater to both individual consumers (retail) and corporate entities, spanning operations across India and global markets. Its business activities are organized into distinct segments: Retail Banking, Wholesale Banking, Treasury operations, other banking functions, Life Insurance, and additional miscellaneous areas. The bank facilitates a wide array of deposit options, accommodating diverse account types such as savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts. Furthermore, it offers various deposit schemes, including time, fixed, recurring, and security deposits. ICICI Bank extends a broad spectrum of credit facilities. For individuals, these encompass financing for homes, automobiles, two-wheelers, personal needs, and gold, alongside commercial business loans and loans secured against various assets. Businesses benefit from offerings such as working capital finance, term loans, collateral-free credit, loans for entities without traditional financial records, import/export financing, and overdraft facilities. Additionally, the bank supports new businesses and provides loans based on card swipe transactions. Its card portfolio encompasses credit, debit, prepaid, travel, forex, and corporate cards. Digital solutions include the Pockets wallet. The bank also deals in fixed income instruments and a variety of investment products, such as mutual funds, gold monetization schemes, initial public offerings (IPOs), and other online investment platforms. Specific services target the agricultural and rural sectors, offering agri-business support, farmer finance, tractor loans, and micro-banking solutions. Beyond these, the institution delivers portfolio management, trade finance, foreign exchange services, locker facilities, specialized private and NRI (Non-Resident Indian) banking, and efficient cash management. It also supports family wealth management and dematerialized (Demat) accounts. For larger clients, it extends commercial and investment banking, capital market services, custodial services, and institutional banking. The bank facilitates access to various insurance products, including health, personal accident, fire, and motor insurance, and acts as a distributor for both general and life insurance policies. Customers can conveniently access banking services through internet, mobile, and phone channels. Through its various arms, ICICI Bank provides securities investment, broking, trading, and underwriting services. Its extensive offerings also cover merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, managing points of presence, and private equity/venture capital fund management. Established in 1955, the bank's headquarters are situated in Mumbai, India.

Website
www.icici.bank.in
Location
Mumbai, K7, IN
Phone91 22 2653 6173
Employees124,324
CEOSandeep Bakhshi
Sector
Financials
Industry
Financial Services
IPO DateMar 28, 2000

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Latest Documents

SEC Filings(1.3K)

Expand
  • 6-KFORM 6K22 Oct
  • 6-KCurrent report (foreign private issuer)22 Oct
  • 6-KFORM 6K22 Oct
  • 6-KCurrent report (foreign private issuer)14 Oct
  • 6-KCurrent report (foreign private issuer)6 Oct
  • 6-KCurrent report (foreign private issuer)1 Oct
  • 6-KCurrent report (foreign private issuer)30 Sep
  • 6-KCurrent report (foreign private issuer)28 Sep
  • 6-KCurrent report (foreign private issuer)23 Sep
  • 6-KCurrent report (foreign private issuer)22 Sep
  • 6-KCurrent report (foreign private issuer)10 Sep
  • 6-KCurrent report (foreign private issuer)8 Sep
  • 6-KCurrent report (foreign private issuer)4 Sep
  • 6-KCurrent report (foreign private issuer)3 Sep
  • 6-KCurrent report (foreign private issuer)2 Sep
  • 6-KCurrent report (foreign private issuer)2 Sep
  • 6-KCurrent report (foreign private issuer)28 Aug
  • 6-KCurrent report (foreign private issuer)25 Aug
  • 6-KCurrent report (foreign private issuer)25 Aug
  • 6-KCurrent report (foreign private issuer)25 Aug

News

  • ICICI Bank Limited (IBN) Q2 2027 Earnings Call Transcript19 Oct
  • ICICI Bank: Solid Performance And Favorable Prospects19 Oct
  • ICICI Bank: 3 Key Takeaways for Long-Term Investors18 Oct
  • ICICI Bank Limited (IBN) Q2 2027 Earnings Call Transcript17 Oct
  • ICICI Bank Q2 Earnings Call Highlights17 Oct
  • IBN Initiates Coverage of Mobilicom Ltd.15 Oct
  • IBN Announces Latest Episode of The Stock2Me Podcast Featuring Versus Systems CEO Luis Goldner and Leadership Team8 Oct
  • Contrasting Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL) and ICICI Bank (NYSE:IBN)7 Oct
  • IBN to Serve as Media Sponsor of The ThinkEquity Conference 20262 Oct
  • IBN Announces Latest Episode of The BioMedWire Podcast Featuring the Return of Anthony Durkacz, Executive Co-Chair of Quantum BioPharma Ltd.30 Sep
  • ICICI Bank (NYSE:IBN) vs. Citizens (NASDAQ:CIZN) Head-To-Head Survey30 Sep
  • IBN Announces Latest Episode of The MiningNewsWire Podcast featuring Dr. Bo Møller Stensgaard, President of Greenland Mines Ltd.24 Sep
  • IBN Initiates Coverage of Apimeds Pharmaceuticals US, Inc.18 Sep
  • IBN Announces Latest Episode of The BioMedWire Podcast Featuring Dr. Ehud Geller, CEO of Regentis Biomaterials Ltd.18 Sep
  • IBN Announces Latest Episode of The BioMedWire Podcast Featuring Dr. Islam Mohamed, Chief Medical Officer of Onco-Innovations Ltd.10 Sep
  • IBN Announces Latest Episode of The Bell2Bell Podcast featuring Galiano Tiramani, Co-CEO of BOXABL Inc.1 Sep
  • IBN Initiates Coverage of Silynxcom Ltd.26 Aug
  • IBN Initiates Coverage of AZIO AI Holdings, Inc.21 Aug
  • IBN Initiates Coverage of HWAL Inc.19 Aug

Mentions in Filings

  • … BI Bank C. VR. Rajendran, the former Chief Executive Officer of CSB Bank, as well as N. S. Kannan, the former Managing Director and Chief Executive Officer of ICICI Prudential Life Company and Chief Financial Officer of <strong>ICICI Bank</strong>, who will act as Chairman, all subject to approval of the Reserve Bank of India. Each of Mr. Sharma, Mr. Rajendran and Mr. Kannan are well-known to Fairfax, and have proven to be capable and effective executives of Indi …
    FAIRFAX FINANCIAL HOLDINGS LTD/ CANIcici Bank Ltd Sponsored ADR·EX-99.1 - 6-K - EXHIBIT 99.1·Q4 26·14 Oct
  • … king, wholesale banking, investment banking, and digital financial services. Over the course of his career, he has held several pivotal leadership positions, including CEO & MD of ICICI Securities, Executive Director of <strong>ICICI Bank</strong>, and currently MD & CEO of ICICI Prudential Life Insurance. His career reflects a strong track record of business building, strategic leadership, and navigating the evolving financial services landscape. Mr. Bagchi ser …
    HDFC BANK LTDIcici Bank Ltd Sponsored ADR·EX-99 - 6-K - Current report (foreign private issuer)·Q3 27·2 Oct
  • … d 25 years in the BFSI sector and close to 10 years of direct experience in Compliance and Regulatory Inspection. He currently serves as Head – Compliance: Overseas Banking and Subsidiaries & Data Privacy Officer at <strong>ICICI Bank Limited</strong>. He holds a Post Graduate degree in Business Administration from PSG College of Technology and a Bachelor of Technology (B. Tech) from Sri Venkateshwara University. He has previously led Retail Banking Compliance an …
    HDFC BANK LTDIcici Bank Ltd Sponsored ADR·EX-99 - 6-K - Current report (foreign private issuer)·Q2 27·1 Oct
  • \*ICICIAM is a joint venture between <strong>ICICI Bank</strong> and Prudential Ltd. (the "ultimate parent company"). Neither the ultimate parent company nor ICICIAM is affiliated with Prudential Financial Ltd., which operates primarily in the United States, nor with Prudential Assurance Ltd., a subsidiary of M&G Ltd. Money Liquidity Master Fund
    SBI岡三アセットマネジメント株式会社Icici Bank Ltd Sponsored ADR·Annual Report - Annual Securities Report (2025.12.23-2026.06.22)·18 Sep·17 Sep
  • … ouse of The Year India Loan House of The Year GCC*2 MUFG Global Service First Japanese bank to establish GCC in India Securities MUFG Securities (India) Partnerships with local banks SBI*5 Largest government- owned bank <strong>ICICI Bank</strong> No.2 private bank Offshore GIFT*1 Branch Largest assets in GIFT NBFC Shriram Finance No.2 NBFC in India Shareholder service MPMS MUFG Intime Leading player in the market Commercial Bank MUFG Bank Present in India more t …
    MITSUBISHI UFJ FINANCIAL GROUP INCIcici Bank Ltd Sponsored ADR·EX-99.1 - 6-K - Current report (foreign private issuer)·Q2 27·28 Aug
  • NOTE 22 - FINANCIAL LIABILITIES AT AMORTISED COST, continued As of June 30, As of December 31, 2026 2025 Ch$mn Ch$mn Continued... Kotak Mahindra Bank 27 – Banco Santander Brasil 24 143 <strong>Icici Bank Limited</strong> 17 – Lloyds Bank Plc – 27,750 Abanca Corporacion Bancaria S.A. – 9,267 Santander Madrid – 2,668 China CITIC Bank – 1,137 Bnp Paribas Sa – 287 Banco Santander Mexico – 263 Shanghai Pudong Development Bank – 250 Banco De Sabadell S.A. – 220 Bancome …
    BANCO SANTANDER CHILEIcici Bank Ltd Sponsored ADR·EX-99.1 - 6-K - Current report (foreign private issuer)·Q2 26·20 Aug

Key Stats

Trading

Px/Chg 1D$27.44 / -0.25%
Avg Volume6.81M
Beta0.50
Mkt Cap98.14B
FD Mkt Cap106.86B

Float

Shrs Out/Float3.58B / 3.58B
Short Float0.01%
Days to Cover3.79
Stock Repurchased$0.00

Current Valuation

EV-183918087812.64
EV/EBITDA-0.24
EV/Sales-0.06
P/B0.03
P/S0.03
FCF Yield648.03%
ROE14.93%
ROA1.86%
Current Ratio0.14

Dividend

Cash$0.25
Yield76.50%
Yield (TTM)76.50%

Estimates

P/E0.18
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgSep '22Sep '23Sep '24Oct '25Oct '26
PRICE-BASED RATIOS
Price / Earnings0.450.290.240.240.830.67
Price / Sales0.080.050.040.050.140.12
Price / Book Value0.040.040.040.040.040.03
Price / Free Cash Flow0.090.090.150.070.000.15
ENTERPRISE VALUE METRICS
Enterprise Value2,423.0-418,925.4346,818.7354,731.9-86,592.3-183,918.1
Enterprise Value / Sales-0.05-0.270.190.15-0.11-0.22
Enterprise Value / EBITDA-0.26-1.500.710.56-0.19-0.88
Enterprise Value / EBIT-0.27-1.580.730.58-0.21-0.88

Financials

Full Financials
Millions INR5Yr CAGR (%)Mar '22Mar '23Mar '24Mar '25Mar '26
INCOME STATEMENT
Revenue18.6%1,575,306.51,847,328.42,353,183.62,945,860.03,121,183.6
Gross Income21.8%989,299.01,286,412.41,602,466.32,006,535.32,174,509.5
EBITDA30.2%280,081.8488,898.6635,040.21,647,212.1804,428.3
EBIT30.6%265,382.6472,547.6615,081.31,620,312.1773,201.8
Net Income21.2%251,101.0340,366.4442,563.7510,292.0542,077.0
EPS (Diluted)20.5%70.9895.82124.10142.28149.54
BALANCE SHEET
Cash & ST Inv5.5%2,135,554.51,635,673.71,901,295.92,383,044.02,649,807.2
Total Assets13.6%17,526,373.819,584,905.023,640,630.326,422,414.129,144,979.7
Total Liabilities12.8%15,646,040.017,373,059.620,940,307.823,134,987.725,349,266.0
Total Shareholder Equity18.8%1,820,524.92,144,977.92,561,438.33,139,059.13,630,604.1
CASH FLOW
Net Operating Cash Flow-4.1%795,970.9577,213.61,572,844.8822,197.5673,254.2
Cap Ex18.5%-18,917.8-25,217.3-36,785.5-48,259.8-37,300.0
Free Cash Flow-4.9%777,053.1551,996.31,536,059.3773,937.7635,954.2

Enterprise Value Bridge

Millions INR23 Oct '26
Price (As of 23 Oct '26)29.39
Basic Shares3,576.41
Market Cap105,110.7
Diluted Shares3,631.21
Fully Diluted Shares Outstanding3,631.21
Fully Diluted Market Cap106,721.2
+Consolidated Debt2,968,568.3
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-2,764,684.8
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest197,671.5
+Pension Liabilities—
Enterprise Value506,665.7

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