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IDCBY US​

Industrial & Commercial Bank of China Ltd. Unsponsored ADR(IDCBY US)

$18.44-0.351.86%Ext:$18.44-0.000.01%(Market Closed · 20:00:00 UTC)

Overview

ProfileEntity Structure

Financials & Metrics

FinancialsChartingShort InterestEmployees

Industrial & Commercial Bank of China Ltd. Unsponsored ADR — Company Profile

Industrial and Commercial Bank of China Limited (ICBC), alongside its affiliated entities, delivers a comprehensive suite of banking products and financial services to clients within the People's Republic of China and across international markets. Its operations are structured into three principal segments: Corporate Banking, Personal Banking, and Treasury Operations. The Corporate Banking division is dedicated to furnishing financial solutions for enterprises, governmental bodies, and other financial institutions. This encompasses offerings such as business loans, trade finance facilities, deposit accounts, corporate asset management, custodial functions, and a diverse range of corporate intermediary services. Conversely, the Personal Banking segment focuses on meeting the financial requirements of individual customers, with a portfolio that includes personal credit facilities, payment cards, savings and current accounts, as well as individual wealth management and brokerage services. The Treasury Operations segment is responsible for managing transactions within money markets, overseeing investment securities portfolios, engaging in foreign exchange dealings, and managing derivative positions. Beyond these core areas, the bank extends its offerings to include digital banking services, investment banking advisory, financial leasing, and insurance products. Founded in Beijing, the People's Republic of China, in 1984, the company maintains its headquarters there.

Sector
Financials
Industry
Banks
Exchange
UU
CEO
Lin Liao
Headquarters
Beijing, BE, CN
IPO Date
Jan 20, 2010
Employees
409,758
Website
www.icbc-ltd.com

Key Metrics

Price
$18.97
Market Cap
$338.05B
Revenue (TTM)
$384.22B
Net Income (TTM)
$86.50B
EPS (TTM)
4.80
P/E (TTM)
0.93
P/B (TTM)
0.08
Dividend Yield
5.04%
ROE (TTM)
2.12%
ROA (TTM)
0.15%
Operating Margin
28.04%
Beta
0.14

Dividends

Last Dividend
$0.50
Last Yield
0.05%

Summary

Industrial and Commercial Bank of China Limited (ICBC), alongside its affiliated entities, delivers a comprehensive suite of banking products and financial services to clients within the People's Republic of China and across international markets. Its operations are structured into three principal segments: Corporate Banking, Personal Banking, and Treasury Operations. The Corporate Banking division is dedicated to furnishing financial solutions for enterprises, governmental bodies, and other financial institutions. This encompasses offerings such as business loans, trade finance facilities, deposit accounts, corporate asset management, custodial functions, and a diverse range of corporate intermediary services. Conversely, the Personal Banking segment focuses on meeting the financial requirements of individual customers, with a portfolio that includes personal credit facilities, payment cards, savings and current accounts, as well as individual wealth management and brokerage services. The Treasury Operations segment is responsible for managing transactions within money markets, overseeing investment securities portfolios, engaging in foreign exchange dealings, and managing derivative positions. Beyond these core areas, the bank extends its offerings to include digital banking services, investment banking advisory, financial leasing, and insurance products. Founded in Beijing, the People's Republic of China, in 1984, the company maintains its headquarters there.

Website
www.icbc-ltd.com
Location
Beijing, BE, CN
Phone86 10 6610 6114
Employees409,758
CEOLin Liao
Sector
Financials
Industry
Banks
IPO DateJan 20, 2010

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Latest Documents

News

  • Industrial & Commercial Bank of China Ltd. (OTCMKTS:IDCBY) Reaches New 12-Month High – What’s Next?1 Oct
  • Here's Why Momentum in Industrial & Commercial Bank of China (IDCBY) Should Keep going4 Sep
  • Are Investors Undervaluing Industrial & Commercial Bank of China (IDCBY) Right Now?2 Sep
  • Industrial and Commercial Bank of China Limited (IDCBY) Q2 2026 Earnings Call Transcript28 Aug
  • Is Industrial & Commercial Bank of China (IDCBY) Stock Undervalued Right Now?17 Aug
  • Best Value Stocks to Buy for August 6th6 Aug
  • Should Value Investors Buy Industrial & Commercial Bank of China (IDCBY) Stock?30 Jul
  • What Makes Industrial & Commercial Bank of China (IDCBY) a Good Fit for 'Trend Investing'24 Jul

Key Stats

Trading

Px/Chg 1D$18.97 / -3.71%
Avg Volume56.00K
Beta0.14
Mkt Cap338.05B
FD Mkt Cap333.77B

Float

Shrs Out/Float17.82B / 10.48B
Short Float0.00%
Days to Cover1.00
Stock Repurchased$68.22B

Current Valuation

EV8.83T
EV/EBITDA20.69
EV/Sales5.88
P/B0.08
P/S0.23
FCF Yield11.80%
ROE2.12%
ROA0.15%
Current Ratio0.80

Dividend

Cash$0.50
Yield5.04%
Yield (TTM)5.04%

Estimates

P/E0.93
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgMar '23Mar '24Mar '25Mar '26Oct '26
PRICE-BASED RATIOS
Price / Earnings1.820.540.500.723.423.91
Price / Sales0.510.210.220.400.850.88
Price / Book Value0.070.060.050.070.080.08
Price / Free Cash Flow2.120.250.360.570.958.48
ENTERPRISE VALUE METRICS
Enterprise Value2,232,675.0645,904.6-3,063,838.5-2,294,149.67,049,849.78,825,609.0
Enterprise Value / Sales7.260.71-3.66-3.4719.7722.97
Enterprise Value / EBITDA28.890.00-6.78-5.0373.3982.89
Enterprise Value / EBIT22.84-32.79-7.35-5.4476.9282.89

Financials

Full Financials
Millions CNY5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue12.2%939,893.0913,562.0838,048.0660,387.01,488,798.5
Gross Income-3%939,893.0913,562.0838,048.0817,284.0833,496.0
EBITDA-58.2%439,751.0-451,718.0456,365.0429,598.7
EBIT-82.8%422,030.0-19,697.0416,944.0421,827.0408,227.3
Net Income72.3%348,338.0361,132.0363,993.0365,863.0358,520.5
EPS (Diluted)78%19.0019.4020.0019.6019.60
BALANCE SHEET
Cash & ST Inv3.1%4,191,550.04,743,685.05,298,435.04,751,029.04,736,012.5
Total Assets11.1%35,171,383.039,609,657.044,697,079.048,821,746.053,511,765.7
Total Liabilities149.3%1,280,715.01,426,616.040,920,491.044,834,480.049,506,927.7
Total Shareholder Equity5.1%3,257,755.03,495,171.03,756,887.03,969,841.03,977,055.4
CASH FLOW
Net Operating Cash Flow51.3%360,882.0801,999.0530,390.0-293,559.01,890,530.0
Cap Ex21.5%-21,862.0-23,128.0-31,201.0-43,297.0-47,644.6
Free Cash Flow4.8%339,020.0778,871.0499,189.0462,550.0409,028.9

Enterprise Value Bridge

Millions CNY23 Oct '26
Price (As of 23 Oct '26)18.45
Basic Shares17,820.29
Market Cap328,784.4
Diluted Shares17,820.31
Fully Diluted Shares Outstanding17,820.31
Fully Diluted Market Cap328,784.8
+Consolidated Debt11,861,234.3
−In-the-Money Convertible Debt—
+Capital Leases11,745.1
+Operating Leases—
−Cash & Equivalents-3,517,504.1
−Short-term Investments-
+Total Preferred114,967.6
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest28,860.2
+Pension Liabilities—
Enterprise Value8,816,342.5

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