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China Construction Bank Corporation Unsponsored ADR(CICHY US)

$24.95+0.060.24%Ext:$24.93-0.020.08%(Market Closed · 20:00:00 UTC)

Overview

ProfileEntity Structure

Financials & Metrics

FinancialsChartingShort InterestEmployees
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CICHY US​

China Construction Bank Corporation Unsponsored ADR — Company Profile

China Construction Bank Corporation (CCB) operates as a leading financial institution, offering a broad spectrum of banking and related services to both individual and corporate clients within the People's Republic of China and across international markets. Its operations are organized into distinct divisions: Corporate Banking, Personal Banking, Treasury Business, and other specialized services. CCB's extensive product offerings include diverse deposit accounts, such as Renminbi (RMB), foreign currency, all-in-one solutions, and various corporate deposits like term, notification, demand, and agreement-based accounts. The bank also provides a wide range of loan products, from personal financing options like housing, car, and business loans, to corporate credit facilities for small and medium-sized enterprises (SMEs), traditional credit, commercial drafts, buyer credit, and RMB credit lines. Beyond core banking, the corporation offers credit cards, investment opportunities in physical gold and personal gold accounts, and comprehensive foreign exchange services. It facilitates various securities-related activities, including certificate treasury and savings bonds, securities deposit accounts, security services, bank-securities transfers, and book-entry treasury bond over-the-counter transactions, alongside a suite of wealth management products. Furthermore, CCB delivers numerous ancillary services, such as payment collection, payroll administration, third-party payment processing, insurance agency, and remittance services. It also handles international settlements and financing, provides services to financial institutions, manages securities and fund settlements, offers guarantee-based services, consulting, advisory, and factoring, and provides fund custody solutions, complemented by its e-banking platform. The bank also caters to institutional clients, supporting government agencies, social security initiatives, and fostering cooperation with other banks, securities firms, and insurance companies, as well as non-banking financial institutions. Established in 1954 and headquartered in Beijing, China Construction Bank Corporation commands an impressive network of 14,741 banking branches.

Sector
Financials
Industry
Banks
Exchange
UU
CEO
Zhang Yi
Headquarters
Beijing, BE, CN
IPO Date
Dec 29, 2009
Employees
378,344
Website
www.ccb.com

Key Metrics

Price
$24.30
Market Cap
$423.78B
Revenue (TTM)
$359.02B
Net Income (TTM)
$83.04B
EPS (TTM)
6.45
P/E (TTM)
1.23
P/B (TTM)
0.12
Dividend Yield
5.37%
ROE (TTM)
2.28%
ROA (TTM)
0.18%
Operating Margin
27.44%
Beta
0.35

Dividends

Last Dividend
$0.52
Last Yield
0.05%

Summary

China Construction Bank Corporation (CCB) operates as a leading financial institution, offering a broad spectrum of banking and related services to both individual and corporate clients within the People's Republic of China and across international markets. Its operations are organized into distinct divisions: Corporate Banking, Personal Banking, Treasury Business, and other specialized services. CCB's extensive product offerings include diverse deposit accounts, such as Renminbi (RMB), foreign currency, all-in-one solutions, and various corporate deposits like term, notification, demand, and agreement-based accounts. The bank also provides a wide range of loan products, from personal financing options like housing, car, and business loans, to corporate credit facilities for small and medium-sized enterprises (SMEs), traditional credit, commercial drafts, buyer credit, and RMB credit lines. Beyond core banking, the corporation offers credit cards, investment opportunities in physical gold and personal gold accounts, and comprehensive foreign exchange services. It facilitates various securities-related activities, including certificate treasury and savings bonds, securities deposit accounts, security services, bank-securities transfers, and book-entry treasury bond over-the-counter transactions, alongside a suite of wealth management products. Furthermore, CCB delivers numerous ancillary services, such as payment collection, payroll administration, third-party payment processing, insurance agency, and remittance services. It also handles international settlements and financing, provides services to financial institutions, manages securities and fund settlements, offers guarantee-based services, consulting, advisory, and factoring, and provides fund custody solutions, complemented by its e-banking platform. The bank also caters to institutional clients, supporting government agencies, social security initiatives, and fostering cooperation with other banks, securities firms, and insurance companies, as well as non-banking financial institutions. Established in 1954 and headquartered in Beijing, China Construction Bank Corporation commands an impressive network of 14,741 banking branches.

Website
www.ccb.com
Location
Beijing, BE, CN
Phone86 10 6621 5533
Employees378,344
CEOZhang Yi
Sector
Financials
Industry
Banks
IPO DateDec 29, 2009

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Latest Documents

News

  • Are Investors Undervaluing China Construction Bank (CICHY) Right Now?15 Oct
  • Should Value Investors Buy China Construction Bank (CICHY) Stock?29 Sep
  • Head-To-Head Analysis: China Construction Bank (OTCMKTS:CICHY) and Columbia Banking System (NASDAQ:COLB)24 Sep
  • Are Investors Undervaluing China Construction Bank (CICHY) Right Now?11 Sep
  • China Construction Bank Corporation (CICHY) Q2 2026 Earnings Call Transcript28 Aug
  • China Construction Bank (CICHY) Upgraded to Buy: Here's Why25 Aug
  • Is China Construction Bank (CICHY) Stock Undervalued Right Now?20 Aug

Key Stats

Trading

Px/Chg 1D$24.30 / -2.49%
Avg Volume79.79K
Beta0.35
Mkt Cap423.78B
FD Mkt Cap403.21B

Float

Shrs Out/Float17.44B / 6.87B
Short Float0.00%
Days to Cover1.00
Stock Repurchased$0.00

Current Valuation

EV5.13T
EV/EBITDA12.70
EV/Sales3.77
P/B0.12
P/S0.31
FCF Yield27.19%
ROE2.28%
ROA0.18%
Current Ratio0.40

Dividend

Cash$0.52
Yield5.37%
Yield (TTM)5.37%

Estimates

P/E1.23
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgMar '23Mar '24Mar '25Mar '26Oct '26
PRICE-BASED RATIOS
Price / Earnings2.090.660.600.873.215.10
Price / Sales0.610.260.320.480.801.18
Price / Book Value0.080.070.070.090.070.12
Price / Free Cash Flow1.000.220.320.95-0.193.68
ENTERPRISE VALUE METRICS
Enterprise Value2,378,186.9-1,598,902.92,942,813.8-1,952,918.27,367,094.15,132,847.7
Enterprise Value / Sales7.27-1.954.73-3.2122.4814.30
Enterprise Value / EBITDA25.84-3.907.13-4.7178.3752.31
Enterprise Value / EBIT28.23-4.157.58-5.0890.4752.31

Financials

Full Financials
Millions CNY5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue12.6%822,643.0821,279.0622,343.0607,870.01,324,158.8
Gross Income-7%822,643.0821,279.01,408,017.0749,567.0615,366.7
EBITDA-88%404,104.0409,972.0413,010.0414,607.0390,060.1
EBIT-46%376,809.0384,893.0388,226.0384,377.0369,926.1
Net Income2.2%302,513.0324,727.0332,653.0335,577.0329,672.5
EPS (Diluted)9.8%17.8519.2019.9519.6525.95
BALANCE SHEET
Cash & ST Inv7%3,228,654.03,893,681.03,948,975.03,537,201.04,234,178.7
Total Assets10.8%30,253,979.034,601,917.038,324,826.040,571,149.045,660,823.5
Total Liabilities125.7%1,622,652.01,998,598.035,152,752.037,227,184.042,112,492.5
Total Shareholder Equity8%2,588,231.02,856,733.03,010,154.03,322,127.03,525,650.6
CASH FLOW
Net Operating Cash Flow48.1%436,718.0978,419.0642,850.0338,023.02,101,242.0
Cap Ex1.9%-21,235.0-23,751.0-25,093.0-29,172.0-22,922.0
Free Cash Flow—415,483.0954,668.0617,757.0308,851.0-51,093.0

Enterprise Value Bridge

Millions CNY23 Oct '26
Price (As of 23 Oct '26)24.93
Basic Shares17,439.66
Market Cap434,770.8
Diluted Shares13,080.02
Fully Diluted Shares Outstanding13,080.02
Fully Diluted Market Cap326,084.9
+Consolidated Debt7,459,922.2
−In-the-Money Convertible Debt—
+Capital Leases14,952.3
+Operating Leases—
−Cash & Equivalents-2,834,508.9
−Short-term Investments-
+Total Preferred59,998.2
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest23,652.4
+Pension Liabilities—
Enterprise Value5,143,834.7

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