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Toronto Dominion Bank(TD US)

$124.61-0.510.41%Ext:$123.09-1.521.22%(Market Closed · 00:00:02 UTC)

Overview

Profile

Financials & Metrics

FinancialsChartingShort InterestEmployees
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TD US​

Toronto Dominion Bank — Company Profile

The Toronto-Dominion Bank, along with its affiliated entities, delivers a comprehensive array of financial solutions and services across Canada, the United States, and various international markets. Its operations are structured into three primary divisions: Canadian Retail, U.S. Retail, and Wholesale Banking. For individual customers, the bank provides fundamental deposit products like checking, savings, and investment accounts. Businesses can access a suite of offerings including funding, investment management, cash flow solutions, international trade facilities, and everyday banking. Furthermore, TD offers point-of-sale financing options for major purchases such as automobiles and recreational vehicles. The institution also issues credit cards and facilitates payment processing. Its lending portfolio extends to real estate-backed loans, vehicle financing, and general consumer credit. Businesses, both large and small, benefit from its point-of-sale payment systems. Wealth and asset management products, coupled with financial guidance, are available to both individual and institutional clients through direct investment channels, advisory services, and dedicated asset management units. The bank also underwrites a variety of insurance products, encompassing property and casualty coverage, as well as life and health policies. In the realm of capital markets and corporate banking, TD assists corporations, government bodies, and institutional investors. This includes overseeing the issuance and distribution of new debt and equity securities, offering strategic advice on mergers and divestitures, and providing sophisticated trading, funding, and investment services. The company markets its diverse offerings under the TD Bank brand, and specifically as "America's Most Convenient Bank" in the United States. It maintains an extensive physical presence, with over 1,000 branches and more than 3,300 automated teller machines (ATMs) throughout Canada, complemented by approximately 1,100 "stores" and 2,700 ATMs in the U.S. Beyond its brick-and-mortar locations, the bank ensures accessibility through telephone, digital, and mobile banking platforms. A key strategic partnership also exists with Canada Post Corporation. Founded in 1855, The Toronto-Dominion Bank's global headquarters are situated in Toronto, Canada.

Sector
Financials
Industry
Banks
Exchange
UN
CEO
Raymond Chun
Headquarters
Toronto, ON, CA
IPO Date
Aug 30, 1996
Employees
105,005
Website
www.td.com

Key Metrics

Price
$117.88
Market Cap
$199.16B
Revenue (TTM)
$27.02B
Net Income (TTM)
$4.25B
EPS (TTM)
2.43
P/E (TTM)
13.35
P/B (TTM)
1.60
Dividend Yield
2.75%
ROE (TTM)
3.42%
ROA (TTM)
0.20%
Operating Margin
18.60%
Beta
0.48

Dividends

Last Dividend
$0.81
Last Yield
0.03%

Summary

The Toronto-Dominion Bank, along with its affiliated entities, delivers a comprehensive array of financial solutions and services across Canada, the United States, and various international markets. Its operations are structured into three primary divisions: Canadian Retail, U.S. Retail, and Wholesale Banking. For individual customers, the bank provides fundamental deposit products like checking, savings, and investment accounts. Businesses can access a suite of offerings including funding, investment management, cash flow solutions, international trade facilities, and everyday banking. Furthermore, TD offers point-of-sale financing options for major purchases such as automobiles and recreational vehicles. The institution also issues credit cards and facilitates payment processing. Its lending portfolio extends to real estate-backed loans, vehicle financing, and general consumer credit. Businesses, both large and small, benefit from its point-of-sale payment systems. Wealth and asset management products, coupled with financial guidance, are available to both individual and institutional clients through direct investment channels, advisory services, and dedicated asset management units. The bank also underwrites a variety of insurance products, encompassing property and casualty coverage, as well as life and health policies. In the realm of capital markets and corporate banking, TD assists corporations, government bodies, and institutional investors. This includes overseeing the issuance and distribution of new debt and equity securities, offering strategic advice on mergers and divestitures, and providing sophisticated trading, funding, and investment services. The company markets its diverse offerings under the TD Bank brand, and specifically as "America's Most Convenient Bank" in the United States. It maintains an extensive physical presence, with over 1,000 branches and more than 3,300 automated teller machines (ATMs) throughout Canada, complemented by approximately 1,100 "stores" and 2,700 ATMs in the U.S. Beyond its brick-and-mortar locations, the bank ensures accessibility through telephone, digital, and mobile banking platforms. A key strategic partnership also exists with Canada Post Corporation. Founded in 1855, The Toronto-Dominion Bank's global headquarters are situated in Toronto, Canada.

Website
www.td.com
Location
Toronto, ON, CA
Phone14169446367
Employees105,005
CEORaymond Chun
Sector
Financials
Industry
Banks
IPO DateAug 30, 1996

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Latest Documents

News

  • Toronto Dominion Bank (The) $TD Shares Sold by Crossmark Global Holdings Inc.03:59AM
  • TD Bank Taps Akoya to Power Secure Open Banking API Access23 Oct
  • TD Launches Credit Assist, Turning Days of Commercial Credit Work into Minutes22 Oct
  • TD and Akoya Announce Plans to Modernize How Clients Connect and Share Financial Data20 Oct
  • Is TD Overvalued? DCF Says Worth $9019 Oct
  • Toronto-Dominion Bank: The Buy Window Is Shut Now (Downgrade)13 Oct
  • TD Bank U.S. Names Hardeep Walia to Lead U.S. Wealth Business13 Oct
  • The Toronto-Dominion Bank (TSE:TD) Shareholders to Receive $1.12 Quarterly Dividend7 Oct
  • Toronto Dominion Bank (The) (TD) to Distribute Quarterly Dividend of C$1.12 on October 31st7 Oct
  • The Toronto-Dominion Bank (TSE:TD) Stock Has Average Target Price of C$171.08 According to Brokerages7 Oct
  • UBS or TD: Which Is the Better Value Stock Right Now?5 Oct
  • 10 Wall Street Analysts Think Argenx Stock Is Headed to At Least $1,200 -- Is the Stock a Buy Now?5 Oct
  • TD Bank unveils new $10B share buyback30 Sep
  • First Look: Disney Layoffs, Apple Smart Home Launch, Goldman CEO Talks30 Sep
  • Toronto-Dominion Bank (TSE:TD) Stock: Insider Kelvin Vi Luan Tran Sells 8,000 Shares26 Sep
  • Toronto-Dominion Bank (TSE:TD) Insider Kelvin Vi Luan Tran Sells 2,800 Shares of Stock23 Sep
  • These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar22 Sep
  • TD DCF Analysis: Intrinsic Value $95 vs Price $12221 Sep
  • Corient Private Wealth LP Lowers Stake in Toronto Dominion Bank (The) $TD19 Sep
  • TD Bank Targets 100 U.S. Branches as AML Remediation Continues17 Sep

Key Stats

Trading

Px/Chg 1D$117.88 / +0.23%
Avg Volume2.31M
Beta0.48
Mkt Cap199.16B
FD Mkt Cap205.31B

Float

Shrs Out/Float1.69B / 1.62B
Short Float0.00%
Days to Cover3.65
Stock Repurchased$5.86B

Current Valuation

EV479.17B
EV/EBITDA23.32
EV/Sales4.25
P/B1.60
P/S1.77
FCF Yield5.12%
ROE3.42%
ROA0.20%
Current Ratio0.05

Dividend

Cash$0.81
Yield2.75%
Yield (TTM)2.75%

Estimates

P/E13.35
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgMar '23Feb '24Feb '25Feb '26Oct '26
PRICE-BASED RATIOS
Price / Earnings25.366.9210.2811.8850.8646.87
Price / Sales3.432.031.070.885.807.37
Price / Book Value1.181.080.980.911.311.60
Price / Free Cash Flow1.303.22-1.631.99-16.6019.52
ENTERPRISE VALUE METRICS
Enterprise Value575,325.6488,078.5583,797.0600,481.1725,103.9479,167.6
Enterprise Value / Sales12.388.215.715.0425.2017.74
Enterprise Value / EBITDA68.7021.0637.2744.28155.1485.76
Enterprise Value / EBIT77.8922.7942.4552.07176.7795.37

Financials

Full Financials
Millions CAD5Yr CAGR (%)Oct '21Oct '22Oct '23Oct '24Oct '25
INCOME STATEMENT
Revenue24.8%47,716.059,441.0102,254.0119,173.0115,840.0
Gross Income7.5%42,490.044,695.048,591.052,003.056,776.0
EBITDA8%19,200.023,181.015,663.013,560.026,114.0
EBIT8.7%17,134.021,415.013,752.011,533.023,948.0
Net Income9.5%14,298.017,429.010,634.08,842.020,538.0
EPS (Diluted)10.6%7.729.475.524.7211.56
BALANCE SHEET
Cash & ST Inv-5.4%194,673.0156,978.0116,512.0230,491.0156,064.0
Total Assets4.9%1,728,672.01,917,528.01,955,139.02,061,751.02,094,558.0
Total Liabilities4.8%1,628,854.01,806,145.01,843,068.01,946,591.01,966,731.0
Total Shareholder Equity6.4%99,818.0111,383.0112,071.0115,160.0127,827.0
CASH FLOW
Net Operating Cash Flow—50,129.038,949.0-65,302.054,937.0-69,646.0
Cap Ex17.4%-1,129.0-1,454.0-1,844.0-2,177.0-2,145.0
Free Cash Flow—49,000.037,495.0-67,146.052,760.0-71,791.0

Enterprise Value Bridge

Millions CAD23 Oct '26
Price (As of 23 Oct '26)124.70
Basic Shares1,689.50
Market Cap210,680.7
Diluted Shares1,225.31
Fully Diluted Shares Outstanding1,225.31
Fully Diluted Market Cap152,795.9
+Consolidated Debt275,489.8
−In-the-Money Convertible Debt—
+Capital Leases5,288.3
+Operating Leases—
−Cash & Equivalents-7,101.7
−Short-term Investments-329,359.0
+Total Preferred11,621.2
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value490,690.0

Segment data

Revenue

by Geography

  • Canada61%
  • United States39%

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