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COF US​

Capital One Financial Corp(COF US)

$201.34-2.091.03%Ext:$202.00+0.660.33%(Market Closed · 00:00:05 UTC)

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Capital One Financial Corp — Company Profile

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.

Sector
Financials
Industry
Banks
Exchange
UN
CEO
Richard D. Fairbank
Headquarters
McLean, VA, US
IPO Date
Nov 16, 1994
Employees
78,400
Website
www.capitalone.com

Key Metrics

Price
$194.97
Market Cap
$119.61B
Revenue (TTM)
$19.32B
Net Income (TTM)
$2.17B
EPS (TTM)
3.34
P/E (TTM)
37.11
P/B (TTM)
1.07
Dividend Yield
1.65%
ROE (TTM)
1.94%
ROA (TTM)
0.32%
Operating Margin
13.97%
Beta
1.32

Dividends

Last Dividend
$0.80
Last Yield
0.02%

Summary

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.

Website
www.capitalone.com
Location
McLean, VA, US
Phone703 720 1000
Employees78,400
CEORichard D. Fairbank
Sector
Financials
Industry
Banks
IPO DateNov 16, 1994

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Latest Documents

SEC Filings(4.4K)

Expand
  • 8-KRegulation FD Disclosure20 Oct
  • 8-KResults of Operations and Financial Condition20 Oct
  • 4Statement of changes in beneficial ownership19 Oct
  • 4Statement of changes in beneficial ownership19 Oct
  • 144Karam Celia15 Oct
  • 144Dean Lia15 Oct
  • 4Statement of changes in beneficial ownership7 Oct
  • 144Cooper Matthew W6 Oct
  • 4Statement of changes in beneficial ownership16 Sep
  • 4Statement of changes in beneficial ownership16 Sep
  • CERTCERT16 Sep
  • 8-A12BRegistration of securities (Section 12(b))16 Sep
  • 144Karam Celia15 Sep
  • 8-KOther Events15 Sep
  • 8-KRegulation FD Disclosure15 Sep
  • 144Dean Lia15 Sep
  • 8-KRegulation FD Disclosure14 Sep
  • 424B2Prospectus filing (Rule 424(b)(2))10 Sep
  • FWPFree writing prospectus9 Sep
  • 424B5Prospectus filing (Rule 424(b)(5))8 Sep

News

  • Capital One: Discover Makes It Interesting But The Credit Cycle Decides23 Oct
  • Here's Why Capital One (COF) is a Strong Momentum Stock22 Oct
  • Is Capital One Financial a Buy After Its Latest Earnings Report?22 Oct
  • Capital One Financial Corporation $COF Shares Sold by Carnegie Investment Counsel22 Oct
  • Her Card Issuer Will Ask a 69-Year-Old to Update Her Income. Putting Down Her $2,300 Social Security Check Will Cut the $25,000 Limit to $6,000. Putting Down the Right Number Will Keep It21 Oct
  • Capital One Stocks Gain 4.2% as Discover Integration Meets Credit Test21 Oct
  • COF Q3 Earnings Call Highlights Integration and Spending Plans21 Oct
  • Capital One Financial Analysts Increase Their Forecasts Following Upbeat Q3 Results21 Oct
  • Capital One Launches Limited Time Venture X Business Offer for New Cardholders21 Oct
  • Capital One Stock Gains as Q3 Earnings Beat Estimates on Higher NII21 Oct
  • Capital One: 3 Key Takeaways for Long-Term Investors21 Oct
  • Capital One Financial: Robust Earnings Growth Will Push Shares Higher21 Oct
  • Capital One Financial Corporation (COF) Q3 2026 Earnings Call Transcript20 Oct
  • What Capital One Financial (COF) Said on Its Q3 Earnings Call20 Oct
  • Capital One (COF) Reports Q3 Earnings: What Key Metrics Have to Say20 Oct
  • Capital One (COF) Beats Q3 Earnings and Revenue Estimates20 Oct
  • Capital One Logs Higher Profit, Revenue as Discover Integration Continues20 Oct
  • Capital One Stock Climbs After Q3 Earnings Blow Past Estimates20 Oct
  • Is Capital One Financial Corp (COF) Fairly Valued After Q3 Earnings Beat? EPS: $5.61, Revenue: $16.3B, GF Score: 89/10020 Oct
  • Capital One Reports Third Quarter 2026 Net Income of $3.5 billion, or $5.61 per share20 Oct

Mentions in Filings

  • … n residential real estate franchising and brokerage, from 2018 to 2026, prior to which he was President from October to December 2017. Prior to Anywhere Real Estate, he served as President, Card Business for <strong>Capital One Financial Corporation</strong> from 2007 to 2016, where he was responsible for U.S., U.K., and Canada credit card businesses, and also served as senior advisor from 2016 to 2017. Mr. Schneider previously served as a partner at McKinsey & C …
    Affirm Holdings, Inc.Capital One Financial Corp·DEF 14A - Definitive proxy statement·Q4 26·23 Oct
  • On the expected issuance date of the Class A(2026-4) notes, the COMT collateral certificate will be the only outstanding series of certificates issued by the Capital One Master Trust. The assets of the master trust currently consist primarily of consumer and small business credit card receivables arising from transactions in selected credit card accounts that are processed on the Mastercard and Visa networks, as well as a small amount of credit …
    CAPITAL ONE FUNDING, LLCCapital One Financial Corp·424B5 - Prospectus filing (Rule 424(b)(5))·05 Oct·5 Oct
  • Capital One, National Association, a national banking association, is a subsidiary of <strong>Capital One Financial Corporation</strong> and succeeded to the role of originator of the assets included in the master trust on October 1, 2022, when Capital One Bank (USA), National Association was merged with and into Capital One, National Association. At June 30, 2026, Capital One, National Association had reported assets of approximately $662.2 billion and reported …
    CAPITAL ONE FUNDING, LLCCapital One Financial Corp·424B5 - Prospectus filing (Rule 424(b)(5))·05 Oct·5 Oct
  • … re at Blucora, Inc., where he led TaxAct from 2018 until its sale in 2022. He continued to lead the company following the transaction through 2023. Earlier in his career, Mr. Campbell held executive roles at <strong>Capital One Financial Corporation</strong> (NYSE: COF), where he served as Managing Vice President of Consumer Auto from 2017 to 2018, and at Intuit Inc. (Nasdaq: INTU), where he was Vice President of Product Management and Strategy from 2014 to 2017. …
    JACK HENRY & ASSOCIATES INCCapital One Financial Corp·DEF 14A - Definitive proxy statement·Q4 26·2 Oct
  • … and Stock-Linked Underlying Supplement dated February 21, 2024) | **Contingent Income Auto-Callable Securities with Memory Coupon due October 26, 2029** Based on the Performance of the **Common Stock** of <strong>Capital One Financial Corporation</strong> **Principal at Risk Securities** This document provides a summary of the terms of the Contingent Income Auto-Callable Securities, which we refer to as the securities. Investors must carefully review the acc
    HSBC USA INC /MD/Capital One Financial Corp·FWP - FREE WRITING PROSPECTUS·Q4 26·15 Oct
  • … ntuit Inc. - INTU Johnson & Johnson - JNJ | 16.50% | Yes | $29,000 | IBM- 227.02 INTU- 305.99 JNJ- 263.73 | 10/12/2029 | 50% | 50% | 9.70% | | BBVA Global Securities, B.V.† | 05558BFB1 | Broadcom Inc. - AVGO <strong>Capital One Financial Corporation</strong> - COF CVS Health Corporation - CVS | 13.650% | Yes | $29,000 | AVGO- 354.73 COF- 201.14 CVS- 87.74 | 10/12/2029 | 50% | 50% | 9.70% | | Marex Group Limited CIK: 0001997464 | 56653C3X1 | GE Vernova Inc. - GEV …
    m funds TrustCapital One Financial Corp·497 - SERIES 10-8·Q4 26·15 Oct

Key Stats

Trading

Px/Chg 1D$194.97 / +0.13%
Avg Volume4.98M
Beta1.32
Mkt Cap119.61B
FD Mkt Cap131.28B

Float

Shrs Out/Float613.49M / 608.25M
Short Float0.02%
Days to Cover2.29
Stock Repurchased$2.79B

Current Valuation

EV93.66B
EV/EBITDA10.17
EV/Sales1.25
P/B1.07
P/S1.59
FCF Yield4.57%
ROE1.94%
ROA0.32%
Current Ratio0.36

Dividend

Cash$0.80
Yield1.65%
Yield (TTM)1.65%

Estimates

P/E37.11
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgMay '23May '24May '25May '26Oct '26
PRICE-BASED RATIOS
Price / Earnings28.614.7811.0814.9657.2055.02
Price / Sales3.150.921.091.326.226.19
Price / Book Value0.980.670.931.171.071.07
Price / Free Cash Flow9.032.732.764.1913.6121.87
ENTERPRISE VALUE METRICS
Enterprise Value79,295.553,081.160,722.173,392.2115,620.793,661.2
Enterprise Value / Sales2.941.381.231.365.894.85
Enterprise Value / EBITDA14.464.266.558.0231.2222.25
Enterprise Value / EBIT23.605.7410.0512.4255.0834.70

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue21.3%32,033.038,373.049,484.053,938.069,252.0
Gross Income30.7%32,379.028,403.026,361.027,396.032,779.0
EBITDA-20.9%19,290.012,450.09,271.09,147.07,541.0
EBIT-38.4%15,809.09,240.06,045.05,910.02,281.0
Net Income-33.3%12,390.07,360.04,887.04,750.02,453.0
EPS (Diluted)-37.8%26.9417.9111.9511.594.03
BALANCE SHEET
Cash & ST Inv-14.8%117,007.0107,775.0122,414.047,084.061,708.0
Total Assets11.5%432,381.0455,249.0478,464.0490,144.0669,009.0
Total Liabilities10.6%371,352.0402,667.0420,375.0429,360.0555,393.0
Total Shareholder Equity16.8%61,029.052,582.058,089.060,784.0113,616.0
CASH FLOW
Net Operating Cash Flow22.5%12,310.013,809.020,575.018,159.027,718.0
Cap Ex22.6%-698.0-934.0-961.0-1,204.0-1,578.0
Free Cash Flow22.5%11,612.012,875.019,614.016,955.026,140.0

Enterprise Value Bridge

Millions USD23 Oct '26
Price (As of 23 Oct '26)200.91
Basic Shares613.49
Market Cap123,252.2
Diluted Shares609.50
Fully Diluted Shares Outstanding609.50
Fully Diluted Market Cap122,451.6
+Consolidated Debt49,774.0
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-48,889.0
−Short-term Investments-89,771.0
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value124,137.2

Segment data

Revenue

by Products and services

  • Interchange Fees, Contracts80%
  • Service Charges And Other Customer Fees, Contracts11%
  • Other Contract Revenue9%

Revenue

by Geography

  • United States96%
  • International4%

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