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PNC US​

Pnc Financial Services Group, Inc.(PNC US)

$224.46-1.070.47%Ext:$228.42+3.961.76%(Market Closed · 00:00:02 UTC)

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Pnc Financial Services Group, Inc. — Company Profile

PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. This includes a variety of deposit accounts such as checking, savings, money market, and certificates of deposit. Lending products span residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education financing, and personal and small business loans and credit lines. Additionally, the segment provides brokerage, insurance, investment, and cash management services, all accessible via its branch network, ATMs, call centers, and digital banking channels. The Corporate & Institutional Banking segment caters to the needs of mid-sized and large corporations, government entities, and not-for-profit organizations. It offers secured and unsecured commercial loans, letters of credit, and equipment leases. Services extend to sophisticated cash and investment management, including receivables and disbursement handling, fund transfers, international payment processing, and access to online/mobile information reporting. Furthermore, this segment provides expert advice on foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions, alongside offering equity capital markets advisory, commercial loan servicing, and technology solutions. PNC's Asset Management Group specializes in wealth management for a diverse clientele. For high net worth and ultra high net worth individuals and their families, it delivers tailored investment and retirement planning, customized investment management, credit and cash management strategies, and trust administration. This also includes specialized multi-generational family planning services for its wealthiest clients. Institutional clients benefit from outsourced chief investment officer capabilities, custody services, private real estate investment opportunities, cash and fixed income solutions, and fiduciary retirement advisory services.

Sector
Financials
Industry
Banks
Exchange
UN
CEO
William S. Demchak
Headquarters
Pittsburgh, PA, US
IPO Date
Nov 17, 1975
Employees
54,596
Website
www.pnc.com

Key Metrics

Price
$221.03
Market Cap
$88.19B
Revenue (TTM)
$6.88B
Net Income (TTM)
$2.04B
EPS (TTM)
4.82
P/E (TTM)
11.56
P/B (TTM)
1.38
Dividend Yield
3.03%
ROE (TTM)
2.77%
ROA (TTM)
0.29%
Operating Margin
35.47%
Beta
0.39

Dividends

Last Dividend
$1.70
Last Yield
0.03%

Summary

PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. This includes a variety of deposit accounts such as checking, savings, money market, and certificates of deposit. Lending products span residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education financing, and personal and small business loans and credit lines. Additionally, the segment provides brokerage, insurance, investment, and cash management services, all accessible via its branch network, ATMs, call centers, and digital banking channels. The Corporate & Institutional Banking segment caters to the needs of mid-sized and large corporations, government entities, and not-for-profit organizations. It offers secured and unsecured commercial loans, letters of credit, and equipment leases. Services extend to sophisticated cash and investment management, including receivables and disbursement handling, fund transfers, international payment processing, and access to online/mobile information reporting. Furthermore, this segment provides expert advice on foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions, alongside offering equity capital markets advisory, commercial loan servicing, and technology solutions. PNC's Asset Management Group specializes in wealth management for a diverse clientele. For high net worth and ultra high net worth individuals and their families, it delivers tailored investment and retirement planning, customized investment management, credit and cash management strategies, and trust administration. This also includes specialized multi-generational family planning services for its wealthiest clients. Institutional clients benefit from outsourced chief investment officer capabilities, custody services, private real estate investment opportunities, cash and fixed income solutions, and fiduciary retirement advisory services.

Website
www.pnc.com
Location
Pittsburgh, PA, US
Phone888 762 2265
Employees54,596
CEOWilliam S. Demchak
Sector
Financials
Industry
Banks
IPO DateNov 17, 1975

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Latest Documents

SEC Filings(5.4K)

Expand
  • 8-KOther Events23 Oct
  • 424B2Prospectus filing (Rule 424(b)(2))21 Oct
  • FWPFree writing prospectus20 Oct
  • 424B5Prospectus filing (Rule 424(b)(5))20 Oct
  • 8-KRegulation FD Disclosure15 Oct
  • 8-KResults of Operations and Financial Condition15 Oct
  • 4Statement of changes in beneficial ownership5 Oct
  • 4Statement of changes in beneficial ownership5 Oct
  • 4Statement of changes in beneficial ownership5 Oct
  • 4Statement of changes in beneficial ownership5 Oct
  • 4Statement of changes in beneficial ownership5 Oct
  • 4Statement of changes in beneficial ownership5 Oct
  • 4Statement of changes in beneficial ownership5 Oct
  • 4Statement of changes in beneficial ownership5 Oct
  • 8-KOther Events29 Sep
  • 4Statement of changes in beneficial ownership14 Aug
  • 144Juchno Stacy M.13 Aug
  • 13F-HRQuarterly report (institutional investment manager holdings)7 Aug
  • SC 13G/AWisdomTree Trust7 Aug
  • SC 13GiSHARES TRUST7 Aug

News

  • PNC Executive to Speak at BancAnalysts Association of Boston Conference23 Oct
  • Changes to This $100 Billion Federal Drug Program Could Make Banks the Hidden Beneficiaries21 Oct
  • PNC Financial Vs. U.S. Bancorp: The $560 Million Difference18 Oct
  • Bank Earnings Are Mixed—These 2 ETFs Offer Very Different Paths to a Recovery17 Oct
  • PNC Financial: Fed Pivot And NII Growth (Rating Upgrade)17 Oct
  • These Analysts Revise Their Forecasts On PNC Financial After Q3 Results16 Oct
  • PNC Financial: 3 Key Takeaways for Long-Term Investors16 Oct
  • PNC Combats AI-Enabled Deposit Flight With Better Tech and Service15 Oct
  • PNC Financial Q3 Earnings Beat Estimates on Higher NII, Revenue Miss15 Oct
  • The PNC Financial Services Group, Inc. (PNC) Q3 2026 Earnings Call Transcript15 Oct
  • What The PNC Financial Services Group (PNC) Said on Its Q3 Earnings Call15 Oct
  • The PNC Financial Services Group (PNC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates15 Oct
  • Thursday's First Moves: MSFT PT Hikes, WMT Upgrade, PNC Beats Earnings15 Oct
  • The PNC Financial Services Group, Inc (PNC) Tops Q3 Earnings Estimates15 Oct
  • Summary Of Dividend Announcements: Q3 202615 Oct
  • PNC Revenue Rises on National Expansion15 Oct
  • PNC Reports Third Quarter 2026 Net Income of $2.1 Billion, $4.97 Diluted EPS or $5.09 as Adjusted15 Oct
  • Implied Volatility Surging for The PNC Financial Services Stock Options15 Oct
  • Treasury says largest U.S. banks let politics influence who received banking services14 Oct
  • BAC vs. PNC: Which Bank Stock Is a Better Bet Ahead of Q3 Earnings?13 Oct

Mentions in Filings

  • … redit Bus. Credit Private Equity Cons. Credit Other NDFI (>$50 bn Assets) Ticker Intermediaries Intermediaries Funds Intermediaries NDFIs Ex-Mtg Credit Ex-Mtg Credit & PE KeyCorp KEY 1% 8% 1% 0% 9% 18% 17% <strong>The PNC Financial Services Group, Inc.</strong> PNC 1% 9% 7% 0% 3% 20% 13% Wells Fargo & Co. WFC 4% 7% 5% 2% 3% 17% 12% Regions Financial Corp. RF 0% 5% 2% 1% 5% 13% 11% Bank of America Corp. BAC 2% 2% 3% 1% 6% 13% 9% Truist Financial Corp. TFC 1% 7% 2% …
    WESTERN ALLIANCE BANCORPORATIONPnc Financial Services Group, Inc.·EX-99.2 - 8-K - Results of Operations and Financial Condition·Q4 26·19 Oct
  • … 02%): | | | | | | | | | | | | BAC | Bank of America Corporation | | 2.04% | | 65 | | 51.23 | | 3,330 | A, B, D, E, F, H, I, K, L | | BLK | BlackRock, Inc. | | 3.48% | | 5 | | 1,134.38 | | 5,672 | | | PNC | <strong>The PNC Financial Services Group, Inc.</strong> | | 4.00% | | 30 | | 217.39 | | 6,522 | B, D, E, F, H, I, K, L | | USB | U.S. Bancorp | | 3.50% | | 97 | | 58.73 | | 5,697 | A, B, D, E, F, H, I, K, L | | Health Care (10.11%): | | | | | | | | | | | | CVS …
    FT 13222Pnc Financial Services Group, Inc.·487 - FORM S-6 TO EFFECTIVE AMENDMENT·Q4 26·19 Oct
  • … Bancorp | | 3.31% | | 98 | | 50.70 | | 4,969 | | JXN | Jackson Financial Inc. (Class A) | | 3.37% | | 38 | | 133.06 | | 5,056 | | MTB | M&T Bank Corporation | | 3.34% | | 23 | | 217.56 | | 5,004 | | PNC | <strong>The PNC Financial Services Group, Inc.</strong> | | 3.37% | | 23 | | 219.68 | | 5,053 | | PB | Prosperity Bancshares, Inc. | | 3.33% | | 75 | | 66.69 | | 5,002 | | RF | Regions Financial Corporation | | 3.34% | | 185 | | 27.07 | | 5,008 | | USB | U.S. B …
    FT 13254Pnc Financial Services Group, Inc.·487 - FORM S-6 TO EFFECTIVE AMENDMENT·Q4 26·9 Oct
  • … Aggregate | | of | | Value | | Securities to | | | Name of Issuer of Securities (1)(3) | | Offering Price | | Shares | | per Share | | the Trust (2) | | | Financials (cont’d.): | | | | | | | | | | | PNC | <strong>The PNC Financial Services Group, Inc.</strong> | | 1.70% | | 13 | $ | 219.68 | $ | 2,856 | | PB | Prosperity Bancshares, Inc. | | 1.67% | | 42 | | 66.69 | | 2,801 | | RF | Regions Financial Corporation | | 1.66% | | 103 | | 27.07 | | 2,788 | | TROW | T …
    FT 13253Pnc Financial Services Group, Inc.·487 - FORM S-6 TO EFFECTIVE AMENDMENT·Q4 26·9 Oct
  • … | ​ | ISNPY | ​ | Intesa Sanpaolo SpA (3) | ​ | ​ | 2.62 | ​ | ​ | 41.89 | ​ | ​ | 3,896 | ​ | | 21 | ​ | MS | ​ | Morgan Stanley | ​ | ​ | 2.68 | ​ | ​ | 189.71 | ​ | ​ | 3,984 | ​ | | 18 | ​ | PNC | ​ | <strong>The PNC Financial Services Group, Inc.</strong> | ​ | ​ | 2.63 | ​ | ​ | 217.72 | ​ | ​ | 3,919 | ​ | | 38 | ​ | TROW | ​ | T Rowe Price Group, Inc. | ​ | ​ | 2.66 | ​ | ​ | 104.07 | ​ | ​ | 3,955 | ​ | | ​ | ​ | ​ | ​ | ***Health Care — 13.05%*** | ​ | …
    Advisors Disciplined Trust 2362Pnc Financial Services Group, Inc.·487 - Registration statement (unit investment trusts)·Q4 26·8 Oct
  • … | --- | | Market Linked Securities—Auto-Callable with Contingent Coupon with Memory Feature and Contingent Downside Principal at Risk Securities Linked to the Lowest Performing of the Common Stock of Broadcom Inc., the Class A Common Stock of Alphabet Inc. and the Common Stock of <strong>The PNC Financial Services Group, Inc.</strong> due October 11, 2029 Fact Sheet dated October 2, 2026 to Preliminary Pricing Supplement dated October 1, 2026 | Summary of Terms
    JPMorgan Chase Financial Co. LLCPnc Financial Services Group, Inc.·FWP - FACT SHEET·Q4 26·2 Oct

Key Stats

Trading

Px/Chg 1D$221.03 / +0.13%
Avg Volume2.27M
Beta0.39
Mkt Cap88.19B
FD Mkt Cap95.80B

Float

Shrs Out/Float399.00M / 397.59M
Short Float0.02%
Days to Cover2.80
Stock Repurchased$796.00M

Current Valuation

EV88.19B
EV/EBITDA9.13
EV/Sales2.89
P/B1.38
P/S2.89
FCF Yield2.19%
ROE2.77%
ROA0.29%
Current Ratio0.36

Dividend

Cash$1.70
Yield3.03%
Yield (TTM)3.03%

Estimates

P/E11.56
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgMay '23May '24May '25May '26Oct '26
PRICE-BASED RATIOS
Price / Earnings23.218.3211.0710.9142.5343.23
Price / Sales5.732.141.941.919.8512.83
Price / Book Value1.261.101.211.181.421.38
Price / Free Cash Flow35.805.536.118.15113.4845.74
ENTERPRISE VALUE METRICS
Enterprise Value85,936.974,652.083,794.079,701.0103,346.888,191.0
Enterprise Value / Sales6.573.172.632.3711.8512.83
Enterprise Value / EBITDA21.689.1912.0510.6342.4134.10
Enterprise Value / EBIT22.389.9912.4411.0144.3734.10

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue12.3%19,698.023,536.031,901.033,694.031,342.0
Gross Income3%19,990.020,643.020,748.020,012.022,459.0
EBITDA-53.2%8,761.08,124.06,953.07,501.08,576.0
EBIT5%6,988.07,473.06,736.07,242.08,486.0
Net Income5.1%5,674.06,041.05,578.05,889.06,936.0
EPS (Diluted)6.9%12.7013.8512.7913.7416.59
BALANCE SHEET
Cash & ST Inv-30.3%213,790.078,522.092,510.055,636.050,386.0
Total Assets72.7%557,191.0557,263.0561,580.0560,038.0573,572.0
Total Liabilities56.7%501,465.0511,451.0510,439.0505,569.0512,936.0
Total Shareholder Equity2.1%55,695.045,774.051,105.054,425.060,585.0
CASH FLOW
Net Operating Cash Flow-11.7%7,214.09,083.010,111.07,880.04,384.0
Cap Ex—-----
Free Cash Flow-11.7%7,214.09,083.010,111.07,880.04,384.0

Enterprise Value Bridge

Millions USD23 Oct '26
Price (As of 23 Oct '26)224.71
Basic Shares399.00
Market Cap89,659.3
Diluted Shares401.00
Fully Diluted Shares Outstanding401.00
Fully Diluted Market Cap90,108.7
+Consolidated Debt79,757.0
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-30,425.0
−Short-term Investments-146,370.0
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest57.0
+Pension Liabilities—
Enterprise Value139,048.3

Segment data

Revenue

by Products and services

  • Retail Banking 155%
  • Corporate & Institutional Banking39%
  • Asset Management Group6%

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