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FAF US​
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FAF US​
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First American Financial Corp(FAF US)

$67.56-1.121.63%(Market Open · 16:19:03 UTC)
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SEC Filings

First American Financial Corp(FAF US)

$67.56-1.121.63%(Market Open · 16:19:03 UTC)
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Doc SearchProfileEntity StructureFinancialsChartingShort InterestEmployees

Overview

ProfileEntity Structure

Documents

SEC Filings

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FinancialsChartingShort InterestEmployees

Financials & Metrics

FinancialsChartingShort InterestEmployees

First American Financial Corp — Company Profile

First American Financial Corporation (FAF) delivers financial services primarily through its diverse subsidiaries. The company's operations are divided into two main divisions: Title Insurance and Services, and Specialty Insurance. The Title Insurance and Services division is a prominent issuer of title insurance policies for both residential and commercial properties. Beyond core insurance, this segment provides a broad spectrum of related offerings aimed at streamlining real estate transactions and reducing associated risks. These include facilitating property closings and escrow, offering appraisals and other valuation tools, managing lien releases, providing document custody services, and engaging in warehouse lending. Additionally, it supports services related to mortgage subservicing, default management, and even banking, trust, and wealth management. The company also assists clients with tax-deferred real estate exchanges and maintains extensive databases of title information. Its services are accessible via company-owned offices and independent agents across nearly all U.S. states (49 states plus the District of Columbia), as well as internationally in locations such as Canada, the United Kingdom, Australia, and South Korea. The Specialty Insurance division focuses on property and casualty coverage. It provides insurance for homeowners and renters, protecting them against liability and common hazards like fire, theft, vandalism, and various forms of property damage. This segment also offers residential service contracts, which cover the repair or replacement of crucial home systems—such as heating, air conditioning, and major appliances—if they malfunction due to normal use during the contract period. Founded in 1889, First American Financial Corporation is headquartered in Santa Ana, California.

Sector
Financials
Industry
Insurance
Exchange
UN
CEO
Mark Edward Seaton
Headquarters
Santa Ana, CA, US
IPO Date
May 28, 2010
Employees
19,102
Website
www.firstam.com

Key Metrics

Price
$61.41
Market Cap
$6.27B
Revenue (TTM)
$143.30M
Net Income (TTM)
$125.10M
EPS (TTM)
1.21
P/E (TTM)
9.32
P/B (TTM)
1.14
Dividend Yield
3.32%
ROE (TTM)

First American Financial Corp — Company Profile

First American Financial Corporation (FAF) delivers financial services primarily through its diverse subsidiaries. The company's operations are divided into two main divisions: Title Insurance and Services, and Specialty Insurance. The Title Insurance and Services division is a prominent issuer of title insurance policies for both residential and commercial properties. Beyond core insurance, this segment provides a broad spectrum of related offerings aimed at streamlining real estate transactions and reducing associated risks. These include facilitating property closings and escrow, offering appraisals and other valuation tools, managing lien releases, providing document custody services, and engaging in warehouse lending. Additionally, it supports services related to mortgage subservicing, default management, and even banking, trust, and wealth management. The company also assists clients with tax-deferred real estate exchanges and maintains extensive databases of title information. Its services are accessible via company-owned offices and independent agents across nearly all U.S. states (49 states plus the District of Columbia), as well as internationally in locations such as Canada, the United Kingdom, Australia, and South Korea. The Specialty Insurance division focuses on property and casualty coverage. It provides insurance for homeowners and renters, protecting them against liability and common hazards like fire, theft, vandalism, and various forms of property damage. This segment also offers residential service contracts, which cover the repair or replacement of crucial home systems—such as heating, air conditioning, and major appliances—if they malfunction due to normal use during the contract period. Founded in 1889, First American Financial Corporation is headquartered in Santa Ana, California.

Sector
Financials
Industry
Insurance
Exchange
UN
CEO
Mark Edward Seaton
Headquarters
Santa Ana, CA, US
IPO Date
May 28, 2010
Employees
19,102
Website
www.firstam.com

Key Metrics

Price
$61.41
Market Cap
$6.27B
Revenue (TTM)
$143.30M
Net Income (TTM)
$125.10M
EPS (TTM)
1.21
P/E (TTM)
9.32
P/B (TTM)
1.14
Dividend Yield
3.32%
ROE (TTM)
2.28%
ROA (TTM)
0.70%
Operating Margin
112.91%
Beta
0.36

Dividends

Last Dividend
$0.55
Last Yield
0.03%

Summary

First American Financial Corporation (FAF) delivers financial services primarily through its diverse subsidiaries. The company's operations are divided into two main divisions: Title Insurance and Services, and Specialty Insurance. The Title Insurance and Services division is a prominent issuer of title insurance policies for both residential and commercial properties. Beyond core insurance, this segment provides a broad spectrum of related offerings aimed at streamlining real estate transactions and reducing associated risks. These include facilitating property closings and escrow, offering appraisals and other valuation tools, managing lien releases, providing document custody services, and engaging in warehouse lending. Additionally, it supports services related to mortgage subservicing, default management, and even banking, trust, and wealth management. The company also assists clients with tax-deferred real estate exchanges and maintains extensive databases of title information. Its services are accessible via company-owned offices and independent agents across nearly all U.S. states (49 states plus the District of Columbia), as well as internationally in locations such as Canada, the United Kingdom, Australia, and South Korea. The Specialty Insurance division focuses on property and casualty coverage. It provides insurance for homeowners and renters, protecting them against liability and common hazards like fire, theft, vandalism, and various forms of property damage. This segment also offers residential service contracts, which cover the repair or replacement of crucial home systems—such as heating, air conditioning, and major appliances—if they malfunction due to normal use during the contract period. Founded in 1889, First American Financial Corporation is headquartered in Santa Ana, California.

Website
www.firstam.com
Location
Santa Ana, CA, US
Phone714 250 3000
Employees19,102
CEOMark Edward Seaton
Sector
Financials
Industry
Insurance
IPO DateMay 28, 2010

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(993)

Expand
  • 13F-HRQuarterly report (institutional investment manager holdings)9 Nov
  • Form 3BUTTON DARRYL DOUGLAS5 Nov
  • 8-KDeparture of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers3 Nov
  • 10-QQ3ended 30 Sept 202622 Oct
  • 8-KResults of Operations and Financial Condition21 Oct
  • N-PXAnnual report of proxy voting record24 Aug
  • 13F-HRQuarterly report (institutional investment manager holdings)10 Aug
  • Form 4Adams Steven A28 Jul
  • Form 144Adams Steven A24 Jul
  • 10-QQ2ended 30 Jun 202623 Jul
  • 8-KResults of Operations and Financial Condition22 Jul
  • Form 4Wajner Matthew F.24 Jun
  • Form 4Seaton Mark Edward24 Jun
  • Form 4Cornehl Lisa W24 Jun
  • Form 4GILMORE DENNIS J24 Jun
  • 8-KMaterial Modifications to Rights of Security Holders15 May
  • 13F-HRQuarterly report (institutional investment manager holdings)12 May
  • Form 4Cornehl Lisa W7 May
  • Form 144Cornehl Lisa W5 May
  • Form 4GILMORE DENNIS J1 May

News

  • First American Financial Corporation to Participate in the Stephens Annual Investment Conference6 Nov
  • First American Financial Corporation Declares Quarterly Cash Dividend of 61 Cents Per Share3 Nov
  • First American Financial Corporation Appoints Darryl D. Button to Board of Directors3 Nov
  • First American Chief Technology Officer Jody Mulkey Named a HousingWire 2026 Tech Trendsetter2 Nov
  • First American: 3 Key Takeaways for Long-Term Investors30 Oct
  • First American Named One of the Fortune Best Workplaces for Women™ for the 11th Consecutive Year28 Oct
  • U.S. Accessible Home Equity Reaches Record $13.2 Trillion in Second Quarter of 2026, According to First American Data & Analytics' Inaugural Accessible Home Equity & Mortgage Rate Lock-In Trends Report28 Oct
  • Annual U.S. House Price Growth Slows to Weakest September Pace Since 2011, According to First American Data & Analytics Monthly Home Price Index Report26 Oct
  • What First American Financial (FAF) Said on Its Q3 Earnings Call22 Oct
  • First American Financial Corporation (FAF) Q3 2026 Earnings Call Transcript22 Oct
  • First American Financial (FAF) Misses Q3 Earnings and Revenue Estimates21 Oct
  • First American Financial Reports Third Quarter 2026 Results21 Oct
  • 9,941 Shares of First American Financial Corporation $FAF Bought by First Citizens Bank & Trust Co.17 Oct
  • FAF Trading at a Discount to Industry at 1.12X: Time to Buy or Hold?15 Oct
  • First American Financial (FAF) Reports Next Week: Wall Street Expects Earnings Growth14 Oct
  • Are Investors Undervaluing First American Financial (FAF) Right Now?13 Oct
  • First American Financial Announces Third Quarter 2026 Earnings Conference Call7 Oct
  • First American Celebrates a Decade as One of the Best Workplaces in Financial Services & Insurance™, According to Great Place to Work® and Fortune6 Oct
  • First American Celebrates a Decade as One of the Best Workplaces in Financial Services & Insurance™, According to Great Place to Work® and Fortune6 Oct
  • Why First American Financial (FAF) is a Great Dividend Stock Right Now5 Oct

Mentions in Filings

  • … anine secured credit facility. During February 2026, the LL Funds Loan Agreement expired and was not renewed. The Company paid interest for borrowings under the LL credit facilities of $0.1 million and $1.0 million during the three months ended September 30, 2026 and 2025, respectively, and $0.3 million and $3.8 million during the nine months ended September 30, 2026 and 2025, respectively. Use of <strong>First American Financial Corporation</strong>’s Services
    Offerpad Solutions Inc.First American Financial Corp·10-Q - Quarterly report Q3·Q3 26·2 Nov
  • Ɣ Title companies offering digital solutions for title and escrow services, such as <strong>First American Financial Corporation</strong>, Qualia Labs, Inc. and Endpoint Holdings, LLC. Our competitors are adopting aspects of our business model, which could affect our ability to differentiate our offerings from competitors. Increased competition could result in reduced demand for our platform and technologies, slow our growth, and materially adversely affect our …
    reAlpha Tech Corp.First American Financial Corp·ARS - Annual report to security holders·FY25·25 Sep
  • # 6.250%, 10/04/34 ...... 980 988,063 FedEx Corp. 0.950%, 05/04/33 ...... EUR 100 98,410 4.100%, 04/15/43 ...... 100 81,967 First American Financial Corp. 4.000%, 05/15/30 ...... 100 96,765 5.450%, 09/30/34 ...... 100 100,529 Fiserv, Inc. 4.500%, 05/24/31 ...... EUR 150 186,195 Flex, Ltd. 5.250%, 01/15/32 ...... 972 993,037 Flowserve Corp. 3.500%, 10/01/30 ...... 300 286,587 FMC Corp.
    Dimensional ETF TrustFirst American Financial Corp·NPORT-EX - NT NPORT-P - Notification of late filing (portfolio holdings)·Q1 26·13 Aug
  • … and a mezzanine secured credit facility. During February 2026, the LL Funds Loan Agreement expired and was not renewed. The Company paid interest for borrowings under the LL credit facilities of $0.1 million and $1.6 million during the three months ended June 30, 2026 and 2025, respectively, and $0.2 million and $2.8 million during the six months ended June 30, 2026 and 2025, respectively. Use of <strong>First American Financial Corporation</strong>’s Services
    Offerpad Solutions Inc.First American Financial Corp·10-Q - Quarterly report Q2·Q2 26·3 Aug
  • … A | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | FARMERS & MERCHANTS SAVINGS BANK | 1 | $313,500.00 | 0.16% | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | <strong>FIRST AMERICAN FINANCIAL</strong> MORTGAGE CORP | 1 | $299,200.00 | 0.15% | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | FIRST BANK | 1 | $251,512.00 | 0.13% | 0 | $0.00 | NA | 0 | $0 …
    FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAEFirst American Financial Corp·ABS-15G/A - FNM FILE 9 OF 14·Q4 26·10:52AM
  • … 0 | $0.00 | NA | 0 | $0.00 | NA | | | | FINANCIAL PARTNERS CREDIT UNION | 30 | $12,034,655.51 | 3.21% | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | <strong>FIRST AMERICAN FINANCIAL</strong> & INVESTMENT CORP | 1 | $478,563.59 | 0.13% | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | FIRST CHOICE FUNDING SOLUTIONS INC | 1 | $303,891.67 | 0.0 …
    FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAEFirst American Financial Corp·ABS-15G/A - FNM FILE 6 OF 14·Q4 26·10:47AM

Key Stats

Trading

Px/Chg 1D$61.41 / -1.74%
Avg Volume1.01M
Beta0.36
Mkt Cap6.27B
FD Mkt Cap7.59B

Float

Shrs Out/Float102.10M / 98.76M
Short Float0.07%
Days to Cover4.99
Stock Repurchased$33.50M

Current Valuation

EV5.61B
EV/EBITDA4.40
EV/Sales0.93
P/B1.14
P/S1.04
FCF Yield-0.52%
ROE2.28%
ROA0.70%
Current Ratio0.00

Dividend

Cash$0.55
Yield3.32%
Yield (TTM)3.32%

Estimates

P/E9.32
Est P/E0.00
Est EPS0.99
Est PEG0.00

Valuation

Metric5Yr AvgApr '23Apr '24Apr '25Apr '26Oct '26
PRICE-BASED RATIOS
Price / Earnings36.3722.6226.1149.6133.4050.12
Price / Sales10.000.780.941.063.4543.75
Price / Book Value1.241.281.171.331.291.14
Price / Free Cash Flow-17.3311.4462.279.5821.81-191.73
ENTERPRISE VALUE METRICS
Enterprise Value6,308.46,967.14,207.87,139.47,620.25,607.8
Enterprise Value / Sales9.130.920.701.173.7239.13
Enterprise Value / EBITDA14.8011.897.0713.6719.6821.71
Enterprise Value / EBIT20.0416.6410.3422.6623.0027.53

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue-5.2%9,213.97,594.25,998.16,120.77,445.0
Gross Income6%5,638.64,278.23,709.63,756.17,118.4
EBITDA-10.5%1,872.1586.2595.4522.41,199.4
EBIT-13%1,713.7418.7406.9315.0983.2
Net Income-15.9%1,241.1263.0216.8131.1621.8
EPS (Diluted)-14.3%11.142.452.071.266.00
BALANCE SHEET
Cash & ST Inv1.9%1,286.01,286.93,661.11,803.51,387.3
Total Assets-33.9%16,451.014,955.316,802.814,908.616,228.8
Total Liabilities14.3%10,668.010,274.111,940.09,981.610,729.3
Total Shareholder Equity-1.2%5,767.04,657.84,848.14,908.55,499.5
CASH FLOW
Net Operating Cash Flow-6%1,219.9780.0354.3897.5950.8
Cap Ex4.1%-160.5-260.0-263.4-218.3-188.3
Free Cash Flow-7.9%1,059.4520.090.9679.2762.5

Enterprise Value Bridge

Millions USD10 Nov '26
Price (As of 10 Nov '26)67.37
Basic Shares102.10
Market Cap6,878.0
Diluted Shares103.20
Fully Diluted Shares Outstanding103.20
Fully Diluted Market Cap6,952.1
+Consolidated Debt2,552.5
−In-the-Money Convertible Debt—
+Capital Leases198.2
+Operating Leases—
−Cash & Equivalents-1,731.1
−Short-term Investments-10,737.5
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest21.3
+Pension Liabilities—
Enterprise Value7,720.7

Segment data

Revenue

by Products and services

  • Title Insurance And Services99%
  • Corporate Segment0%
  • Corporate And Eliminations0%

Revenue

by Geography

  • United States95%
  • Non Us5%

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2.28%
ROA (TTM)
0.70%
Operating Margin
112.91%
Beta
0.36

Dividends

Last Dividend
$0.55
Last Yield
0.03%

Summary

First American Financial Corporation (FAF) delivers financial services primarily through its diverse subsidiaries. The company's operations are divided into two main divisions: Title Insurance and Services, and Specialty Insurance. The Title Insurance and Services division is a prominent issuer of title insurance policies for both residential and commercial properties. Beyond core insurance, this segment provides a broad spectrum of related offerings aimed at streamlining real estate transactions and reducing associated risks. These include facilitating property closings and escrow, offering appraisals and other valuation tools, managing lien releases, providing document custody services, and engaging in warehouse lending. Additionally, it supports services related to mortgage subservicing, default management, and even banking, trust, and wealth management. The company also assists clients with tax-deferred real estate exchanges and maintains extensive databases of title information. Its services are accessible via company-owned offices and independent agents across nearly all U.S. states (49 states plus the District of Columbia), as well as internationally in locations such as Canada, the United Kingdom, Australia, and South Korea. The Specialty Insurance division focuses on property and casualty coverage. It provides insurance for homeowners and renters, protecting them against liability and common hazards like fire, theft, vandalism, and various forms of property damage. This segment also offers residential service contracts, which cover the repair or replacement of crucial home systems—such as heating, air conditioning, and major appliances—if they malfunction due to normal use during the contract period. Founded in 1889, First American Financial Corporation is headquartered in Santa Ana, California.

Website
www.firstam.com
Location
Santa Ana, CA, US
Phone714 250 3000
Employees19,102
CEOMark Edward Seaton
Sector
Financials
Industry
Insurance
IPO DateMay 28, 2010

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(993)

Expand
  • 13F-HRQuarterly report (institutional investment manager holdings)9 Nov
  • Form 3BUTTON DARRYL DOUGLAS5 Nov
  • 8-KDeparture of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers3 Nov
  • 10-QQ3ended 30 Sept 202622 Oct
  • 8-KResults of Operations and Financial Condition21 Oct
  • N-PXAnnual report of proxy voting record24 Aug
  • 13F-HRQuarterly report (institutional investment manager holdings)10 Aug
  • Form 4Adams Steven A28 Jul
  • Form 144Adams Steven A24 Jul
  • 10-QQ2ended 30 Jun 202623 Jul
  • 8-KResults of Operations and Financial Condition22 Jul
  • Form 4Wajner Matthew F.24 Jun
  • Form 4Seaton Mark Edward24 Jun
  • Form 4Cornehl Lisa W24 Jun
  • Form 4GILMORE DENNIS J24 Jun
  • 8-KMaterial Modifications to Rights of Security Holders15 May
  • 13F-HRQuarterly report (institutional investment manager holdings)12 May
  • Form 4Cornehl Lisa W7 May
  • Form 144Cornehl Lisa W5 May
  • Form 4GILMORE DENNIS J1 May

News

  • First American Financial Corporation to Participate in the Stephens Annual Investment Conference6 Nov
  • First American Financial Corporation Declares Quarterly Cash Dividend of 61 Cents Per Share3 Nov
  • First American Financial Corporation Appoints Darryl D. Button to Board of Directors3 Nov
  • First American Chief Technology Officer Jody Mulkey Named a HousingWire 2026 Tech Trendsetter2 Nov
  • First American: 3 Key Takeaways for Long-Term Investors30 Oct
  • First American Named One of the Fortune Best Workplaces for Women™ for the 11th Consecutive Year28 Oct
  • U.S. Accessible Home Equity Reaches Record $13.2 Trillion in Second Quarter of 2026, According to First American Data & Analytics' Inaugural Accessible Home Equity & Mortgage Rate Lock-In Trends Report28 Oct
  • Annual U.S. House Price Growth Slows to Weakest September Pace Since 2011, According to First American Data & Analytics Monthly Home Price Index Report26 Oct
  • What First American Financial (FAF) Said on Its Q3 Earnings Call22 Oct
  • First American Financial Corporation (FAF) Q3 2026 Earnings Call Transcript22 Oct
  • First American Financial (FAF) Misses Q3 Earnings and Revenue Estimates21 Oct
  • First American Financial Reports Third Quarter 2026 Results21 Oct
  • 9,941 Shares of First American Financial Corporation $FAF Bought by First Citizens Bank & Trust Co.17 Oct
  • FAF Trading at a Discount to Industry at 1.12X: Time to Buy or Hold?15 Oct
  • First American Financial (FAF) Reports Next Week: Wall Street Expects Earnings Growth14 Oct
  • Are Investors Undervaluing First American Financial (FAF) Right Now?13 Oct
  • First American Financial Announces Third Quarter 2026 Earnings Conference Call7 Oct
  • First American Celebrates a Decade as One of the Best Workplaces in Financial Services & Insurance™, According to Great Place to Work® and Fortune6 Oct
  • First American Celebrates a Decade as One of the Best Workplaces in Financial Services & Insurance™, According to Great Place to Work® and Fortune6 Oct
  • Why First American Financial (FAF) is a Great Dividend Stock Right Now5 Oct

Mentions in Filings

  • … anine secured credit facility. During February 2026, the LL Funds Loan Agreement expired and was not renewed. The Company paid interest for borrowings under the LL credit facilities of $0.1 million and $1.0 million during the three months ended September 30, 2026 and 2025, respectively, and $0.3 million and $3.8 million during the nine months ended September 30, 2026 and 2025, respectively. Use of <strong>First American Financial Corporation</strong>’s Services
    Offerpad Solutions Inc.First American Financial Corp·10-Q - Quarterly report Q3·Q3 26·2 Nov
  • Ɣ Title companies offering digital solutions for title and escrow services, such as <strong>First American Financial Corporation</strong>, Qualia Labs, Inc. and Endpoint Holdings, LLC. Our competitors are adopting aspects of our business model, which could affect our ability to differentiate our offerings from competitors. Increased competition could result in reduced demand for our platform and technologies, slow our growth, and materially adversely affect our …
    reAlpha Tech Corp.First American Financial Corp·ARS - Annual report to security holders·FY25·25 Sep
  • # 6.250%, 10/04/34 ...... 980 988,063 FedEx Corp. 0.950%, 05/04/33 ...... EUR 100 98,410 4.100%, 04/15/43 ...... 100 81,967 First American Financial Corp. 4.000%, 05/15/30 ...... 100 96,765 5.450%, 09/30/34 ...... 100 100,529 Fiserv, Inc. 4.500%, 05/24/31 ...... EUR 150 186,195 Flex, Ltd. 5.250%, 01/15/32 ...... 972 993,037 Flowserve Corp. 3.500%, 10/01/30 ...... 300 286,587 FMC Corp.
    Dimensional ETF TrustFirst American Financial Corp·NPORT-EX - NT NPORT-P - Notification of late filing (portfolio holdings)·Q1 26·13 Aug
  • … and a mezzanine secured credit facility. During February 2026, the LL Funds Loan Agreement expired and was not renewed. The Company paid interest for borrowings under the LL credit facilities of $0.1 million and $1.6 million during the three months ended June 30, 2026 and 2025, respectively, and $0.2 million and $2.8 million during the six months ended June 30, 2026 and 2025, respectively. Use of <strong>First American Financial Corporation</strong>’s Services
    Offerpad Solutions Inc.First American Financial Corp·10-Q - Quarterly report Q2·Q2 26·3 Aug
  • … A | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | FARMERS & MERCHANTS SAVINGS BANK | 1 | $313,500.00 | 0.16% | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | <strong>FIRST AMERICAN FINANCIAL</strong> MORTGAGE CORP | 1 | $299,200.00 | 0.15% | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | FIRST BANK | 1 | $251,512.00 | 0.13% | 0 | $0.00 | NA | 0 | $0 …
    FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAEFirst American Financial Corp·ABS-15G/A - FNM FILE 9 OF 14·Q4 26·10:52AM
  • … 0 | $0.00 | NA | 0 | $0.00 | NA | | | | FINANCIAL PARTNERS CREDIT UNION | 30 | $12,034,655.51 | 3.21% | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | <strong>FIRST AMERICAN FINANCIAL</strong> & INVESTMENT CORP | 1 | $478,563.59 | 0.13% | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | FIRST CHOICE FUNDING SOLUTIONS INC | 1 | $303,891.67 | 0.0 …
    FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAEFirst American Financial Corp·ABS-15G/A - FNM FILE 6 OF 14·Q4 26·10:47AM

Key Stats

Trading

Px/Chg 1D$61.41 / -1.74%
Avg Volume1.01M
Beta0.36
Mkt Cap6.27B
FD Mkt Cap7.59B

Float

Shrs Out/Float102.10M / 98.76M
Short Float0.07%
Days to Cover4.99
Stock Repurchased$33.50M

Current Valuation

EV5.61B
EV/EBITDA4.40
EV/Sales0.93
P/B1.14
P/S1.04
FCF Yield-0.52%
ROE2.28%
ROA0.70%
Current Ratio0.00

Dividend

Cash$0.55
Yield3.32%
Yield (TTM)3.32%

Estimates

P/E9.32
Est P/E0.00
Est EPS0.99
Est PEG0.00

Valuation

Metric5Yr AvgApr '23Apr '24Apr '25Apr '26Oct '26
PRICE-BASED RATIOS
Price / Earnings36.3722.6226.1149.6133.4050.12
Price / Sales10.000.780.941.063.4543.75
Price / Book Value1.241.281.171.331.291.14
Price / Free Cash Flow-17.3311.4462.279.5821.81-191.73
ENTERPRISE VALUE METRICS
Enterprise Value6,308.46,967.14,207.87,139.47,620.25,607.8
Enterprise Value / Sales9.130.920.701.173.7239.13
Enterprise Value / EBITDA14.8011.897.0713.6719.6821.71
Enterprise Value / EBIT20.0416.6410.3422.6623.0027.53

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue-5.2%9,213.97,594.25,998.16,120.77,445.0
Gross Income6%5,638.64,278.23,709.63,756.17,118.4
EBITDA-10.5%1,872.1586.2595.4522.41,199.4
EBIT-13%1,713.7418.7406.9315.0983.2
Net Income-15.9%1,241.1263.0216.8131.1621.8
EPS (Diluted)-14.3%11.142.452.071.266.00
BALANCE SHEET
Cash & ST Inv1.9%1,286.01,286.93,661.11,803.51,387.3
Total Assets-33.9%16,451.014,955.316,802.814,908.616,228.8
Total Liabilities14.3%10,668.010,274.111,940.09,981.610,729.3
Total Shareholder Equity-1.2%5,767.04,657.84,848.14,908.55,499.5
CASH FLOW
Net Operating Cash Flow-6%1,219.9780.0354.3897.5950.8
Cap Ex4.1%-160.5-260.0-263.4-218.3-188.3
Free Cash Flow-7.9%1,059.4520.090.9679.2762.5

Enterprise Value Bridge

Millions USD10 Nov '26
Price (As of 10 Nov '26)67.37
Basic Shares102.10
Market Cap6,878.0
Diluted Shares103.20
Fully Diluted Shares Outstanding103.20
Fully Diluted Market Cap6,952.1
+Consolidated Debt2,552.5
−In-the-Money Convertible Debt—
+Capital Leases198.2
+Operating Leases—
−Cash & Equivalents-1,731.1
−Short-term Investments-10,737.5
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest21.3
+Pension Liabilities—
Enterprise Value7,720.7

Segment data

Revenue

by Products and services

  • Title Insurance And Services99%
  • Corporate Segment0%
  • Corporate And Eliminations0%

Revenue

by Geography

  • United States95%
  • Non Us5%

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