Enact Holdings, Inc. (ACT) Stock Price Quote, News & Filings

Summary

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.

Website

www.enactmi.com

Location

Raleigh, NC, US

Phone919 846 4100

Employees419

CEORohit Gupta

Sector

Financials

Industry

Insurance

IPO DateSep 16, 2021

Ask AI

Company overview

Business model, segments, and competition.

Peer comparison

Metrics vs closest competitors.

Guidance & outlook

Forward guidance and assumptions.

Bull vs bear case

Upside drivers and key risks.

Valuation snapshot

Multiples vs history and peers.

Competitive moat

Defensibility and market position.

Management track record

Leadership and capital allocation history.

How it makes money

A short diagram of the business model.

Latest Documents

Mentions in Filings

… nual or other reviews, including reviews we expect to complete in the fourth quarter of 2026); •the impact on holding company liquidity caused by an inability to receive dividends or any other returns of capital from Enact Holdings, and limited sources of capital and financing and the need to seek additional capital on unfavorable terms; •the impact on any potential recovery and/or payment amounts in the AXA and Santander litigation resulting f …
GENWORTH FINANCIAL INCEnact Holdings, Inc.·10-Q - Quarterly report Q3·Q3 26·5 Nov
•the inability to attract, retain and motivate qualified employees or senior management, or the company’s succession plans not operating effectively; •changes in the composition of Enact Holdings’ business or undue concentration by customer or geographic region; •the impact from deficiencies in the company’s disclosure controls and procedures or internal control over financial reporting; •the occurrence of natural or man-made disasters, includ …
GENWORTH FINANCIAL INCEnact Holdings, Inc.·EX-99.1 - 8-K - Results of Operations and Financial Condition·Q4 26·4 Nov
… r (4) 61 59 58 57 52 52 54 Total Reserves 617$ 599$ 590$ 572$ 572$ 552$ 543$ 2026 2025 For additional information related to the Enact segment, refer to the current quarter Quarterly Financial Supplement posted to the Enact Holdings, Inc. investor page: (1) Includes rescissions and claim denials. https://ir.enactmi.com/financials-and-filings/quarterly-results (3) The Private Mortgage Insurer Eligibility Requirements (PMIERs) sufficiency ratio is …
GENWORTH FINANCIAL INCEnact Holdings, Inc.·EX-99.2 - 8-K - Results of Operations and Financial Condition·Q4 26·4 Nov
… aging journey with clarity and confidence, offering guidance, products, and services that support caregiving decisions, long-term care planning, and the financial challenges of aging. Genworth is the majority owner of Enact Holdings, Inc. (Nasdaq: ACT), a leading U.S. mortgage insurance provider. For more information, visit https://www.genworth.com. Cautionary Note Regarding Forward Looking Statements This release contains certain “forward-lookin …
GENWORTH FINANCIAL INCEnact Holdings, Inc.·EX-99.1 - 8-K - Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers·Q4 26·30 Oct
#Dominari Holdings, Inc. 1,182 4,622 Donegal Group, Inc., Class A 93,941 1,753,878 Shares Value FINANCIALS — (Continued) Donegal Group, Inc., Class B 870 $ 14,425 \*Donnelley Financial Solutions, Inc. 83,930 4,343,377 Eagle Bancorp Montana, Inc. 12,069 262,018 Eagle Bancorp, Inc. 107,448 2,875,308 Eagle Financial Services, Inc. 3,171 121,481 Eastern Bankshares, Inc. 700,771 14,355,294 \*eHealth …
Dimensional ETF TrustEnact Holdings, Inc.·NPORT-EX - NT NPORT-P - Notification of late filing (portfolio holdings)·Q1 26·13 Aug
… er also includes the results of other businesses that are not individually reportable, such as CareScout Services, CareScout Insurance and certain international businesses. Genworth Financial is the parent company of Enact Holdings, a leading provider of private mortgage insurance in the United States through its mortgage insurance subsidiaries. Enact Holdings is a public company traded on the Nasdaq Global Select Market exchange under the ticke …
GENWORTH FINANCIAL INCEnact Holdings, Inc.·10-Q - Quarterly report Q2·Q2 26·6 Aug

Key Stats

Trading

Px/Chg 1D$45.26 / +2.51%

Prev Close$49.27

% of 52Wk H97.51%

Avg Volume313.15K

Beta0.06

Mkt Cap6.32B

FD Mkt Cap6.88B

Float

Shrs Out/Float139.60M / 27.17M

Short Float0.14%

Days to Cover9.55

Stock Repurchased$93.20M

Current Valuation

EV6.51B

EV/EBITDA7.15

EV/Sales5.25

P/B1.18

P/S5.10

FCF Yield3.55%

ROE3.14%

ROA2.41%

Current Ratio7.00

Dividend

Cash$0.24

Yield2.07%

Yield (TTM)2.07%

Estimates

P/E9.34

Est P/E0.00

Est EPS1.21

Est PEG0.00

Valuation

Metric	5Yr Avg	May '23	May '24	May '25	May '26	Oct '26
PRICE-BASED RATIOS
Price / Earnings	18.60	5.13	7.25	8.31	34.46	37.83
Price / Sales	10.44	3.30	4.18	4.75	19.60	20.34
Price / Book Value	1.08	0.88	1.04	1.14	1.14	1.19
Price / Free Cash Flow	16.69	6.37	7.63	8.33	32.78	28.33
ENTERPRISE VALUE METRICS
Enterprise Value	5,506.9	3,870.9	4,977.5	5,875.9	6,266.9	6,543.4
Enterprise Value / Sales	10.76	3.54	4.31	4.89	20.12	20.97
Enterprise Value / EBITDA	14.30	4.07	5.51	6.32	26.61	28.99
Enterprise Value / EBIT	14.30	4.07	5.51	6.32	26.61	28.99

Financials

Full Financials

Millions USD	5Yr CAGR (%)	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
INCOME STATEMENT
Revenue	2.4%	1,120.2	1,094.9	1,153.7	1,201.9	1,230.4
Gross Income	10.6%	748.6	949.7	903.4	940.3	1,120.9
EBITDA	5.1%	746.2	949.9	903.4	929.2	908.8
EBIT	5.1%	746.2	949.9	903.4	929.2	908.8
Net Income	5.4%	546.7	704.2	665.5	688.1	674.2
EPS (Diluted)	7.7%	3.36	4.31	4.11	4.37	4.52
BALANCE SHEET
Cash & ST Inv	8.1%	425.8	513.8	615.7	599.4	582.5
Total Assets	3.9%	5,914.2	5,735.8	6,217.6	6,549.8	6,893.5
Total Liabilities	-4%	1,808.6	1,634.9	1,585.2	1,553.7	1,538.3
Total Shareholder Equity	6.9%	4,105.5	4,100.9	4,632.3	4,996.1	5,355.2
CASH FLOW
Net Operating Cash Flow	6.1%	572.1	560.5	632.0	686.3	724.5
Cap Ex	—	-685.7	6.6	-	-	-
Free Cash Flow	—	-113.5	567.1	632.0	686.3	724.5

Enterprise Value Bridge

Millions USD		10 Nov '26
Price (As of 10 Nov '26)		46.36
Basic Shares		139.60
Market Cap		6,471.9
Diluted Shares		138.29
Fully Diluted Shares Outstanding		138.29
Fully Diluted Market Cap		6,411.3
+Consolidated Debt		745.6
−In-the-Money Convertible Debt		—
+Capital Leases		-
+Operating Leases		—
−Cash & Equivalents		-504.6
−Short-term Investments		-5,943.6
+Total Preferred		-
−In-the-Money Convertible Preferred		—
−Investments in Unconsolidated Subs		—
+Non-Controlling Interest		-
+Pension Liabilities		—
Enterprise Value		6,712.9

Related companies

Summary

Website

www.enactmi.com

Location

Raleigh, NC, US

Phone919 846 4100

Employees419

CEORohit Gupta

Sector

Financials

Industry

Insurance

IPO DateSep 16, 2021