California First Leasing Corp (CFNB) Stock Price Quote,…

Summary

California First Leasing Corporation engages in the provision of loans and lease financing for universities, businesses, other commercial or non-profit organizations, healthcare, and state and local municipalities. The company was formerly known as California First National Bancorp and changed its name to California First Leasing Corporation in February 2021. California First Leasing Corporation was founded in 1977 and is headquartered in Newport Beach, California.

Website

calfirstlease.com

Location

Newport Beach, CA, US

Phone800 496 4640

Employees107

CEOPatrick E. Paddon

Sector

Financials

Industry

Banks

IPO DateApr 8, 1987

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Company overview

Business model, segments, and competition.

Peer comparison

Metrics vs closest competitors.

Guidance & outlook

Forward guidance and assumptions.

Bull vs bear case

Upside drivers and key risks.

Valuation snapshot

Multiples vs history and peers.

Competitive moat

Defensibility and market position.

Management track record

Leadership and capital allocation history.

Latest Documents

Mentions in Filings

#Burke & Herbert Financial Services Corp. 17,150 1,122,982 Business First Bancshares, Inc. 115,371 3,250,001 \*BV Financial, Inc. 8,426 161,105 Byline Bancorp, Inc. 260,785 8,326,865 C&F Financial Corp. 20,894 1,573,318 Cadence Bank 1,078,251 45,405,150 California Bancorp 23,910 430,141 \*California First Leasing Corp. 1,274 35,392 Camden National Corp. 97,793 4,652,013 Capital Bancorp, Inc. 43,1 …
Dimensional ETF TrustCalifornia First Leasing Corp·NPORT-EX - NT NPORT-P - Notification of late filing (portfolio holdings)·Q1 26·13 Aug
**Danilo Cacciamatta**has served as our sole director and officer since August 1, 2020. He was elected to the Board of Directors of California First Leasing Corporation in June 2001. In June 2020, he was elected to the Board of Directors of West Texas Resources. Inc. Mr. Cacciamatta was the CEO of Cacciamatta Accountancy Corporation, a PCAOB registered independent public accounting firm specializing in audits of SEC reporting companies, from 1989 …
CONECTISYS CORPCalifornia First Leasing Corp·10-K - ANNUAL REPORT FY 2025·FY25·20 Feb
May 29, 2025 S. Leslie Jewett Chief Financial Officer California First Leasing Corporation 5000 Birch Street, Suite 500 Newport Beach, CA 92660 Re: California First Leasing Corporation Schedule TO-I filed May 20, 2025 File No. 005-39261 Dear S. Leslie Jewett: We have reviewed your filing and have the following comments. In some of our comments, we may ask you to provide us with information so we may better understand your disclosure. Please r …
California First Leasing Corp·LETTER - UPLOAD - Filing review upload·29 May 25·29 May 2025
May 29, 2025 S. Leslie Jewett Chief Financial Officer California First Leasing Corporation 5000 Birch Street, Suite 500 Newport Beach, CA 92660 Re: California First Leasing Corporation Schedule TO-I filed May 20, 2025 File No. 005-39261 Dear S. Leslie Jewett: We have reviewed your filing and have the following comments. In some of our comments, we may ask you to provide us with information so we may better understand your disclosure. Ple …
California First Leasing Corp·TEXT-EXTRACT - UPLOAD - Filing review upload·29 May 25·29 May 2025

Key Stats

Trading

Px/Chg 1D$1,328.50 / -0.41%

52 Wk H$0.00

52 Wk L$8,958.16

Avg Volume847.92

Beta19.55

Mkt Cap238.58M

FD Mkt Cap6.10M

Float

Shrs Out/Float179.59K / 43.62K

Short Float0.02%

Days to Cover1.00

Stock Repurchased$32.57K

Current Valuation

EV188.07M

EV/EBITDA6.90

EV/Sales6.25

P/B0.55

P/S7.92

FCF Yield-2.02%

ROE40.70%

ROA33.59%

Current Ratio110.84

Dividend

Cash$0.40

Yield2.05%

Yield (TTM)2.05%

Estimates

P/E11.77

Est P/EN/A

Est EPSN/A

Est PEGN/A

Valuation

Metric	5Yr Avg	Sep '22	Sep '23	Sep '24	Jun '26	Oct '26
PRICE-BASED RATIOS
Price / Earnings	4.03	-13.04	9.81	6.00	16.00	1.35
Price / Sales	12.76	-10.15	7.18	4.10	11.18	51.48
Price / Book Value	0.82	0.78	0.75	0.83	1.19	0.55
Price / Free Cash Flow	7.48	50.51	-15.05	51.56	0.00	-49.61
ENTERPRISE VALUE METRICS
Enterprise Value	165.5	111.8	79.7	176.7	271.4	188.1
Enterprise Value / Sales	10.14	-6.87	3.46	3.60	9.96	40.58
Enterprise Value / EBITDA	18.92	-5.97	3.63	3.79	10.31	82.85
Enterprise Value / EBIT	19.66	-5.95	3.63	3.79	10.32	86.48

Financials

Full Financials

Millions USD	5Yr CAGR (%)	Jun '22	Jun '23	Jun '24	Jun '25	Jun '26
INCOME STATEMENT
Revenue	—	-16.3	23.1	49.2	26.4	4.6
Gross Income	—	-16.1	23.2	49.2	26.5	4.6
EBITDA	—	-18.7	22.0	46.7	27.3	2.3
EBIT	—	-18.8	21.9	46.6	27.2	2.2
Net Income	—	-12.7	16.9	33.6	20.3	176.1
EPS (Diluted)	—	-1.23	1.69	3.54	109.00	980.89
BALANCE SHEET
Cash & ST Inv	-1.6%	53.8	43.1	24.7	33.4	50.5
Total Assets	24.8%	216.5	227.4	261.0	281.5	524.4
Total Liabilities	110.8%	4.6	8.1	18.4	24.8	91.6
Total Shareholder Equity	19.5%	211.9	219.4	242.7	256.8	432.8
CASH FLOW
Net Operating Cash Flow	—	3.3	0.1	3.9	-1.5	-4.8
Cap Ex	—	-	-11.1	-	-5.8	-
Free Cash Flow	—	3.3	-11.0	3.9	-7.3	-4.8

Enterprise Value Bridge

Millions USD		23 Oct '26
Price (As of 23 Oct '26)		1,500.00
Basic Shares		0.18
Market Cap		269.4
Diluted Shares		0.18
Fully Diluted Shares Outstanding		0.18
Fully Diluted Market Cap		269.4
+Consolidated Debt		-
−In-the-Money Convertible Debt		—
+Capital Leases		-
+Operating Leases		—
−Cash & Equivalents		-50.5
−Short-term Investments		-
+Total Preferred		-
−In-the-Money Convertible Preferred		—
−Investments in Unconsolidated Subs		—
+Non-Controlling Interest		-
+Pension Liabilities		—
Enterprise Value		218.9

California First Leasing Corp(CFNB US)

California First Leasing Corp(CFNB US)

Financials & Metrics