Logo
  • Home
  • AI Agent
  • Annotations
  • Files
  • Pricing and plans
  • BlogAboutContact us
    APIMCP
    Terms of servicePrivacy policy
  • Get the full experience

    We save the real magic for signed-in users.

ZURVY US​
HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings
Logo
  • Home
  • AI Agent
  • Annotations
  • Files
  • Pricing and plans
  • BlogAboutContact us
    APIMCP
    Terms of servicePrivacy policy
  • Get the full experience

    We save the real magic for signed-in users.

ZURVY US​
HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings

Zurich Insurance Group Ltd/FI American Depositary Receipt(ZURVY US)

Ask AI
Doc SearchProfileEntity StructureFinancialsChartingShort InterestEmployees

Overview

ProfileEntity Structure

Documents

SEC Filings

Zurich Insurance Group Ltd/FI American Depositary Receipt(ZURVY US)

Ask AI
Doc SearchProfileEntity StructureFinancialsChartingShort InterestEmployees

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees
$39.03+0.160.42%Ext:$39.09+0.060.16%(Market Closed · 20:50:05 UTC)

Financials & Metrics

FinancialsChartingShort InterestEmployees
$39.03+0.160.42%Ext:$39.09+0.060.16%(Market Closed · 20:50:05 UTC)

Zurich Insurance Group Ltd/FI American Depositary Receipt — Company Profile

Zurich Insurance Group AG is a holding company, which engages in the provision of insurance products and related services. It operates through the following segments: Property and Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses. The Property and Casualty Regions segment provides motor, home, and commercial products and services for individuals, as well as small and large businesses on both a local and global basis. The Life Regions segment includes comprehensive range of life and health insurance products on both an individual and a group basis including annuities, endowment and term insurance, unit-linked and investment-oriented products, as well as full private health, supplemental health, and long-term care insurance. The Farmers segment focuses on non-claims administrative and management services to the Farmers Exchanges, which are owned by policyholders. The Group Functions and Operations segment is involved in group’s holding and financing and headquarters activities. The Non-Core Businesses segment offers insurance and reinsurance businesses. The company was founded in 1872 and is headquartered in Zurich, Switzerland.

Sector
Financials
Industry
Insurance
Exchange
UU
CEO
Mario Greco
Headquarters
Zurich, V8, CH
IPO Date
Jun 5, 2003
Employees
59,573
Website
www.zurich.com

Key Metrics

Price
$34.46
Market Cap
$102.95B
Revenue (TTM)
$88.17B
Net Income (TTM)
$6.83B
EPS (TTM)
2.40
P/E (TTM)
14.26
P/B (TTM)
3.61
Dividend Yield
5.43%
ROE (TTM)
23.96%
ROA (TTM)
1.50%
Operating Margin
11.45%
Beta
0.28

Dividends

Last Dividend
$1.92
Last Yield
0.05%

Summary

Zurich Insurance Group AG is a holding company, which engages in the provision of insurance products and related services. It operates through the following segments: Property and Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses. The Property and Casualty Regions segment provides motor, home, and commercial products and services for individuals, as well as small and large businesses on both a local and global basis. The Life Regions segment includes comprehensive range of life and health insurance products on both an individual and a group basis including annuities, endowment and term insurance, unit-linked and investment-oriented products, as well as full private health, supplemental health, and long-term care insurance. The Farmers segment focuses on non-claims administrative and management services to the Farmers Exchanges, which are owned by policyholders. The Group Functions and Operations segment is involved in group’s holding and financing and headquarters activities. The Non-Core Businesses segment offers insurance and reinsurance businesses. The company was founded in 1872 and is headquartered in Zurich, Switzerland.

Website
www.zurich.com
Location
Zurich, V8, CH
Phone41 44 625 25 25
Employees59,573
CEOMario Greco
Sector
Financials
Industry
Insurance
IPO DateJun 5, 2003

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(308)

Expand
  • N-PXAnnual report of proxy voting record31 Aug
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Aug
  • 13F-HRQuarterly report (institutional investment manager holdings)15 May
  • 13F-HRQuarterly report (institutional investment manager holdings)17 Feb
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Nov 2025
  • N-PXAnnual report of proxy voting record26 Aug 2025
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Aug 2025
  • 13F-HRQuarterly report (institutional investment manager holdings)15 May 2025
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Feb 2025
  • N-PXAnnual report of proxy voting record25 Nov 2024
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Nov 2024
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Aug 2024
  • 13F-HRQuarterly report (institutional investment manager holdings)15 May 2024
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Feb 2024
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Nov 2023
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Aug 2023
  • 13F-HRQuarterly report (institutional investment manager holdings)15 May 2023
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Feb 2023
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Nov 2022
  • 13F-HRQuarterly report (institutional investment manager holdings)15 Aug 2022

News

  • Zurich Insurance Group AG (ZUR:CA) Q3 2026 Earnings Call Transcript12 Nov
  • FNF or ZURVY: Which Is the Better Value Stock Right Now?14 Oct
  • 5 Relatively Secure And Cheap Dividend Stocks, Yields Up To 8% Plus (October 2026)10 Oct
  • PRU vs. ZURVY: Which Stock Is the Better Value Option?28 Sep
  • Zurich Insurance Group (OTCMKTS:ZURVY) Share Price Passes Below 200 Day Moving Average – Here’s What Happened10 Sep
  • Zurich Insurance: Life Growth Support The Buy Case2 Sep

Mentions in Filings

  • … llowing page for relevant footnotes. Transaction Value [1] / U.S. Commercial Specialty MRQ Transaction MRQ Book Tangible Book Announced Effective Target Acquiror Value [1] Value [2] Value [2] Pending Beazley plc <strong>Zurich Insurance Group AG</strong> $11,024 2.18x [3] 2.29x [4] 5/29/2026 The Fortegra Group, Inc. DB Insurance Co., Ltd. $1,650 2.26x 3.86x 2/2/2026 Inigo Limited CD&R; Stone Point Capital; Mubadala $1,670 1.76x 1.79x 6/26/2026 ProAssurance Corpor …
    Accelerant HoldingsZurich Insurance Group Ltd/FI American Depositary Receipt·EX-99.(C)(II) - SC 13E3 - EXHIBIT (C)(II)·Q4 26·30 Oct
  • … 7,460 1.90x 2.55x 10/2/2014 Western World Insurance Group, Inc. Validus Specialty, Inc. $690 1.33x 1.33x Median $1,660 1.61x 1.71x Mean $4,325 1.49x 1.72x Bermuda & Other Commercial Specialty Pending Beazley plc <strong>Zurich Insurance Group AG</strong> $11,024 2.18x [3] 2.29x [4] 2/24/2026 Aspen Insurance Holdings Limited Endurance Specialty Insurance Ltd. $3,473 1.31x 1.31x 2/15/2019 Aspen Insurance Holdings Limited Apollo Global Management, Inc. $2,588 1.12x …
    Accelerant HoldingsZurich Insurance Group Ltd/FI American Depositary Receipt·EX-99.(C)(III) - SC 13E3 - EXHIBIT (C)(III)·Q4 26·30 Oct
  • … Stock Exchange on behalf of Manikay Global Opportunities July 2025 £ 2.7 billion (100% stake) Financial advisor to NatWest on the acquisition of Evelyn Partners February 2026 US$ 10.9 billion Financial Advisor to <strong>Zurich Insurance Group</strong> on the 100% recommended all-cash offer for Beazley Plc March 2026 Undisclosed Sole Financial Advisor to Schroders plc on the 99% stake sale of Schroders Investment Management Indonesia to Manulife September 2025 S …
    Banco Santander, S.A.Zurich Insurance Group Ltd/FI American Depositary Receipt·F-4 - Registration statement (business combination, foreign issuer)·Q3 26·21 Sep
  • … ingsRock since 2020. Dr. Ackermann is a Swiss banker and former executive with a distinguished career spanning over four decades in global finance. Most recently, he served as Chairman of the Board of Directors at <strong>Zurich Insurance Group</strong> from 2012 to 2013 180 Table of Contents and held prominent board roles including Vice-Chairman of Siemens AG, Director at Royal Dutch Shell plc, and Vice-Chairman of the Foundation Board of the World Economic F …
    NorthStar Earth & Space, Inc.Zurich Insurance Group Ltd/FI American Depositary Receipt·POS AM - REGISTRATION STATEMENT·Q3 26·24 Aug
  • #UBS Group AG 1,175,053 55,403,749 Zurich Insurance Group AG 241,843 172,419,722 TOTAL SWITZERLAND 1,395,237,262 UNITED KINGDOM — (12.3%) Anglo American PLC 561,496 26,259,086 Associated British Foods PLC 325,033 8,496,808 Barclays PLC 3,635,128 24,253,142 Barclays PLC, Sponsored ADR 2,063,109 55,188,166 Barratt Redrow PLC, Registered 2,032,381 10,826,648 BP PLC 5,034,083 32,039,407 BP PLC, Spons …
    Dimensional ETF TrustZurich Insurance Group Ltd/FI American Depositary Receipt·NPORT-EX - NT NPORT-P - Notification of late filing (portfolio holdings)·Q1 26·13 Aug
  • … to any exchange, or set forth in any registration statement, application, or report to shareholders or otherwise made available to the public. Item C.1. Identification of investment. a. Name of issuer (if any). <strong>Zurich Insurance Group AG</strong> b. LEI (if any) of issuer. In the case of a holding in a fund that is a series of a series trust, report the LEI of the series. 529900QVNRBND50TXP03 c. Title of the issue or description of the investment. ZURIC …
    Dimensional ETF TrustZurich Insurance Group Ltd/FI American Depositary Receipt·NPORT-P - NT NPORT-P - Notification of late filing (portfolio holdings)·Q1 26·13 Aug

Key Stats

Trading

Px/Chg 1D$34.46 / +1.80%
Prev Close$37.38
% of 52Wk H95.61%
Avg Volume181.33K
Beta0.28
Mkt Cap102.95B
FD Mkt Cap110.56B

Float

Shrs Out/Float2.99B / 2.84B
Short Float0.00%
Days to Cover1.00
Stock Repurchased$452.30M

Current Valuation

EV116.17B
EV/EBITDA-3.56
EV/Sales1.67
P/B3.61
P/S1.48
FCF Yield14.37%
ROE23.96%
ROA1.50%
Current Ratio0.00

Dividend

Cash$1.92
Yield5.43%
Yield (TTM)5.43%

Estimates

P/E14.26
Est P/E0.00
Est EPS1.08
Est PEG0.00

Valuation

Metric5Yr AvgMar '22Mar '23Mar '24Mar '25Oct '26
PRICE-BASED RATIOS
Price / Earnings19.0914.1917.8318.2417.5527.61
Price / Sales1.381.061.581.021.192.03
Price / Book Value3.101.952.753.194.013.61
Price / Free Cash Flow15.3428.5015.6811.4614.116.96
ENTERPRISE VALUE METRICS
Enterprise Value95,959.283,415.080,078.688,974.2111,157.0116,171.3
Enterprise Value / Sales1.541.201.791.141.292.29
Enterprise Value / EBITDA12.759.9712.1811.4611.3218.79
Enterprise Value / EBIT14.0811.1013.7612.8712.4820.19

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue6.1%69,539.044,763.078,098.086,046.088,169.2
Gross Income10%60,326.033,775.075,706.083,662.088,169.2
EBITDA8%8,364.06,574.07,766.09,816.011,390.0
EBIT8.9%7,515.05,818.06,914.08,905.010,553.8
Net Income7.1%5,202.03,964.04,351.05,814.06,832.8
EPS (Diluted)28.5%0.870.670.752.012.37
BALANCE SHEET
Cash & ST Inv-54.2%160,608.0114,428.0100,245.0112,646.07,086.0
Total Assets1.1%435,826.0377,782.0361,382.0358,005.0455,117.8
Total Liabilities1.7%396,656.0349,869.0335,103.0331,067.0424,951.7
Total Shareholder Equity-6.9%37,881.025,683.024,860.025,472.028,515.0
CASH FLOW
Net Operating Cash Flow63.8%3,167.05,079.07,345.07,603.022,771.0
Cap Ex-4.3%-576.0-572.0-418.0-370.0-482.5
Free Cash Flow71.3%2,591.04,507.06,927.07,233.022,288.6

Enterprise Value Bridge

Millions USD13 Nov '26
Price (As of 13 Nov '26)38.99
Basic Shares2,987.39
Market Cap116,478.2
Diluted Shares2,966.84
Fully Diluted Shares Outstanding2,966.84
Fully Diluted Market Cap115,677.0
+Consolidated Debt15,358.1
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-6,715.0
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest1,765.0
+Pension Liabilities—
Enterprise Value126,886.2

Related companies

Unitedhealth Group Inc

UNH US

Ping An Insurance (Group) Company of China Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh

PNGAN-SR SP

Ping An Insurance (Group) Company of China, Ltd.

PNGAY US

Ping An Insurance (Group) Company of China, Ltd.

PZX AV

Axa S.a.

AXAHF US

AIA Group Ltd

AAGIY US

Cigna Group

CI US

Fubon Financial Holding Co Ltd/fi

2881 TT

Metlife Inc

MET US

AFLAC Incorporated

AFL US

Cathay Financial Holding Co., Ltd.

2882 TT

Humana Inc

HUM US

Zurich Insurance Group Ltd/FI American Depositary Receipt — Company Profile

Zurich Insurance Group AG is a holding company, which engages in the provision of insurance products and related services. It operates through the following segments: Property and Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses. The Property and Casualty Regions segment provides motor, home, and commercial products and services for individuals, as well as small and large businesses on both a local and global basis. The Life Regions segment includes comprehensive range of life and health insurance products on both an individual and a group basis including annuities, endowment and term insurance, unit-linked and investment-oriented products, as well as full private health, supplemental health, and long-term care insurance. The Farmers segment focuses on non-claims administrative and management services to the Farmers Exchanges, which are owned by policyholders. The Group Functions and Operations segment is involved in group’s holding and financing and headquarters activities. The Non-Core Businesses segment offers insurance and reinsurance businesses. The company was founded in 1872 and is headquartered in Zurich, Switzerland.

Sector
Financials
Industry
Insurance
Exchange
UU
CEO
Mario Greco
Headquarters
Zurich, V8, CH
IPO Date
Jun 5, 2003
Employees
59,573
Website
www.zurich.com

Key Metrics

Price
$34.46
Market Cap
$102.95B
Revenue (TTM)
$88.17B
Net Income (TTM)
$6.83B
EPS (TTM)
2.40
P/E (TTM)
14.26
P/B (TTM)
3.61
Dividend Yield
5.43%
ROE (TTM)
23.96%
ROA (TTM)
1.50%
Operating Margin
11.45%
Beta
0.28

Dividends

Last Dividend
$1.92
Last Yield
0.05%

Summary

Zurich Insurance Group AG is a holding company, which engages in the provision of insurance products and related services. It operates through the following segments: Property and Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses. The Property and Casualty Regions segment provides motor, home, and commercial products and services for individuals, as well as small and large businesses on both a local and global basis. The Life Regions segment includes comprehensive range of life and health insurance products on both an individual and a group basis including annuities, endowment and term insurance, unit-linked and investment-oriented products, as well as full private health, supplemental health, and long-term care insurance. The Farmers segment focuses on non-claims administrative and management services to the Farmers Exchanges, which are owned by policyholders. The Group Functions and Operations segment is involved in group’s holding and financing and headquarters activities. The Non-Core Businesses segment offers insurance and reinsurance businesses. The company was founded in 1872 and is headquartered in Zurich, Switzerland.

Website
www.zurich.com
Location
Zurich, V8, CH
Phone41 44 625 25 25
Employees59,573
CEOMario Greco
Sector
Financials
Industry
Insurance
IPO DateJun 5, 2003

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(308)

Expand
  • N-PXAnnual report of proxy voting record31 Aug
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Aug
  • 13F-HRQuarterly report (institutional investment manager holdings)15 May
  • 13F-HRQuarterly report (institutional investment manager holdings)17 Feb
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Nov 2025
  • N-PXAnnual report of proxy voting record26 Aug 2025
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Aug 2025
  • 13F-HRQuarterly report (institutional investment manager holdings)15 May 2025
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Feb 2025
  • N-PXAnnual report of proxy voting record25 Nov 2024
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Nov 2024
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Aug 2024
  • 13F-HRQuarterly report (institutional investment manager holdings)15 May 2024
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Feb 2024
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Nov 2023
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Aug 2023
  • 13F-HRQuarterly report (institutional investment manager holdings)15 May 2023
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Feb 2023
  • 13F-HRQuarterly report (institutional investment manager holdings)14 Nov 2022
  • 13F-HRQuarterly report (institutional investment manager holdings)15 Aug 2022

News

  • Zurich Insurance Group AG (ZUR:CA) Q3 2026 Earnings Call Transcript12 Nov
  • FNF or ZURVY: Which Is the Better Value Stock Right Now?14 Oct
  • 5 Relatively Secure And Cheap Dividend Stocks, Yields Up To 8% Plus (October 2026)10 Oct
  • PRU vs. ZURVY: Which Stock Is the Better Value Option?28 Sep
  • Zurich Insurance Group (OTCMKTS:ZURVY) Share Price Passes Below 200 Day Moving Average – Here’s What Happened10 Sep
  • Zurich Insurance: Life Growth Support The Buy Case2 Sep

Mentions in Filings

  • … llowing page for relevant footnotes. Transaction Value [1] / U.S. Commercial Specialty MRQ Transaction MRQ Book Tangible Book Announced Effective Target Acquiror Value [1] Value [2] Value [2] Pending Beazley plc <strong>Zurich Insurance Group AG</strong> $11,024 2.18x [3] 2.29x [4] 5/29/2026 The Fortegra Group, Inc. DB Insurance Co., Ltd. $1,650 2.26x 3.86x 2/2/2026 Inigo Limited CD&R; Stone Point Capital; Mubadala $1,670 1.76x 1.79x 6/26/2026 ProAssurance Corpor …
    Accelerant HoldingsZurich Insurance Group Ltd/FI American Depositary Receipt·EX-99.(C)(II) - SC 13E3 - EXHIBIT (C)(II)·Q4 26·30 Oct
  • … 7,460 1.90x 2.55x 10/2/2014 Western World Insurance Group, Inc. Validus Specialty, Inc. $690 1.33x 1.33x Median $1,660 1.61x 1.71x Mean $4,325 1.49x 1.72x Bermuda & Other Commercial Specialty Pending Beazley plc <strong>Zurich Insurance Group AG</strong> $11,024 2.18x [3] 2.29x [4] 2/24/2026 Aspen Insurance Holdings Limited Endurance Specialty Insurance Ltd. $3,473 1.31x 1.31x 2/15/2019 Aspen Insurance Holdings Limited Apollo Global Management, Inc. $2,588 1.12x …
    Accelerant HoldingsZurich Insurance Group Ltd/FI American Depositary Receipt·EX-99.(C)(III) - SC 13E3 - EXHIBIT (C)(III)·Q4 26·30 Oct
  • … Stock Exchange on behalf of Manikay Global Opportunities July 2025 £ 2.7 billion (100% stake) Financial advisor to NatWest on the acquisition of Evelyn Partners February 2026 US$ 10.9 billion Financial Advisor to <strong>Zurich Insurance Group</strong> on the 100% recommended all-cash offer for Beazley Plc March 2026 Undisclosed Sole Financial Advisor to Schroders plc on the 99% stake sale of Schroders Investment Management Indonesia to Manulife September 2025 S …
    Banco Santander, S.A.Zurich Insurance Group Ltd/FI American Depositary Receipt·F-4 - Registration statement (business combination, foreign issuer)·Q3 26·21 Sep
  • … ingsRock since 2020. Dr. Ackermann is a Swiss banker and former executive with a distinguished career spanning over four decades in global finance. Most recently, he served as Chairman of the Board of Directors at <strong>Zurich Insurance Group</strong> from 2012 to 2013 180 Table of Contents and held prominent board roles including Vice-Chairman of Siemens AG, Director at Royal Dutch Shell plc, and Vice-Chairman of the Foundation Board of the World Economic F …
    NorthStar Earth & Space, Inc.Zurich Insurance Group Ltd/FI American Depositary Receipt·POS AM - REGISTRATION STATEMENT·Q3 26·24 Aug
  • #UBS Group AG 1,175,053 55,403,749 Zurich Insurance Group AG 241,843 172,419,722 TOTAL SWITZERLAND 1,395,237,262 UNITED KINGDOM — (12.3%) Anglo American PLC 561,496 26,259,086 Associated British Foods PLC 325,033 8,496,808 Barclays PLC 3,635,128 24,253,142 Barclays PLC, Sponsored ADR 2,063,109 55,188,166 Barratt Redrow PLC, Registered 2,032,381 10,826,648 BP PLC 5,034,083 32,039,407 BP PLC, Spons …
    Dimensional ETF TrustZurich Insurance Group Ltd/FI American Depositary Receipt·NPORT-EX - NT NPORT-P - Notification of late filing (portfolio holdings)·Q1 26·13 Aug
  • … to any exchange, or set forth in any registration statement, application, or report to shareholders or otherwise made available to the public. Item C.1. Identification of investment. a. Name of issuer (if any). <strong>Zurich Insurance Group AG</strong> b. LEI (if any) of issuer. In the case of a holding in a fund that is a series of a series trust, report the LEI of the series. 529900QVNRBND50TXP03 c. Title of the issue or description of the investment. ZURIC …
    Dimensional ETF TrustZurich Insurance Group Ltd/FI American Depositary Receipt·NPORT-P - NT NPORT-P - Notification of late filing (portfolio holdings)·Q1 26·13 Aug

Key Stats

Trading

Px/Chg 1D$34.46 / +1.80%
Prev Close$37.38
% of 52Wk H95.61%
Avg Volume181.33K
Beta0.28
Mkt Cap102.95B
FD Mkt Cap110.56B

Float

Shrs Out/Float2.99B / 2.84B
Short Float0.00%
Days to Cover1.00
Stock Repurchased$452.30M

Current Valuation

EV116.17B
EV/EBITDA-3.56
EV/Sales1.67
P/B3.61
P/S1.48
FCF Yield14.37%
ROE23.96%
ROA1.50%
Current Ratio0.00

Dividend

Cash$1.92
Yield5.43%
Yield (TTM)5.43%

Estimates

P/E14.26
Est P/E0.00
Est EPS1.08
Est PEG0.00

Valuation

Metric5Yr AvgMar '22Mar '23Mar '24Mar '25Oct '26
PRICE-BASED RATIOS
Price / Earnings19.0914.1917.8318.2417.5527.61
Price / Sales1.381.061.581.021.192.03
Price / Book Value3.101.952.753.194.013.61
Price / Free Cash Flow15.3428.5015.6811.4614.116.96
ENTERPRISE VALUE METRICS
Enterprise Value95,959.283,415.080,078.688,974.2111,157.0116,171.3
Enterprise Value / Sales1.541.201.791.141.292.29
Enterprise Value / EBITDA12.759.9712.1811.4611.3218.79
Enterprise Value / EBIT14.0811.1013.7612.8712.4820.19

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue6.1%69,539.044,763.078,098.086,046.088,169.2
Gross Income10%60,326.033,775.075,706.083,662.088,169.2
EBITDA8%8,364.06,574.07,766.09,816.011,390.0
EBIT8.9%7,515.05,818.06,914.08,905.010,553.8
Net Income7.1%5,202.03,964.04,351.05,814.06,832.8
EPS (Diluted)28.5%0.870.670.752.012.37
BALANCE SHEET
Cash & ST Inv-54.2%160,608.0114,428.0100,245.0112,646.07,086.0
Total Assets1.1%435,826.0377,782.0361,382.0358,005.0455,117.8
Total Liabilities1.7%396,656.0349,869.0335,103.0331,067.0424,951.7
Total Shareholder Equity-6.9%37,881.025,683.024,860.025,472.028,515.0
CASH FLOW
Net Operating Cash Flow63.8%3,167.05,079.07,345.07,603.022,771.0
Cap Ex-4.3%-576.0-572.0-418.0-370.0-482.5
Free Cash Flow71.3%2,591.04,507.06,927.07,233.022,288.6

Enterprise Value Bridge

Millions USD13 Nov '26
Price (As of 13 Nov '26)38.99
Basic Shares2,987.39
Market Cap116,478.2
Diluted Shares2,966.84
Fully Diluted Shares Outstanding2,966.84
Fully Diluted Market Cap115,677.0
+Consolidated Debt15,358.1
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-6,715.0
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest1,765.0
+Pension Liabilities—
Enterprise Value126,886.2

Related companies

Unitedhealth Group Inc

UNH US

Ping An Insurance (Group) Company of China Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh

PNGAN-SR SP

Ping An Insurance (Group) Company of China, Ltd.

PNGAY US

Ping An Insurance (Group) Company of China, Ltd.

PZX AV

Axa S.a.

AXAHF US

AIA Group Ltd

AAGIY US

Cigna Group

CI US

Fubon Financial Holding Co Ltd/fi

2881 TT

Metlife Inc

MET US

AFLAC Incorporated

AFL US

Cathay Financial Holding Co., Ltd.

2882 TT

Humana Inc

HUM US