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Cathay Financial Holding Co., Ltd.(2882 TT)

$113.50-0.500.44%(Market Closed · 06:39:28 UTC · (20 min delay))

Overview

ProfileEntity Structure

Financials & Metrics

FinancialsChartingEmployees
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2882 TT​

Cathay Financial Holding Co., Ltd. — Company Profile

Cathay Financial Holding Co., Ltd. is a diversified financial services conglomerate operating across Taiwan, other parts of Asia, and internationally. The company delivers a wide array of financial products and services through its five core segments: Banking, Life Insurance, Property Insurance, Securities, and a comprehensive 'Other' category. Within its Banking segment, Cathay provides conventional banking solutions, foreign exchange transactions, guarantees, foreign exchange investment advice, trust services, and international financial offerings. Its Life Insurance division offers various annuity products, including traditional, investment-linked, and interest-rate variable options, alongside life insurance, financial planning, and policy lending services. The Property Insurance arm handles a broad spectrum of coverage, such as fire, marine, land and air transport, liability, and guarantee insurance, coupled with reinsurance services. Through its Securities segment, Cathay engages in brokerage, proprietary trading, underwriting, and security financing, also developing financial products and conducting commodity research. Furthermore, the company's "Other" operations extend to real estate investment, management, and leasing; asset and fund management; risk management software; and advisory services for securities, banking, and investments. It also participates in private equity, futures trading, and strategic investments in start-up companies. Founded in 1990, Cathay Financial Holding is headquartered in Taipei City, Taiwan.

Sector
Financials
Industry
Insurance
Exchange
TT
CEO
Chang-Ken Lee
Headquarters
Taipei, TP, TW
IPO Date
Dec 31, 2001
Employees
51,797
Website
www.cathayholdings.com

Key Metrics

Price
$111.50
Market Cap
$1.64T
Revenue (TTM)
$86.56B
Net Income (TTM)
$44.68B
EPS (TTM)
3.05
P/E (TTM)
11.90
P/B (TTM)
2.00
Dividend Yield
3.44%
ROE (TTM)
5.47%
ROA (TTM)
0.00%
Operating Margin
72.38%
Beta
-0.12

Dividends

Last Dividend
$2.00
Last Yield
0.03%

Summary

Cathay Financial Holding Co., Ltd. is a diversified financial services conglomerate operating across Taiwan, other parts of Asia, and internationally. The company delivers a wide array of financial products and services through its five core segments: Banking, Life Insurance, Property Insurance, Securities, and a comprehensive 'Other' category. Within its Banking segment, Cathay provides conventional banking solutions, foreign exchange transactions, guarantees, foreign exchange investment advice, trust services, and international financial offerings. Its Life Insurance division offers various annuity products, including traditional, investment-linked, and interest-rate variable options, alongside life insurance, financial planning, and policy lending services. The Property Insurance arm handles a broad spectrum of coverage, such as fire, marine, land and air transport, liability, and guarantee insurance, coupled with reinsurance services. Through its Securities segment, Cathay engages in brokerage, proprietary trading, underwriting, and security financing, also developing financial products and conducting commodity research. Furthermore, the company's "Other" operations extend to real estate investment, management, and leasing; asset and fund management; risk management software; and advisory services for securities, banking, and investments. It also participates in private equity, futures trading, and strategic investments in start-up companies. Founded in 1990, Cathay Financial Holding is headquartered in Taipei City, Taiwan.

Website
www.cathayholdings.com
Location
Taipei, TP, TW
Phone886 2 2708 7698
Employees51,797
CEOChang-Ken Lee
Sector
Financials
Industry
Insurance
IPO DateDec 31, 2001

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Key Stats

Trading

Px/Chg 1D$111.50 / +0.00%
Prev Close$110.50
% of 52Wk H94.47%
Avg Volume34.20M
Beta-0.12
Mkt Cap1.64T
FD Mkt Cap1.63T

Float

Shrs Out/Float14.67B / 9.50B
Short Float0.00%
Days to Cover0.00
Stock Repurchased$0.00

Current Valuation

EV1.65T
EV/EBITDA10.38
EV/Sales2.43
P/B2.00
P/S2.41
FCF Yield0.00%
ROE5.47%
ROA0.00%
Current Ratio0.00

Dividend

Cash$2.00
Yield3.44%
Yield (TTM)3.44%

Estimates

P/E11.90
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgMar '23Mar '24Mar '25Mar '26Oct '26
PRICE-BASED RATIOS
Price / Earnings21.1714.6914.018.7831.7636.61
Price / Sales6.191.442.602.685.3418.89
Price / Book Value1.210.920.911.091.112.00
Price / Free Cash Flow-13.82-17.60-11.08-28.04-12.400.00
ENTERPRISE VALUE METRICS
Enterprise Value737,956.1136,590.5396,026.0786,673.5719,540.41,650,949.9
Enterprise Value / Sales5.360.361.452.183.7219.07
Enterprise Value / EBITDA3.620.000.004.1014.010.00
Enterprise Value / EBIT-9.03-18.11-45.864.1014.710.00

Financials

Full Financials
Millions TWD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue14.6%614,659.5379,887.9273,995.9360,931.71,058,688.2
Gross Income3.4%614,659.5379,887.9149,832.5360,931.7701,472.6
EBITDA-25.4%622,057.3--191,711.4192,251.0
EBIT-26.1%614,659.5-7,544.1-8,636.0191,711.4183,411.0
Net Income-6.4%139,514.137,359.450,928.9110,269.7107,141.9
EPS (Diluted)-8.7%10.182.583.247.297.06
BALANCE SHEET
Cash & ST Inv3%702,181.5678,336.11,282,583.2636,919.8790,688.7
Total Assets5.4%11,594,361.512,070,885.612,811,120.313,767,150.314,317,555.2
Total Liabilities5.8%10,680,322.711,459,177.512,009,674.712,860,623.613,383,167.1
Total Shareholder Equity72%902,038.1598,840.3788,054.7888,691.5928,286.5
CASH FLOW
Net Operating Cash Flow33.1%72,515.6-26,254.9-59,249.6-29,542.2227,294.9
Cap Ex7.7%-3,462.2-4,923.0-4,566.4-4,978.8-4,659.2
Free Cash Flow34%69,053.4-31,177.9-64,430.1-34,521.0222,635.7

Enterprise Value Bridge

Millions TWD22 Oct '26
Price (As of 22 Oct '26)113.50
Basic Shares14,669.21
Market Cap1,664,955.3
Diluted Shares14,669.00
Fully Diluted Shares Outstanding14,669.00
Fully Diluted Market Cap1,664,931.5
+Consolidated Debt-
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-
−Short-term Investments-
+Total Preferred15,333.0
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value1,680,288.3

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