Logo
  • Home
  • AI Agent
  • Annotations
  • Watchlists
  • Files
  • Pricing and plans
  • BlogAboutContact us
    APIMCP
    Terms of servicePrivacy policy
  • Get the full experience

    We save the real magic for signed-in users.

Logo
HUM US​

Humana Inc(HUM US)

$422.07+1.100.26%Ext:$420.50-1.570.37%(Market Closed · 23:56:03 UTC)

Overview

ProfileEntity Structure

Documents

SEC Filings

Humana Inc — Company Profile

Humana Inc., a prominent health and well-being enterprise, operates across the United States through its various subsidiary companies. Its operational structure is divided into three main segments: Retail, Group and Specialty, and Healthcare Services. The firm provides a wide array of medical and supplementary insurance plans directly to individual consumers. Furthermore, Humana collaborates with government entities; it holds a contract with the Centers for Medicare and Medicaid Services (CMS) to manage the Limited Income Newly Eligible Transition (LI NET) prescription drug program. The company also secures agreements with numerous states to deliver Medicaid, dual-eligible, and long-term care support benefits. For employer groups and individuals, Humana furnishes fully insured commercial medical and specialized health coverage, which encompasses dental, vision, and other ancillary health benefits. They additionally offer administrative services only (ASO) solutions and extend support to military personnel through contracts like the TRICARE T2017 East Region. Beyond insurance products, the company delivers comprehensive healthcare services directly. These include pharmacy management, provider network services, and a suite of home-based solutions such as home health care, serving both its own health plan enrollees and external clients. By the close of 2021 (December 31), Humana's reach extended to approximately 17 million individuals enrolled in its medical benefit plans and an additional 5 million utilizing its specialized product offerings. Established in 1961, Humana Inc. maintains its corporate headquarters in Louisville, Kentucky.

Sector
Financials
Industry
Insurance
Exchange
UN
CEO
James A. Rechtin
Headquarters
Louisville, KY, US
IPO Date
Dec 31, 1981
Employees
67,060
Website
www.humana.com

Key Metrics

Price
$388.36
Market Cap
$46.63B
Revenue (TTM)
$39.65B
Net Income (TTM)
$1.19B
EPS (TTM)
9.85
P/E (TTM)
41.27
P/B (TTM)
2.51
Dividend Yield
115.91%
ROE (TTM)
6.38%
ROA (TTM)
2.15%
Operating Margin
3.98%
Beta
0.52

Dividends

Last Dividend
$0.89
Last Yield
1.16%

Summary

Humana Inc., a prominent health and well-being enterprise, operates across the United States through its various subsidiary companies. Its operational structure is divided into three main segments: Retail, Group and Specialty, and Healthcare Services. The firm provides a wide array of medical and supplementary insurance plans directly to individual consumers. Furthermore, Humana collaborates with government entities; it holds a contract with the Centers for Medicare and Medicaid Services (CMS) to manage the Limited Income Newly Eligible Transition (LI NET) prescription drug program. The company also secures agreements with numerous states to deliver Medicaid, dual-eligible, and long-term care support benefits. For employer groups and individuals, Humana furnishes fully insured commercial medical and specialized health coverage, which encompasses dental, vision, and other ancillary health benefits. They additionally offer administrative services only (ASO) solutions and extend support to military personnel through contracts like the TRICARE T2017 East Region. Beyond insurance products, the company delivers comprehensive healthcare services directly. These include pharmacy management, provider network services, and a suite of home-based solutions such as home health care, serving both its own health plan enrollees and external clients. By the close of 2021 (December 31), Humana's reach extended to approximately 17 million individuals enrolled in its medical benefit plans and an additional 5 million utilizing its specialized product offerings. Established in 1961, Humana Inc. maintains its corporate headquarters in Louisville, Kentucky.

Website
www.humana.com
Location
Louisville, KY, US
Phone502 580 1000
Employees67,060
CEOJames A. Rechtin
Sector
Financials
Industry
Insurance
IPO DateDec 31, 1981

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.

Latest Documents

SEC Filings(3.4K)

Expand
  • 8-KRegulation FD Disclosure13 Oct
  • 8-KRegulation FD Disclosure9 Oct
  • 4HILZINGER KURT J2 Oct
  • 4Nundy Shantanu3 Sep
  • 8-KRegulation FD Disclosure1 Sep
  • 3Nundy Shantanu31 Aug
  • 4Smith Paul John4 Aug
  • 4Crawford Frederick John4 Aug
  • 3Crawford Frederick John29 Jul
  • 3Smith Paul John29 Jul
  • 10-QQ2ended 30 Jun 202629 Jul
  • 8-KDeparture of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers29 Jul
  • 8-KResults of Operations and Financial Condition29 Jul
  • 4HILZINGER KURT J2 Jul
  • 11-KAnnual report (employee stock purchase/savings/profit sharing plans)24 Jun
  • 11-KAnnual report (employee stock purchase/savings/profit sharing plans)24 Jun
  • 8-KRegulation FD Disclosure1 Jun
  • 8-KEntry into a Material Definitive Agreement19 May
  • SC 13G/AHUMANA INC14 May
  • 4Mellet Celeste5 May

News

  • Humana Gains From Premium Growth Despite Rising Benefit Costs21 Oct
  • Meta Is About to Show Whether Bigger AI Capex Still Wins20 Oct
  • Should Value Investors Buy Humana (HUM) Stock?19 Oct
  • 3.2 Million Seniors Will Lose Their Medicare Advantage Plans in 2027 — and Their Replacement Options Are Shrinking19 Oct
  • First Citizens Bank & Trust Co. Buys New Position in Humana Inc. $HUM17 Oct
  • Humana Will Drop 37 PPOs for 2027. If Her Plan Is Discontinued, She Can Get a Medigap Window Without Health Questions Even if Humana Offers Another Advantage Plan15 Oct
  • Humana's CenterWell Expansion Gets a Boost From BlackRock's Capital14 Oct
  • Did Humana Inc. Insiders Breach their Fiduciary Duties to Shareholders?13 Oct
  • Humana To Rally Over 14%? Here Are 10 Top Analyst Forecasts For Tuesday13 Oct
  • Humana Announces New Strategic Joint Venture with BlackRock to Manage CenterWell Senior Primary Care Clinics13 Oct
  • Humana Inc. to Release Third Quarter 2026 Results on November 6, 202612 Oct
  • Strength Seen in Humana (HUM): Can Its 11.6% Jump Turn into More Strength?12 Oct
  • Humana Hits 95% Four-Star Coverage: What it Means for HUM12 Oct
  • DataMeds AI Stock Rises After Humana Adds Medicaid Coverage for ChemoFx Cancer Test12 Oct
  • Humana Surges On 2027 CMS Ratings, Technical Breakout, Shares Fairly Priced9 Oct
  • UnitedHealth vs. Humana: Which Healthcare Giant Has the Edge?9 Oct
  • Stock Market Midday, Oct. 9: Stocks Edge Higher, Humana jumps 13%9 Oct
  • Tech Helping Stocks Finish Choppy Week Strong9 Oct
  • At 71, She Chose Humana for the Part B Giveback in Her Social Security Check. For 2027, Humana Will Cut or Eliminate It for 62% of Those Members9 Oct
  • Seniors Face an 18% Drop in Highly Rated Medicare Advantage Plans — But Quality Might Not Be the Cause9 Oct

Key Stats

Trading

Px/Chg 1D$388.36 / +2.29%
Avg Volume1.68M
Beta0.52
Mkt Cap46.63B
FD Mkt Cap46.37B

Float

Shrs Out/Float120.08M / 119.82M
Short Float0.04%
Days to Cover2.51
Stock Repurchased$107.00M

Current Valuation

EV55.74B
EV/EBITDA19.55
EV/Sales0.41
P/B2.51
P/S0.34
FCF Yield2.43%
ROE6.38%
ROA2.15%
Current Ratio1.26

Dividend

Cash$0.89
Yield115.91%
Yield (TTM)115.91%

Estimates

P/E41.27
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgApr '23Apr '24Apr '25Apr '26Oct '26
PRICE-BASED RATIOS
Price / Earnings13.8822.6016.3225.91-34.7339.32
Price / Sales0.670.680.380.270.851.18
Price / Book Value2.534.142.501.911.572.51
Price / Free Cash Flow14.2718.3813.6513.08-14.9141.16
ENTERPRISE VALUE METRICS
Enterprise Value50,402.970,174.148,256.641,380.336,461.355,742.3
Enterprise Value / Sales0.820.760.450.351.121.41
Enterprise Value / EBITDA2.5314.5910.2012.71-53.2328.35
Enterprise Value / EBIT7.6817.7012.6618.09-41.4831.46

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue11.6%83,648.092,922.0106,440.0117,811.0129,664.0
Gross Income6.9%14,449.017,232.018,046.017,147.018,852.0
EBITDA-10.1%4,458.04,810.04,730.03,255.02,908.0
EBIT-13.6%3,745.03,965.03,813.02,287.02,084.0
Net Income-20.2%2,933.02,806.02,489.01,207.01,188.0
EPS (Diluted)-18.8%22.6722.0820.009.989.84
BALANCE SHEET
Cash & ST Inv5.5%3,394.05,061.04,694.02,221.04,200.0
Total Assets2.2%44,748.043,725.046,892.046,312.048,750.0
Total Liabilities2%28,645.028,355.030,574.029,867.031,013.0
Total Shareholder Equity2.4%16,080.015,311.016,262.016,375.017,657.0
CASH FLOW
Net Operating Cash Flow-20.1%2,262.04,587.03,981.02,966.0921.0
Cap Ex-20.1%-1,342.0-1,137.0-1,004.0-575.0-546.0
Free Cash Flow-20.1%920.03,450.02,977.02,391.0375.0

Enterprise Value Bridge

Millions USD23 Oct '26
Price (As of 23 Oct '26)419.71
Basic Shares120.08
Market Cap50,398.8
Diluted Shares120.65
Fully Diluted Shares Outstanding120.65
Fully Diluted Market Cap50,638.9
+Consolidated Debt13,993.0
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-4,951.0
−Short-term Investments-17,014.0
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest66.0
+Pension Liabilities—
Enterprise Value59,506.8

Segment data

Revenue

by Products and services

  • Insurance Segment85%
  • Centerwell Segment15%

Related companies

Unitedhealth Group Inc

UNH US

Ping An Insurance (Group) Company of China Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh

PNGAN-SR SP

Ping An Insurance (Group) Company of China, Ltd.

PNGAY US

Ping An Insurance (Group) Company of China, Ltd.

PZX AV

Zurich Insurance Group Ltd/FI

ZURVY US

Axa S.a.

AXAHF US

AIA Group Ltd

AAGIY US

Cigna Group

CI US

Fubon Financial Holding Co Ltd/fi

2881 TT

Metlife Inc

MET US

AFLAC Incorporated

AFL US

Cathay Financial Holding Co., Ltd.

2882 TT

Financials & Metrics

FinancialsChartingShort InterestEmployees