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HUM US​
HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings

Humana Inc(HUM US)

$450.00+6.321.42%Ext:$452.90+2.900.65%(Market Closed · 01:00:03 UTC)
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Overview

ProfileEntity Structure

Documents

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  • Home
  • AI Agent
  • Annotations
  • Files
  • Pricing and plans
  • BlogAboutContact us
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    Terms of servicePrivacy policy
  • Get the full experience

    We save the real magic for signed-in users.

HUM US​
HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings

Humana Inc(HUM US)

$450.00+6.321.42%Ext:$452.90+2.900.65%(Market Closed · 01:00:03 UTC)
Ask AI
Doc SearchProfileEntity StructureFinancialsChartingShort InterestEmployees

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Financials & Metrics

FinancialsChartingShort InterestEmployees

Humana Inc — Company Profile

Humana Inc., a prominent health and well-being enterprise, operates across the United States through its various subsidiary companies. Its operational structure is divided into three main segments: Retail, Group and Specialty, and Healthcare Services. The firm provides a wide array of medical and supplementary insurance plans directly to individual consumers. Furthermore, Humana collaborates with government entities; it holds a contract with the Centers for Medicare and Medicaid Services (CMS) to manage the Limited Income Newly Eligible Transition (LI NET) prescription drug program. The company also secures agreements with numerous states to deliver Medicaid, dual-eligible, and long-term care support benefits. For employer groups and individuals, Humana furnishes fully insured commercial medical and specialized health coverage, which encompasses dental, vision, and other ancillary health benefits. They additionally offer administrative services only (ASO) solutions and extend support to military personnel through contracts like the TRICARE T2017 East Region. Beyond insurance products, the company delivers comprehensive healthcare services directly. These include pharmacy management, provider network services, and a suite of home-based solutions such as home health care, serving both its own health plan enrollees and external clients. By the close of 2021 (December 31), Humana's reach extended to approximately 17 million individuals enrolled in its medical benefit plans and an additional 5 million utilizing its specialized product offerings. Established in 1961, Humana Inc. maintains its corporate headquarters in Louisville, Kentucky.

Sector
Financials
Industry
Insurance
Exchange
UN
CEO
James A. Rechtin
Headquarters
Louisville, KY, US
IPO Date
Dec 31, 1981
Employees
67,060
Website
www.humana.com

Key Metrics

Price
$388.36
Market Cap
$46.63B
Revenue (TTM)
$39.65B
Net Income (TTM)
$1.19B
EPS (TTM)
9.85
P/E (TTM)
41.27
P/B (TTM)
2.51
Dividend Yield
115.91%
ROE (TTM)
6.38%
ROA (TTM)
2.15%
Operating Margin
3.98%
Beta

Humana Inc — Company Profile

Humana Inc., a prominent health and well-being enterprise, operates across the United States through its various subsidiary companies. Its operational structure is divided into three main segments: Retail, Group and Specialty, and Healthcare Services. The firm provides a wide array of medical and supplementary insurance plans directly to individual consumers. Furthermore, Humana collaborates with government entities; it holds a contract with the Centers for Medicare and Medicaid Services (CMS) to manage the Limited Income Newly Eligible Transition (LI NET) prescription drug program. The company also secures agreements with numerous states to deliver Medicaid, dual-eligible, and long-term care support benefits. For employer groups and individuals, Humana furnishes fully insured commercial medical and specialized health coverage, which encompasses dental, vision, and other ancillary health benefits. They additionally offer administrative services only (ASO) solutions and extend support to military personnel through contracts like the TRICARE T2017 East Region. Beyond insurance products, the company delivers comprehensive healthcare services directly. These include pharmacy management, provider network services, and a suite of home-based solutions such as home health care, serving both its own health plan enrollees and external clients. By the close of 2021 (December 31), Humana's reach extended to approximately 17 million individuals enrolled in its medical benefit plans and an additional 5 million utilizing its specialized product offerings. Established in 1961, Humana Inc. maintains its corporate headquarters in Louisville, Kentucky.

Sector
Financials
Industry
Insurance
Exchange
UN
CEO
James A. Rechtin
Headquarters
Louisville, KY, US
IPO Date
Dec 31, 1981
Employees
67,060
Website
www.humana.com

Key Metrics

Price
$388.36
Market Cap
$46.63B
Revenue (TTM)
$39.65B
Net Income (TTM)
$1.19B
EPS (TTM)
9.85
P/E (TTM)
41.27
P/B (TTM)
2.51
Dividend Yield
115.91%
ROE (TTM)
6.38%
ROA (TTM)
2.15%
Operating Margin
3.98%
Beta
0.52

Dividends

Last Dividend
$0.89
Last Yield
1.16%

Summary

Humana Inc., a prominent health and well-being enterprise, operates across the United States through its various subsidiary companies. Its operational structure is divided into three main segments: Retail, Group and Specialty, and Healthcare Services. The firm provides a wide array of medical and supplementary insurance plans directly to individual consumers. Furthermore, Humana collaborates with government entities; it holds a contract with the Centers for Medicare and Medicaid Services (CMS) to manage the Limited Income Newly Eligible Transition (LI NET) prescription drug program. The company also secures agreements with numerous states to deliver Medicaid, dual-eligible, and long-term care support benefits. For employer groups and individuals, Humana furnishes fully insured commercial medical and specialized health coverage, which encompasses dental, vision, and other ancillary health benefits. They additionally offer administrative services only (ASO) solutions and extend support to military personnel through contracts like the TRICARE T2017 East Region. Beyond insurance products, the company delivers comprehensive healthcare services directly. These include pharmacy management, provider network services, and a suite of home-based solutions such as home health care, serving both its own health plan enrollees and external clients. By the close of 2021 (December 31), Humana's reach extended to approximately 17 million individuals enrolled in its medical benefit plans and an additional 5 million utilizing its specialized product offerings. Established in 1961, Humana Inc. maintains its corporate headquarters in Louisville, Kentucky.

Website
www.humana.com
Location
Louisville, KY, US
Phone502 580 1000
Employees67,060
CEOJames A. Rechtin
Sector
Financials
Industry
Insurance
IPO DateDec 31, 1981

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(3.4K)

Expand
  • Form 4Frederick Wayne A.I.12 Nov
  • Form 4Dintenfass David12 Nov
  • Form 4Ventura Joseph C12 Nov
  • Form 144Frederick Wayne A.I.10 Nov
  • 8-KOther Events9 Nov
  • Form 144Ventura Joseph C9 Nov
  • 10-QQ3ended 30 Sept 20266 Nov
  • 8-KResults of Operations and Financial Condition6 Nov
  • 8-KRegulation FD Disclosure13 Oct
  • 8-KRegulation FD Disclosure9 Oct
  • Form 4HILZINGER KURT J2 Oct
  • Form 4Nundy Shantanu3 Sep
  • 8-KRegulation FD Disclosure1 Sep
  • Form 3Nundy Shantanu31 Aug
  • Form 4Smith Paul John4 Aug
  • Form 4Crawford Frederick John4 Aug
  • Form 3Crawford Frederick John29 Jul
  • Form 3Smith Paul John29 Jul
  • 10-QQ2ended 30 Jun 202629 Jul
  • 8-KDeparture of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers29 Jul

News

  • BCV Asset Management Inc. Sells 3,090 Shares of Humana Inc. $HUM04:41AM
  • Did Humana Inc. Insiders Breach their Fiduciary Duties to Shareholders?12 Nov
  • Can HUM's New Oncology Model Strengthen Its Value-Based Care Strategy?11 Nov
  • Humana (HUM) Upgraded to Strong Buy: Here's Why11 Nov
  • New oncology model from Humana, Evolent and American Oncology Network eliminates prior authorization burden10 Nov
  • Humana Analysts Raise Their Forecasts After Q3 Results9 Nov
  • Humana Commences Offers to Purchase for Cash Certain of its Outstanding Debt Securities9 Nov
  • Medicare Just Locked In Most of Your 2027 Costs. One Big Number Is Still Missing7 Nov
  • What Humana (HUM) Said on Its Q3 Earnings Call7 Nov
  • HUM Q3 Earnings Beat Estimates on Strong Insurance Performance6 Nov
  • Great Jobs Report. Will It Matter to Market Participants?6 Nov
  • Humana Inc. (HUM) Q3 2026 Earnings Call Transcript6 Nov
  • Humana Stock Rises After Narrower-Than-Expected Loss, Raised 2026 Profit Outlook6 Nov
  • Humana (HUM) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates6 Nov
  • Diamond Hill Large Cap Fund Q3 2026 Portfolio Update6 Nov
  • Humana (HUM) Reports Q3 Loss, Beats Revenue Estimates6 Nov
  • Humana Lifts Outlook as Quarterly Revenue Jumps6 Nov
  • Humana Reports Third Quarter 2026 Financial Results; Raises Full Year 2026 Adjusted EPS Guidance6 Nov
  • Humana Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call6 Nov
  • Humana Aced Key Medicare Ratings. Earnings Will Spotlight Other Cost Trends.5 Nov

Key Stats

Trading

Px/Chg 1D$388.36 / +2.29%
Avg Volume1.68M
Beta0.52
Mkt Cap46.63B
FD Mkt Cap46.37B

Float

Shrs Out/Float120.08M / 119.82M
Short Float0.04%
Days to Cover2.51
Stock Repurchased$107.00M

Current Valuation

EV55.74B
EV/EBITDA19.55
EV/Sales0.41
P/B2.51
P/S0.34
FCF Yield2.43%
ROE6.38%
ROA2.15%
Current Ratio1.26

Dividend

Cash$0.89
Yield115.91%
Yield (TTM)115.91%

Estimates

P/E41.27
Est P/E0.00
Est EPS10.24
Est PEG0.00

Valuation

Metric5Yr AvgApr '23Apr '24Apr '25Apr '26Oct '26
PRICE-BASED RATIOS
Price / Earnings13.8822.6016.3225.91-34.7339.32
Price / Sales0.670.680.380.270.851.18
Price / Book Value2.534.142.501.911.572.51
Price / Free Cash Flow14.2718.3813.6513.08-14.9141.16
ENTERPRISE VALUE METRICS
Enterprise Value50,402.970,174.148,256.641,380.336,461.355,742.3
Enterprise Value / Sales0.820.760.450.351.121.41
Enterprise Value / EBITDA2.5314.5910.2012.71-53.2328.35
Enterprise Value / EBIT7.6817.7012.6618.09-41.4831.46

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue11.6%83,648.092,922.0106,440.0117,811.0129,664.0
Gross Income6.9%14,449.017,232.018,046.017,147.018,852.0
EBITDA-10.1%4,458.04,810.04,730.03,255.02,908.0
EBIT-13.6%3,745.03,965.03,813.02,287.02,084.0
Net Income-20.2%2,933.02,806.02,489.01,207.01,188.0
EPS (Diluted)-18.8%22.6722.0820.009.989.84
BALANCE SHEET
Cash & ST Inv5.5%3,394.05,061.04,694.02,221.04,200.0
Total Assets2.2%44,748.043,725.046,892.046,312.048,750.0
Total Liabilities2%28,645.028,355.030,574.029,867.031,013.0
Total Shareholder Equity2.4%16,080.015,311.016,262.016,375.017,657.0
CASH FLOW
Net Operating Cash Flow-20.1%2,262.04,587.03,981.02,966.0921.0
Cap Ex-20.1%-1,342.0-1,137.0-1,004.0-575.0-546.0
Free Cash Flow-20.1%920.03,450.02,977.02,391.0375.0

Enterprise Value Bridge

Millions USD13 Nov '26
Price (As of 13 Nov '26)440.33
Basic Shares120.08
Market Cap52,874.8
Diluted Shares121.83
Fully Diluted Shares Outstanding121.83
Fully Diluted Market Cap53,644.5
+Consolidated Debt12,504.0
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-6,935.0
−Short-term Investments-18,174.0
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest63.0
+Pension Liabilities—
Enterprise Value58,506.8

Segment data

Revenue

by Products and services

  • Insurance Segment85%
  • Centerwell Segment15%

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0.52

Dividends

Last Dividend
$0.89
Last Yield
1.16%

Summary

Humana Inc., a prominent health and well-being enterprise, operates across the United States through its various subsidiary companies. Its operational structure is divided into three main segments: Retail, Group and Specialty, and Healthcare Services. The firm provides a wide array of medical and supplementary insurance plans directly to individual consumers. Furthermore, Humana collaborates with government entities; it holds a contract with the Centers for Medicare and Medicaid Services (CMS) to manage the Limited Income Newly Eligible Transition (LI NET) prescription drug program. The company also secures agreements with numerous states to deliver Medicaid, dual-eligible, and long-term care support benefits. For employer groups and individuals, Humana furnishes fully insured commercial medical and specialized health coverage, which encompasses dental, vision, and other ancillary health benefits. They additionally offer administrative services only (ASO) solutions and extend support to military personnel through contracts like the TRICARE T2017 East Region. Beyond insurance products, the company delivers comprehensive healthcare services directly. These include pharmacy management, provider network services, and a suite of home-based solutions such as home health care, serving both its own health plan enrollees and external clients. By the close of 2021 (December 31), Humana's reach extended to approximately 17 million individuals enrolled in its medical benefit plans and an additional 5 million utilizing its specialized product offerings. Established in 1961, Humana Inc. maintains its corporate headquarters in Louisville, Kentucky.

Website
www.humana.com
Location
Louisville, KY, US
Phone502 580 1000
Employees67,060
CEOJames A. Rechtin
Sector
Financials
Industry
Insurance
IPO DateDec 31, 1981

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(3.4K)

Expand
  • Form 4Frederick Wayne A.I.12 Nov
  • Form 4Dintenfass David12 Nov
  • Form 4Ventura Joseph C12 Nov
  • Form 144Frederick Wayne A.I.10 Nov
  • 8-KOther Events9 Nov
  • Form 144Ventura Joseph C9 Nov
  • 10-QQ3ended 30 Sept 20266 Nov
  • 8-KResults of Operations and Financial Condition6 Nov
  • 8-KRegulation FD Disclosure13 Oct
  • 8-KRegulation FD Disclosure9 Oct
  • Form 4HILZINGER KURT J2 Oct
  • Form 4Nundy Shantanu3 Sep
  • 8-KRegulation FD Disclosure1 Sep
  • Form 3Nundy Shantanu31 Aug
  • Form 4Smith Paul John4 Aug
  • Form 4Crawford Frederick John4 Aug
  • Form 3Crawford Frederick John29 Jul
  • Form 3Smith Paul John29 Jul
  • 10-QQ2ended 30 Jun 202629 Jul
  • 8-KDeparture of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers29 Jul

News

  • BCV Asset Management Inc. Sells 3,090 Shares of Humana Inc. $HUM04:41AM
  • Did Humana Inc. Insiders Breach their Fiduciary Duties to Shareholders?12 Nov
  • Can HUM's New Oncology Model Strengthen Its Value-Based Care Strategy?11 Nov
  • Humana (HUM) Upgraded to Strong Buy: Here's Why11 Nov
  • New oncology model from Humana, Evolent and American Oncology Network eliminates prior authorization burden10 Nov
  • Humana Analysts Raise Their Forecasts After Q3 Results9 Nov
  • Humana Commences Offers to Purchase for Cash Certain of its Outstanding Debt Securities9 Nov
  • Medicare Just Locked In Most of Your 2027 Costs. One Big Number Is Still Missing7 Nov
  • What Humana (HUM) Said on Its Q3 Earnings Call7 Nov
  • HUM Q3 Earnings Beat Estimates on Strong Insurance Performance6 Nov
  • Great Jobs Report. Will It Matter to Market Participants?6 Nov
  • Humana Inc. (HUM) Q3 2026 Earnings Call Transcript6 Nov
  • Humana Stock Rises After Narrower-Than-Expected Loss, Raised 2026 Profit Outlook6 Nov
  • Humana (HUM) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates6 Nov
  • Diamond Hill Large Cap Fund Q3 2026 Portfolio Update6 Nov
  • Humana (HUM) Reports Q3 Loss, Beats Revenue Estimates6 Nov
  • Humana Lifts Outlook as Quarterly Revenue Jumps6 Nov
  • Humana Reports Third Quarter 2026 Financial Results; Raises Full Year 2026 Adjusted EPS Guidance6 Nov
  • Humana Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call6 Nov
  • Humana Aced Key Medicare Ratings. Earnings Will Spotlight Other Cost Trends.5 Nov

Key Stats

Trading

Px/Chg 1D$388.36 / +2.29%
Avg Volume1.68M
Beta0.52
Mkt Cap46.63B
FD Mkt Cap46.37B

Float

Shrs Out/Float120.08M / 119.82M
Short Float0.04%
Days to Cover2.51
Stock Repurchased$107.00M

Current Valuation

EV55.74B
EV/EBITDA19.55
EV/Sales0.41
P/B2.51
P/S0.34
FCF Yield2.43%
ROE6.38%
ROA2.15%
Current Ratio1.26

Dividend

Cash$0.89
Yield115.91%
Yield (TTM)115.91%

Estimates

P/E41.27
Est P/E0.00
Est EPS10.24
Est PEG0.00

Valuation

Metric5Yr AvgApr '23Apr '24Apr '25Apr '26Oct '26
PRICE-BASED RATIOS
Price / Earnings13.8822.6016.3225.91-34.7339.32
Price / Sales0.670.680.380.270.851.18
Price / Book Value2.534.142.501.911.572.51
Price / Free Cash Flow14.2718.3813.6513.08-14.9141.16
ENTERPRISE VALUE METRICS
Enterprise Value50,402.970,174.148,256.641,380.336,461.355,742.3
Enterprise Value / Sales0.820.760.450.351.121.41
Enterprise Value / EBITDA2.5314.5910.2012.71-53.2328.35
Enterprise Value / EBIT7.6817.7012.6618.09-41.4831.46

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue11.6%83,648.092,922.0106,440.0117,811.0129,664.0
Gross Income6.9%14,449.017,232.018,046.017,147.018,852.0
EBITDA-10.1%4,458.04,810.04,730.03,255.02,908.0
EBIT-13.6%3,745.03,965.03,813.02,287.02,084.0
Net Income-20.2%2,933.02,806.02,489.01,207.01,188.0
EPS (Diluted)-18.8%22.6722.0820.009.989.84
BALANCE SHEET
Cash & ST Inv5.5%3,394.05,061.04,694.02,221.04,200.0
Total Assets2.2%44,748.043,725.046,892.046,312.048,750.0
Total Liabilities2%28,645.028,355.030,574.029,867.031,013.0
Total Shareholder Equity2.4%16,080.015,311.016,262.016,375.017,657.0
CASH FLOW
Net Operating Cash Flow-20.1%2,262.04,587.03,981.02,966.0921.0
Cap Ex-20.1%-1,342.0-1,137.0-1,004.0-575.0-546.0
Free Cash Flow-20.1%920.03,450.02,977.02,391.0375.0

Enterprise Value Bridge

Millions USD13 Nov '26
Price (As of 13 Nov '26)440.33
Basic Shares120.08
Market Cap52,874.8
Diluted Shares121.83
Fully Diluted Shares Outstanding121.83
Fully Diluted Market Cap53,644.5
+Consolidated Debt12,504.0
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-6,935.0
−Short-term Investments-18,174.0
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest63.0
+Pension Liabilities—
Enterprise Value58,506.8

Segment data

Revenue

by Products and services

  • Insurance Segment85%
  • Centerwell Segment15%

Related companies

Unitedhealth Group Inc

UNH US

Ping An Insurance (Group) Company of China Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh

PNGAN-SR SP

Ping An Insurance (Group) Company of China, Ltd.

PNGAY US

Ping An Insurance (Group) Company of China, Ltd.

PZX AV

Zurich Insurance Group Ltd/FI

ZURVY US

Axa S.a.

AXAHF US

AIA Group Ltd

AAGIY US

Cigna Group

CI US

Fubon Financial Holding Co Ltd/fi

2881 TT

Metlife Inc

MET US

AFLAC Incorporated

AFL US

Cathay Financial Holding Co., Ltd.

2882 TT