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NU US​
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  • Home
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  • Get the full experience

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NU US​
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Nu Holdings Ltd. Class A(NU US)

$13.22+1.3911.75%Ext:$13.03-0.191.43%(After Hours · 00:30:12 UTC)
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SEC Filings

Nu Holdings Ltd. Class A(NU US)

$13.22+1.3911.75%Ext:$13.03-0.191.43%(After Hours · 00:30:12 UTC)
Ask AI
Doc SearchProfileEntity StructureFinancialsChartingShort InterestEmployees

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Financials & Metrics

FinancialsChartingShort InterestEmployees

Nu Holdings Ltd. Class A — Company Profile

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Sector
Financial Services
Industry
Banks - Regional
Exchange
UN
CEO
David Velez Osorno
Headquarters
São Paulo, D5, BR
IPO Date
Dec 9, 2021
Employees
8,037
Website
nubank.com.br

Key Metrics

Price
$13.43
Market Cap
$65.04B
Revenue (TTM)
$4.98B
Net Income (TTM)
$872.06M
EPS (TTM)
0.18
P/E (TTM)
20.43
P/B (TTM)
5.17
Dividend Yield

Nu Holdings Ltd. Class A — Company Profile

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Sector
Financial Services
Industry
Banks - Regional
Exchange
UN
CEO
David Velez Osorno
Headquarters
São Paulo, D5, BR
IPO Date
Dec 9, 2021
Employees
8,037
Website
nubank.com.br

Key Metrics

Price
$13.43
Market Cap
$65.04B
Revenue (TTM)
$4.98B
Net Income (TTM)
$872.06M
EPS (TTM)
0.18
P/E (TTM)
20.43
P/B (TTM)
5.17
Dividend Yield
0.00%
ROE (TTM)
6.93%
ROA (TTM)
1.13%
Operating Margin
19.15%
Beta
0.96

Dividends

Last Dividend
$0.00
Last Yield
0.00%

Summary

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Website
nubank.com.br
Location
São Paulo, D5, BR
Phone1 345 949 2648
Employees8,037
CEODavid Velez Osorno
SectorFinancial Services
IndustryBanks - Regional
IPO DateDec 9, 2021

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(386)

Expand
  • 6-KCurrent report (foreign private issuer)12 Nov
  • 6-KCurrent report (foreign private issuer)12 Nov
  • 6-KCurrent report (foreign private issuer)12 Nov
  • 6-KCurrent report (foreign private issuer)12 Nov
  • Form 4Junqueira Cristina Helena Zingaretti27 Oct
  • Form 4Fragelli Henrique Camossa Saldanha27 Oct
  • Form 4Osorno David Velez27 Oct
  • Form 4Young Eric27 Oct
  • 6-KCurrent report (foreign private issuer)23 Oct
  • Form 4Velez Osorno David16 Oct
  • Form 4Junqueira Cristina Helena Zingaretti7 Oct
  • Form 144Junqueira Cristina Helena Zingaretti5 Oct
  • 6-KCurrent report (foreign private issuer)30 Sep
  • Form 4Wilson Sarah K.30 Sep
  • Form 3Wilson Sarah K.30 Sep
  • 6-KCurrent report (foreign private issuer)10 Sep
  • 6-KCurrent report (foreign private issuer)2 Sep
  • Form 4Junqueira Cristina Helena Zingaretti26 Aug
  • Form 4PIACENTINI DIEGO26 Aug
  • Form 4Moreno Mejia Luis Alberto26 Aug

News

  • Stock Market Today, Nov. 13: Nu Holdings Surges on Record Q3 Earnings Beat Driven by Strong Revenue04:53PM
  • NU Q3 Earnings Call Highlights Credit Growth and Global Expansion02:21PM
  • Nu Holdings Earnings Show a Compounder Priced Like a Brazil Bet01:50PM
  • Stock Market Midday, Nov. 13: Nasdaq Plunges as Nvidia Turmoil Deepens and Treasury Yields Hit 5%12:15PM
  • Nu Holdings Q3 Earnings Ease Brazil Concerns, Boost Mexico, Colombia Growth10:40AM
  • NU Q3 Earnings Call Highlights06:16AM
  • Nu Holdings Ltd. (NU) Q3 2026 Earnings Call Transcript12 Nov
  • Nu (NU) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates12 Nov
  • Nu Holdings Ltd. (NU) Meets Q3 Earnings Estimates12 Nov
  • Nu Holdings Ltd. Reports Third Quarter 2026 Financial Results12 Nov
  • Nu Holdings Reports Strong Q3: EPS in Line, Revenue Above Estimates12 Nov
  • Nu Holdings: Why Rising Delinquencies Aren't Concerning Me (Earnings Preview)12 Nov
  • What Should Investors Do With Nu Holdings Ahead of Q3 Earnings?11 Nov
  • Nu Holdings stock analysis: why Nubank shares may soar after its earnings11 Nov
  • Insights Into Nu (NU) Q3: Wall Street Projections for Key Metrics10 Nov
  • Morningstar vs. Nu: Which Financial Stock Is a Better Buy for 2027?10 Nov
  • Interactive Brokers Group vs. Nu: Which Financial Stock Is a Better Buy for 2027?10 Nov
  • 5 Stocks For Option Trading This Month9 Nov
  • Nu Holdings Ltd. (NU) Earnings Expected to Grow: What to Know Ahead of Q3 Release5 Nov
  • Nu Holdings: Fueling Aggressive Growth For Bold Investors5 Nov

Mentions in Filings

  • … | 719,320 | 1,978.24 | 1,422,992,432 | 2,101.83 | 1,511,889,927 | 0.39 | | England | stock | ANGLOGOLD ASHANTI PLC | material | 97,402 | 11,549.98 | 1,124,991,673 | 14,772.53 | 1,438,874,152 | 0.37 | | Cayman | stock | <strong>NU HOLDINGS</strong> LTD/CAYMAN ISL-A | bank | 725,056 | 2,447.57 | 1,774,628,929 | 1,943.27 | 1,408,981,386 | 0.36 | | Cayman | stock | MEITUAN-CLASS B | Consumer Services | 989,150 | 2,019.82 | 1,997,913,567 | 1,412.52 | 1,397,196,631 | 0 …
    三井住友トラスト・アセットマネジメント株式会社Nu Holdings Ltd. Class A·Prospectus - Securities registration statement·12 Nov·11 Nov
  • … | 1,837.95 | 139,684,428 | 1,805.16 | 137,192,844 | 1.80 | | China | stock | CHINA MENGNIU DAIRY CO LTD | Food, Beverages, and Tobacco | 334,000 | 395.86 | 132,219,511 | 397.91 | 132,903,877 | 1.74 | | Brazil | stock | <strong>NU HOLDINGS</strong> LTD/CAYMAN ISL-A | bank | 55,924 | 2,256.50 | 126,192,998 | 2,328.83 | 130,237,645 | 1.71 | | China | stock | WUXI XDC CAYMAN INC | Pharmaceuticals, Biotechnology, Life Sciences | 124,000 | 1,085.97 | 134,660,280 | 1,04 …
    シュローダー・インベストメント・マネジメント株式会社Nu Holdings Ltd. Class A·Prospectus - Securities registration statement·30 Oct·29 Oct
  • … | 1,837.95 | 139,684,428 | 1,805.16 | 137,192,844 | 1.80 | | China | stock | CHINA MENGNIU DAIRY CO LTD | Food, Beverages, and Tobacco | 334,000 | 395.86 | 132,219,511 | 397.91 | 132,903,877 | 1.74 | | Brazil | stock | <strong>NU HOLDINGS</strong> LTD/CAYMAN ISL-A | bank | 55,924 | 2,256.50 | 126,192,998 | 2,328.83 | 130,237,645 | 1.71 | | China | stock | WUXI XDC CAYMAN INC | Pharmaceuticals, Biotechnology, Life Sciences | 124,000 | 1,085.97 | 134,660,280 | 1,04 …
    シュローダー・インベストメント・マネジメント株式会社Nu Holdings Ltd. Class A·Annual Report - Annual Securities Report (2026.01.31-2026.07.30)·30 Oct·29 Oct
  • … communications services | 105,020 | 3,311.06 | 347,728,036 | 3,306.99 | 347,300,300 | 0.49 | | Brazil | stock | VALE SA | material | 136,204 | 2,680.23 | 365,058,469 | 2,414.33 | 328,842,180 | 0.46 | | Cayman | stock | <strong>NU HOLDINGS</strong> LTD/CAYMAN ISL-A | bank | 139,760 | 2,751.52 | 384,553,330 | 2,328.83 | 325,477,672 | 0.45 | | Taiwan | stock | ASE TECHNOLOGY HOLDING CO LTD | Semiconductors and semiconductor manufacturing equipment | 128,000 | 1,627. …
    りそなアセットマネジメント株式会社Nu Holdings Ltd. Class A·Prospectus - Securities registration statement·27 Oct·26 Oct
  • … communications services | 105,020 | 3,311.06 | 347,728,036 | 3,306.99 | 347,300,300 | 0.49 | | Brazil | stock | VALE SA | material | 136,204 | 2,680.23 | 365,058,469 | 2,414.33 | 328,842,180 | 0.46 | | Cayman | stock | <strong>NU HOLDINGS</strong> LTD/CAYMAN ISL-A | bank | 139,760 | 2,751.52 | 384,553,330 | 2,328.83 | 325,477,672 | 0.45 | | Taiwan | stock | ASE TECHNOLOGY HOLDING CO LTD | Semiconductors and semiconductor manufacturing equipment | 128,000 | 1,627. …
    りそなアセットマネジメント株式会社Nu Holdings Ltd. Class A·Annual Report - Annual Securities Report (2025.08.08-2026.07.27)·27 Oct·26 Oct
  • … ions –Risk Management –Human Capital –Government, Public Service –Public Company Audit Committee –Public Company Compensation Committee –Public Company Nominating/Governance Committee | | Other Public Company Boards –<strong>Nu Holdings Ltd.</strong> | Former Public Company Boards (During Past 5 Years) –Endeavor Group Holdings, Inc. (2021-2025) –Pershing Square Tontine Holdings, Ltd (2020-2022) –TaskUS, Inc. (2019-2025) | | Ms. Reses has served as the Chief Execu …
    Affirm Holdings, Inc.Nu Holdings Ltd. Class A·DEF 14A - Definitive proxy statement·Q4 26·23 Oct

Key Stats

Trading

Px/Chg 1D$13.43 / +1.05%
Avg Volume55.24M
Beta0.96
Mkt Cap65.04B
FD Mkt Cap69.26B

Float

Shrs Out/Float4.84B / 3.63B
Short Float0.04%
Days to Cover2.94
Stock Repurchased$0.00

Current Valuation

EV48.84B
EV/EBITDA11.79
EV/Sales2.78
P/B5.17
P/S3.71
FCF Yield-1.98%
ROE6.93%
ROA1.13%
Current Ratio0.83

Estimates

P/E20.43
Est P/E0.00
Est EPS0.20
Est PEG0.00

Valuation

Metric5Yr AvgJun '23Jun '24May '25May '26Oct '26
PRICE-BASED RATIOS
Price / Earnings26.96-99.9359.2731.4769.4374.59
Price / Sales9.578.067.965.5913.1713.05
Price / Book Value7.157.459.538.125.495.17
Price / Free Cash Flow29.3156.8256.0827.9056.22-50.45
ENTERPRISE VALUE METRICS
Enterprise Value45,914.730,346.048,880.549,307.552,196.648,843.0
Enterprise Value / Sales7.696.726.374.4411.109.80
Enterprise Value / EBITDA28.990.8630.5117.1747.0549.35
Enterprise Value / EBIT10.11-98.2431.7617.6448.2751.13

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue80%1,512.54,519.17,669.111,104.515,878.6
Gross Income80.9%664.61,566.33,347.05,100.67,121.3
EBITDA—-152.835,272.11,602.02,872.33,970.1
EBIT—-170.2-308.91,539.12,795.23,872.1
Net Income—-165.0-364.61,030.51,972.12,868.9
EPS (Diluted)—-0.04-0.080.210.400.58
BALANCE SHEET
Cash & ST Inv10.9%10,692.016,838.022,023.423,149.516,144.3
Total Assets39.4%19,858.729,934.943,345.249,931.274,893.9
Total Liabilities42.5%15,416.125,044.136,938.842,284.163,572.3
Total Shareholder Equity26.3%4,441.04,890.86,406.47,646.311,290.9
CASH FLOW
Net Operating Cash Flow—-2,924.3755.61,266.22,399.03,500.5
Cap Ex-29.1%-28.5-114.3-177.0-175.0-7.2
Free Cash Flow—-2,952.8641.31,089.22,224.13,493.2

Enterprise Value Bridge

Millions USD13 Nov '26
Price (As of 13 Nov '26)13.21
Basic Shares4,843.12
Market Cap63,977.6
Diluted Shares4,904.84
Fully Diluted Shares Outstanding4,904.84
Fully Diluted Market Cap64,792.9
+Consolidated Debt42,023.7
−In-the-Money Convertible Debt—
+Capital Leases66.4
+Operating Leases—
−Cash & Equivalents-19,604.4
−Short-term Investments-13,668.7
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest2.1
+Pension Liabilities—
Enterprise Value86,399.0

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TW US

0.00%
ROE (TTM)
6.93%
ROA (TTM)
1.13%
Operating Margin
19.15%
Beta
0.96

Dividends

Last Dividend
$0.00
Last Yield
0.00%

Summary

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Website
nubank.com.br
Location
São Paulo, D5, BR
Phone1 345 949 2648
Employees8,037
CEODavid Velez Osorno
SectorFinancial Services
IndustryBanks - Regional
IPO DateDec 9, 2021

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(386)

Expand
  • 6-KCurrent report (foreign private issuer)12 Nov
  • 6-KCurrent report (foreign private issuer)12 Nov
  • 6-KCurrent report (foreign private issuer)12 Nov
  • 6-KCurrent report (foreign private issuer)12 Nov
  • Form 4Junqueira Cristina Helena Zingaretti27 Oct
  • Form 4Fragelli Henrique Camossa Saldanha27 Oct
  • Form 4Osorno David Velez27 Oct
  • Form 4Young Eric27 Oct
  • 6-KCurrent report (foreign private issuer)23 Oct
  • Form 4Velez Osorno David16 Oct
  • Form 4Junqueira Cristina Helena Zingaretti7 Oct
  • Form 144Junqueira Cristina Helena Zingaretti5 Oct
  • 6-KCurrent report (foreign private issuer)30 Sep
  • Form 4Wilson Sarah K.30 Sep
  • Form 3Wilson Sarah K.30 Sep
  • 6-KCurrent report (foreign private issuer)10 Sep
  • 6-KCurrent report (foreign private issuer)2 Sep
  • Form 4Junqueira Cristina Helena Zingaretti26 Aug
  • Form 4PIACENTINI DIEGO26 Aug
  • Form 4Moreno Mejia Luis Alberto26 Aug

News

  • Stock Market Today, Nov. 13: Nu Holdings Surges on Record Q3 Earnings Beat Driven by Strong Revenue04:53PM
  • NU Q3 Earnings Call Highlights Credit Growth and Global Expansion02:21PM
  • Nu Holdings Earnings Show a Compounder Priced Like a Brazil Bet01:50PM
  • Stock Market Midday, Nov. 13: Nasdaq Plunges as Nvidia Turmoil Deepens and Treasury Yields Hit 5%12:15PM
  • Nu Holdings Q3 Earnings Ease Brazil Concerns, Boost Mexico, Colombia Growth10:40AM
  • NU Q3 Earnings Call Highlights06:16AM
  • Nu Holdings Ltd. (NU) Q3 2026 Earnings Call Transcript12 Nov
  • Nu (NU) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates12 Nov
  • Nu Holdings Ltd. (NU) Meets Q3 Earnings Estimates12 Nov
  • Nu Holdings Ltd. Reports Third Quarter 2026 Financial Results12 Nov
  • Nu Holdings Reports Strong Q3: EPS in Line, Revenue Above Estimates12 Nov
  • Nu Holdings: Why Rising Delinquencies Aren't Concerning Me (Earnings Preview)12 Nov
  • What Should Investors Do With Nu Holdings Ahead of Q3 Earnings?11 Nov
  • Nu Holdings stock analysis: why Nubank shares may soar after its earnings11 Nov
  • Insights Into Nu (NU) Q3: Wall Street Projections for Key Metrics10 Nov
  • Morningstar vs. Nu: Which Financial Stock Is a Better Buy for 2027?10 Nov
  • Interactive Brokers Group vs. Nu: Which Financial Stock Is a Better Buy for 2027?10 Nov
  • 5 Stocks For Option Trading This Month9 Nov
  • Nu Holdings Ltd. (NU) Earnings Expected to Grow: What to Know Ahead of Q3 Release5 Nov
  • Nu Holdings: Fueling Aggressive Growth For Bold Investors5 Nov

Mentions in Filings

  • … | 719,320 | 1,978.24 | 1,422,992,432 | 2,101.83 | 1,511,889,927 | 0.39 | | England | stock | ANGLOGOLD ASHANTI PLC | material | 97,402 | 11,549.98 | 1,124,991,673 | 14,772.53 | 1,438,874,152 | 0.37 | | Cayman | stock | <strong>NU HOLDINGS</strong> LTD/CAYMAN ISL-A | bank | 725,056 | 2,447.57 | 1,774,628,929 | 1,943.27 | 1,408,981,386 | 0.36 | | Cayman | stock | MEITUAN-CLASS B | Consumer Services | 989,150 | 2,019.82 | 1,997,913,567 | 1,412.52 | 1,397,196,631 | 0 …
    三井住友トラスト・アセットマネジメント株式会社Nu Holdings Ltd. Class A·Prospectus - Securities registration statement·12 Nov·11 Nov
  • … | 1,837.95 | 139,684,428 | 1,805.16 | 137,192,844 | 1.80 | | China | stock | CHINA MENGNIU DAIRY CO LTD | Food, Beverages, and Tobacco | 334,000 | 395.86 | 132,219,511 | 397.91 | 132,903,877 | 1.74 | | Brazil | stock | <strong>NU HOLDINGS</strong> LTD/CAYMAN ISL-A | bank | 55,924 | 2,256.50 | 126,192,998 | 2,328.83 | 130,237,645 | 1.71 | | China | stock | WUXI XDC CAYMAN INC | Pharmaceuticals, Biotechnology, Life Sciences | 124,000 | 1,085.97 | 134,660,280 | 1,04 …
    シュローダー・インベストメント・マネジメント株式会社Nu Holdings Ltd. Class A·Prospectus - Securities registration statement·30 Oct·29 Oct
  • … | 1,837.95 | 139,684,428 | 1,805.16 | 137,192,844 | 1.80 | | China | stock | CHINA MENGNIU DAIRY CO LTD | Food, Beverages, and Tobacco | 334,000 | 395.86 | 132,219,511 | 397.91 | 132,903,877 | 1.74 | | Brazil | stock | <strong>NU HOLDINGS</strong> LTD/CAYMAN ISL-A | bank | 55,924 | 2,256.50 | 126,192,998 | 2,328.83 | 130,237,645 | 1.71 | | China | stock | WUXI XDC CAYMAN INC | Pharmaceuticals, Biotechnology, Life Sciences | 124,000 | 1,085.97 | 134,660,280 | 1,04 …
    シュローダー・インベストメント・マネジメント株式会社Nu Holdings Ltd. Class A·Annual Report - Annual Securities Report (2026.01.31-2026.07.30)·30 Oct·29 Oct
  • … communications services | 105,020 | 3,311.06 | 347,728,036 | 3,306.99 | 347,300,300 | 0.49 | | Brazil | stock | VALE SA | material | 136,204 | 2,680.23 | 365,058,469 | 2,414.33 | 328,842,180 | 0.46 | | Cayman | stock | <strong>NU HOLDINGS</strong> LTD/CAYMAN ISL-A | bank | 139,760 | 2,751.52 | 384,553,330 | 2,328.83 | 325,477,672 | 0.45 | | Taiwan | stock | ASE TECHNOLOGY HOLDING CO LTD | Semiconductors and semiconductor manufacturing equipment | 128,000 | 1,627. …
    りそなアセットマネジメント株式会社Nu Holdings Ltd. Class A·Prospectus - Securities registration statement·27 Oct·26 Oct
  • … communications services | 105,020 | 3,311.06 | 347,728,036 | 3,306.99 | 347,300,300 | 0.49 | | Brazil | stock | VALE SA | material | 136,204 | 2,680.23 | 365,058,469 | 2,414.33 | 328,842,180 | 0.46 | | Cayman | stock | <strong>NU HOLDINGS</strong> LTD/CAYMAN ISL-A | bank | 139,760 | 2,751.52 | 384,553,330 | 2,328.83 | 325,477,672 | 0.45 | | Taiwan | stock | ASE TECHNOLOGY HOLDING CO LTD | Semiconductors and semiconductor manufacturing equipment | 128,000 | 1,627. …
    りそなアセットマネジメント株式会社Nu Holdings Ltd. Class A·Annual Report - Annual Securities Report (2025.08.08-2026.07.27)·27 Oct·26 Oct
  • … ions –Risk Management –Human Capital –Government, Public Service –Public Company Audit Committee –Public Company Compensation Committee –Public Company Nominating/Governance Committee | | Other Public Company Boards –<strong>Nu Holdings Ltd.</strong> | Former Public Company Boards (During Past 5 Years) –Endeavor Group Holdings, Inc. (2021-2025) –Pershing Square Tontine Holdings, Ltd (2020-2022) –TaskUS, Inc. (2019-2025) | | Ms. Reses has served as the Chief Execu …
    Affirm Holdings, Inc.Nu Holdings Ltd. Class A·DEF 14A - Definitive proxy statement·Q4 26·23 Oct

Key Stats

Trading

Px/Chg 1D$13.43 / +1.05%
Avg Volume55.24M
Beta0.96
Mkt Cap65.04B
FD Mkt Cap69.26B

Float

Shrs Out/Float4.84B / 3.63B
Short Float0.04%
Days to Cover2.94
Stock Repurchased$0.00

Current Valuation

EV48.84B
EV/EBITDA11.79
EV/Sales2.78
P/B5.17
P/S3.71
FCF Yield-1.98%
ROE6.93%
ROA1.13%
Current Ratio0.83

Estimates

P/E20.43
Est P/E0.00
Est EPS0.20
Est PEG0.00

Valuation

Metric5Yr AvgJun '23Jun '24May '25May '26Oct '26
PRICE-BASED RATIOS
Price / Earnings26.96-99.9359.2731.4769.4374.59
Price / Sales9.578.067.965.5913.1713.05
Price / Book Value7.157.459.538.125.495.17
Price / Free Cash Flow29.3156.8256.0827.9056.22-50.45
ENTERPRISE VALUE METRICS
Enterprise Value45,914.730,346.048,880.549,307.552,196.648,843.0
Enterprise Value / Sales7.696.726.374.4411.109.80
Enterprise Value / EBITDA28.990.8630.5117.1747.0549.35
Enterprise Value / EBIT10.11-98.2431.7617.6448.2751.13

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue80%1,512.54,519.17,669.111,104.515,878.6
Gross Income80.9%664.61,566.33,347.05,100.67,121.3
EBITDA—-152.835,272.11,602.02,872.33,970.1
EBIT—-170.2-308.91,539.12,795.23,872.1
Net Income—-165.0-364.61,030.51,972.12,868.9
EPS (Diluted)—-0.04-0.080.210.400.58
BALANCE SHEET
Cash & ST Inv10.9%10,692.016,838.022,023.423,149.516,144.3
Total Assets39.4%19,858.729,934.943,345.249,931.274,893.9
Total Liabilities42.5%15,416.125,044.136,938.842,284.163,572.3
Total Shareholder Equity26.3%4,441.04,890.86,406.47,646.311,290.9
CASH FLOW
Net Operating Cash Flow—-2,924.3755.61,266.22,399.03,500.5
Cap Ex-29.1%-28.5-114.3-177.0-175.0-7.2
Free Cash Flow—-2,952.8641.31,089.22,224.13,493.2

Enterprise Value Bridge

Millions USD13 Nov '26
Price (As of 13 Nov '26)13.21
Basic Shares4,843.12
Market Cap63,977.6
Diluted Shares4,904.84
Fully Diluted Shares Outstanding4,904.84
Fully Diluted Market Cap64,792.9
+Consolidated Debt42,023.7
−In-the-Money Convertible Debt—
+Capital Leases66.4
+Operating Leases—
−Cash & Equivalents-19,604.4
−Short-term Investments-13,668.7
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest2.1
+Pension Liabilities—
Enterprise Value86,399.0

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