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AXP US​

American Express Company(AXP US)

Overview

ProfileEntity Structure

Documents

SEC Filings
EDINET Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

American Express Company — Company Profile

Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.

Sector
Financial Services
Industry
Financial - Credit Services
Exchange
UN
CEO
Stephen Joseph Squeri
Headquarters
New York City, NY, US
IPO Date
Jun 1, 1972
Employees
76,800
Website
www.americanexpress.com

Key Metrics

Price
$302.78
Market Cap
$204.47B
Revenue (TTM)
$20.88B
Net Income (TTM)
$2.97B
EPS (TTM)
4.28
P/E (TTM)
18.22
P/B (TTM)
6.01
Dividend Yield
113.60%
ROE (TTM)
8.74%
ROA (TTM)
0.96%
Operating Margin
31.60%
Beta
0.96

Dividends

Last Dividend
$0.95
Last Yield
1.14%

Summary

Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.

Website
www.americanexpress.com
Location
New York City, NY, US
Phone212 640 2000
Employees76,800
CEOStephen Joseph Squeri
SectorFinancial Services
IndustryFinancial - Credit Services
IPO DateJun 1, 1972

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Latest Documents

SEC Filings(3.5K)

Expand
  • 10-QQ3ended 30 Sept 202623 Oct
  • 8-KResults of Operations and Financial Condition23 Oct
  • 8-KRegulation FD Disclosure15 Oct
  • 8-KRegulation FD Disclosure8 Oct
  • 4Young Christopher David2 Oct
  • 4WARDELL LISA W2 Oct
  • 4Wallace Noel R.2 Oct
  • 4PHILLIPS JR CHARLES E2 Oct
  • 4Majoras Deborah P2 Oct
  • 4Brennan John Joseph2 Oct
  • 4Baltimore Thomas J Jr2 Oct
  • 4Angelakis Michael J2 Oct
  • 4Statement of changes in beneficial ownership1 Oct
  • SC 13D/AGlobal Business Travel Group, Inc.1 Oct
  • 8-KRegulation FD Disclosure15 Sep
  • 4Herena Monique19 Aug
  • 144Herena Monique18 Aug
  • 8-KRegulation FD Disclosure17 Aug
  • 8-KMaterial Modifications to Rights of Security Holders12 Aug
  • N-PXAnnual report of proxy voting record7 Aug

EDINET Filings(14)

Expand
  • IRSemi-Annual Report (2026.01.01-2026.12.31)17 Sep
  • 10-KAnnual Securities Report (2025.01.01-2025.12.31)28 Apr
  • IRSemi-Annual Report (2025.01.01-2025.12.31)19 Sep 2025
  • 10-KAnnual Securities Report (2024.01.01-2024.12.31)24 Apr 2025
  • IRSemi-Annual Report (2024.01.01-2024.12.31)20 Sep 2024
  • 10-KAnnual Securities Report (2023.01.01-2023.12.31)30 Apr 2024
  • 10-KAnnual Securities Report (2021.01.01-2021.12.31)28 Apr 2022
  • 10-KAmended Annual Securities Report18 May 2021
  • 10-KAnnual Securities Report (2020.01.01-2020.12.31)30 Apr 2021
  • 10-KAnnual Securities Report (2019.01.01-2019.12.31)30 Apr 2020
  • 10-KAnnual Securities Report (2018.01.01-2018.12.31)26 Apr 2019
  • 10-KAnnual Securities Report (2017.01.01-2017.12.31)26 Apr 2018
  • 10-KAnnual Securities Report (2016.01.01-2016.12.31)28 Apr 2017
  • 10-KAnnual Securities Report (2015.01.01-2015.12.31)2 May 2016

News

  • American Express to Lay Off 5% of Workforce to ‘Prepare for AI'23 Oct
  • American Express to slash 5% of workforce in latest AI-driven layoffs23 Oct
  • American Express: Why The Street Has Wrongly Thrown In The Towel (Rating Upgrade)23 Oct
  • American Express: 3 Key Takeaways for Long-Term Investors23 Oct
  • Markets Midday: Stocks Off Lows, Amex Cuts 3500 Jobs, iPhone Duo Debut 10/23/202623 Oct
  • American Express Q3 Earnings Call Highlights23 Oct
  • American Express Q3 Earnings Beat Estimates on Strong Card Fees23 Oct
  • American Express Company (AXP) Q3 2026 Earnings Call Transcript23 Oct
  • American Express beats earnings, cuts jobs - still fails to win over Wall Street23 Oct
  • Did Buffett Successor Pick Wrong Credit Card Stock? American Express Stock Underperforms Visa, Mastercard23 Oct
  • American Express (AXP) Reports Q3 Earnings: What Key Metrics Have to Say23 Oct
  • American Express Falls 3% Despite Q3 Beat and Higher Profit Floor; Visa and Mastercard Slip23 Oct
  • American Express raises 2026 earnings guidance after record third-quarter revenue23 Oct
  • Dow Tumbles Over 500 Points; American Express Shares Fall After Q3 Results23 Oct
  • American Express is cutting 5% of its global workforce in an attempt to put a cap on rising costs23 Oct
  • American Express is cutting 5% of its workforce23 Oct
  • American Express (AXP) Beats Q3 Earnings Estimates23 Oct
  • 5 Things to Know Before the Stock Market Opens on Friday23 Oct
  • AmEx CEO says company to cut 5% of total workforce23 Oct
  • American Express Raises Profit Outlook on Increased Member Spending23 Oct

Mentions in Filings

  • … or to joining Ripple, Mr. Alderoty served as General Counsel and a member of the executive leadership teams at CIT Group Inc. and HSBC North America Holdings Inc. Earlier in his career, he was Managing Counsel at <strong>American Express Company</strong>, and was a partner at the international law firm LeBoeuf, Lamb, Greene & MacRae LLP, where he specialized in complex litigation. Mr. Alderoty holds a Juris Doctor from Rutgers Law School. Ted Janus has served as …
    Evernorth Holdings Inc.American Express Company·S-1 - Registration statement (general form)·Q4 26·23 Oct
  • … ved as the President of Lifeline Industries Inc. since its inception in 1995. From 2002 to 2010 he was a Semiconductor Analyst for PAW Partners. From 1993 until 1995, Mr. Knie served as Northeast Regional Manager of <strong>American Express</strong> Financial Advisors. Mr. Knie has served as a board member for Nasdaq-listed companies. He has been featured on Bloomberg, The Wall Street Journal and Forbes Magazine as an Independent Equity Analyst. Mr. Knie has o …
    Rocket One Inc.American Express Company·ARS - Annual report to security holders·FY25·23 Oct
  • … on finance and merchant banking activities throughout Western Europe. He is a member of the board of directors of the following public companies: Exxon Mobil Corporation (NYSE: XOM), TriNet Group (NYSE: TNET) and <strong>American Express Company</strong> (NYSE: AXP), as well as the following private companies: Arcis Golf, The Orogen Group, and V Sports. Previously, Michael was the Chairman of the Board for the Federal Reserve Bank of Philadelphia, a member of the …
    Lucky Strike Entertainment CorpAmerican Express Company·DEF 14A - Definitive proxy statement·Q2 27·23 Oct
  • … rved as the President of Lifeline Industries Inc. since its inception in 1995. From 2002 to 2010 he was a Semiconductor Analyst for PAW Partners. From 1993 until 1995, Mr. Knie served as Northeast Regional Manager of <strong>American Express</strong> Financial Advisors. Mr. Knie has served as a board member for Nasdaq-listed companies. He has been featured on Bloomberg, The Wall Street Journal and Forbes Magazine as an Independent Equity Analyst. Mr. Knie has ove …
    Rocket One Inc.American Express Company·DEF 14A - DEFINITIVE PROXY STATEMENT·Q4 26·23 Oct
  • … onsists of: legacy payment methods, such as credit and debit cards, including those provided by card issuing banks such as Synchrony, J.P. Morgan Chase, Citibank, Bank of America, Capi a tal One, Bread Financial, and <strong>American Express</strong>; mobile wallets and other pay-over-time solutions offe f red by companies such as PayPal, Block and Klarna r ; and new pay-over-time offer f ings by legacy financial and payments companies, including those mentioned …
    Affirm Holdings, Inc.American Express Company·ARS - Annual report to security holders·FY26·23 Oct
  • … ated Financial Statements. Financial Market Risk The Company currently has agreements with organizations that process credit card transactions arising from purchases of air travel tickets by its Customers utilizing <strong>American Express</strong>, Discover, and MasterCard/VISA. Credit card processors have financial risk associated with tickets purchased for air travel because the processor generally forwards the cash related to the purchase to the Company soo …
    SOUTHWEST AIRLINES COAmerican Express Company·10-Q - Quarterly report Q3·Q3 26·22 Oct

Key Stats

Trading

Px/Chg 1D$302.78 / +0.23%
Prev Close$326.16
% of 52Wk H84.16%
Avg Volume3.48M
Beta0.96
Mkt Cap204.47B
FD Mkt Cap220.22B

Float

Shrs Out/Float675.31M / 674.44M
Short Float0.02%
Days to Cover2.94
Stock Repurchased$1.91B

Current Valuation

EV211.16B
EV/EBITDA11.19
EV/Sales2.56
P/B6.01
P/S2.48
FCF Yield1.30%
ROE8.74%
ROA0.96%
Current Ratio0.35

Dividend

Cash$0.95
Yield113.60%
Yield (TTM)113.60%

Estimates

P/E18.22
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgApr '23Apr '24Apr '25Apr '26Oct '26
PRICE-BASED RATIOS
Price / Earnings42.9016.3219.0917.6992.8968.50
Price / Sales5.522.202.372.4110.879.75
Price / Book Value5.884.965.705.926.835.99
Price / Free Cash Flow40.946.389.4114.7697.4976.65
ENTERPRISE VALUE METRICS
Enterprise Value186,832.6133,007.3162,491.5189,721.0238,753.3210,189.7
Enterprise Value / Sales5.752.392.412.5611.3510.07
Enterprise Value / EBITDA27.0411.8613.3613.0267.2229.75
Enterprise Value / EBIT30.6313.8815.4614.7177.2731.86

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue16%44,430.055,625.067,364.074,201.080,464.0
Gross Income10.7%44,566.050,680.055,592.060,764.066,974.0
EBITDA5.9%12,384.011,211.012,164.014,571.015,572.0
EBIT6.6%10,689.09,585.010,513.012,895.013,795.0
Net Income7.7%8,060.07,514.08,374.010,129.010,833.0
EPS (Diluted)11.3%10.029.8411.2114.0215.38
BALANCE SHEET
Cash & ST Inv18.6%24,497.038,392.048,650.041,744.048,534.0
Total Assets12.3%188,548.0228,354.0261,108.0271,461.0300,052.0
Total Liabilities12.5%166,371.0203,643.0233,051.0241,197.0266,578.0
Total Shareholder Equity10.8%22,177.024,711.028,057.030,264.033,474.0
CASH FLOW
Net Operating Cash Flow5.9%14,645.021,079.018,559.014,050.018,428.0
Cap Ex11.8%-1,550.0-1,855.0-1,563.0-1,911.0-2,425.0
Free Cash Flow5.1%13,095.019,224.016,996.012,139.016,003.0

Enterprise Value Bridge

Millions USD23 Oct '26
Price (As of 23 Oct '26)313.20
Basic Shares675.31
Market Cap211,507.1
Diluted Shares686.00
Fully Diluted Shares Outstanding686.00
Fully Diluted Market Cap214,855.2
+Consolidated Debt60,442.0
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-53,757.0
−Short-term Investments-290.0
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value218,192.1

Segment data

Revenue

by Products and services

  • Global Consumer Services Group48%
  • Global Commercial Services23%
  • International Card Services18%
  • Global Merchant And Network Services11%

Revenue

by Geography

  • United States Geographic Region77%
  • Emea Geographic Region10%
  • Japa Geographic Region7%
  • Lacc Geographic Region6%

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