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NECB US​

NorthEast Community Bancorp, Inc./MD/(NECB US)

$27.77-1.013.51%Ext:$29.13+1.364.88%(Market Closed · 00:00:07 UTC)

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

NorthEast Community Bancorp, Inc./MD/ — Company Profile

Northeast Community Bancorp, Inc. functions as the parent entity for NorthEast Community Bank, a financial institution serving both individual clients and corporate entities. Its offerings include a range of deposit options such as checking accounts, money market accounts, standard savings accounts, and non-interest-bearing current accounts. The company also extends credit through various loan products, covering construction projects, commercial and industrial ventures, multi-family and mixed-use properties, general non-residential real estate, and consumer financing. Furthermore, it strategically invests in highly liquid assets. These encompass U.S. Treasury bonds, municipal bonds, funds deposited with the Federal Home Loan Bank of New York, certificates of deposit from institutions with federal insurance, and debt instruments issued by different federal agencies and state or local governments. Beyond banking, it provides specialized financial guidance, including investment advisory and financial planning services, along with offering life insurance policies and annuities with fixed interest rates. Its physical presence includes seven full-service branches across New York and three in Massachusetts, complemented by loan origination offices located in White Plains and New City, New York, and Danvers, Massachusetts. Established in 1934, the company's headquarters are situated in White Plains, New York.

Sector
Financials
Industry
Banks
Exchange
UQ
CEO
Kenneth A. Martinek
Headquarters
White Plains, NY, US
IPO Date
Jul 6, 2006
Employees
140
Website
www.necb.com

Key Metrics

Price
$26.65
Market Cap
$368.18M
Revenue (TTM)
$36.77M
Net Income (TTM)
$9.95M
EPS (TTM)
0.76
P/E (TTM)
8.41
P/B (TTM)
1.03
Dividend Yield
4.15%
ROE (TTM)
2.79%
ROA (TTM)
0.49%
Operating Margin
38.22%
Beta
0.24

Dividends

Last Dividend
$0.20
Last Yield
0.04%

Summary

Northeast Community Bancorp, Inc. functions as the parent entity for NorthEast Community Bank, a financial institution serving both individual clients and corporate entities. Its offerings include a range of deposit options such as checking accounts, money market accounts, standard savings accounts, and non-interest-bearing current accounts. The company also extends credit through various loan products, covering construction projects, commercial and industrial ventures, multi-family and mixed-use properties, general non-residential real estate, and consumer financing. Furthermore, it strategically invests in highly liquid assets. These encompass U.S. Treasury bonds, municipal bonds, funds deposited with the Federal Home Loan Bank of New York, certificates of deposit from institutions with federal insurance, and debt instruments issued by different federal agencies and state or local governments. Beyond banking, it provides specialized financial guidance, including investment advisory and financial planning services, along with offering life insurance policies and annuities with fixed interest rates. Its physical presence includes seven full-service branches across New York and three in Massachusetts, complemented by loan origination offices located in White Plains and New City, New York, and Danvers, Massachusetts. Established in 1934, the company's headquarters are situated in White Plains, New York.

Website
www.necb.com
Location
White Plains, NY, US
Phone914 684 2500
Employees140
CEOKenneth A. Martinek
Sector
Financials
Industry
Banks
IPO DateJul 6, 2006

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Latest Documents

SEC Filings(216)

Expand
  • 8-KResults of Operations and Financial Condition23 Oct
  • 10-QQ2ended 30 Jun 20267 Aug
  • 3Casey Ryan Michael3 Aug
  • 144Hom Donald S30 Jul
  • 4Hom Donald S29 Jul
  • 8-KResults of Operations and Financial Condition27 Jul
  • 4Magier Eugene M17 Jul
  • S-8Registration statement (employee benefit plan)23 Jun
  • 11-KAnnual report (employee stock purchase/savings/profit sharing plans)18 Jun
  • 8-KDeparture of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers26 May
  • 10-QQ1ended 31 Mar 20268 May
  • 8-KResults of Operations and Financial Condition30 Apr
  • ARSAnnual report to security holders10 Apr
  • DEFA14ADefinitive additional materials10 Apr
  • DEF 14ADefinitive proxy statement10 Apr
  • 4Cirillo Charles Michael13 Mar
  • 10-KFY 2025ended 31 Dec 202513 Mar
  • 144Cirillo Charles Michael12 Mar
  • 4McKenzie John F6 Mar
  • 4Cirillo Charles Michael5 Mar

News

  • Northeast Community Bancorp (NECB) Q3 Earnings and Revenues Miss Estimates22 Oct
  • NorthEast Community Bancorp, Inc. Reports Results for the Three and Nine Months Ended September 30, 202622 Oct
  • Northeast Community Bancorp (NECB) Earnings Expected to Grow: What to Know Ahead of Q3 Release15 Oct
  • Northeast Community Bancorp (NECB) Upgraded to Buy: Here's Why7 Oct
  • 4 Dividend Stocks With October Payout Deadlines Right Around the Corner7 Oct
  • Head to Head Analysis: S&T Bancorp (NASDAQ:STBA) & Northeast Community Bancorp (NASDAQ:NECB)4 Oct
  • NorthEast Community Bancorp, Inc. Announces Quarterly Cash Dividend23 Sep
  • Financial Review: Bank Of Montreal (NYSE:BMO) and Northeast Community Bancorp (NASDAQ:NECB)18 Sep
  • Bank of New York Mellon Corp Takes Position in Northeast Community Bancorp Inc. $NECB9 Sep
  • Unique Aspects Of Northeast Community Bancorp Make It Worth Buying19 Aug
  • Northeast Community Bancorp (NASDAQ:NECB) & Alpha Services and (OTCMKTS:ALBKF) Financial Survey18 Aug
  • Northeast Community Bancorp (NECB) Q2 Earnings and Revenues Lag Estimates24 Jul
  • NorthEast Community Bancorp, Inc. Reports Results for the Three and Six Months Ended June 30, 202624 Jul

Mentions in Filings

  • #Navient Corp. 24,760 242,896 NB Bancorp, Inc. 10,476 227,539 NBT Bancorp, Inc. 15,401 684,266 \*NCR Atleos Corp. 20,621 769,163 Nelnet, Inc., Class A 3,458 456,110 \*NerdWallet, Inc., Class A 9,818 118,405 \*NI Holdings, Inc. 1,051 14,315 Nicolet Bankshares , Inc. 3,958 577,789 \*NMI Holdings, Inc., Class A 22,006 852,072 Northeast Bank 2,038 234,839 Northeast Community Bancorp, Inc. 1,548 …
    Dimensional ETF TrustNorthEast Community Bancorp, Inc./MD/·NPORT-EX - NT NPORT-P - Notification of late filing (portfolio holdings)·Q1 26·13 Aug
  • … .89 | 11.41 | 133.20 | 11.58 | 0.60 | 2.49 | 27.48 | | HYNE | Hoyne Bancorp, Inc. | 33.57 | 33.57 | 0.05 | 0.19 | 0.40 | 1.39 | 0.46 | 201.92 | NA | 84.57 | 28.39 | 84.59 | NA | 0.00 | 0.00 | 0.00 | | NECB | <strong>Northeast Community Bancorp, Inc.</strong> | 17.14 | 17.14 | 2.10 | 12.00 | 2.10 | 12.01 | NA | NM | 8.86 | 104.95 | 17.99 | 104.95 | 8.85 | 1.00 | 3.62 | 28.85 | | RBKB | Rhinebeck Bancorp, Inc. | 9.50 | 9.35 | 0.76 | 7.27 | 0.76 | 7.29 | NA | 227.13 …
    MFB Bancorp, Inc.NorthEast Community Bancorp, Inc./MD/·EX-99.5 - S-1/A - EXHIBIT 99.5·Q4 26·23 Oct
  • … John Marshall Bancorp, Inc. Commercial Bancgroup, Inc. First Community Corporation Hanover Bancorp, Inc. Franklin Financial Services Corporation Princeton Bancorp, Inc. MainStreet Bancshares, Inc. LCNB Corp. <strong>Northeast Community Bancorp, Inc.</strong> Citizens Community Bancorp, Inc. | ECB Bancorp, Inc. Broadway Financial Corporation Union Bankshares, Inc. Richmond Mutual Bancorporation, Inc. Riverview Bancorp, Inc. AmeriServ Financial, Inc. GBank Financia …
    VALLEY NATIONAL BANCORPNorthEast Community Bancorp, Inc./MD/·S-4 - Registration statement (business combination)·Q4 26·21 Oct
  • … c. | ​ | | ​ | CoastalSouth Bancshares, Inc. | ​ | ​ | MainStreet Bancshares, Inc. | ​ | | ​ | Commercial Bancgroup, Inc. | ​ | ​ | National Bankshares, Inc. | ​ | | ​ | First Community Corporation | ​ | ​ | <strong>Northeast Community Bancorp, Inc.</strong> | ​ | | ​ | First National Corporation | ​ | ​ | Parke Bancorp, Inc. | ​ | | ​ | First United Corporation | ​ | ​ | Peoples Bancorp of North Carolina, Inc. | ​ | | ​ | Franklin Financial Services Corporation …
    EAGLE FINANCIAL SERVICES INCNorthEast Community Bancorp, Inc./MD/·DEFM14A - Definitive proxy statement (merger)·Q4 26·16 Oct
  • … c. | ​ | | ​ | CoastalSouth Bancshares, Inc. | ​ | ​ | MainStreet Bancshares, Inc. | ​ | | ​ | Commercial Bancgroup, Inc. | ​ | ​ | National Bankshares, Inc. | ​ | | ​ | First Community Corporation | ​ | ​ | <strong>Northeast Community Bancorp, Inc.</strong> | ​ | | ​ | First National Corporation | ​ | ​ | Parke Bancorp, Inc. | ​ | | ​ | First United Corporation | ​ | ​ | Peoples Bancorp of North Carolina, Inc. | ​ | | ​ | Franklin Financial Services Corporation …
    John Marshall Bancorp, Inc.NorthEast Community Bancorp, Inc./MD/·424B3 - Prospectus filing (Rule 424(b)(3))·Q4 26·16 Oct
  • … c. | ​ | | ​ | CoastalSouth Bancshares, Inc. | ​ | ​ | MainStreet Bancshares, Inc. | ​ | | ​ | Commercial Bancgroup, Inc. | ​ | ​ | Meridian Corporation | ​ | | ​ | Esquire Financial Holdings, Inc. | ​ | ​ | <strong>Northeast Community Bancorp, Inc.</strong> | ​ | | ​ | Fidelity D & D Bancorp, Inc. | ​ | ​ | Norwood Financial Corp. | ​ | | ​ | First Community Corporation | ​ | ​ | Orange County Bancorp, Inc. | ​ | | ​ | First National Corporation | ​ | ​ | Parke …
    John Marshall Bancorp, Inc.NorthEast Community Bancorp, Inc./MD/·S-4/A - Registration statement (business combination, amendment)·Q4 26·13 Oct

Key Stats

Trading

Px/Chg 1D$26.65 / +1.18%
Prev Close$26.90
% of 52Wk H93.88%
Avg Volume39.87K
Beta0.24
Mkt Cap368.18M
FD Mkt Cap375.36M

Float

Shrs Out/Float13.82M / 12.08M
Short Float0.01%
Days to Cover1.95
Stock Repurchased$3.61M

Current Valuation

EV379.26M
EV/EBITDA6.04
EV/Sales2.47
P/B1.03
P/S2.40
FCF Yield2.81%
ROE2.79%
ROA0.49%
Current Ratio0.02

Dividend

Cash$0.20
Yield4.15%
Yield (TTM)4.15%

Estimates

P/E8.41
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgMay '23May '24May '25May '26Oct '26
PRICE-BASED RATIOS
Price / Earnings17.368.005.086.6030.1537.00
Price / Sales4.942.701.761.948.3010.01
Price / Book Value0.910.760.840.980.931.03
Price / Free Cash Flow16.698.205.576.4527.6235.61
ENTERPRISE VALUE METRICS
Enterprise Value274.9127.1235.4237.0395.5379.3
Enterprise Value / Sales5.071.731.761.4810.0810.32
Enterprise Value / EBITDA12.403.563.573.5424.9026.43
Enterprise Value / EBIT12.663.693.643.6025.3726.99

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue32.7%50.873.6133.7159.8157.4
Gross Income25.4%42.065.097.4101.9104.1
EBITDA39.6%16.735.766.067.063.4
EBIT41.4%15.634.464.765.862.3
Net Income39%11.924.846.347.144.4
EPS (Diluted)44.3%0.751.583.323.523.25
BALANCE SHEET
Cash & ST Inv-14.5%152.495.468.878.481.3
Total Assets13.9%1,225.11,425.01,764.12,009.62,063.5
Total Liabilities15.1%973.71,163.01,484.81,691.21,711.8
Total Shareholder Equity8.8%251.4262.0279.3318.3351.7
CASH FLOW
Net Operating Cash Flow25%21.627.542.848.752.6
Cap Ex-27.9%-6.5-3.3-0.6-0.5-1.7
Free Cash Flow35.4%15.124.242.248.250.8

Enterprise Value Bridge

Millions USD23 Oct '26
Price (As of 23 Oct '26)27.68
Basic Shares13.82
Market Cap382.3
Diluted Shares0.00
Fully Diluted Shares Outstanding0.00
Fully Diluted Market Cap-
+Consolidated Debt-
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value382.3

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