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NECB US​
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  • Home
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NECB US​
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NorthEast Community Bancorp, Inc./MD/(NECB US)

$29.07-0.020.07%Ext:$29.17+0.100.33%(Market Closed · 00:58:45 UTC)
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Overview

ProfileEntity Structure

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SEC Filings

NorthEast Community Bancorp, Inc./MD/(NECB US)

$29.07-0.020.07%Ext:$29.17+0.100.33%(Market Closed · 00:58:45 UTC)
Ask AI
Doc SearchProfileEntity StructureFinancialsChartingShort InterestEmployees

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Financials & Metrics

FinancialsChartingShort InterestEmployees

NorthEast Community Bancorp, Inc./MD/ — Company Profile

Northeast Community Bancorp, Inc. functions as the parent entity for NorthEast Community Bank, a financial institution serving both individual clients and corporate entities. Its offerings include a range of deposit options such as checking accounts, money market accounts, standard savings accounts, and non-interest-bearing current accounts. The company also extends credit through various loan products, covering construction projects, commercial and industrial ventures, multi-family and mixed-use properties, general non-residential real estate, and consumer financing. Furthermore, it strategically invests in highly liquid assets. These encompass U.S. Treasury bonds, municipal bonds, funds deposited with the Federal Home Loan Bank of New York, certificates of deposit from institutions with federal insurance, and debt instruments issued by different federal agencies and state or local governments. Beyond banking, it provides specialized financial guidance, including investment advisory and financial planning services, along with offering life insurance policies and annuities with fixed interest rates. Its physical presence includes seven full-service branches across New York and three in Massachusetts, complemented by loan origination offices located in White Plains and New City, New York, and Danvers, Massachusetts. Established in 1934, the company's headquarters are situated in White Plains, New York.

Sector
Financials
Industry
Banks
Exchange
UQ
CEO
Kenneth A. Martinek
Headquarters
White Plains, NY, US
IPO Date
Jul 6, 2006
Employees
140
Website
www.necb.com

Key Metrics

Price
$26.65
Market Cap
$368.18M
Revenue (TTM)
$36.77M
Net Income (TTM)
$9.95M
EPS (TTM)
0.76
P/E (TTM)
8.41
P/B (TTM)
1.03
Dividend Yield
4.15%
ROE (TTM)
2.79%
ROA (TTM)
0.49%
Operating Margin
38.22%
Beta
0.24

Dividends

Last Dividend
$0.20
Last Yield
0.04%

Summary

Northeast Community Bancorp, Inc. functions as the parent entity for NorthEast Community Bank, a financial institution serving both individual clients and corporate entities. Its offerings include a range of deposit options such as checking accounts, money market accounts, standard savings accounts, and non-interest-bearing current accounts. The company also extends credit through various loan products, covering construction projects, commercial and industrial ventures, multi-family and mixed-use properties, general non-residential real estate, and consumer financing. Furthermore, it strategically invests in highly liquid assets. These encompass U.S. Treasury bonds, municipal bonds, funds deposited with the Federal Home Loan Bank of New York, certificates of deposit from institutions with federal insurance, and debt instruments issued by different federal agencies and state or local governments. Beyond banking, it provides specialized financial guidance, including investment advisory and financial planning services, along with offering life insurance policies and annuities with fixed interest rates. Its physical presence includes seven full-service branches across New York and three in Massachusetts, complemented by loan origination offices located in White Plains and New City, New York, and Danvers, Massachusetts. Established in 1934, the company's headquarters are situated in White Plains, New York.

Website
www.necb.com
Location
White Plains, NY, US
Phone914 684 2500
Employees140
CEOKenneth A. Martinek
Sector
Financials
Industry
Banks
IPO DateJul 6, 2006

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(220)

Expand
  • Form 144Magier Eugene M12:42PM
  • 10-QQ3ended 30 Sept 20266 Nov
  • Form 4McKenzie John F3 Nov
  • Form 144McKenzie John F2 Nov
  • 8-KResults of Operations and Financial Condition23 Oct
  • 10-QQ2ended 30 Jun 20267 Aug
  • Form 3Casey Ryan Michael3 Aug
  • Form 144Hom Donald S30 Jul
  • Form 4Hom Donald S29 Jul
  • 8-KResults of Operations and Financial Condition27 Jul
  • Form 4Magier Eugene M17 Jul
  • S-8Registration statement (employee benefit plan)23 Jun
  • 11-KAnnual report (employee stock purchase/savings/profit sharing plans)18 Jun
  • 8-KDeparture of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers26 May
  • 10-QQ1ended 31 Mar 20268 May
  • 8-KResults of Operations and Financial Condition30 Apr
  • ARSAnnual report to security holders10 Apr
  • DEFA14ADefinitive additional materials10 Apr
  • DEF 14ADefinitive proxy statement10 Apr
  • Form 4Cirillo Charles Michael13 Mar

News

  • Northeast Community Bancorp (NECB) Q3 Earnings and Revenues Miss Estimates22 Oct
  • NorthEast Community Bancorp, Inc. Reports Results for the Three and Nine Months Ended September 30, 202622 Oct
  • Northeast Community Bancorp (NECB) Earnings Expected to Grow: What to Know Ahead of Q3 Release15 Oct
  • Northeast Community Bancorp (NECB) Upgraded to Buy: Here's Why7 Oct
  • 4 Dividend Stocks With October Payout Deadlines Right Around the Corner7 Oct
  • Head to Head Analysis: S&T Bancorp (NASDAQ:STBA) & Northeast Community Bancorp (NASDAQ:NECB)4 Oct
  • NorthEast Community Bancorp, Inc. Announces Quarterly Cash Dividend23 Sep
  • Financial Review: Bank Of Montreal (NYSE:BMO) and Northeast Community Bancorp (NASDAQ:NECB)18 Sep
  • Bank of New York Mellon Corp Takes Position in Northeast Community Bancorp Inc. $NECB9 Sep
  • Unique Aspects Of Northeast Community Bancorp Make It Worth Buying19 Aug
  • Northeast Community Bancorp (NASDAQ:NECB) & Alpha Services and (OTCMKTS:ALBKF) Financial Survey18 Aug

Mentions in Filings

  • … Jersey Resources Corp. | 506,851 | 0.17 | | 18,123 | Nextpower, Inc. Class A | 1,645,025 | 0.55 | | 15,796 | Niagen Bioscience, Inc. | 108,203 | 0.04 | | 25,558 | Noble Corp. PLC | 786,164 | 0.26 | | 1,584 | <strong>Northeast Community Bancorp, Inc.</strong> | 33,882 | 0.01 | | 15,242 | Northrim BanCorp, Inc. | 379,983 | 0.13 | | 2,937 | Novanta, Inc. | 333,291 | 0.11 | | 18,353 | Nurix Therapeutics, Inc. | 320,810 | 0.11 | | 12,345 | NuScale Power Corp. | 239,49 …
    ゴールドマン・サックス・アセット・マネジメント株式会社NorthEast Community Bancorp, Inc./MD/·Annual Report - Annual Securities Report (2026.02.11-2026.08.10)·10 Nov·9 Nov
  • … Jersey Resources Corp. | 506,851 | 0.17 | | 18,123 | Nextpower, Inc. Class A | 1,645,025 | 0.55 | | 15,796 | Niagen Bioscience, Inc. | 108,203 | 0.04 | | 25,558 | Noble Corp. PLC | 786,164 | 0.26 | | 1,584 | <strong>Northeast Community Bancorp, Inc.</strong> | 33,882 | 0.01 | | 15,242 | Northrim BanCorp, Inc. | 379,983 | 0.13 | | 2,937 | Novanta, Inc. | 333,291 | 0.11 | | 18,353 | Nurix Therapeutics, Inc. | 320,810 | 0.11 | | 12,345 | NuScale Power Corp. | 239,49 …
    ゴールドマン・サックス・アセット・マネジメント株式会社NorthEast Community Bancorp, Inc./MD/·Prospectus - Securities registration statement·10 Nov·9 Nov
  • … quire Financial Holdings, Inc. due to its niche business model. The selected publicly traded companies were: | | | | | | | | --- | --- | --- | --- | --- | --- | | ​ | Red River Bancshares Inc. (RRBI) | ​ | ​ | <strong>Northeast Community Bancorp</strong> (NECB) | ​ | | ​ | NewtekOne Inc. (NEWT) | ​ | ​ | Timberland Bancorp Inc. (TSBK) | ​ | | ​ | Avidia Bancorp (AVBC) | ​ | ​ | First Northern Community Bncp (FNRN) | ​ | | ​ | Avidbank Holdings Inc. (AVBH) | ​ | …
    BLUE RIDGE BANKSHARES, INC.NorthEast Community Bancorp, Inc./MD/·DEFM14A - Definitive proxy statement (merger)·Q4 26·3 Nov
  • … quire Financial Holdings, Inc. due to its niche business model. The selected publicly traded companies were: | | | | | | | | --- | --- | --- | --- | --- | --- | | ​ | Red River Bancshares Inc. (RRBI) | ​ | ​ | <strong>Northeast Community Bancorp</strong> (NECB) | ​ | | ​ | NewtekOne Inc. (NEWT) | ​ | ​ | Timberland Bancorp Inc. (TSBK) | ​ | | ​ | Avidia Bancorp (AVBC) | ​ | ​ | First Northern Community Bncp (FNRN) | ​ | | ​ | Avidbank Holdings Inc. (AVBH) | ​ | …
    HomeTrust Bancshares, Inc.NorthEast Community Bancorp, Inc./MD/·424B3 - Prospectus filing (Rule 424(b)(3))·Q4 26·3 Nov
  • … John Marshall Bancorp, Inc. Commercial Bancgroup, Inc. First Community Corporation Hanover Bancorp, Inc. Franklin Financial Services Corporation Princeton Bancorp, Inc. MainStreet Bancshares, Inc. LCNB Corp. <strong>Northeast Community Bancorp, Inc.</strong> Citizens Community Bancorp, Inc. | ECB Bancorp, Inc. Broadway Financial Corporation Union Bankshares, Inc. Richmond Mutual Bancorporation, Inc. Riverview Bancorp, Inc. AmeriServ Financial, Inc. GBank Financia …
    VALLEY NATIONAL BANCORPNorthEast Community Bancorp, Inc./MD/·424B3 - Prospectus filing (Rule 424(b)(3))·Q4 26·2 Nov
  • … John Marshall Bancorp, Inc. Commercial Bancgroup, Inc. First Community Corporation Hanover Bancorp, Inc. Franklin Financial Services Corporation Princeton Bancorp, Inc. MainStreet Bancshares, Inc. LCNB Corp. <strong>Northeast Community Bancorp, Inc.</strong> Citizens Community Bancorp, Inc. | ECB Bancorp, Inc. Broadway Financial Corporation Union Bankshares, Inc. Richmond Mutual Bancorporation, Inc. Riverview Bancorp, Inc. AmeriServ Financial, Inc. GBank Financia …
    VALLEY NATIONAL BANCORPNorthEast Community Bancorp, Inc./MD/·S-4/A - Registration statement (business combination, amendment)·Q4 26·30 Oct

Key Stats

Trading

Px/Chg 1D$26.65 / +1.18%
Prev Close$26.90
% of 52Wk H93.88%
Avg Volume39.87K
Beta0.24
Mkt Cap368.18M
FD Mkt Cap375.36M

Float

Shrs Out/Float13.82M / 12.08M
Short Float0.01%
Days to Cover1.95
Stock Repurchased$3.61M

Current Valuation

EV379.26M
EV/EBITDA6.04
EV/Sales2.47
P/B1.03
P/S2.40
FCF Yield2.81%
ROE2.79%
ROA0.49%
Current Ratio0.02

Dividend

Cash$0.20
Yield4.15%
Yield (TTM)4.15%

Estimates

P/E8.41
Est P/E0.00
Est EPS0.75
Est PEG0.00

Valuation

Metric5Yr AvgMay '23May '24May '25May '26Oct '26
PRICE-BASED RATIOS
Price / Earnings17.368.005.086.6030.1537.00
Price / Sales4.942.701.761.948.3010.01
Price / Book Value0.910.760.840.980.931.03
Price / Free Cash Flow16.698.205.576.4527.6235.61
ENTERPRISE VALUE METRICS
Enterprise Value274.9127.1235.4237.0395.5379.3
Enterprise Value / Sales5.071.731.761.4810.0810.32
Enterprise Value / EBITDA12.403.563.573.5424.9026.43
Enterprise Value / EBIT12.663.693.643.6025.3726.99

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue32.7%50.873.6133.7159.8157.4
Gross Income25.4%42.065.097.4101.9104.1
EBITDA39.6%16.735.766.067.063.4
EBIT41.4%15.634.464.765.862.3
Net Income39%11.924.846.347.144.4
EPS (Diluted)44.3%0.751.583.323.523.25
BALANCE SHEET
Cash & ST Inv-14.5%152.495.468.878.481.3
Total Assets13.9%1,225.11,425.01,764.12,009.62,063.5
Total Liabilities15.1%973.71,163.01,484.81,691.21,711.8
Total Shareholder Equity8.8%251.4262.0279.3318.3351.7
CASH FLOW
Net Operating Cash Flow25%21.627.542.848.752.6
Cap Ex-27.9%-6.5-3.3-0.6-0.5-1.7
Free Cash Flow35.4%15.124.242.248.250.8

Enterprise Value Bridge

Millions USD13 Nov '26
Price (As of 13 Nov '26)29.29
Basic Shares13.82
Market Cap404.7
Diluted Shares13.57
Fully Diluted Shares Outstanding13.57
Fully Diluted Market Cap397.3
+Consolidated Debt4.8
−In-the-Money Convertible Debt—
+Capital Leases4.8
+Operating Leases—
−Cash & Equivalents-72.6
−Short-term Investments-45.0
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value336.8

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WNEB US

NorthEast Community Bancorp, Inc./MD/ — Company Profile

Northeast Community Bancorp, Inc. functions as the parent entity for NorthEast Community Bank, a financial institution serving both individual clients and corporate entities. Its offerings include a range of deposit options such as checking accounts, money market accounts, standard savings accounts, and non-interest-bearing current accounts. The company also extends credit through various loan products, covering construction projects, commercial and industrial ventures, multi-family and mixed-use properties, general non-residential real estate, and consumer financing. Furthermore, it strategically invests in highly liquid assets. These encompass U.S. Treasury bonds, municipal bonds, funds deposited with the Federal Home Loan Bank of New York, certificates of deposit from institutions with federal insurance, and debt instruments issued by different federal agencies and state or local governments. Beyond banking, it provides specialized financial guidance, including investment advisory and financial planning services, along with offering life insurance policies and annuities with fixed interest rates. Its physical presence includes seven full-service branches across New York and three in Massachusetts, complemented by loan origination offices located in White Plains and New City, New York, and Danvers, Massachusetts. Established in 1934, the company's headquarters are situated in White Plains, New York.

Sector
Financials
Industry
Banks
Exchange
UQ
CEO
Kenneth A. Martinek
Headquarters
White Plains, NY, US
IPO Date
Jul 6, 2006
Employees
140
Website
www.necb.com

Key Metrics

Price
$26.65
Market Cap
$368.18M
Revenue (TTM)
$36.77M
Net Income (TTM)
$9.95M
EPS (TTM)
0.76
P/E (TTM)
8.41
P/B (TTM)
1.03
Dividend Yield
4.15%
ROE (TTM)
2.79%
ROA (TTM)
0.49%
Operating Margin
38.22%
Beta
0.24

Dividends

Last Dividend
$0.20
Last Yield
0.04%

Summary

Northeast Community Bancorp, Inc. functions as the parent entity for NorthEast Community Bank, a financial institution serving both individual clients and corporate entities. Its offerings include a range of deposit options such as checking accounts, money market accounts, standard savings accounts, and non-interest-bearing current accounts. The company also extends credit through various loan products, covering construction projects, commercial and industrial ventures, multi-family and mixed-use properties, general non-residential real estate, and consumer financing. Furthermore, it strategically invests in highly liquid assets. These encompass U.S. Treasury bonds, municipal bonds, funds deposited with the Federal Home Loan Bank of New York, certificates of deposit from institutions with federal insurance, and debt instruments issued by different federal agencies and state or local governments. Beyond banking, it provides specialized financial guidance, including investment advisory and financial planning services, along with offering life insurance policies and annuities with fixed interest rates. Its physical presence includes seven full-service branches across New York and three in Massachusetts, complemented by loan origination offices located in White Plains and New City, New York, and Danvers, Massachusetts. Established in 1934, the company's headquarters are situated in White Plains, New York.

Website
www.necb.com
Location
White Plains, NY, US
Phone914 684 2500
Employees140
CEOKenneth A. Martinek
Sector
Financials
Industry
Banks
IPO DateJul 6, 2006

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(220)

Expand
  • Form 144Magier Eugene M12:42PM
  • 10-QQ3ended 30 Sept 20266 Nov
  • Form 4McKenzie John F3 Nov
  • Form 144McKenzie John F2 Nov
  • 8-KResults of Operations and Financial Condition23 Oct
  • 10-QQ2ended 30 Jun 20267 Aug
  • Form 3Casey Ryan Michael3 Aug
  • Form 144Hom Donald S30 Jul
  • Form 4Hom Donald S29 Jul
  • 8-KResults of Operations and Financial Condition27 Jul
  • Form 4Magier Eugene M17 Jul
  • S-8Registration statement (employee benefit plan)23 Jun
  • 11-KAnnual report (employee stock purchase/savings/profit sharing plans)18 Jun
  • 8-KDeparture of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers26 May
  • 10-QQ1ended 31 Mar 20268 May
  • 8-KResults of Operations and Financial Condition30 Apr
  • ARSAnnual report to security holders10 Apr
  • DEFA14ADefinitive additional materials10 Apr
  • DEF 14ADefinitive proxy statement10 Apr
  • Form 4Cirillo Charles Michael13 Mar

News

  • Northeast Community Bancorp (NECB) Q3 Earnings and Revenues Miss Estimates22 Oct
  • NorthEast Community Bancorp, Inc. Reports Results for the Three and Nine Months Ended September 30, 202622 Oct
  • Northeast Community Bancorp (NECB) Earnings Expected to Grow: What to Know Ahead of Q3 Release15 Oct
  • Northeast Community Bancorp (NECB) Upgraded to Buy: Here's Why7 Oct
  • 4 Dividend Stocks With October Payout Deadlines Right Around the Corner7 Oct
  • Head to Head Analysis: S&T Bancorp (NASDAQ:STBA) & Northeast Community Bancorp (NASDAQ:NECB)4 Oct
  • NorthEast Community Bancorp, Inc. Announces Quarterly Cash Dividend23 Sep
  • Financial Review: Bank Of Montreal (NYSE:BMO) and Northeast Community Bancorp (NASDAQ:NECB)18 Sep
  • Bank of New York Mellon Corp Takes Position in Northeast Community Bancorp Inc. $NECB9 Sep
  • Unique Aspects Of Northeast Community Bancorp Make It Worth Buying19 Aug
  • Northeast Community Bancorp (NASDAQ:NECB) & Alpha Services and (OTCMKTS:ALBKF) Financial Survey18 Aug

Mentions in Filings

  • … Jersey Resources Corp. | 506,851 | 0.17 | | 18,123 | Nextpower, Inc. Class A | 1,645,025 | 0.55 | | 15,796 | Niagen Bioscience, Inc. | 108,203 | 0.04 | | 25,558 | Noble Corp. PLC | 786,164 | 0.26 | | 1,584 | <strong>Northeast Community Bancorp, Inc.</strong> | 33,882 | 0.01 | | 15,242 | Northrim BanCorp, Inc. | 379,983 | 0.13 | | 2,937 | Novanta, Inc. | 333,291 | 0.11 | | 18,353 | Nurix Therapeutics, Inc. | 320,810 | 0.11 | | 12,345 | NuScale Power Corp. | 239,49 …
    ゴールドマン・サックス・アセット・マネジメント株式会社NorthEast Community Bancorp, Inc./MD/·Annual Report - Annual Securities Report (2026.02.11-2026.08.10)·10 Nov·9 Nov
  • … Jersey Resources Corp. | 506,851 | 0.17 | | 18,123 | Nextpower, Inc. Class A | 1,645,025 | 0.55 | | 15,796 | Niagen Bioscience, Inc. | 108,203 | 0.04 | | 25,558 | Noble Corp. PLC | 786,164 | 0.26 | | 1,584 | <strong>Northeast Community Bancorp, Inc.</strong> | 33,882 | 0.01 | | 15,242 | Northrim BanCorp, Inc. | 379,983 | 0.13 | | 2,937 | Novanta, Inc. | 333,291 | 0.11 | | 18,353 | Nurix Therapeutics, Inc. | 320,810 | 0.11 | | 12,345 | NuScale Power Corp. | 239,49 …
    ゴールドマン・サックス・アセット・マネジメント株式会社NorthEast Community Bancorp, Inc./MD/·Prospectus - Securities registration statement·10 Nov·9 Nov
  • … quire Financial Holdings, Inc. due to its niche business model. The selected publicly traded companies were: | | | | | | | | --- | --- | --- | --- | --- | --- | | ​ | Red River Bancshares Inc. (RRBI) | ​ | ​ | <strong>Northeast Community Bancorp</strong> (NECB) | ​ | | ​ | NewtekOne Inc. (NEWT) | ​ | ​ | Timberland Bancorp Inc. (TSBK) | ​ | | ​ | Avidia Bancorp (AVBC) | ​ | ​ | First Northern Community Bncp (FNRN) | ​ | | ​ | Avidbank Holdings Inc. (AVBH) | ​ | …
    BLUE RIDGE BANKSHARES, INC.NorthEast Community Bancorp, Inc./MD/·DEFM14A - Definitive proxy statement (merger)·Q4 26·3 Nov
  • … quire Financial Holdings, Inc. due to its niche business model. The selected publicly traded companies were: | | | | | | | | --- | --- | --- | --- | --- | --- | | ​ | Red River Bancshares Inc. (RRBI) | ​ | ​ | <strong>Northeast Community Bancorp</strong> (NECB) | ​ | | ​ | NewtekOne Inc. (NEWT) | ​ | ​ | Timberland Bancorp Inc. (TSBK) | ​ | | ​ | Avidia Bancorp (AVBC) | ​ | ​ | First Northern Community Bncp (FNRN) | ​ | | ​ | Avidbank Holdings Inc. (AVBH) | ​ | …
    HomeTrust Bancshares, Inc.NorthEast Community Bancorp, Inc./MD/·424B3 - Prospectus filing (Rule 424(b)(3))·Q4 26·3 Nov
  • … John Marshall Bancorp, Inc. Commercial Bancgroup, Inc. First Community Corporation Hanover Bancorp, Inc. Franklin Financial Services Corporation Princeton Bancorp, Inc. MainStreet Bancshares, Inc. LCNB Corp. <strong>Northeast Community Bancorp, Inc.</strong> Citizens Community Bancorp, Inc. | ECB Bancorp, Inc. Broadway Financial Corporation Union Bankshares, Inc. Richmond Mutual Bancorporation, Inc. Riverview Bancorp, Inc. AmeriServ Financial, Inc. GBank Financia …
    VALLEY NATIONAL BANCORPNorthEast Community Bancorp, Inc./MD/·424B3 - Prospectus filing (Rule 424(b)(3))·Q4 26·2 Nov
  • … John Marshall Bancorp, Inc. Commercial Bancgroup, Inc. First Community Corporation Hanover Bancorp, Inc. Franklin Financial Services Corporation Princeton Bancorp, Inc. MainStreet Bancshares, Inc. LCNB Corp. <strong>Northeast Community Bancorp, Inc.</strong> Citizens Community Bancorp, Inc. | ECB Bancorp, Inc. Broadway Financial Corporation Union Bankshares, Inc. Richmond Mutual Bancorporation, Inc. Riverview Bancorp, Inc. AmeriServ Financial, Inc. GBank Financia …
    VALLEY NATIONAL BANCORPNorthEast Community Bancorp, Inc./MD/·S-4/A - Registration statement (business combination, amendment)·Q4 26·30 Oct

Key Stats

Trading

Px/Chg 1D$26.65 / +1.18%
Prev Close$26.90
% of 52Wk H93.88%
Avg Volume39.87K
Beta0.24
Mkt Cap368.18M
FD Mkt Cap375.36M

Float

Shrs Out/Float13.82M / 12.08M
Short Float0.01%
Days to Cover1.95
Stock Repurchased$3.61M

Current Valuation

EV379.26M
EV/EBITDA6.04
EV/Sales2.47
P/B1.03
P/S2.40
FCF Yield2.81%
ROE2.79%
ROA0.49%
Current Ratio0.02

Dividend

Cash$0.20
Yield4.15%
Yield (TTM)4.15%

Estimates

P/E8.41
Est P/E0.00
Est EPS0.75
Est PEG0.00

Valuation

Metric5Yr AvgMay '23May '24May '25May '26Oct '26
PRICE-BASED RATIOS
Price / Earnings17.368.005.086.6030.1537.00
Price / Sales4.942.701.761.948.3010.01
Price / Book Value0.910.760.840.980.931.03
Price / Free Cash Flow16.698.205.576.4527.6235.61
ENTERPRISE VALUE METRICS
Enterprise Value274.9127.1235.4237.0395.5379.3
Enterprise Value / Sales5.071.731.761.4810.0810.32
Enterprise Value / EBITDA12.403.563.573.5424.9026.43
Enterprise Value / EBIT12.663.693.643.6025.3726.99

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue32.7%50.873.6133.7159.8157.4
Gross Income25.4%42.065.097.4101.9104.1
EBITDA39.6%16.735.766.067.063.4
EBIT41.4%15.634.464.765.862.3
Net Income39%11.924.846.347.144.4
EPS (Diluted)44.3%0.751.583.323.523.25
BALANCE SHEET
Cash & ST Inv-14.5%152.495.468.878.481.3
Total Assets13.9%1,225.11,425.01,764.12,009.62,063.5
Total Liabilities15.1%973.71,163.01,484.81,691.21,711.8
Total Shareholder Equity8.8%251.4262.0279.3318.3351.7
CASH FLOW
Net Operating Cash Flow25%21.627.542.848.752.6
Cap Ex-27.9%-6.5-3.3-0.6-0.5-1.7
Free Cash Flow35.4%15.124.242.248.250.8

Enterprise Value Bridge

Millions USD13 Nov '26
Price (As of 13 Nov '26)29.29
Basic Shares13.82
Market Cap404.7
Diluted Shares13.57
Fully Diluted Shares Outstanding13.57
Fully Diluted Market Cap397.3
+Consolidated Debt4.8
−In-the-Money Convertible Debt—
+Capital Leases4.8
+Operating Leases—
−Cash & Equivalents-72.6
−Short-term Investments-45.0
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value336.8

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