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BBT US​
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  • Home
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  • Get the full experience

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BBT US​
HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings

Beacon Financial Corp(BBT US)

$30.76+0.080.26%Ext:$31.96+1.203.90%(After Hours · 00:32:21 UTC)
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Doc SearchProfileEntity StructureFinancialsChartingShort InterestEmployees

Overview

ProfileEntity Structure

Documents

SEC Filings

Beacon Financial Corp(BBT US)

$30.76+0.080.26%Ext:$31.96+1.203.90%(After Hours · 00:32:21 UTC)
Ask AI
Doc SearchProfileEntity StructureFinancialsChartingShort InterestEmployees

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Financials & Metrics

FinancialsChartingShort InterestEmployees

Beacon Financial Corp — Company Profile

Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity securities; and offers cash management, trust, and investment advisory services. In addition, the company provides specialty equipment financing and SBA lending, and online and mobile banking services, as well as wealth management services to individuals, families, endowments, and foundations. Beacon Financial Corporation was founded in 1846 and is headquartered in Boston, Massachusetts.

Sector
Financials
Industry
Banks
Exchange
UN
CEO
Paul A. Perrault
Headquarters
Boston, MA, US
IPO Date
Dec 6, 2019
Employees
1,972
Website
www.beaconfinancialcorporation.com

Key Metrics

Price
$28.34
Market Cap
$2.38B
Revenue (TTM)
$290.28M
Net Income (TTM)
$46.22M
EPS (TTM)
0.55
P/E (TTM)
29.88
P/B (TTM)
0.95
Dividend Yield
4.15%
ROE (TTM)
1.85%
ROA (TTM)
0.21%
Operating Margin
22.72%
Beta
0.55

Dividends

Last Dividend
$0.32
Last Yield
0.04%

Summary

Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity securities; and offers cash management, trust, and investment advisory services. In addition, the company provides specialty equipment financing and SBA lending, and online and mobile banking services, as well as wealth management services to individuals, families, endowments, and foundations. Beacon Financial Corporation was founded in 1846 and is headquartered in Boston, Massachusetts.

Website
www.beaconfinancialcorporation.com
Location
Boston, MA, US
Phone617 425 4600
Employees1,972
CEOPaul A. Perrault
Sector
Financials
Industry
Banks
IPO DateDec 6, 2019

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(1.9K)

Expand
  • 10-QQ3ended 30 Sept 20269 Nov
  • 8-KDeparture of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers3 Nov
  • Form 4Hughes William H III2 Nov
  • Form 4Charnley Nina A30 Oct
  • Form 4Callahan Mary Anne29 Oct
  • Form 4Polito Karyn28 Oct
  • Form 4Rosengren Eric S28 Oct
  • Form 4Fitzgerald Margaret Boles28 Oct
  • Form 4Gray Sean27 Oct
  • Form 4Eagan John Buckley26 Oct
  • Form 4Hollister Thomas J26 Oct
  • SC 13G/ABeacon Financial Corp23 Oct
  • 8-KPRESS RELEASE21 Oct
  • 8-K/ADeparture of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers30 Sep
  • 8-KOther Events29 Sep
  • 8-KSeptember 21, 2026 8:30 a.m.| Source:Beacon Financial Corporation21 Sep
  • Form 4McCurdy Michael W.2 Sep
  • Form 4Meiklejohn Mark J.2 Sep
  • Form 4PERRAULT PAUL A2 Sep
  • Form 4Carlson Carl M2 Sep

News

  • Beacon Financial Group Joins Osaic's Empowered Independence Channel2 Nov
  • Beacon Financial: 3 Key Takeaways for Long-Term Investors25 Oct
  • Beacon Financial Corporation (BBT) Q3 2026 Earnings Call Transcript22 Oct
  • Beacon (BBT) Reports Q3 Earnings: What Key Metrics Have to Say21 Oct
  • Beacon Financial (BBT) Q3 Earnings and Revenues Lag Estimates21 Oct
  • Beacon Financial Corporation Announces Third Quarter Results21 Oct
  • Beacon Financial (BBT) Reports Next Week: Wall Street Expects Earnings Growth14 Oct
  • Beacon Financial Corporation (NYSE:BBT) Stock Has Average Target Price of $32.50 According to Brokerages1 Oct
  • Beacon Financial Corporation Announces Third Quarter 2026 Earnings Release Date and Conference Call30 Sep
  • Beacon Financial Corporation Announces CEO Transition: Sean A. Gray Appointed Chief Executive Officer; Paul A.21 Sep
  • Regional Bank CEO Sells 4,333 Shares As a Result of Tax Withholding9 Sep
  • Beacon Financial (NYSE:BBT) & City (NASDAQ:CHCO) Financial Survey9 Sep
  • Beacon Financial Corporation (NYSE:BBT) Receives $32.50 Consensus Price Target from Analysts9 Sep
  • Algert Global LLC Purchases 130,285 Shares of Beacon Financial Corporation $BBT26 Aug

Mentions in Filings

  • ##### Table of Contents macroeconomics, monetary policy, international banking, bank supervision, and risk management. Mr. Rosengren serves on the board of directors of <strong>Beacon Financial</strong> Corporation, Inc. (NYSE: BBT), f/k/a Berkshire Hills Bancorp, Inc., a bank holding company, is a member of the Investment Advisory Group for the Harold Alfond Foundation, and is a member of the Board of Trustees of Colby College. He graduated Summa Cum Laude from …
    Hyperliquid Strategies IncBeacon Financial Corp·DEF 14A - Definitive proxy statement·Q2 27·2 Oct
  • … ng academic journals and is featured in major media on topics including macroeconomics, monetary policy, international banking, bank supervision, and risk management. Mr. Rosengren serves on the board of directors of <strong>Beacon Financial</strong> Corporation, Inc. (NYSE: BBT), f/k/a Berkshire Hills Bancorp, Inc., a bank holding company, is a member of the Investment Advisory Group for the Harold Alfond Foundation, and is a member of the Board of Trustees of C …
    Hyperliquid Strategies IncBeacon Financial Corp·424B3 - Prospectus filing (Rule 424(b)(3))·Q1 27·23 Sep
  • … 7 4 Union Bankshares Inc. 14 942 10.2 5 Community Bancorp. 12 934 10.1 6 Middlebury National Corp. 7 506 5.5 7 Passumpsic Bancorp 8 485 5.3 8 Community Financial MHC 5 477 5.2 9 Bar Harbor Bankshares 11 381 4.1 10 <strong>Beacon Financial Corp.</strong> 5 367 4.0 1 Reflects deposit market share among banks with total assets less than $100 billion 2 Includes branches in MSAs unless otherwise indicated; Deposit totals as of June 30, 2025 Lebanon-Claremont, NH-VT Co …
    BAR HARBOR BANKSHARESBeacon Financial Corp·EX-99.1 - 8-K - Regulation FD Disclosure·Q3 26·21 Sep
  • … ng academic journals and is featured in major media on topics including macroeconomics, monetary policy, international banking, bank supervision, and risk management. Mr. Rosengren serves on the board of directors of <strong>Beacon Financial</strong> Corporation, Inc. (NYSE: BBT), f/k/a Berkshire Hills Bancorp, Inc., a bank holding company, is a member of the Investment Advisory Group for the Harold Alfond Foundation, and is a member of the Board of Trustees of C …
    Hyperliquid Strategies IncBeacon Financial Corp·PRE 14A - Preliminary proxy statement·Q2 27·15 Sep
  • … ng academic journals and is featured in major media on topics including macroeconomics, monetary policy, international banking, bank supervision, and risk management. Mr. Rosengren serves on the board of directors of <strong>Beacon Financial</strong> Corporation, Inc. (NYSE: BBT), f/k/a Berkshire Hills Bancorp, Inc., a bank holding company, is a member of the Investment Advisory Group for the Harold Alfond Foundation, and is a member of the Board of Trustees of C …
    Hyperliquid Strategies IncBeacon Financial Corp·S-1 - Registration statement (general form)·Q1 27·14 Sep
  • … | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | BBVA USA | 2 | $540,744.57 | 0.03% | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | <strong>BEACON FINANCIAL</strong> CREDIT UNION | 1 | $345,000.00 | 0.02% | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | BEAM LENDING LLC, AN UTAH LIMITED LIABILITY COMPANY | 1 | $269,602. …
    FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAEBeacon Financial Corp·ABS-15G/A - FNM FILE 4 OF 14·Q4 26·10 Nov

Key Stats

Trading

Px/Chg 1D$28.34 / +0.85%
Prev Close$31.89
% of 52Wk H95.77%
Avg Volume833.32K
Beta0.55
Mkt Cap2.38B
FD Mkt Cap2.64B

Float

Shrs Out/Float84.03M / 45.02M
Short Float0.08%
Days to Cover2.92
Stock Repurchased$0.00

Current Valuation

EV3.36B
EV/EBITDA28.78
EV/Sales3.37
P/B0.95
P/S2.38
FCF Yield-0.68%
ROE1.85%
ROA0.21%
Current Ratio12.94

Dividend

Cash$0.32
Yield4.15%
Yield (TTM)4.15%

Estimates

P/E29.88
Est P/E0.00
Est EPS0.83
Est PEG0.00

Valuation

Metric5Yr AvgDec '23Mar '24Mar '25Mar '26Oct '26
PRICE-BASED RATIOS
Price / Earnings37.2924.4528.5136.4445.9751.05
Price / Sales5.595.163.273.467.928.13
Price / Book Value1.542.281.661.820.980.94
Price / Free Cash Flow-17.0719.9619.0422.240.00-146.57
ENTERPRISE VALUE METRICS
Enterprise Value2,893.23,331.93,260.03,244.11,290.83,339.1
Enterprise Value / Sales6.747.605.375.044.1711.50
Enterprise Value / EBITDA33.9827.0037.5737.5017.1750.63
Enterprise Value / EBIT35.9029.2741.6240.8017.1750.63

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue13.3%460.7438.3606.5643.4759.3
Gross Income-2.1%423.3384.7367.3357.0388.2
EBITDA-4.8%160.1123.486.886.5131.4
EBIT-4.9%149.0113.878.379.5121.9
Net Income-6.6%118.792.569.661.090.3
EPS (Diluted)-3.6%1.201.010.800.721.03
BALANCE SHEET
Cash & ST Inv37.3%1,048.61,039.61,049.21,438.63,730.4
Total Assets28.2%8,602.69,185.811,382.311,905.323,220.4
Total Liabilities28.5%7,607.38,193.710,183.610,683.420,724.3
Total Shareholder Equity25.8%995.3992.11,198.61,221.92,496.1
CASH FLOW
Net Operating Cash Flow—133.2120.8116.6105.0-
Cap Ex—-4.8-7.4-12.4-5.0-
Free Cash Flow—128.4113.4104.2100.0-

Enterprise Value Bridge

Millions USD13 Nov '26
Price (As of 13 Nov '26)30.55
Basic Shares84.03
Market Cap2,567.1
Diluted Shares84.00
Fully Diluted Shares Outstanding84.00
Fully Diluted Market Cap2,566.1
+Consolidated Debt863.4
−In-the-Money Convertible Debt—
+Capital Leases88.0
+Operating Leases—
−Cash & Equivalents-273.5
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value3,157.0

Related companies

Hsbc Holdings Plc

HSBC US

Axos Financial, Inc.

AX US

Eastern Bankshares, Inc.

EBC US

Flagstar Bank, National Association

FLG US

BankUnited, Inc.

BKU US

Provident Financial Services Inc

PFS US

Third Coast Bancshares, Inc.

TCBX US

Northrim Bancorp Inc

NRIM US

NorthEast Community Bancorp, Inc./MD/

NECB US

Waterstone Financial, Inc.

WSBF US

First Northern Community Bancorp

FNRN US

Western New England Bancorp, Inc.

WNEB US

Beacon Financial Corp — Company Profile

Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity securities; and offers cash management, trust, and investment advisory services. In addition, the company provides specialty equipment financing and SBA lending, and online and mobile banking services, as well as wealth management services to individuals, families, endowments, and foundations. Beacon Financial Corporation was founded in 1846 and is headquartered in Boston, Massachusetts.

Sector
Financials
Industry
Banks
Exchange
UN
CEO
Paul A. Perrault
Headquarters
Boston, MA, US
IPO Date
Dec 6, 2019
Employees
1,972
Website
www.beaconfinancialcorporation.com

Key Metrics

Price
$28.34
Market Cap
$2.38B
Revenue (TTM)
$290.28M
Net Income (TTM)
$46.22M
EPS (TTM)
0.55
P/E (TTM)
29.88
P/B (TTM)
0.95
Dividend Yield
4.15%
ROE (TTM)
1.85%
ROA (TTM)
0.21%
Operating Margin
22.72%
Beta
0.55

Dividends

Last Dividend
$0.32
Last Yield
0.04%

Summary

Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity securities; and offers cash management, trust, and investment advisory services. In addition, the company provides specialty equipment financing and SBA lending, and online and mobile banking services, as well as wealth management services to individuals, families, endowments, and foundations. Beacon Financial Corporation was founded in 1846 and is headquartered in Boston, Massachusetts.

Website
www.beaconfinancialcorporation.com
Location
Boston, MA, US
Phone617 425 4600
Employees1,972
CEOPaul A. Perrault
Sector
Financials
Industry
Banks
IPO DateDec 6, 2019

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(1.9K)

Expand
  • 10-QQ3ended 30 Sept 20269 Nov
  • 8-KDeparture of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers3 Nov
  • Form 4Hughes William H III2 Nov
  • Form 4Charnley Nina A30 Oct
  • Form 4Callahan Mary Anne29 Oct
  • Form 4Polito Karyn28 Oct
  • Form 4Rosengren Eric S28 Oct
  • Form 4Fitzgerald Margaret Boles28 Oct
  • Form 4Gray Sean27 Oct
  • Form 4Eagan John Buckley26 Oct
  • Form 4Hollister Thomas J26 Oct
  • SC 13G/ABeacon Financial Corp23 Oct
  • 8-KPRESS RELEASE21 Oct
  • 8-K/ADeparture of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers30 Sep
  • 8-KOther Events29 Sep
  • 8-KSeptember 21, 2026 8:30 a.m.| Source:Beacon Financial Corporation21 Sep
  • Form 4McCurdy Michael W.2 Sep
  • Form 4Meiklejohn Mark J.2 Sep
  • Form 4PERRAULT PAUL A2 Sep
  • Form 4Carlson Carl M2 Sep

News

  • Beacon Financial Group Joins Osaic's Empowered Independence Channel2 Nov
  • Beacon Financial: 3 Key Takeaways for Long-Term Investors25 Oct
  • Beacon Financial Corporation (BBT) Q3 2026 Earnings Call Transcript22 Oct
  • Beacon (BBT) Reports Q3 Earnings: What Key Metrics Have to Say21 Oct
  • Beacon Financial (BBT) Q3 Earnings and Revenues Lag Estimates21 Oct
  • Beacon Financial Corporation Announces Third Quarter Results21 Oct
  • Beacon Financial (BBT) Reports Next Week: Wall Street Expects Earnings Growth14 Oct
  • Beacon Financial Corporation (NYSE:BBT) Stock Has Average Target Price of $32.50 According to Brokerages1 Oct
  • Beacon Financial Corporation Announces Third Quarter 2026 Earnings Release Date and Conference Call30 Sep
  • Beacon Financial Corporation Announces CEO Transition: Sean A. Gray Appointed Chief Executive Officer; Paul A.21 Sep
  • Regional Bank CEO Sells 4,333 Shares As a Result of Tax Withholding9 Sep
  • Beacon Financial (NYSE:BBT) & City (NASDAQ:CHCO) Financial Survey9 Sep
  • Beacon Financial Corporation (NYSE:BBT) Receives $32.50 Consensus Price Target from Analysts9 Sep
  • Algert Global LLC Purchases 130,285 Shares of Beacon Financial Corporation $BBT26 Aug

Mentions in Filings

  • ##### Table of Contents macroeconomics, monetary policy, international banking, bank supervision, and risk management. Mr. Rosengren serves on the board of directors of <strong>Beacon Financial</strong> Corporation, Inc. (NYSE: BBT), f/k/a Berkshire Hills Bancorp, Inc., a bank holding company, is a member of the Investment Advisory Group for the Harold Alfond Foundation, and is a member of the Board of Trustees of Colby College. He graduated Summa Cum Laude from …
    Hyperliquid Strategies IncBeacon Financial Corp·DEF 14A - Definitive proxy statement·Q2 27·2 Oct
  • … ng academic journals and is featured in major media on topics including macroeconomics, monetary policy, international banking, bank supervision, and risk management. Mr. Rosengren serves on the board of directors of <strong>Beacon Financial</strong> Corporation, Inc. (NYSE: BBT), f/k/a Berkshire Hills Bancorp, Inc., a bank holding company, is a member of the Investment Advisory Group for the Harold Alfond Foundation, and is a member of the Board of Trustees of C …
    Hyperliquid Strategies IncBeacon Financial Corp·424B3 - Prospectus filing (Rule 424(b)(3))·Q1 27·23 Sep
  • … 7 4 Union Bankshares Inc. 14 942 10.2 5 Community Bancorp. 12 934 10.1 6 Middlebury National Corp. 7 506 5.5 7 Passumpsic Bancorp 8 485 5.3 8 Community Financial MHC 5 477 5.2 9 Bar Harbor Bankshares 11 381 4.1 10 <strong>Beacon Financial Corp.</strong> 5 367 4.0 1 Reflects deposit market share among banks with total assets less than $100 billion 2 Includes branches in MSAs unless otherwise indicated; Deposit totals as of June 30, 2025 Lebanon-Claremont, NH-VT Co …
    BAR HARBOR BANKSHARESBeacon Financial Corp·EX-99.1 - 8-K - Regulation FD Disclosure·Q3 26·21 Sep
  • … ng academic journals and is featured in major media on topics including macroeconomics, monetary policy, international banking, bank supervision, and risk management. Mr. Rosengren serves on the board of directors of <strong>Beacon Financial</strong> Corporation, Inc. (NYSE: BBT), f/k/a Berkshire Hills Bancorp, Inc., a bank holding company, is a member of the Investment Advisory Group for the Harold Alfond Foundation, and is a member of the Board of Trustees of C …
    Hyperliquid Strategies IncBeacon Financial Corp·PRE 14A - Preliminary proxy statement·Q2 27·15 Sep
  • … ng academic journals and is featured in major media on topics including macroeconomics, monetary policy, international banking, bank supervision, and risk management. Mr. Rosengren serves on the board of directors of <strong>Beacon Financial</strong> Corporation, Inc. (NYSE: BBT), f/k/a Berkshire Hills Bancorp, Inc., a bank holding company, is a member of the Investment Advisory Group for the Harold Alfond Foundation, and is a member of the Board of Trustees of C …
    Hyperliquid Strategies IncBeacon Financial Corp·S-1 - Registration statement (general form)·Q1 27·14 Sep
  • … | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | BBVA USA | 2 | $540,744.57 | 0.03% | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | <strong>BEACON FINANCIAL</strong> CREDIT UNION | 1 | $345,000.00 | 0.02% | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | 0 | $0.00 | NA | | | | BEAM LENDING LLC, AN UTAH LIMITED LIABILITY COMPANY | 1 | $269,602. …
    FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAEBeacon Financial Corp·ABS-15G/A - FNM FILE 4 OF 14·Q4 26·10 Nov

Key Stats

Trading

Px/Chg 1D$28.34 / +0.85%
Prev Close$31.89
% of 52Wk H95.77%
Avg Volume833.32K
Beta0.55
Mkt Cap2.38B
FD Mkt Cap2.64B

Float

Shrs Out/Float84.03M / 45.02M
Short Float0.08%
Days to Cover2.92
Stock Repurchased$0.00

Current Valuation

EV3.36B
EV/EBITDA28.78
EV/Sales3.37
P/B0.95
P/S2.38
FCF Yield-0.68%
ROE1.85%
ROA0.21%
Current Ratio12.94

Dividend

Cash$0.32
Yield4.15%
Yield (TTM)4.15%

Estimates

P/E29.88
Est P/E0.00
Est EPS0.83
Est PEG0.00

Valuation

Metric5Yr AvgDec '23Mar '24Mar '25Mar '26Oct '26
PRICE-BASED RATIOS
Price / Earnings37.2924.4528.5136.4445.9751.05
Price / Sales5.595.163.273.467.928.13
Price / Book Value1.542.281.661.820.980.94
Price / Free Cash Flow-17.0719.9619.0422.240.00-146.57
ENTERPRISE VALUE METRICS
Enterprise Value2,893.23,331.93,260.03,244.11,290.83,339.1
Enterprise Value / Sales6.747.605.375.044.1711.50
Enterprise Value / EBITDA33.9827.0037.5737.5017.1750.63
Enterprise Value / EBIT35.9029.2741.6240.8017.1750.63

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue13.3%460.7438.3606.5643.4759.3
Gross Income-2.1%423.3384.7367.3357.0388.2
EBITDA-4.8%160.1123.486.886.5131.4
EBIT-4.9%149.0113.878.379.5121.9
Net Income-6.6%118.792.569.661.090.3
EPS (Diluted)-3.6%1.201.010.800.721.03
BALANCE SHEET
Cash & ST Inv37.3%1,048.61,039.61,049.21,438.63,730.4
Total Assets28.2%8,602.69,185.811,382.311,905.323,220.4
Total Liabilities28.5%7,607.38,193.710,183.610,683.420,724.3
Total Shareholder Equity25.8%995.3992.11,198.61,221.92,496.1
CASH FLOW
Net Operating Cash Flow—133.2120.8116.6105.0-
Cap Ex—-4.8-7.4-12.4-5.0-
Free Cash Flow—128.4113.4104.2100.0-

Enterprise Value Bridge

Millions USD13 Nov '26
Price (As of 13 Nov '26)30.55
Basic Shares84.03
Market Cap2,567.1
Diluted Shares84.00
Fully Diluted Shares Outstanding84.00
Fully Diluted Market Cap2,566.1
+Consolidated Debt863.4
−In-the-Money Convertible Debt—
+Capital Leases88.0
+Operating Leases—
−Cash & Equivalents-273.5
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value3,157.0

Related companies

Hsbc Holdings Plc

HSBC US

Axos Financial, Inc.

AX US

Eastern Bankshares, Inc.

EBC US

Flagstar Bank, National Association

FLG US

BankUnited, Inc.

BKU US

Provident Financial Services Inc

PFS US

Third Coast Bancshares, Inc.

TCBX US

Northrim Bancorp Inc

NRIM US

NorthEast Community Bancorp, Inc./MD/

NECB US

Waterstone Financial, Inc.

WSBF US

First Northern Community Bancorp

FNRN US

Western New England Bancorp, Inc.

WNEB US