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BKU US​

BankUnited, Inc.(BKU US)

$43.57-0.190.43%Ext:$43.61+0.040.09%(Market Closed · 23:47:19 UTC)

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

BankUnited, Inc. — Company Profile

BankUnited, Inc. serves as the holding company for BankUnited, its national banking subsidiary, which delivers a comprehensive array of financial services throughout the United States. The company's product suite includes various deposit options such as checking, money market, and savings accounts, as well as certificates of deposit. It also extends services like treasury management, commercial payments, and cash management solutions. Its extensive loan portfolio covers diverse commercial financing, including equipment loans, both secured and unsecured lines of credit, formula-based lending, and financing for owner-occupied commercial real estate (term loans and lines). Other commercial offerings include mortgage warehouse facilities, letters of credit, commercial credit cards, and specialized funding through the Small Business Administration (SBA), U.S. Department of Agriculture (USDA), and Export-Import Bank (Ex-Im Bank). The bank also facilitates trade finance and credit facilities for business acquisitions. Beyond commercial lending, its services encompass general commercial real estate loans, residential mortgages, and a range of other consumer loans. For customer convenience, BankUnited also provides online, mobile, and telephone banking services. As of December 31, 2021, its operations were supported by 63 banking centers across 13 Florida counties and an additional four branches in the New York metropolitan area. BankUnited, Inc., which was formerly known as BU Financial Corporation, was incorporated in 2009 and has its headquarters in Miami Lakes, Florida.

Sector
Financials
Industry
Banks
Exchange
UN
CEO
Rajinder Singh
Headquarters
Miami Lakes, FL, US
IPO Date
Jan 28, 2011
Employees
1,785
Website
www.bankunited.com

Key Metrics

Price
$43.38
Market Cap
$3.15B
Revenue (TTM)
$446.89M
Net Income (TTM)
$61.88M
EPS (TTM)
0.81
P/E (TTM)
11.60
P/B (TTM)
1.05
Dividend Yield
2.70%
ROE (TTM)
2.05%
ROA (TTM)
0.17%
Operating Margin
18.29%
Beta
0.91

Dividends

Last Dividend
$0.33
Last Yield
0.03%

Summary

BankUnited, Inc. serves as the holding company for BankUnited, its national banking subsidiary, which delivers a comprehensive array of financial services throughout the United States. The company's product suite includes various deposit options such as checking, money market, and savings accounts, as well as certificates of deposit. It also extends services like treasury management, commercial payments, and cash management solutions. Its extensive loan portfolio covers diverse commercial financing, including equipment loans, both secured and unsecured lines of credit, formula-based lending, and financing for owner-occupied commercial real estate (term loans and lines). Other commercial offerings include mortgage warehouse facilities, letters of credit, commercial credit cards, and specialized funding through the Small Business Administration (SBA), U.S. Department of Agriculture (USDA), and Export-Import Bank (Ex-Im Bank). The bank also facilitates trade finance and credit facilities for business acquisitions. Beyond commercial lending, its services encompass general commercial real estate loans, residential mortgages, and a range of other consumer loans. For customer convenience, BankUnited also provides online, mobile, and telephone banking services. As of December 31, 2021, its operations were supported by 63 banking centers across 13 Florida counties and an additional four branches in the New York metropolitan area. BankUnited, Inc., which was formerly known as BU Financial Corporation, was incorporated in 2009 and has its headquarters in Miami Lakes, Florida.

Website
www.bankunited.com
Location
Miami Lakes, FL, US
Phone305 569 2000
Employees1,785
CEORajinder Singh
Sector
Financials
Industry
Banks
IPO DateJan 28, 2011

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Latest Documents

SEC Filings(918)

Expand
  • 8-KResults of Operations and Financial Condition21 Oct
  • 4Mackey James G.21 Aug
  • 4PAULS DOUGLAS J13 Aug
  • 144PAULS DOUGLAS J13 Aug
  • 10-QQ2ended 30 Jun 20266 Aug
  • 8-KResults of Operations and Financial Condition22 Jul
  • SC 13G/ABankUnited, Inc.8 Jul
  • 4Richards Jay D.16 Jun
  • 144Richards Jay D.15 Jun
  • 4DiGiacomo John N.2 Jun
  • S-8Registration statement (employee benefit plan)27 May
  • 4Rubenstein William S.21 May
  • 4PAULS DOUGLAS J21 May
  • 4DiGiacomo John N.21 May
  • 4Blanca Tere21 May
  • 4Smith-Baugh Germaine21 May
  • 4SOBTI SANJIV21 May
  • 4DOWLING MICHAEL J.21 May
  • 4Wines Lynne21 May
  • 8-KDeparture of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers21 May

News

  • Dividend Champion, Contender, And Challenger Highlights: Week October 2523 Oct
  • BankUnited: Solid Q3 But Reserves Remain A Concern22 Oct
  • BankUnited, Inc. (BKU) Q3 2026 Earnings Call Transcript21 Oct
  • What BankUnited (BKU) Said on Its Q3 Earnings Call21 Oct
  • BankUnited (BKU) Reports Q3 Earnings: What Key Metrics Have to Say21 Oct
  • BankUnited, Inc. (BKU) Q3 Earnings and Revenues Lag Estimates21 Oct
  • BankUnited, Inc. Reports 3Q 2026 Net Income of $72 million, $1.01 Diluted EPS; Excluding Impact of Securities Sales, Net Income of $74 million, $1.03 Diluted EPS21 Oct
  • BankUnited, Inc. (BKU) – What Are Brokerages Thinking About This Stock?15 Oct
  • BankUnited, Inc. (BKU) Earnings Expected to Grow: Should You Buy?14 Oct
  • BankUnited, Inc. (BKU) To Go Ex-Dividend on October 9th7 Oct
  • BankUnited Names Commercial Banking Regional Market Leader for the Tampa Bay Area5 Oct
  • BankUnited (NYSE:BKU) vs. Unity Bancorp (NASDAQ:UNTY) Critical Survey4 Oct
  • Dividend Champion, Contender, And Challenger Highlights: Week October 42 Oct
  • Here Are Wednesday’s Top Wall Street Analyst Research Calls: Ally Financial, BankUnited, Ciena Corporation, CoreWeave, Dow, FormFactor, Lumentum Holdings, Moderna, Target, and More30 Sep
  • BankUnited, Inc. Announces Quarterly Dividend24 Sep
  • BankUnited, Inc. to Announce Third Quarter 2026 Results22 Sep
  • Critical Survey: 1st Colonial Bancorp (OTCMKTS:FCOB) versus BankUnited (NYSE:BKU)2 Sep
  • 953,089 Shares in BankUnited, Inc. $BKU Acquired by Bank of New York Mellon Corp28 Aug
  • BlackRock Inc. Makes New $518.49 Million Investment in BankUnited, Inc. $BKU25 Aug
  • Executive Sells $164,000 Worth of Regional Bank Stock, Which Rallied 29% Over Last Year22 Aug

Mentions in Filings

  • … sident, Group HR Director, Willis Group Dina M. Colombo Chief Operating Officer and Chief Financial Officer, GreyLion Partners LP Eugene F. DeMark C.P.A. Area Managing Partner KPMG, LLP, Retired, Former Director, <strong>BankUnited</strong> and MSG Network Adam Hanft Founder and Chief Executive Officer, Hanft Ideas LLC Shelton Palmer Chief Executive Officer, The Palmer Group Christina Shim Chief Sustainability Officer, IBM Larry Zarin Senior Vice P …
    1 800 FLOWERS COM INCBankUnited, Inc.·ARS - Annual report to security holders·FY26·23 Oct
  • … ssor of the Treadway Commission) that was formed to assess increases in fraudulent financial reporting. Since his retirement, Mr. DeMark has been an independent consultant. Mr. DeMark served on the board of directors of <strong>BankUnited</strong>, Florida’s largest independent bank, from 2010 to 2019, most recently as the Lead Director and Chair of the Audit Committee. He previously served as Chair of the Audit and Risk Committee and on the Governance and Compen …
    1 800 FLOWERS COM INCBankUnited, Inc.·DEF 14A - Definitive proxy statement·Q2 27·23 Oct
  • … • Wintrust Financial Corporation ​ • Columbia Banking System, Inc. ​ • F.N.B. Corporation ​ • Prosperity Bancshares, Inc. ​ • Atlantic Union Bankshares Corporation ​ • Commerce Bancshares, Inc. ​ • <strong>BankUnited, Inc.</strong> ​ • Banc of California, Inc. ​ • United Bankshares, Inc. ​ • Fulton Financial Corporation ​ • WaFd, Inc. ​ • Cathay General Bancorp ​ • Bank of Hawaii Corporation ​ • Trustmark Corporation ​ • …
    TRICO BANCSHARES /BankUnited, Inc.·DEFM14A - Definitive proxy statement (merger)·Q3 26·16 Sep
  • … • Wintrust Financial Corporation ​ • Columbia Banking System, Inc. ​ • F.N.B. Corporation ​ • Prosperity Bancshares, Inc. ​ • Atlantic Union Bankshares Corporation ​ • Commerce Bancshares, Inc. ​ • <strong>BankUnited, Inc.</strong> ​ • Banc of California, Inc. ​ • United Bankshares, Inc. ​ • Fulton Financial Corporation ​ • WaFd, Inc. ​ • Cathay General Bancorp ​ • Bank of Hawaii Corporation ​ • Trustmark Corporation ​ • …
    FIRST HAWAIIAN, INC.BankUnited, Inc.·424B3 - Prospectus filing (Rule 424(b)(3))·Q3 26·16 Sep
  • … • Wintrust Financial Corporation ​ • Columbia Banking System, Inc. ​ • F.N.B. Corporation ​ • Prosperity Bancshares, Inc. ​ • Atlantic Union Bankshares Corporation ​ • Commerce Bancshares, Inc. ​ • <strong>BankUnited, Inc.</strong> ​ • Banc of California, Inc. ​ • United Bankshares, Inc. ​ • Fulton Financial Corporation ​ • WaFd, Inc. ​ • Cathay General Bancorp ​ • Bank of Hawaii Corporation ​ • Trustmark Corporation ​ • …
    FIRST HAWAIIAN, INC.BankUnited, Inc.·S-4/A - Registration statement (business combination, amendment)·Q3 26·14 Sep
  • () KeyBank National Association, Regions Bank, The Huntington National Bank, Pinnacle Bank, a Tennessee bank, Atlantic Union Bank, <strong>BankUnited</strong>, N.A. and Stifel Bank & Trust (each, a “New Lender”) (a) represents and warrants that (i) it has full power and authority, and has taken all action necessary, to execute and deliver this Agreement, to consummate the transactions contemplated hereby, and to become a Lender under the Amended Credit Agreement, …
    Cardinal Infrastructure Group Inc.BankUnited, Inc.·EX-10.1 - 8-K - Entry into a Material Definitive Agreement·Q3 26·11 Sep

Key Stats

Trading

Px/Chg 1D$43.38 / +1.54%
Prev Close$46.38
% of 52Wk H87.41%
Avg Volume840.93K
Beta0.91
Mkt Cap3.15B
FD Mkt Cap3.31B

Float

Shrs Out/Float72.68M / 72.02M
Short Float0.04%
Days to Cover2.23
Stock Repurchased$59.95M

Current Valuation

EV5.21B
EV/EBITDA13.39
EV/Sales2.46
P/B1.05
P/S1.48
FCF Yield0.58%
ROE2.05%
ROA0.17%
Current Ratio0.01

Dividend

Cash$0.33
Yield2.70%
Yield (TTM)2.70%

Estimates

P/E11.60
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgMay '23Apr '24May '25May '26Oct '26
PRICE-BASED RATIOS
Price / Earnings26.165.9211.4010.4952.6450.33
Price / Sales3.651.291.051.207.726.97
Price / Book Value0.920.690.790.871.191.03
Price / Free Cash Flow41.821.303.105.6229.19169.91
ENTERPRISE VALUE METRICS
Enterprise Value6,176.27,446.37,272.75,584.95,401.45,175.4
Enterprise Value / Sales7.045.693.742.7611.4311.58
Enterprise Value / EBITDA33.8816.4523.3714.8457.5257.21
Enterprise Value / EBIT38.3219.8530.6817.6560.1263.32

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue18.3%1,093.61,308.11,944.42,024.32,142.4
Gross Income1.5%997.0915.4873.0958.31,060.2
EBITDA-7.1%527.9452.8311.1376.5393.1
EBIT-5.6%449.4375.1237.1316.3357.3
Net Income-10.3%415.0285.0178.7232.5268.4
EPS (Diluted)-5.9%4.523.542.383.083.54
BALANCE SHEET
Cash & ST Inv-8.8%314.9572.6588.3491.1217.8
Total Assets-54.6%35,815.437,026.735,761.635,241.735,039.5
Total Liabilities-61%32,777.634,590.733,183.732,427.431,985.6
Total Shareholder Equity13.2%3,037.82,436.02,577.92,814.33,053.8
CASH FLOW
Net Operating Cash Flow-26.4%1,220.21,293.8657.5433.8358.6
Cap Ex—-31.4----
Free Cash Flow-25.9%1,188.81,293.8657.5433.8358.6

Enterprise Value Bridge

Millions USD23 Oct '26
Price (As of 23 Oct '26)43.71
Basic Shares72.68
Market Cap3,176.9
Diluted Shares0.00
Fully Diluted Shares Outstanding0.00
Fully Diluted Market Cap-
+Consolidated Debt-
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-425.2
−Short-term Investments-8,905.4
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value2,751.7

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