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HTH US​

Hilltop Holdings Inc.(HTH US)

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Overview

ProfileEntity Structure

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SEC Filings

Financials & Metrics

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Hilltop Holdings Inc. — Company Profile

Hilltop Holdings Inc., a Dallas, Texas-based entity established in 1998, delivers a comprehensive suite of financial products and services, catering to both corporate and individual clients. Its operations are structured into three primary divisions: Banking, Broker-Dealer activities, and Mortgage Origination. The Banking division encompasses a range of deposit products, including checking (both standard and interest-bearing), savings, money market accounts, and certificates of deposit. It extends various credit facilities such as lines and letters of credit, home improvement and equity financing, loans for securities acquisition, equipment leasing and loans, agricultural and commercial real estate funding, alongside commercial, industrial, term, and construction loans. Additionally, this segment offers treasury, wealth, and asset management services, along with essential banking conveniences like check cards, safe deposit boxes, online banking, bill payment, trust services, and overdraft protection. Further specialized offerings include estate planning, investment portfolio administration, employee benefit accounts, individual retirement accounts, and ATM access. The Broker-Dealer segment focuses on public finance, aiding governmental and municipal entities with the origination, syndication, and distribution of their securities. It also delivers specialized advisory and investment banking solutions, including counsel on arbitrage rebate compliance, portfolio oversight, and the administration of local government investment pools. Structured finance services, encompassing advice on derivatives and commodities, are also part of its portfolio. The segment actively engages in the sale, trading, and underwriting of a broad spectrum of fixed-income securities, such as U.S. government and agency bonds, corporate and municipal bonds, as well as mortgage-backed, asset-backed, commercial mortgage-backed securities, and other structured products. Other offerings include asset and liability management advisory, clearing services, retail brokerage, and securities lending. Finally, the Mortgage Origination unit is dedicated to originating a variety of residential mortgage loans, including conventional, jumbo, FHA (Federal Housing Administration), VA (Veterans Affairs), and USDA (United States Department of Agriculture) programs.

Sector
Financials
Industry
Capital Markets
Exchange
UN
CEO
Jeremy Blue Ford
Headquarters
Dallas, TX, US
IPO Date
Feb 12, 2004
Employees
3,525
Website
www.hilltop.com

Key Metrics

Price
$38.45
Market Cap
$2.20B
Revenue (TTM)
$372.70M
Net Income (TTM)
$37.84M
EPS (TTM)
0.64
P/E (TTM)
13.65
P/B (TTM)
1.03
Dividend Yield
2.01%
ROE (TTM)
1.76%
ROA (TTM)
0.24%
Operating Margin
13.53%
Beta
0.52

Dividends

Last Dividend
$0.20
Last Yield
0.02%

Summary

Hilltop Holdings Inc., a Dallas, Texas-based entity established in 1998, delivers a comprehensive suite of financial products and services, catering to both corporate and individual clients. Its operations are structured into three primary divisions: Banking, Broker-Dealer activities, and Mortgage Origination. The Banking division encompasses a range of deposit products, including checking (both standard and interest-bearing), savings, money market accounts, and certificates of deposit. It extends various credit facilities such as lines and letters of credit, home improvement and equity financing, loans for securities acquisition, equipment leasing and loans, agricultural and commercial real estate funding, alongside commercial, industrial, term, and construction loans. Additionally, this segment offers treasury, wealth, and asset management services, along with essential banking conveniences like check cards, safe deposit boxes, online banking, bill payment, trust services, and overdraft protection. Further specialized offerings include estate planning, investment portfolio administration, employee benefit accounts, individual retirement accounts, and ATM access. The Broker-Dealer segment focuses on public finance, aiding governmental and municipal entities with the origination, syndication, and distribution of their securities. It also delivers specialized advisory and investment banking solutions, including counsel on arbitrage rebate compliance, portfolio oversight, and the administration of local government investment pools. Structured finance services, encompassing advice on derivatives and commodities, are also part of its portfolio. The segment actively engages in the sale, trading, and underwriting of a broad spectrum of fixed-income securities, such as U.S. government and agency bonds, corporate and municipal bonds, as well as mortgage-backed, asset-backed, commercial mortgage-backed securities, and other structured products. Other offerings include asset and liability management advisory, clearing services, retail brokerage, and securities lending. Finally, the Mortgage Origination unit is dedicated to originating a variety of residential mortgage loans, including conventional, jumbo, FHA (Federal Housing Administration), VA (Veterans Affairs), and USDA (United States Department of Agriculture) programs.

Website
www.hilltop.com
Location
Dallas, TX, US
Phone214 855 2177
Employees3,525
CEOJeremy Blue Ford
Sector
Financials
Industry
Capital Markets
IPO DateFeb 12, 2004

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Latest Documents

SEC Filings(2.2K)

Expand
  • 10-QQ3ended 30 Sept 202623 Oct
  • 8-KRegulation FD Disclosure22 Oct
  • 8-KResults of Operations and Financial Condition22 Oct
  • SC 13D/AHilltop Holdings Inc.16 Oct
  • 4PARMENTER DARREN E5 Oct
  • 4Furr William B5 Oct
  • 4Bornemann Keith E.5 Oct
  • 4WEBB CARL B2 Oct
  • 4Taylor Robert JR2 Oct
  • 4SOBEL JONATHAN S2 Oct
  • SC 13D/AHilltop Holdings Inc.1 Oct
  • N-PXAnnual report of proxy voting record28 Aug
  • 4Thompson Steve B25 Aug
  • 4SOBEL JONATHAN S25 Aug
  • 4Winges Martin Bradley25 Aug
  • 4PRESTIDGE COREY25 Aug
  • 4Turtle Creek Revocable Trust25 Aug
  • 4Bobbitt Rhodes R25 Aug
  • 4Bobbitt Rhodes R17 Aug
  • 13F-HRQuarterly report (institutional investment manager holdings)13 Aug

News

  • Why Hilltop Holdings Stock Slumped Today23 Oct
  • Hilltop Holdings Inc. (HTH) Q3 2026 Earnings Call Transcript23 Oct
  • Hilltop Q3 Earnings Call Highlights23 Oct
  • Hilltop Holdings (HTH) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates22 Oct
  • Hilltop Holdings (HTH) Q3 Earnings and Revenues Miss Estimates22 Oct
  • Hilltop Holdings Inc. Announces Financial Results for Third Quarter 202622 Oct
  • Analysts Estimate Hilltop Holdings (HTH) to Report a Decline in Earnings: What to Look Out for15 Oct
  • HTH Gains 13.5% So Far This Year: Should You Buy the Stock Now?3 Sep
  • HTH's NII Increases 5.6% Y/Y in 1H26: Will the Uptrend Continue?2 Sep
  • Canada Pension Plan Investment Board Takes $574,000 Position in Hilltop Holdings Inc. $HTH2 Sep
  • Bank of America Corp DE Purchases 129,683 Shares of Hilltop Holdings Inc. $HTH26 Aug
  • Dividend Champion, Contender, And Challenger Highlights: Week August 1614 Aug
  • Hilltop Holdings (HTH) is a Great Momentum Stock: Should You Buy?3 Aug
  • What Makes Hilltop Holdings (HTH) a New Strong Buy Stock28 Jul
  • Hilltop Q2 Earnings Call Highlights24 Jul
  • Hilltop Holdings Inc. (HTH) Q2 2026 Earnings Call Transcript24 Jul
  • Hilltop Holdings' Q2 Earnings Beat as Revenues Rise, Credit Costs Fall24 Jul

Mentions in Filings

  • #Hamilton Lane, Inc., Class A 11,715 1,654,627 Hancock Whitney Corp. 23,321 1,604,485 Hanmi Financial Corp. 9,468 251,565 Hanover Insurance Group, Inc. (The) 10,202 1,776,576 Hartford Insurance Group, Inc. (The) 79,757 10,771,980 HBT Financial, Inc. 2,774 74,843 HCI Group, Inc. 3,356 532,497 Heritage Commerce Corp. 24,869 316,582 Heritage Financial Corp. 10,484 270,592 \*Heritage Insurance Hold …
    Dimensional ETF TrustHilltop Holdings Inc.·NPORT-EX - NT NPORT-P - Notification of late filing (portfolio holdings)·Q1 26·13 Aug
  • … r. Reilly has served as Talkspace’s Corporate and then General Counsel since March 2011 and presently serves as Talkspace's Chief Legal Officer and EVP Gov't Relations. Prior to Talkspace, Mr. Reilly was a partner of <strong>Hilltop Holdings</strong> from 2004-2011, where he managed hospitality and real estate investments for private portfolio investors and acted as a fractional general counsel to several start-up companies. Mr. Reilly previously served as Presid …
    Talkspace, Inc.Hilltop Holdings Inc.·10-K/A - Annual report (amendment) FY 2025·FY25·30 Apr
  • … Mr. Littlefair served in the Reagan Administration as a Staff Assistant to the President. Mr. Littlefair served as the chairman of the board of directors of SAFE S.p.A. and also served on the board of directors of <strong>Hilltop Holdings Inc.</strong> (formerly PlainsCapital Corporation), a reporting company under the Securities Exchange Act of 1934, as amended (“Exchange Act”), from 2009 to 2023. Mr. Littlefair served as Chairman of NGV America, the leading U.S …
    Clean Energy Fuels Corp.Hilltop Holdings Inc.·DEF 14A - Definitive proxy statement·Q2 26·30 Apr
  • … ifornia (BANC) Bank of Hawaii Corporation (BOH) Bank OZK (OZK) Community Financial System (CBU) CVB Financial Corp (CVBF) Eagle Bancorp (EGBN) First Financial Bankshares (FFIN) First Hawaiian (FHB) Green Dot (GDOT) | <strong>Hilltop Holdings</strong> (HTH) Independent Bank (INDB) New York Community (NYCB) Pacific Premier Bank (acquired by Columbia Banking System) PacWest (acquired by Banc of California) TFS Financial (TFSL) Trustmark (TRMK) United Community Banks …
    Axos Financial, Inc.Hilltop Holdings Inc.·DEF 14A - Definitive proxy statement·Q4 26·24 Sep
  • … on | IL | $ | 6,728 | | 87 | | Dec | 10/10/19 | $ | 36.13 | $ | 1,314 | | HFWA | Heritage Financial Corporation | NASDAQGS | WE | Olympia | WA | $ | 8,431 | | 67 | | Dec | 1/31/94 | $ | 30.53 | $ | 1,249 | | HTH | <strong>Hilltop Holdings Inc.</strong> | NYSE | SW | Dallas | TX | $ | 16,001 | | 56 | | Dec | 2/11/04 | $ | 40.00 | $ | 2,291 | | HIFS | Hingham Institution for Savings | NASDAQGM | NE | Hingham | MA | $ | 4,557 | | 9 | | Dec | 12/13/88 | $ | 303.93 | …
    Hometown Financial Group, Inc./MDHilltop Holdings Inc.·EX-99.3 - S-1 - Registration statement (general form)·Q3 26·10 Sep
  • … 4 | | HFWA | Heritage Financial Corporation | WE | | 29.62 | | 41,219 | | 1,220.9 | | 29.67 | | 21.32 | | 28.73 | | 3.10 | | 24.24 | | 25.24 | | 2.04 | | 2.38 | | 27.05 | | 19.07 | | 206.18 | | 8,498,404 | | HTH | <strong>Hilltop Holdings Inc.</strong> | SW | | 38.78 | | 58,530 | | 2,269.8 | | 40.41 | | 29.20 | | 38.68 | | 0.26 | | 27.78 | | 14.26 | | 2.64 | | NA | | 36.63 | | 31.97 | | 268.27 | | 15,701,856 | | HIFS | Hingham Institution for Savings | NE | | 307 …
    Columbia Financial, Inc./MD/Hilltop Holdings Inc.·EX-99.3 - POS AM - Post-effective amendment (unspecified)·Q3 26·1 Jul

Key Stats

Trading

Px/Chg 1D$38.45 / +1.37%
Avg Volume343.95K
Beta0.52
Mkt Cap2.20B
FD Mkt Cap2.19B

Float

Shrs Out/Float57.29M / 38.58M
Short Float0.05%
Days to Cover4.69
Stock Repurchased$47.54M

Current Valuation

EV2.67B
EV/EBITDA11.76
EV/Sales1.68
P/B1.03
P/S1.38
FCF Yield-6.08%
ROE1.76%
ROA0.24%
Current Ratio0.88

Dividend

Cash$0.20
Yield2.01%
Yield (TTM)2.01%

Estimates

P/E13.65
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgApr '23Apr '24Apr '25Apr '26Oct '26
PRICE-BASED RATIOS
Price / Earnings33.3919.1017.7916.6455.1958.22
Price / Sales3.121.601.301.225.585.91
Price / Book Value0.981.060.920.861.061.03
Price / Free Cash Flow-9.931.834.497.06-46.57-16.45
ENTERPRISE VALUE METRICS
Enterprise Value1,852.52,104.51,510.4961.52,019.02,667.1
Enterprise Value / Sales3.051.561.000.624.917.16
Enterprise Value / EBITDA22.5311.158.955.5235.9851.06
Enterprise Value / EBIT24.1413.4810.136.2337.9952.87

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue-3.2%1,853.81,352.91,503.61,541.21,625.2
Gross Income-8.3%1,805.01,212.41,113.71,121.61,274.5
EBITDA-18.2%528.7188.8168.7174.2236.8
EBIT-18.6%504.1156.1149.1154.3221.1
Net Income-18.5%374.5113.1109.6113.2165.6
EPS (Diluted)-13%4.611.601.691.742.64
BALANCE SHEET
Cash & ST Inv-10.4%4,953.73,238.33,366.33,695.53,192.6
Total Assets-4%18,689.116,267.916,467.016,268.115,845.0
Total Liabilities-4.1%16,139.914,195.814,316.714,049.813,647.4
Total Shareholder Equity-3.7%2,522.72,045.52,123.02,190.02,168.4
CASH FLOW
Net Operating Cash Flow—765.61,189.4443.0273.9-78.3
Cap Ex-9.2%-24.8-9.8-8.5-7.1-16.8
Free Cash Flow—740.91,179.7434.5266.8-95.1

Enterprise Value Bridge

Millions USD23 Oct '26
Price (As of 23 Oct '26)36.54
Basic Shares57.29
Market Cap2,093.0
Diluted Shares57.14
Fully Diluted Shares Outstanding57.14
Fully Diluted Market Cap2,087.7
+Consolidated Debt974.0
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-1,205.0
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest30.1
+Pension Liabilities—
Enterprise Value1,892.0

Segment data

Revenue

by Products and services

  • Investment Advisory, Management And Administrative Service42%
  • Investment Advice25%
  • Asset Management10%
  • Commissions10%
  • Underwriting6%

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