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KBCSY US​

KBC Group N.V. Unsponsored ADR(KBCSY US)

$63.61+0.911.45%Ext:$63.55-0.060.10%(Market Closed · 20:00:00 UTC)

Overview

ProfileEntity Structure

Financials & Metrics

FinancialsChartingShort InterestEmployees

KBC Group N.V. Unsponsored ADR — Company Profile

KBC Group NV, a financial services conglomerate headquartered in Brussels, Belgium, offers a full spectrum of integrated banking and insurance solutions. Through its subsidiaries, the company primarily serves a diverse client base, including individual retail customers, private banking clients, small and medium-sized enterprises (SMEs), and mid-cap corporations. Its extensive portfolio of services encompasses deposit and savings accounts, home and mortgage lending, consumer financing, and business funding for SMEs. KBC also provides credit facilities, investment fund and asset management, as well as comprehensive life and non-life insurance products. Further financial services include cash management, payment processing, trade finance, lease arrangements, money market and capital market products, and stockbroking. The group additionally supports its clients with advanced internet and mobile banking platforms. As of December 31, 2021, KBC maintained a substantial operational footprint, featuring 439 bank branches and 310 insurance agencies in Belgium. Its international network included 208 bank branches in the Czech Republic, 123 in Slovakia, 198 in Hungary, 168 in Bulgaria, and 12 in Ireland. The company connects with its clientele through various distribution channels, including dedicated agents, independent brokers, and digital platforms. Established in 1935, the entity was initially known as KBC Bank and Insurance Holding Company NV, before rebranding to KBC Group NV in March 2005.

Sector
Financials
Industry
Capital Markets
Exchange
UU
CEO
Johan Thijs
Headquarters
Brussels, BU, BE
IPO Date
Jul 30, 2010
Employees
37,493
Website
www.kbc.com

Key Metrics

Price
$70.51
Market Cap
$111.97B
Revenue (TTM)
$6.61B
Net Income (TTM)
$566.16M
EPS (TTM)
0.68
P/E (TTM)
31.20
P/B (TTM)
4.36
Dividend Yield
4.68%
ROE (TTM)
2.20%
ROA (TTM)
0.14%
Operating Margin
12.16%
Beta
1.00

Dividends

Last Dividend
$2.38
Last Yield
0.05%

Summary

KBC Group NV, a financial services conglomerate headquartered in Brussels, Belgium, offers a full spectrum of integrated banking and insurance solutions. Through its subsidiaries, the company primarily serves a diverse client base, including individual retail customers, private banking clients, small and medium-sized enterprises (SMEs), and mid-cap corporations. Its extensive portfolio of services encompasses deposit and savings accounts, home and mortgage lending, consumer financing, and business funding for SMEs. KBC also provides credit facilities, investment fund and asset management, as well as comprehensive life and non-life insurance products. Further financial services include cash management, payment processing, trade finance, lease arrangements, money market and capital market products, and stockbroking. The group additionally supports its clients with advanced internet and mobile banking platforms. As of December 31, 2021, KBC maintained a substantial operational footprint, featuring 439 bank branches and 310 insurance agencies in Belgium. Its international network included 208 bank branches in the Czech Republic, 123 in Slovakia, 198 in Hungary, 168 in Bulgaria, and 12 in Ireland. The company connects with its clientele through various distribution channels, including dedicated agents, independent brokers, and digital platforms. Established in 1935, the entity was initially known as KBC Bank and Insurance Holding Company NV, before rebranding to KBC Group NV in March 2005.

Website
www.kbc.com
Location
Brussels, BU, BE
Phone32 7 835 31 37
Employees37,493
CEOJohan Thijs
Sector
Financials
Industry
Capital Markets
IPO DateJul 30, 2010

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Latest Documents

News

  • KBC Group (OTCMKTS:KBCSY) vs. Capital Bancorp (NASDAQ:CBNK) Financial Review13 Oct
  • 5 Relatively Secure And Cheap Dividend Stocks, Yields Up To 8% Plus (October 2026)10 Oct
  • KBC Group (OTCMKTS:KBCSY) and First BanCorp. (NYSE:FBP) Head to Head Comparison5 Oct
  • KBC Group SA (OTCMKTS:KBCSY) Shares Shorted: Short Interest Down 64.1% in September28 Sep
  • KBC Group (OTCMKTS:KBCSY) Stock Jumps 1.9% – Here’s What Happened27 Sep
  • KBC Group NV (KBCSY) Q2 2026 Earnings Call Transcript6 Aug

Key Stats

Trading

Px/Chg 1D$70.51 / -0.41%
Avg Volume35.82K
Beta1.00
Mkt Cap111.97B
FD Mkt Cap121.42B

Float

Shrs Out/Float1.59B / 501.18M
Short Float0.00%
Days to Cover1.00
Stock Repurchased$53.87M

Current Valuation

EV149.50B
EV/EBITDA29.52
EV/Sales6.19
P/B4.36
P/S4.64
FCF Yield-11.09%
ROE2.20%
ROA0.14%
Current Ratio1.68

Dividend

Cash$2.38
Yield4.68%
Yield (TTM)4.68%

Estimates

P/E31.20
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgMar '23Mar '24Mar '25Mar '26Oct '26
PRICE-BASED RATIOS
Price / Earnings55.2210.139.3310.7548.11197.77
Price / Sales5.951.771.251.458.3416.94
Price / Book Value2.041.311.311.511.734.36
Price / Free Cash Flow0.302.63-1.474.345.04-9.02
ENTERPRISE VALUE METRICS
Enterprise Value45,709.5-3,889.823,419.517,857.041,660.9149,499.9
Enterprise Value / Sales6.24-0.240.920.717.2022.61
Enterprise Value / EBITDA40.22-0.974.854.0629.91163.24
Enterprise Value / EBIT45.55-1.125.604.5332.32186.41

Financials

Full Financials
Millions EUR5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue25.8%9,349.016,126.025,469.025,323.023,439.0
Gross Income12.9%7,480.010,064.010,772.011,151.012,156.0
EBITDA6.3%3,895.04,020.04,829.04,402.04,982.0
EBIT7.6%3,418.03,488.04,179.03,941.04,580.0
Net Income8.1%2,614.02,818.03,402.03,415.03,568.0
EPS (Diluted)9%3.083.444.024.174.35
BALANCE SHEET
Cash & ST Inv1%40,663.051,427.034,530.046,834.042,372.0
Total Assets3.9%340,346.0354,545.0346,921.0373,048.0397,372.0
Total Liabilities3.9%317,268.0332,726.0322,660.0348,735.0369,386.0
Total Shareholder Equity4.9%23,078.021,819.024,261.024,313.027,905.0
CASH FLOW
Net Operating Cash Flow-26%14,043.011,766.0-20,194.09,848.04,201.0
Cap Ex10.3%-930.0-920.0-1,358.0-1,382.0-1,376.0
Free Cash Flow-31.9%13,113.010,846.0-21,552.08,466.02,825.0

Enterprise Value Bridge

Millions EUR23 Oct '26
Price (As of 23 Oct '26)63.57
Basic Shares1,588.01
Market Cap100,951.3
Diluted Shares794.00
Fully Diluted Shares Outstanding794.00
Fully Diluted Market Cap50,475.2
+Consolidated Debt60,153.7
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-22,735.7
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest111.1
+Pension Liabilities—
Enterprise Value138,480.4

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