Logo
  • Home
  • AI Agent
  • Annotations
  • Files
  • Pricing and plans
  • BlogAboutContact us
    APIMCP
    Terms of servicePrivacy policy
  • Get the full experience

    We save the real magic for signed-in users.

HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings

EVERTEC, Inc.(EVTC US)

$31.26-1.464.46%Ext:$30.22-1.043.32%(Pre-Market · 12:00:32 UTC)
ProfileFinancialsChartingShort InterestEmployees

Overview

Profile

Financials & Metrics

FinancialsChartingShort InterestEmployees
Logo
  • Home
  • AI Agent
  • Annotations
  • Files
  • Pricing and plans
  • BlogAboutContact us
    APIMCP
    Terms of servicePrivacy policy
  • Get the full experience

    We save the real magic for signed-in users.

HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings

EVERTEC, Inc.(EVTC US)

$31.26-1.464.46%Ext:$30.22-1.043.32%(Pre-Market · 12:00:32 UTC)
ProfileFinancialsChartingShort InterestEmployees

Overview

Profile

Financials & Metrics

FinancialsChartingShort InterestEmployees
EVTC US​
Ask AI
EVTC US​
Ask AI

EVERTEC, Inc. — Company Profile

EVERTEC, Inc. specializes in transaction processing services, with a strong presence throughout Latin America and the Caribbean. The company's operations are divided into distinct segments: Payment Services for Puerto Rico & the Caribbean, Payment Services for Latin America, Merchant Acquiring, Business Solutions, and Corporate & Other. Among its core offerings are merchant acquiring services, which enable both brick-and-mortar and online businesses to securely accept and process various electronic payment options, such as debit, credit, prepaid, and Electronic Benefit Transfer (EBT) cards. EVERTEC also delivers extensive payment processing solutions designed to assist financial institutions and other issuers in managing and facilitating credit, debit, prepaid, automated teller machine (ATM), and EBT card programs. This includes critical functions like credit and debit card processing, transaction authorization and settlement, and advanced fraud detection and control mechanisms, alongside specific EBT services. Additionally, the company provides a suite of business process management (BPM) solutions. These offerings encompass services such as core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions, serving financial institutions, corporate enterprises, and government bodies. A key asset for EVERTEC is its ownership and operation of the ATH network, which serves as both an ATM and a PIN debit network. The company manages a sophisticated system of electronic payment networks capable of processing approximately three billion transactions annually. Services are primarily distributed through a dedicated direct sales force. Its broad clientele includes financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.

Sector
Financials
Industry
Mortgage Real Estate Investment Trusts (REITs)
Exchange
UN
CEO
Morgan Schuessler Jr.
Headquarters
San Juan, PR, US
IPO Date
Apr 12, 2013
Employees
5,327
Website
www.evertecinc.com

Key Metrics

Price
$27.81
Market Cap
$1.71B
Revenue (TTM)
$247.92M
Net Income (TTM)
$23.75M
EPS (TTM)
0.38
P/E (TTM)
12.92
P/B (TTM)

EVERTEC, Inc. — Company Profile

EVERTEC, Inc. specializes in transaction processing services, with a strong presence throughout Latin America and the Caribbean. The company's operations are divided into distinct segments: Payment Services for Puerto Rico & the Caribbean, Payment Services for Latin America, Merchant Acquiring, Business Solutions, and Corporate & Other. Among its core offerings are merchant acquiring services, which enable both brick-and-mortar and online businesses to securely accept and process various electronic payment options, such as debit, credit, prepaid, and Electronic Benefit Transfer (EBT) cards. EVERTEC also delivers extensive payment processing solutions designed to assist financial institutions and other issuers in managing and facilitating credit, debit, prepaid, automated teller machine (ATM), and EBT card programs. This includes critical functions like credit and debit card processing, transaction authorization and settlement, and advanced fraud detection and control mechanisms, alongside specific EBT services. Additionally, the company provides a suite of business process management (BPM) solutions. These offerings encompass services such as core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions, serving financial institutions, corporate enterprises, and government bodies. A key asset for EVERTEC is its ownership and operation of the ATH network, which serves as both an ATM and a PIN debit network. The company manages a sophisticated system of electronic payment networks capable of processing approximately three billion transactions annually. Services are primarily distributed through a dedicated direct sales force. Its broad clientele includes financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.

Sector
Financials
Industry
Mortgage Real Estate Investment Trusts (REITs)
Exchange
UN
CEO
Morgan Schuessler Jr.
Headquarters
San Juan, PR, US
IPO Date
Apr 12, 2013
Employees
5,327
Website
www.evertecinc.com

Key Metrics

Price
$27.81
Market Cap
$1.71B
Revenue (TTM)
$247.92M
Net Income (TTM)
$23.75M
EPS (TTM)
0.38
P/E (TTM)
12.92
P/B (TTM)
2.56
Dividend Yield
86.88%
ROE (TTM)
3.55%
ROA (TTM)
1.03%
Operating Margin
17.98%
Beta
0.63

Dividends

Last Dividend
$0.05
Last Yield
0.87%

Summary

EVERTEC, Inc. specializes in transaction processing services, with a strong presence throughout Latin America and the Caribbean. The company's operations are divided into distinct segments: Payment Services for Puerto Rico & the Caribbean, Payment Services for Latin America, Merchant Acquiring, Business Solutions, and Corporate & Other. Among its core offerings are merchant acquiring services, which enable both brick-and-mortar and online businesses to securely accept and process various electronic payment options, such as debit, credit, prepaid, and Electronic Benefit Transfer (EBT) cards. EVERTEC also delivers extensive payment processing solutions designed to assist financial institutions and other issuers in managing and facilitating credit, debit, prepaid, automated teller machine (ATM), and EBT card programs. This includes critical functions like credit and debit card processing, transaction authorization and settlement, and advanced fraud detection and control mechanisms, alongside specific EBT services. Additionally, the company provides a suite of business process management (BPM) solutions. These offerings encompass services such as core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions, serving financial institutions, corporate enterprises, and government bodies. A key asset for EVERTEC is its ownership and operation of the ATH network, which serves as both an ATM and a PIN debit network. The company manages a sophisticated system of electronic payment networks capable of processing approximately three billion transactions annually. Services are primarily distributed through a dedicated direct sales force. Its broad clientele includes financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.

Website
www.evertecinc.com
Location
San Juan, PR, US
Phone787 759 9999
Employees5,327
CEOMorgan Schuessler Jr.
Sector
Financials
Industry
Mortgage Real Estate Investment Trusts (REITs)
IPO DateApr 12, 2013

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

News

  • What Evertec (EVTC) Said on Its Q3 Earnings Call12:14AM
  • EVERTEC, Inc. (EVTC) Q3 2026 Earnings Call Transcript3 Nov
  • Evertec (EVTC) Tops Q3 Earnings and Revenue Estimates3 Nov
  • Evertec (EVTC) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates3 Nov
  • EVERTEC Reports Third Quarter 2026 Results3 Nov
  • EVERTEC Declares Quarterly Dividend on Common Stock29 Oct
  • Evertec (EVTC) Earnings Expected to Grow: What to Know Ahead of Next Week's Release27 Oct
  • EVERTEC to Participate in the KBW 2026 Fintech Ecosystem Conference20 Oct
  • EVERTEC to Announce Third Quarter 2026 Financial Results on November 3, 202619 Oct
  • Are Business Services Stocks Lagging Evertec (EVTC) This Year?6 Oct
  • EVTC vs. MA: Which Stock Is the Better Value Option?5 Oct
  • Should Value Investors Buy Evertec (EVTC) Stock?5 Oct
  • What Makes Evertec (EVTC) a New Buy Stock17 Sep
  • EVTC or PAYP: Which Is the Better Value Stock Right Now?17 Sep
  • Are Investors Undervaluing Evertec (EVTC) Right Now?17 Sep
  • EVTC vs. MA: Which Stock Is the Better Value Option?31 Aug
  • Is Evertec (EVTC) Stock Undervalued Right Now?31 Aug
  • Is Evertec (EVTC) Stock Outpacing Its Business Services Peers This Year?31 Aug
  • Bank of America Corp DE Boosts Holdings in Evertec, Inc. $EVTC25 Aug
  • Should Value Investors Buy Evertec (EVTC) Stock?13 Aug

Key Stats

Trading

Px/Chg 1D$27.81 / +2.13%
Avg Volume578.91K
Beta0.63
Mkt Cap1.71B
FD Mkt Cap1.83B

Float

Shrs Out/Float61.62M / 60.13M
Short Float0.04%
Days to Cover2.82
Stock Repurchased$20.01M

Current Valuation

EV2.66B
EV/EBITDA7.61
EV/Sales2.79
P/B2.56
P/S1.80
FCF Yield0.50%
ROE3.55%
ROA1.03%
Current Ratio1.97

Dividend

Cash$0.05
Yield86.88%
Yield (TTM)86.88%

Estimates

P/E12.92
Est P/E0.00
Est EPS0.91
Est PEG0.00

Valuation

Metric5Yr AvgApr '23May '24May '25May '26Oct '26
PRICE-BASED RATIOS
Price / Earnings36.479.8530.6419.7649.9472.15
Price / Sales4.823.813.522.637.256.91
Price / Book Value3.854.994.114.712.862.56
Price / Free Cash Flow57.7317.1319.3512.9638.25200.95
ENTERPRISE VALUE METRICS
Enterprise Value2,821.22,618.63,174.62,964.62,692.82,655.3
Enterprise Value / Sales6.804.234.573.5111.0010.71
Enterprise Value / EBITDA18.257.0515.029.2028.7731.21
Enterprise Value / EBIT31.198.9526.9815.2547.4857.31

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue12.1%589.8618.4694.7845.5931.8
Gross Income8%339.6325.8358.0439.1462.7
EBITDA5.4%279.6371.2211.3322.2344.7
EBIT2.1%204.5292.6117.7194.4222.7
Net Income-3.2%161.1239.079.7112.6141.6
EPS (Diluted)-11.3%2.213.451.211.732.20
BALANCE SHEET
Cash & ST Inv3.5%266.4185.3295.6273.6306.0
Total Assets18.3%1,144.81,131.72,060.31,857.62,243.3
Total Liabilities22.7%674.5657.01,424.91,338.41,529.3
Total Shareholder Equity7.5%466.2471.5594.3472.5621.6
CASH FLOW
Net Operating Cash Flow-15.5%228.4219.9211.2260.1227.0
Cap Ex2.9%-81.7-82.5-85.0-88.4-91.5
Free Cash Flow-2%146.8137.4126.2171.6135.5

Enterprise Value Bridge

Millions USD23 Oct '26
Price (As of 23 Oct '26)32.43
Basic Shares61.62
Market Cap1,998.3
Diluted Shares62.58
Fully Diluted Shares Outstanding62.58
Fully Diluted Market Cap2,029.4
+Consolidated Debt1,135.0
−In-the-Money Convertible Debt—
+Capital Leases38.1
+Operating Leases—
−Cash & Equivalents-290.9
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest97.5
+Pension Liabilities—
Enterprise Value2,940.0

Segment data

Revenue

by Products and services

  • Payment Processing63%
  • Software Sale And Developments20%
  • Transaction Processing And Monitoring Fees17%

Revenue

by Geography

  • Puerto Rico61%
  • Latin America37%
  • Caribbean2%

Related companies

Cintas Corp. R

CIT GY

Cintas Corp

CTAS US

Brambles Limited

BXBLY US

Brookfield Corp

BMBLF US

Intertek Group plc

IKTSY US

Sodexo S.A.

SDXAY US

Toppan Inc.

TOPPY US

Dolby Laboratories, Inc.

DLB US

Elis S.A.

ELSSF US

Teleperformance SE

TLPFY US

Kakao Pay Corp.

377300 KP

Centre Testing International Group Co. Ltd.

300012 CS

2.56
Dividend Yield
86.88%
ROE (TTM)
3.55%
ROA (TTM)
1.03%
Operating Margin
17.98%
Beta
0.63

Dividends

Last Dividend
$0.05
Last Yield
0.87%

Summary

EVERTEC, Inc. specializes in transaction processing services, with a strong presence throughout Latin America and the Caribbean. The company's operations are divided into distinct segments: Payment Services for Puerto Rico & the Caribbean, Payment Services for Latin America, Merchant Acquiring, Business Solutions, and Corporate & Other. Among its core offerings are merchant acquiring services, which enable both brick-and-mortar and online businesses to securely accept and process various electronic payment options, such as debit, credit, prepaid, and Electronic Benefit Transfer (EBT) cards. EVERTEC also delivers extensive payment processing solutions designed to assist financial institutions and other issuers in managing and facilitating credit, debit, prepaid, automated teller machine (ATM), and EBT card programs. This includes critical functions like credit and debit card processing, transaction authorization and settlement, and advanced fraud detection and control mechanisms, alongside specific EBT services. Additionally, the company provides a suite of business process management (BPM) solutions. These offerings encompass services such as core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions, serving financial institutions, corporate enterprises, and government bodies. A key asset for EVERTEC is its ownership and operation of the ATH network, which serves as both an ATM and a PIN debit network. The company manages a sophisticated system of electronic payment networks capable of processing approximately three billion transactions annually. Services are primarily distributed through a dedicated direct sales force. Its broad clientele includes financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.

Website
www.evertecinc.com
Location
San Juan, PR, US
Phone787 759 9999
Employees5,327
CEOMorgan Schuessler Jr.
Sector
Financials
Industry
Mortgage Real Estate Investment Trusts (REITs)
IPO DateApr 12, 2013

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

News

  • What Evertec (EVTC) Said on Its Q3 Earnings Call12:14AM
  • EVERTEC, Inc. (EVTC) Q3 2026 Earnings Call Transcript3 Nov
  • Evertec (EVTC) Tops Q3 Earnings and Revenue Estimates3 Nov
  • Evertec (EVTC) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates3 Nov
  • EVERTEC Reports Third Quarter 2026 Results3 Nov
  • EVERTEC Declares Quarterly Dividend on Common Stock29 Oct
  • Evertec (EVTC) Earnings Expected to Grow: What to Know Ahead of Next Week's Release27 Oct
  • EVERTEC to Participate in the KBW 2026 Fintech Ecosystem Conference20 Oct
  • EVERTEC to Announce Third Quarter 2026 Financial Results on November 3, 202619 Oct
  • Are Business Services Stocks Lagging Evertec (EVTC) This Year?6 Oct
  • EVTC vs. MA: Which Stock Is the Better Value Option?5 Oct
  • Should Value Investors Buy Evertec (EVTC) Stock?5 Oct
  • What Makes Evertec (EVTC) a New Buy Stock17 Sep
  • EVTC or PAYP: Which Is the Better Value Stock Right Now?17 Sep
  • Are Investors Undervaluing Evertec (EVTC) Right Now?17 Sep
  • EVTC vs. MA: Which Stock Is the Better Value Option?31 Aug
  • Is Evertec (EVTC) Stock Undervalued Right Now?31 Aug
  • Is Evertec (EVTC) Stock Outpacing Its Business Services Peers This Year?31 Aug
  • Bank of America Corp DE Boosts Holdings in Evertec, Inc. $EVTC25 Aug
  • Should Value Investors Buy Evertec (EVTC) Stock?13 Aug

Key Stats

Trading

Px/Chg 1D$27.81 / +2.13%
Avg Volume578.91K
Beta0.63
Mkt Cap1.71B
FD Mkt Cap1.83B

Float

Shrs Out/Float61.62M / 60.13M
Short Float0.04%
Days to Cover2.82
Stock Repurchased$20.01M

Current Valuation

EV2.66B
EV/EBITDA7.61
EV/Sales2.79
P/B2.56
P/S1.80
FCF Yield0.50%
ROE3.55%
ROA1.03%
Current Ratio1.97

Dividend

Cash$0.05
Yield86.88%
Yield (TTM)86.88%

Estimates

P/E12.92
Est P/E0.00
Est EPS0.91
Est PEG0.00

Valuation

Metric5Yr AvgApr '23May '24May '25May '26Oct '26
PRICE-BASED RATIOS
Price / Earnings36.479.8530.6419.7649.9472.15
Price / Sales4.823.813.522.637.256.91
Price / Book Value3.854.994.114.712.862.56
Price / Free Cash Flow57.7317.1319.3512.9638.25200.95
ENTERPRISE VALUE METRICS
Enterprise Value2,821.22,618.63,174.62,964.62,692.82,655.3
Enterprise Value / Sales6.804.234.573.5111.0010.71
Enterprise Value / EBITDA18.257.0515.029.2028.7731.21
Enterprise Value / EBIT31.198.9526.9815.2547.4857.31

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue12.1%589.8618.4694.7845.5931.8
Gross Income8%339.6325.8358.0439.1462.7
EBITDA5.4%279.6371.2211.3322.2344.7
EBIT2.1%204.5292.6117.7194.4222.7
Net Income-3.2%161.1239.079.7112.6141.6
EPS (Diluted)-11.3%2.213.451.211.732.20
BALANCE SHEET
Cash & ST Inv3.5%266.4185.3295.6273.6306.0
Total Assets18.3%1,144.81,131.72,060.31,857.62,243.3
Total Liabilities22.7%674.5657.01,424.91,338.41,529.3
Total Shareholder Equity7.5%466.2471.5594.3472.5621.6
CASH FLOW
Net Operating Cash Flow-15.5%228.4219.9211.2260.1227.0
Cap Ex2.9%-81.7-82.5-85.0-88.4-91.5
Free Cash Flow-2%146.8137.4126.2171.6135.5

Enterprise Value Bridge

Millions USD23 Oct '26
Price (As of 23 Oct '26)32.43
Basic Shares61.62
Market Cap1,998.3
Diluted Shares62.58
Fully Diluted Shares Outstanding62.58
Fully Diluted Market Cap2,029.4
+Consolidated Debt1,135.0
−In-the-Money Convertible Debt—
+Capital Leases38.1
+Operating Leases—
−Cash & Equivalents-290.9
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest97.5
+Pension Liabilities—
Enterprise Value2,940.0

Segment data

Revenue

by Products and services

  • Payment Processing63%
  • Software Sale And Developments20%
  • Transaction Processing And Monitoring Fees17%

Revenue

by Geography

  • Puerto Rico61%
  • Latin America37%
  • Caribbean2%

Related companies

Cintas Corp. R

CIT GY

Cintas Corp

CTAS US

Brambles Limited

BXBLY US

Brookfield Corp

BMBLF US

Intertek Group plc

IKTSY US

Sodexo S.A.

SDXAY US

Toppan Inc.

TOPPY US

Dolby Laboratories, Inc.

DLB US

Elis S.A.

ELSSF US

Teleperformance SE

TLPFY US

Kakao Pay Corp.

377300 KP

Centre Testing International Group Co. Ltd.

300012 CS