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CHYM US​
HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings
Logo
  • Home
  • AI Agent
  • Annotations
  • Files
  • Pricing and plans
  • BlogAboutContact us
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    Terms of servicePrivacy policy
  • Get the full experience

    We save the real magic for signed-in users.

CHYM US​
HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings

Chime Financial, Inc. Class A(CHYM US)

$29.87+1.675.92%Ext:$32.17+2.307.69%(Pre-Market · 13:03:09 UTC)
ProfileFinancialsChartingShort InterestEmployees

Overview

Profile

Financials & Metrics

FinancialsChartingShort InterestEmployees

Chime Financial, Inc. Class A(CHYM US)

$29.87+1.675.92%Ext:$32.17+2.307.69%(Pre-Market · 13:03:09 UTC)
ProfileFinancialsChartingShort InterestEmployees

Overview

Profile

Financials & Metrics

FinancialsChartingShort InterestEmployees
Ask AI
Ask AI

Chime Financial, Inc. Class A — Company Profile

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Sector
Industrials
Industry
Transportation Infrastructure
Exchange
UQ
CEO
Chris Britt
Headquarters
San Francisco, CA, US
IPO Date
Jun 12, 2025
Employees
1,519
Website
www.chime.com

Key Metrics

Price
$27.88
Market Cap
$10.62B
Revenue (TTM)
$647.39M
Net Income (TTM)
$53.46M
EPS (TTM)
0.14
P/E (TTM)
-10.96
P/B (TTM)
7.37
Dividend Yield
0.00%
ROE (TTM)
3.71%
ROA (TTM)
2.74%
Operating Margin
7.13%
Beta
2.25

Dividends

Last Dividend
$0.00
Last Yield
0.00%

Summary

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Website
www.chime.com
Location
San Francisco, CA, US
Phone844-244-6363
Employees1,519
CEOChris Britt
Sector
Industrials
Industry
Transportation Infrastructure
IPO DateJun 12, 2025

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

News

  • Chime Financial, Inc. (CHYM) Q3 2026 Earnings Call Transcript4 Nov
  • Chime Financial, Inc. (CHYM) Surpasses Q3 Earnings and Revenue Estimates4 Nov
  • Compared to Estimates, Chime Financial, Inc. (CHYM) Q3 Earnings: A Look at Key Metrics4 Nov
  • Chime raises annual revenue forecast on robust demand4 Nov
  • Chime Reports Third Quarter 2026 Financial Results4 Nov
  • Chime Expands Partnership with Workday, Bringing Easier Access to Banking and Financial Wellness Benefits to Millions of Employees3 Nov
  • Wall Street Analysts See a 33.33% Upside in Chime Financial, Inc. (CHYM): Can the Stock Really Move This High?29 Oct
  • Chime Financial, Inc. (CHYM) Earnings Expected to Grow: What to Know Ahead of Next Week's Release28 Oct
  • Chime to Participate in KBW Fintech Ecosystem Conference26 Oct
  • Chime to Announce Third Quarter 2026 Financial Results on November 4, 202614 Oct
  • SoFi vs. Chime: Which Fintech Stock is the Better Buy Right Now?9 Oct
  • Here Are Thursday’s Top Wall Street Analyst Research Calls: CAVA Group, Constellation Brands, Goldman Sachs Group, Hub Spot, Hut 8, Paladin Technologies, NXP Semiconductor, Spotify Technology, Tyler Technologies, and More8 Oct
  • 3 Stocks With 100%+ Projected Q3 Earnings Growth to Buy Before Results7 Oct
  • Nu vs. Chime: Which Digital Banking Stock Is the Better Buy?29 Sep
  • 3 Stocks Under the Microscope After Large Insider Sales28 Sep
  • Is Chime Stock a Buy, Sell, or Hold After Nearly Doubling From Its 52-Week Low?23 Sep
  • Global Advisors Ltd Dst Sells 3,216,189 Shares of Chime Financial (NASDAQ:CHYM) Stock18 Sep
  • James Feuille Sells 256,837 Shares of Chime Financial (NASDAQ:CHYM) Stock18 Sep
  • 33,786 Shares in Chime Financial, Inc. $CHYM Acquired by Arizona State Retirement System18 Sep
  • First Look: Fed Hikes Rates, Amazon-Generac Deal, AI & Energy Updates17 Sep

Key Stats

Trading

Px/Chg 1D$27.88 / +2.31%
Avg Volume4.97M
Beta2.25
Mkt Cap10.62B
FD Mkt Cap12.65B

Float

Shrs Out/Float381.02M / 225.65M
Short Float0.09%
Days to Cover2.46
Stock Repurchased$85.74M

Current Valuation

EV10.15B
EV/EBITDA-10.52
EV/Sales4.38
P/B7.37
P/S4.59
FCF Yield0.75%
ROE3.71%
ROA2.74%
Current Ratio143.89

Estimates

P/E-10.96
Est P/E0.00
Est EPS0.03
Est PEG0.00

Valuation

Metric5Yr AvgMay '26Oct '26
PRICE-BASED RATIOS
Price / Earnings8.16-182.41198.72
Price / Sales15.0513.7016.41
Price / Book Value6.605.837.37
Price / Free Cash Flow298.84464.94132.74
ENTERPRISE VALUE METRICS
Enterprise Value8,991.97,836.010,147.9
Enterprise Value / Sales14.4113.1415.68
Enterprise Value / EBITDA-2.86-170.53164.80
Enterprise Value / EBIT21.25-145.74188.23

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue29.4%1,008.81,278.51,673.32,186.8
Gross Income33.2%794.21,058.71,465.81,877.7
EBITDA27.6%-471.4-222.8-36.8-979.1
EBIT28.2%-478.7-235.8-62.2-1,009.1
Net Income29%-470.3-203.2-25.3-1,009.9
EPS (Diluted)26.3%-1.29-0.56-0.07-2.60
BALANCE SHEET
Cash & ST Inv4%938.0800.6706.61,054.1
Total Assets11.5%1,417.81,320.31,461.01,964.6
Total Liabilities21.1%316.7383.7501.5562.9
Total Shareholder Equity8.4%1,101.0936.5959.51,401.7
CASH FLOW
Net Operating Cash Flow—-434.1-156.664.152.8
Cap Ex-35.1%-72.9-27.8-14.5-19.9
Free Cash Flow—-507.0-184.449.732.9

Enterprise Value Bridge

Millions USD23 Oct '26
Price (As of 23 Oct '26)29.57
Basic Shares381.02
Market Cap11,266.7
Diluted Shares400.48
Fully Diluted Shares Outstanding400.48
Fully Diluted Market Cap11,842.1
+Consolidated Debt132.7
−In-the-Money Convertible Debt—
+Capital Leases132.7
+Operating Leases—
−Cash & Equivalents-607.7
−Short-term Investments-403.6
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value10,791.8

Segment data

Revenue

by Products and services

  • Payments Revenue100%

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Chime Financial, Inc. Class A — Company Profile

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Sector
Industrials
Industry
Transportation Infrastructure
Exchange
UQ
CEO
Chris Britt
Headquarters
San Francisco, CA, US
IPO Date
Jun 12, 2025
Employees
1,519
Website
www.chime.com

Key Metrics

Price
$27.88
Market Cap
$10.62B
Revenue (TTM)
$647.39M
Net Income (TTM)
$53.46M
EPS (TTM)
0.14
P/E (TTM)
-10.96
P/B (TTM)
7.37
Dividend Yield
0.00%
ROE (TTM)
3.71%
ROA (TTM)
2.74%
Operating Margin
7.13%
Beta
2.25

Dividends

Last Dividend
$0.00
Last Yield
0.00%

Summary

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Website
www.chime.com
Location
San Francisco, CA, US
Phone844-244-6363
Employees1,519
CEOChris Britt
Sector
Industrials
Industry
Transportation Infrastructure
IPO DateJun 12, 2025

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

News

  • Chime Financial, Inc. (CHYM) Q3 2026 Earnings Call Transcript4 Nov
  • Chime Financial, Inc. (CHYM) Surpasses Q3 Earnings and Revenue Estimates4 Nov
  • Compared to Estimates, Chime Financial, Inc. (CHYM) Q3 Earnings: A Look at Key Metrics4 Nov
  • Chime raises annual revenue forecast on robust demand4 Nov
  • Chime Reports Third Quarter 2026 Financial Results4 Nov
  • Chime Expands Partnership with Workday, Bringing Easier Access to Banking and Financial Wellness Benefits to Millions of Employees3 Nov
  • Wall Street Analysts See a 33.33% Upside in Chime Financial, Inc. (CHYM): Can the Stock Really Move This High?29 Oct
  • Chime Financial, Inc. (CHYM) Earnings Expected to Grow: What to Know Ahead of Next Week's Release28 Oct
  • Chime to Participate in KBW Fintech Ecosystem Conference26 Oct
  • Chime to Announce Third Quarter 2026 Financial Results on November 4, 202614 Oct
  • SoFi vs. Chime: Which Fintech Stock is the Better Buy Right Now?9 Oct
  • Here Are Thursday’s Top Wall Street Analyst Research Calls: CAVA Group, Constellation Brands, Goldman Sachs Group, Hub Spot, Hut 8, Paladin Technologies, NXP Semiconductor, Spotify Technology, Tyler Technologies, and More8 Oct
  • 3 Stocks With 100%+ Projected Q3 Earnings Growth to Buy Before Results7 Oct
  • Nu vs. Chime: Which Digital Banking Stock Is the Better Buy?29 Sep
  • 3 Stocks Under the Microscope After Large Insider Sales28 Sep
  • Is Chime Stock a Buy, Sell, or Hold After Nearly Doubling From Its 52-Week Low?23 Sep
  • Global Advisors Ltd Dst Sells 3,216,189 Shares of Chime Financial (NASDAQ:CHYM) Stock18 Sep
  • James Feuille Sells 256,837 Shares of Chime Financial (NASDAQ:CHYM) Stock18 Sep
  • 33,786 Shares in Chime Financial, Inc. $CHYM Acquired by Arizona State Retirement System18 Sep
  • First Look: Fed Hikes Rates, Amazon-Generac Deal, AI & Energy Updates17 Sep

Key Stats

Trading

Px/Chg 1D$27.88 / +2.31%
Avg Volume4.97M
Beta2.25
Mkt Cap10.62B
FD Mkt Cap12.65B

Float

Shrs Out/Float381.02M / 225.65M
Short Float0.09%
Days to Cover2.46
Stock Repurchased$85.74M

Current Valuation

EV10.15B
EV/EBITDA-10.52
EV/Sales4.38
P/B7.37
P/S4.59
FCF Yield0.75%
ROE3.71%
ROA2.74%
Current Ratio143.89

Estimates

P/E-10.96
Est P/E0.00
Est EPS0.03
Est PEG0.00

Valuation

Metric5Yr AvgMay '26Oct '26
PRICE-BASED RATIOS
Price / Earnings8.16-182.41198.72
Price / Sales15.0513.7016.41
Price / Book Value6.605.837.37
Price / Free Cash Flow298.84464.94132.74
ENTERPRISE VALUE METRICS
Enterprise Value8,991.97,836.010,147.9
Enterprise Value / Sales14.4113.1415.68
Enterprise Value / EBITDA-2.86-170.53164.80
Enterprise Value / EBIT21.25-145.74188.23

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue29.4%1,008.81,278.51,673.32,186.8
Gross Income33.2%794.21,058.71,465.81,877.7
EBITDA27.6%-471.4-222.8-36.8-979.1
EBIT28.2%-478.7-235.8-62.2-1,009.1
Net Income29%-470.3-203.2-25.3-1,009.9
EPS (Diluted)26.3%-1.29-0.56-0.07-2.60
BALANCE SHEET
Cash & ST Inv4%938.0800.6706.61,054.1
Total Assets11.5%1,417.81,320.31,461.01,964.6
Total Liabilities21.1%316.7383.7501.5562.9
Total Shareholder Equity8.4%1,101.0936.5959.51,401.7
CASH FLOW
Net Operating Cash Flow—-434.1-156.664.152.8
Cap Ex-35.1%-72.9-27.8-14.5-19.9
Free Cash Flow—-507.0-184.449.732.9

Enterprise Value Bridge

Millions USD23 Oct '26
Price (As of 23 Oct '26)29.57
Basic Shares381.02
Market Cap11,266.7
Diluted Shares400.48
Fully Diluted Shares Outstanding400.48
Fully Diluted Market Cap11,842.1
+Consolidated Debt132.7
−In-the-Money Convertible Debt—
+Capital Leases132.7
+Operating Leases—
−Cash & Equivalents-607.7
−Short-term Investments-403.6
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value10,791.8

Segment data

Revenue

by Products and services

  • Payments Revenue100%

Related companies

Visa Inc.

V US

Mastercard Inc

MA US

Alibaba Group Holding Ltd

BABA US

Delta Electronics, Inc.

2308 TT

Uber Technologies, Inc

UBER US

Keyence Corporation

KYCCF US

Accenture Public Limited Company

ACN US

Hon Hai Precision Industry Co., Ltd.

HNHPF US

Murata Manufacturing Co., Ltd.

MRAAY US

Venture Corporation Limited

VEMLY US

DoorDash, Inc.

DASH US

Unimicron Technology Corp.

3037 TT