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MA US​

Mastercard Inc Class A(MA US)

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Mastercard Inc Class A — Company Profile

Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.

Sector
Industrials
Industry
Transportation Infrastructure
Exchange
UN
CEO
Michael Miebach
Headquarters
Purchase, NY, US
IPO Date
May 25, 2006
Employees
39,800
Website
www.mastercard.com

Key Metrics

Price
$552.26
Market Cap
$484.35B
Revenue (TTM)
$8.40B
Net Income (TTM)
$3.88B
EPS (TTM)
4.35
P/E (TTM)
31.11
P/B (TTM)
72.05
Dividend Yield
64.74%
ROE (TTM)
57.75%
ROA (TTM)
7.40%
Operating Margin
58.43%
Beta
0.24

Dividends

Last Dividend
$0.87
Last Yield
0.65%

Summary

Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.

Website
www.mastercard.com
Location
Purchase, NY, US
Phone914 249 2000
Employees39,800
CEOMichael Miebach
Sector
Industrials
Industry
Transportation Infrastructure
IPO DateMay 25, 2006

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Latest Documents

SEC Filings(2.4K)

Expand
  • 4Statement of changes in beneficial ownership19 Oct
  • 144Ling Hai16 Oct
  • 4Statement of changes in beneficial ownership13 Oct
  • 144GENACHOWSKI JULIUS13 Oct
  • 144GENACHOWSKI JULIUS9 Oct
  • 4Statement of changes in beneficial ownership5 Oct
  • 4Statement of changes in beneficial ownership5 Oct
  • 4Statement of changes in beneficial ownership5 Oct
  • 4Statement of changes in beneficial ownership5 Oct
  • 4Statement of changes in beneficial ownership5 Oct
  • 4Statement of changes in beneficial ownership3 Sep
  • 144SACHIN J. MEHRA2 Sep
  • 4Statement of changes in beneficial ownership1 Sep
  • 144Kirkpatrick Linda Pistecchia31 Aug
  • 144Vosburg Craig25 Aug
  • 144Vosburg Craig24 Aug
  • 4Statement of changes in beneficial ownership20 Aug
  • 144SACHIN J. MEHRA20 Aug
  • 144SACHIN J. MEHRA19 Aug
  • 4Statement of changes in beneficial ownership18 Aug

News

  • Has XRP Bottomed? We Asked Claude AI Where the Selling Stops23 Oct
  • Ripple Is Part of a Stablecoin Push by 3 Asian Central Banks. Where Does That Leave XRP?23 Oct
  • Did Buffett Successor Pick Wrong Credit Card Stock? American Express Stock Underperforms Visa, Mastercard23 Oct
  • Dashen Bank and ShebaMiles Launch Platinum Co-Branded Mastercard Debit Card to Unlock Premium Travel Benefits for Customers in Ethiopia23 Oct
  • American Express Falls 3% Despite Q3 Beat and Higher Profit Floor; Visa and Mastercard Slip23 Oct
  • MasterCard (MA) Rises As Market Takes a Dip: Key Facts22 Oct
  • Visa and Mastercard tokenization fees could support revenue growth, UBS says22 Oct
  • MasterCard (MA) Reports Next Week: Wall Street Expects Earnings Growth22 Oct
  • Mastercard Incorporated (MA) is Attracting Investor Attention: Here is What You Should Know22 Oct
  • Mastercard Incorporated $MA Position Reduced by Canoe Financial LP22 Oct
  • Moody's: 3 Key Takeaways for Long-Term Investors22 Oct
  • CPAY or MA: Which Is the Better Value Stock Right Now?21 Oct
  • 1,290 Mastercard Incorporated $MA Shares Sold by Net Worth Advisory Group21 Oct
  • Mastercard Incorporated $MA Shares Sold by Carnegie Investment Counsel21 Oct
  • Mastercard Incorporated $MA Stock Sold by Diversify Advisory Services LLC21 Oct
  • Mastercard Expands Stablecoin Reach With New Money Platform20 Oct
  • Mastercard Incorporated $MA Shares Sold by CWA Asset Management Group LLC20 Oct
  • 15 Undervalued Stocks: Yield Up To 7.8% And 15 Overvalued Not To Pursue Now20 Oct
  • Why Investors Need to Take Advantage of These 2 Business Services Stocks Now19 Oct
  • American Express vs. Mastercard: Which Financial Stock Is a Better Buy in 2026?19 Oct

Mentions in Filings

  • … e businesses for cross-border remittance corridors, particularly in Asia-Pacific, Latin America, and the Middle East. The extent to which these enterprise products require XRP utility versus merely Ripple’s software has been a recurring subject of analyst debate. In May 2026, Ripple, JPMorgan, <strong>Mastercard</strong>, and Ondo Finance completed a pilot processing the cross-border redemption of Ondo’s OUSG tokenized Treasury fund on XRPL in under five seconds.
    Cryptex Digital Market Cap ETFMastercard Inc Class A·S-1/A - PRE-EFFECTIVE AMENDMENT NO. 6 TO FORM S-1·Q4 26·23 Oct
  • … final decisions from a review of merchant card payment costs and surcharging, including that, effective October 1, 2026, it no longer requires surcharging to be permitted with respect to designated card networks (Visa, <strong>Mastercard</strong> and EFTPOS) and reduced certain interchange fee caps for such networks. As a result of this change and to align with the designated card networks, we no longer permit surcharging by merchants in Australia effective the …
    AMERICAN EXPRESS COMastercard Inc Class A·10-Q - Quarterly report Q3·Q3 26·23 Oct
  • Ms. Seshadri, age 61, has served as Senior Strategic Advisor to the CEO of <strong>Mastercard Incorporated</strong> (“Mastercard”), a global payments company, since August 2026, and previously served as Chief Commercial Payments Officer of Mastercard from 2024 to 2026, President, Data and Services of Mastercard from 2020 to 2024, and President, U.S. Issuers of Mastercard from 2016 to 2020. Prior to joining Mastercard, Ms. Seshadri held various leadership roles at …
    FISERV INCMastercard Inc Class A·8-K - Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers·Q4 26·23 Oct
  • … inancial Market Risk The Company currently has agreements with organizations that process credit card transactions arising from purchases of air travel tickets by its Customers utilizing American Express, Discover, and <strong>MasterCard</strong>/VISA. Credit card processors have financial risk associated with tickets purchased for air travel because the processor generally forwards the cash related to the purchase to the Company soon after the purchase is compl …
    SOUTHWEST AIRLINES COMastercard Inc Class A·10-Q - Quarterly report Q3·Q3 26·22 Oct
  • … on mode and it is possible that one or a few of them will increase their revenues and represent a larger percentage of the annual revenues or net cash collections. Bond entered a B2B to customers (B2B2C) agreement with <strong>Mastercard</strong> that has the potential to become a very large percentage of Bond’s current revenue and cash collection annually. At this time, however, this relationship does not yet yield a significant percentage of annual revenues or …
    Our Bond, Inc.Mastercard Inc Class A·S-1 - Registration statement (general form)·Q4 26·21 Oct
  • … ur comparison of Characteristic 17., a pre-authorized checking of (i) “C,” as set forth on the Statistical Data File, is deemed to be in agreement with a pre-authorized checking of “Autopay Credit VISA”, “Autopay Credit <strong>Mastercard</strong>”, “Autopay Credit AMEX” or “Autopay Credit Discover,” as set forth on the Pre-authorization Auto Pay Plan Set-Up Form or Servicing System Screen Shot, (ii) “P,” as set forth on the Statistical Data File, is deemed to be …
    Accelerated SP 2026-1 LLCMastercard Inc Class A·EX-99.1 - ABS-15G - EXHIBIT 99.01·Q4 26·21 Oct

Key Stats

Trading

Px/Chg 1D$552.26 / +0.41%
Avg Volume3.72M
Beta0.24
Mkt Cap484.35B
FD Mkt Cap522.10B

Float

Shrs Out/Float877.04M / 868.23M
Short Float0.01%
Days to Cover1.63
Stock Repurchased$4.04B

Current Valuation

EV495.41B
EV/EBITDA23.33
EV/Sales14.60
P/B72.05
P/S14.27
FCF Yield0.59%
ROE57.75%
ROA7.40%
Current Ratio0.98

Dividend

Cash$0.87
Yield64.74%
Yield (TTM)64.74%

Estimates

P/E31.11
Est P/EN/A
Est EPSN/A
Est PEGN/A

Valuation

Metric5Yr AvgApr '23Apr '24Apr '25Apr '26Oct '26
PRICE-BASED RATIOS
Price / Earnings70.8035.7538.0539.38116.04124.77
Price / Sales32.4215.9716.9718.0053.5057.67
Price / Book Value65.7956.3761.4778.1760.8972.05
Price / Free Cash Flow75.0435.1636.6935.4497.68170.25
ENTERPRISE VALUE METRICS
Enterprise Value457,392.8362,117.7433,093.8516,769.5479,574.3495,408.9
Enterprise Value / Sales33.0716.2817.2618.3554.4658.99
Enterprise Value / EBITDA53.8627.9628.8530.7792.1089.63
Enterprise Value / EBIT58.2629.6730.4732.5097.67100.96

Financials

Full Financials
Millions USD5Yr CAGR (%)Dec '21Dec '22Dec '23Dec '24Dec '25
INCOME STATEMENT
Revenue14.8%18,884.022,237.025,098.028,167.032,791.0
Gross Income17.4%14,395.016,974.019,076.021,494.027,358.0
EBITDA15.2%11,464.012,953.015,013.016,797.020,194.0
EBIT15.4%10,738.012,203.014,214.015,900.019,051.0
Net Income14.6%8,687.09,930.011,195.012,874.014,968.0
EPS (Diluted)17.2%8.7610.2311.8313.8916.52
BALANCE SHEET
Cash & ST Inv8.4%7,894.07,408.09,180.08,772.010,898.0
Total Assets9.5%37,669.038,724.042,448.048,081.054,157.0
Total Liabilities11.3%30,257.032,347.035,451.041,566.046,411.0
Total Shareholder Equity1.4%7,312.06,298.06,929.06,485.07,737.0
CASH FLOW
Net Operating Cash Flow16.4%9,463.011,195.011,980.014,780.017,401.0
Cap Ex-12%-814.0-1,097.0-371.0-474.0-489.0
Free Cash Flow18.3%8,649.010,098.011,609.014,306.016,912.0

Enterprise Value Bridge

Millions USD23 Oct '26
Price (As of 23 Oct '26)621.34
Basic Shares877.04
Market Cap544,937.5
Diluted Shares893.00
Fully Diluted Shares Outstanding893.00
Fully Diluted Market Cap554,856.6
+Consolidated Debt18,960.0
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-7,906.0
−Short-term Investments-313.0
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest3.0
+Pension Liabilities—
Enterprise Value555,994.5

Segment data

Revenue

by Products and services

  • Payment Network59%
  • Value-added Services And Solutions41%

Revenue

by Geography

  • International Markets57%
  • Americas43%

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