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BAJAJHFL IS​
HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings
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  • Home
  • AI Agent
  • Annotations
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  • Pricing and plans
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BAJAJHFL IS​
HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings

Bajaj Housing Finance Limited(BAJAJHFL IS)

$81.16-0.550.67%(Market Closed · 10:00:01 UTC · (15 min delay))
ProfileEntity StructureFinancialsChartingEmployees

Overview

ProfileEntity Structure

Financials & Metrics

FinancialsChartingEmployees

Bajaj Housing Finance Limited(BAJAJHFL IS)

$81.16-0.550.67%(Market Closed · 10:00:01 UTC · (15 min delay))
ProfileEntity StructureFinancialsChartingEmployees

Overview

ProfileEntity Structure

Financials & Metrics

FinancialsChartingEmployees
Ask AI
Ask AI

Bajaj Housing Finance Limited — Company Profile

Bajaj Housing Finance Limited is an Indian financial institution specializing in various lending solutions for the real estate sector. The company provides funding to both individual clients and corporate entities looking to acquire or renovate residential properties and commercial spaces. Additionally, it offers financing secured by property to meet diverse business or personal requirements, and supplies working capital to support business expansion initiatives. Furthermore, the firm extends credit to real estate developers involved in the construction of residential and commercial projects, and delivers lease rental discounting services to these developers and high-net-worth individuals. Founded in Pune, India, in 2008, the company was initially known as Bajaj Financial Solutions Limited, before rebranding to Bajaj Housing Finance Limited in November 2014. It operates as a subsidiary of Bajaj Finance Limited.

Sector
Financials
Industry
Financial Services
Exchange
IS
CEO
Atul Jain
Headquarters
Pune, MA, IN
IPO Date
Sep 16, 2024
Employees
2,372
Website
www.bajajhousingfinance.in

Key Metrics

Price
$81.78
Market Cap
$681.12B
Revenue (TTM)
$111.50B
Net Income (TTM)
$25.60B
EPS (TTM)
3.07
P/E (TTM)
26.60
P/B (TTM)
3.02
Dividend Yield
0.00%
ROE (TTM)
11.37%
ROA (TTM)
2.01%
Operating Margin
31.60%
Beta
0.25

Dividends

Last Dividend
$0.00
Last Yield
0.00%

Summary

Bajaj Housing Finance Limited is an Indian financial institution specializing in various lending solutions for the real estate sector. The company provides funding to both individual clients and corporate entities looking to acquire or renovate residential properties and commercial spaces. Additionally, it offers financing secured by property to meet diverse business or personal requirements, and supplies working capital to support business expansion initiatives. Furthermore, the firm extends credit to real estate developers involved in the construction of residential and commercial projects, and delivers lease rental discounting services to these developers and high-net-worth individuals. Founded in Pune, India, in 2008, the company was initially known as Bajaj Financial Solutions Limited, before rebranding to Bajaj Housing Finance Limited in November 2014. It operates as a subsidiary of Bajaj Finance Limited.

Website
www.bajajhousingfinance.in
Location
Pune, MA, IN
Phone91 20 7187 8060
Employees2,372
CEOAtul Jain
Sector
Financials
Industry
Financial Services
IPO DateSep 16, 2024

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Key Stats

Trading

Px/Chg 1D$81.78 / -1.36%
Avg Volume6.00M
Beta0.25
Mkt Cap681.12B
FD Mkt Cap699.77B

Float

Shrs Out/Float8.33B / 941.33M
Short Float0.00%
Days to Cover0.00
Stock Repurchased$0.00

Current Valuation

EV1.72T
EV/EBITDA50.96
EV/Sales15.39
P/B3.02
P/S6.11
FCF Yield6.31%
ROE11.37%
ROA2.01%
Current Ratio0.27

Estimates

P/E26.60
Est P/E0.00
Est EPS0.82
Est PEG0.00

Valuation

Metric5Yr AvgJun '25Oct '26
PRICE-BASED RATIOS
Price / Earnings138.70174.36103.04
Price / Sales34.0044.7223.28
Price / Book Value4.095.133.06
Price / Free Cash Flow8.030.0016.05
ENTERPRISE VALUE METRICS
Enterprise Value1,783,542.81,842,643.81,724,441.8
Enterprise Value / Sales69.3980.5758.22
Enterprise Value / EBITDA223.82224.31223.34
Enterprise Value / EBIT227.20227.37227.02

Financials

Full Financials
Millions INR5Yr CAGR (%)Mar '22Mar '23Mar '24Mar '25Mar '26
INCOME STATEMENT
Revenue31.9%36,875.154,814.673,294.691,794.6111,502.9
Gross Income37%12,159.518,687.722,113.927,672.042,831.5
EBITDA35.9%9,880.817,362.322,038.228,150.533,673.5
EBIT36.3%9,623.217,028.321,642.227,739.033,200.2
Net Income37.8%7,096.212,578.017,312.221,629.025,603.4
EPS (Diluted)37.9%0.851.512.082.673.07
BALANCE SHEET
Cash & ST Inv-44.3%17,218.921,688.915,644.9617.81,656.0
Total Assets27.2%485,270.8646,541.4818,270.91,028,087.51,271,470.5
Total Liabilities25.8%417,857.2541,509.5695,935.9828,619.51,046,242.6
Total Shareholder Equity35.2%67,413.6105,031.9122,335.0199,468.0225,227.9
CASH FLOW
Net Operating Cash Flow—-124,805.3-143,317.7-154,281.1-170,748.743,264.9
Cap Ex1.8%-291.2-338.0-430.0-410.0-312.6
Free Cash Flow—-125,096.5-143,655.7-154,711.1-171,158.742,952.3

Enterprise Value Bridge

Millions INR9 Nov '26
Price (As of 9 Nov '26)81.17
Basic Shares8,328.66
Market Cap676,037.5
Diluted Shares8,329.00
Fully Diluted Shares Outstanding8,329.00
Fully Diluted Market Cap676,064.9
+Consolidated Debt1,181,767.1
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-1,161.7
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value1,856,642.9

Related companies

Orix Corp

IX US

Rocket Companies, Inc.

RKT US

Federal National Mortgage Association Fannie Mae

FNMA US

PennyMac Financial Services, Inc.

PFSI US

Federal Home Loan Mortgage Corp

FMCC US

Aadhar Housing Finance Ltd.

AADHARHF IS

Federal Agricultural Mortgage Corp

AGM/A US

Paragon Banking Group PLC

PAG LN

Walker & Dunlop, Inc.

WD US

FinVolution Group

FINV US

MCAN Mortgage Corporation

MAMTF US

Velocity Financial, Inc.

VEL US

Bajaj Housing Finance Limited — Company Profile

Bajaj Housing Finance Limited is an Indian financial institution specializing in various lending solutions for the real estate sector. The company provides funding to both individual clients and corporate entities looking to acquire or renovate residential properties and commercial spaces. Additionally, it offers financing secured by property to meet diverse business or personal requirements, and supplies working capital to support business expansion initiatives. Furthermore, the firm extends credit to real estate developers involved in the construction of residential and commercial projects, and delivers lease rental discounting services to these developers and high-net-worth individuals. Founded in Pune, India, in 2008, the company was initially known as Bajaj Financial Solutions Limited, before rebranding to Bajaj Housing Finance Limited in November 2014. It operates as a subsidiary of Bajaj Finance Limited.

Sector
Financials
Industry
Financial Services
Exchange
IS
CEO
Atul Jain
Headquarters
Pune, MA, IN
IPO Date
Sep 16, 2024
Employees
2,372
Website
www.bajajhousingfinance.in

Key Metrics

Price
$81.78
Market Cap
$681.12B
Revenue (TTM)
$111.50B
Net Income (TTM)
$25.60B
EPS (TTM)
3.07
P/E (TTM)
26.60
P/B (TTM)
3.02
Dividend Yield
0.00%
ROE (TTM)
11.37%
ROA (TTM)
2.01%
Operating Margin
31.60%
Beta
0.25

Dividends

Last Dividend
$0.00
Last Yield
0.00%

Summary

Bajaj Housing Finance Limited is an Indian financial institution specializing in various lending solutions for the real estate sector. The company provides funding to both individual clients and corporate entities looking to acquire or renovate residential properties and commercial spaces. Additionally, it offers financing secured by property to meet diverse business or personal requirements, and supplies working capital to support business expansion initiatives. Furthermore, the firm extends credit to real estate developers involved in the construction of residential and commercial projects, and delivers lease rental discounting services to these developers and high-net-worth individuals. Founded in Pune, India, in 2008, the company was initially known as Bajaj Financial Solutions Limited, before rebranding to Bajaj Housing Finance Limited in November 2014. It operates as a subsidiary of Bajaj Finance Limited.

Website
www.bajajhousingfinance.in
Location
Pune, MA, IN
Phone91 20 7187 8060
Employees2,372
CEOAtul Jain
Sector
Financials
Industry
Financial Services
IPO DateSep 16, 2024

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Key Stats

Trading

Px/Chg 1D$81.78 / -1.36%
Avg Volume6.00M
Beta0.25
Mkt Cap681.12B
FD Mkt Cap699.77B

Float

Shrs Out/Float8.33B / 941.33M
Short Float0.00%
Days to Cover0.00
Stock Repurchased$0.00

Current Valuation

EV1.72T
EV/EBITDA50.96
EV/Sales15.39
P/B3.02
P/S6.11
FCF Yield6.31%
ROE11.37%
ROA2.01%
Current Ratio0.27

Estimates

P/E26.60
Est P/E0.00
Est EPS0.82
Est PEG0.00

Valuation

Metric5Yr AvgJun '25Oct '26
PRICE-BASED RATIOS
Price / Earnings138.70174.36103.04
Price / Sales34.0044.7223.28
Price / Book Value4.095.133.06
Price / Free Cash Flow8.030.0016.05
ENTERPRISE VALUE METRICS
Enterprise Value1,783,542.81,842,643.81,724,441.8
Enterprise Value / Sales69.3980.5758.22
Enterprise Value / EBITDA223.82224.31223.34
Enterprise Value / EBIT227.20227.37227.02

Financials

Full Financials
Millions INR5Yr CAGR (%)Mar '22Mar '23Mar '24Mar '25Mar '26
INCOME STATEMENT
Revenue31.9%36,875.154,814.673,294.691,794.6111,502.9
Gross Income37%12,159.518,687.722,113.927,672.042,831.5
EBITDA35.9%9,880.817,362.322,038.228,150.533,673.5
EBIT36.3%9,623.217,028.321,642.227,739.033,200.2
Net Income37.8%7,096.212,578.017,312.221,629.025,603.4
EPS (Diluted)37.9%0.851.512.082.673.07
BALANCE SHEET
Cash & ST Inv-44.3%17,218.921,688.915,644.9617.81,656.0
Total Assets27.2%485,270.8646,541.4818,270.91,028,087.51,271,470.5
Total Liabilities25.8%417,857.2541,509.5695,935.9828,619.51,046,242.6
Total Shareholder Equity35.2%67,413.6105,031.9122,335.0199,468.0225,227.9
CASH FLOW
Net Operating Cash Flow—-124,805.3-143,317.7-154,281.1-170,748.743,264.9
Cap Ex1.8%-291.2-338.0-430.0-410.0-312.6
Free Cash Flow—-125,096.5-143,655.7-154,711.1-171,158.742,952.3

Enterprise Value Bridge

Millions INR9 Nov '26
Price (As of 9 Nov '26)81.17
Basic Shares8,328.66
Market Cap676,037.5
Diluted Shares8,329.00
Fully Diluted Shares Outstanding8,329.00
Fully Diluted Market Cap676,064.9
+Consolidated Debt1,181,767.1
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-1,161.7
−Short-term Investments-
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value1,856,642.9

Related companies

Orix Corp

IX US

Rocket Companies, Inc.

RKT US

Federal National Mortgage Association Fannie Mae

FNMA US

PennyMac Financial Services, Inc.

PFSI US

Federal Home Loan Mortgage Corp

FMCC US

Aadhar Housing Finance Ltd.

AADHARHF IS

Federal Agricultural Mortgage Corp

AGM/A US

Paragon Banking Group PLC

PAG LN

Walker & Dunlop, Inc.

WD US

FinVolution Group

FINV US

MCAN Mortgage Corporation

MAMTF US

Velocity Financial, Inc.

VEL US