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AADHARHF IS​
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  • Home
  • AI Agent
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AADHARHF IS​
HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings

Aadhar Housing Finance Ltd.(AADHARHF IS)

$433.35-2.700.62%(Market Closed · 09:59:57 UTC · (15 min delay))
ProfileFinancialsChartingEmployees

Overview

Profile

Financials & Metrics

FinancialsChartingEmployees

Aadhar Housing Finance Ltd.(AADHARHF IS)

$433.35-2.700.62%(Market Closed · 09:59:57 UTC · (15 min delay))
ProfileFinancialsChartingEmployees

Overview

Profile

Financials & Metrics

FinancialsChartingEmployees
Ask AI
Ask AI

Aadhar Housing Finance Ltd. — Company Profile

Aadhar Housing Finance Limited is an Indian financial institution dedicated to providing housing finance solutions. The company offers a broad spectrum of lending products, including funding for the purchase and construction of homes, financing for land acquisition and development, loans for home renovations and expansions, and credit for constructing or acquiring commercial properties. Furthermore, it extends loans secured by residential real estate and other types of property, along with various associated services. Its customer base is diverse, serving individuals, corporations, societies, and other organized groups. Established in 1990 and based in Mumbai, India, the firm operated as DHFL Vysya Housing Finance Limited until it adopted its current name in August 2017. Aadhar Housing Finance Limited functions as a subsidiary of Bcp Topco VII Pte. Ltd.

Sector
Financials
Industry
Financial Services
Exchange
IS
CEO
Rishi Anand
Headquarters
Mumbai, MA, IN
IPO Date
May 15, 2024
Employees
5,430
Website
aadharhousing.com

Key Metrics

Price
$452.35
Market Cap
$197.83B
Revenue (TTM)
$36.87B
Net Income (TTM)
$10.96B
EPS (TTM)
25.31
P/E (TTM)
18.05
P/B (TTM)
2.62
Dividend Yield
0.00%
ROE (TTM)
14.53%
ROA (TTM)
4.00%
Operating Margin
40.40%
Beta
0.25

Dividends

Last Dividend
$0.00
Last Yield
0.00%

Summary

Aadhar Housing Finance Limited is an Indian financial institution dedicated to providing housing finance solutions. The company offers a broad spectrum of lending products, including funding for the purchase and construction of homes, financing for land acquisition and development, loans for home renovations and expansions, and credit for constructing or acquiring commercial properties. Furthermore, it extends loans secured by residential real estate and other types of property, along with various associated services. Its customer base is diverse, serving individuals, corporations, societies, and other organized groups. Established in 1990 and based in Mumbai, India, the firm operated as DHFL Vysya Housing Finance Limited until it adopted its current name in August 2017. Aadhar Housing Finance Limited functions as a subsidiary of Bcp Topco VII Pte. Ltd.

Website
aadharhousing.com
Location
Mumbai, MA, IN
Phone91 22 4168 9900
Employees5,430
CEORishi Anand
Sector
Financials
Industry
Financial Services
IPO DateMay 15, 2024

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Key Stats

Trading

Px/Chg 1D$452.35 / +0.88%
Avg Volume483.68K
Beta0.25
Mkt Cap197.83B
FD Mkt Cap204.72B

Float

Shrs Out/Float437.34M / 109.85M
Short Float0.00%
Days to Cover0.00
Stock Repurchased$0.00

Current Valuation

EV373.12B
EV/EBITDA26.90
EV/Sales10.38
P/B2.62
P/S5.50
FCF Yield8.35%
ROE14.53%
ROA4.00%
Current Ratio7.43

Estimates

P/E18.05
Est P/E0.00
Est EPS6.60
Est PEG0.00

Valuation

Metric5Yr AvgSep '24Jun '25Oct '26
PRICE-BASED RATIOS
Price / Earnings37.4427.7920.7263.82
Price / Sales11.838.856.6619.99
Price / Book Value3.434.682.972.63
Price / Free Cash Flow-0.77-8.12-6.2112.01
ENTERPRISE VALUE METRICS
Enterprise Value353,804.4344,312.4343,394.7373,706.2
Enterprise Value / Sales21.4614.6312.1137.65
Enterprise Value / EBITDA41.2017.6414.5791.40
Enterprise Value / EBIT42.1317.8314.7393.84

Financials

Full Financials
Millions INR5Yr CAGR (%)Mar '22Mar '23Mar '24Mar '25Mar '26
INCOME STATEMENT
Revenue23%16,118.518,810.123,542.328,351.736,868.8
Gross Income12.8%13,935.615,931.420,005.224,177.622,584.5
EBITDA2.2%13,187.614,958.719,520.723,565.814,379.3
EBIT1.9%13,055.114,793.819,310.923,313.414,059.1
Net Income25.3%4,448.55,447.67,496.49,118.310,958.8
EPS (Diluted)24.8%10.4312.7717.5820.8525.31
BALANCE SHEET
Cash & ST Inv-9.8%18,382.717,181.712,020.417,674.512,146.8
Total Assets17.5%143,758.1166,178.7190,930.6232,239.6273,988.4
Total Liabilities15.3%112,291.2129,202.1146,433.1168,516.7198,579.5
Total Shareholder Equity24.4%31,466.936,976.644,497.563,722.975,408.9
CASH FLOW
Net Operating Cash Flow—-9,067.5-11,556.9-25,501.0-30,266.516,709.4
Cap Ex12.3%-118.1-104.4-154.4-148.0-187.5
Free Cash Flow—-9,185.6-11,661.3-25,655.4-30,414.516,521.9

Enterprise Value Bridge

Millions INR9 Nov '26
Price (As of 9 Nov '26)433.70
Basic Shares437.34
Market Cap189,673.1
Diluted Shares432.98
Fully Diluted Shares Outstanding432.98
Fully Diluted Market Cap187,784.7
+Consolidated Debt187,433.2
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-12,146.8
−Short-term Investments-5,000.5
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value364,959.5

Related companies

Orix Corp

IX US

Rocket Companies, Inc.

RKT US

Bajaj Housing Finance Limited

BAJAJHFL IS

Federal National Mortgage Association Fannie Mae

FNMA US

PennyMac Financial Services, Inc.

PFSI US

Federal Home Loan Mortgage Corp

FMCC US

Federal Agricultural Mortgage Corp

AGM/A US

Paragon Banking Group PLC

PAG LN

Walker & Dunlop, Inc.

WD US

FinVolution Group

FINV US

MCAN Mortgage Corporation

MAMTF US

Velocity Financial, Inc.

VEL US

Aadhar Housing Finance Ltd. — Company Profile

Aadhar Housing Finance Limited is an Indian financial institution dedicated to providing housing finance solutions. The company offers a broad spectrum of lending products, including funding for the purchase and construction of homes, financing for land acquisition and development, loans for home renovations and expansions, and credit for constructing or acquiring commercial properties. Furthermore, it extends loans secured by residential real estate and other types of property, along with various associated services. Its customer base is diverse, serving individuals, corporations, societies, and other organized groups. Established in 1990 and based in Mumbai, India, the firm operated as DHFL Vysya Housing Finance Limited until it adopted its current name in August 2017. Aadhar Housing Finance Limited functions as a subsidiary of Bcp Topco VII Pte. Ltd.

Sector
Financials
Industry
Financial Services
Exchange
IS
CEO
Rishi Anand
Headquarters
Mumbai, MA, IN
IPO Date
May 15, 2024
Employees
5,430
Website
aadharhousing.com

Key Metrics

Price
$452.35
Market Cap
$197.83B
Revenue (TTM)
$36.87B
Net Income (TTM)
$10.96B
EPS (TTM)
25.31
P/E (TTM)
18.05
P/B (TTM)
2.62
Dividend Yield
0.00%
ROE (TTM)
14.53%
ROA (TTM)
4.00%
Operating Margin
40.40%
Beta
0.25

Dividends

Last Dividend
$0.00
Last Yield
0.00%

Summary

Aadhar Housing Finance Limited is an Indian financial institution dedicated to providing housing finance solutions. The company offers a broad spectrum of lending products, including funding for the purchase and construction of homes, financing for land acquisition and development, loans for home renovations and expansions, and credit for constructing or acquiring commercial properties. Furthermore, it extends loans secured by residential real estate and other types of property, along with various associated services. Its customer base is diverse, serving individuals, corporations, societies, and other organized groups. Established in 1990 and based in Mumbai, India, the firm operated as DHFL Vysya Housing Finance Limited until it adopted its current name in August 2017. Aadhar Housing Finance Limited functions as a subsidiary of Bcp Topco VII Pte. Ltd.

Website
aadharhousing.com
Location
Mumbai, MA, IN
Phone91 22 4168 9900
Employees5,430
CEORishi Anand
Sector
Financials
Industry
Financial Services
IPO DateMay 15, 2024

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Key Stats

Trading

Px/Chg 1D$452.35 / +0.88%
Avg Volume483.68K
Beta0.25
Mkt Cap197.83B
FD Mkt Cap204.72B

Float

Shrs Out/Float437.34M / 109.85M
Short Float0.00%
Days to Cover0.00
Stock Repurchased$0.00

Current Valuation

EV373.12B
EV/EBITDA26.90
EV/Sales10.38
P/B2.62
P/S5.50
FCF Yield8.35%
ROE14.53%
ROA4.00%
Current Ratio7.43

Estimates

P/E18.05
Est P/E0.00
Est EPS6.60
Est PEG0.00

Valuation

Metric5Yr AvgSep '24Jun '25Oct '26
PRICE-BASED RATIOS
Price / Earnings37.4427.7920.7263.82
Price / Sales11.838.856.6619.99
Price / Book Value3.434.682.972.63
Price / Free Cash Flow-0.77-8.12-6.2112.01
ENTERPRISE VALUE METRICS
Enterprise Value353,804.4344,312.4343,394.7373,706.2
Enterprise Value / Sales21.4614.6312.1137.65
Enterprise Value / EBITDA41.2017.6414.5791.40
Enterprise Value / EBIT42.1317.8314.7393.84

Financials

Full Financials
Millions INR5Yr CAGR (%)Mar '22Mar '23Mar '24Mar '25Mar '26
INCOME STATEMENT
Revenue23%16,118.518,810.123,542.328,351.736,868.8
Gross Income12.8%13,935.615,931.420,005.224,177.622,584.5
EBITDA2.2%13,187.614,958.719,520.723,565.814,379.3
EBIT1.9%13,055.114,793.819,310.923,313.414,059.1
Net Income25.3%4,448.55,447.67,496.49,118.310,958.8
EPS (Diluted)24.8%10.4312.7717.5820.8525.31
BALANCE SHEET
Cash & ST Inv-9.8%18,382.717,181.712,020.417,674.512,146.8
Total Assets17.5%143,758.1166,178.7190,930.6232,239.6273,988.4
Total Liabilities15.3%112,291.2129,202.1146,433.1168,516.7198,579.5
Total Shareholder Equity24.4%31,466.936,976.644,497.563,722.975,408.9
CASH FLOW
Net Operating Cash Flow—-9,067.5-11,556.9-25,501.0-30,266.516,709.4
Cap Ex12.3%-118.1-104.4-154.4-148.0-187.5
Free Cash Flow—-9,185.6-11,661.3-25,655.4-30,414.516,521.9

Enterprise Value Bridge

Millions INR9 Nov '26
Price (As of 9 Nov '26)433.70
Basic Shares437.34
Market Cap189,673.1
Diluted Shares432.98
Fully Diluted Shares Outstanding432.98
Fully Diluted Market Cap187,784.7
+Consolidated Debt187,433.2
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-12,146.8
−Short-term Investments-5,000.5
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value364,959.5

Related companies

Orix Corp

IX US

Rocket Companies, Inc.

RKT US

Bajaj Housing Finance Limited

BAJAJHFL IS

Federal National Mortgage Association Fannie Mae

FNMA US

PennyMac Financial Services, Inc.

PFSI US

Federal Home Loan Mortgage Corp

FMCC US

Federal Agricultural Mortgage Corp

AGM/A US

Paragon Banking Group PLC

PAG LN

Walker & Dunlop, Inc.

WD US

FinVolution Group

FINV US

MCAN Mortgage Corporation

MAMTF US

Velocity Financial, Inc.

VEL US