Logo
  • Home
  • AI Agent
  • Annotations
  • Files
  • Pricing and plans
  • BlogAboutContact us
    APIMCP
    Terms of servicePrivacy policy
  • Get the full experience

    We save the real magic for signed-in users.

LC US​
HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings

Happen, Inc.(LC US)

Ask AI
Doc SearchProfileEntity StructureFinancialsChartingShort InterestEmployees

Overview

ProfileEntity Structure

Documents

SEC Filings
Logo
  • Home
  • AI Agent
  • Annotations
  • Files
  • Pricing and plans
  • BlogAboutContact us
    APIMCP
    Terms of servicePrivacy policy
  • Get the full experience

    We save the real magic for signed-in users.

LC US​
HomeStock ScreenerDocument SearchChartingWatchlistsRecent Filings

Happen, Inc.(LC US)

Ask AI
Doc SearchProfileEntity StructureFinancialsChartingShort InterestEmployees

Overview

ProfileEntity Structure

Documents

SEC Filings

Financials & Metrics

FinancialsChartingShort InterestEmployees

Financials & Metrics

FinancialsChartingShort InterestEmployees

Happen, Inc. — Company Profile

Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. [8, 24, 33, 52, 60, 62] It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. [8, 33] The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. [8, 33]

Sector
Financials
Industry
Consumer Finance
Exchange
UQ
CEO
Scott Sanborn
Headquarters
San Francisco, CA, US
IPO Date
Dec 10, 2014
Employees
1,075
Website
www.happen.com

Key Metrics

Price
$15.53
Market Cap
$1.79B
Revenue (TTM)
$268.94M
Net Income (TTM)
$58.15M
EPS (TTM)
0.50
P/E (TTM)
0.00
P/B (TTM)
1.14
Dividend Yield
0.00%
ROE (TTM)
0.00%
ROA (TTM)
0.00%
Operating Margin
0.00%
Beta
0.00

Dividends

Last Dividend
$0.00
Last Yield
0.00%

Summary

Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. [8, 24, 33, 52, 60, 62] It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. [8, 33] The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. [8, 33]

Website
www.happen.com
Location
San Francisco, CA, US
Employees1,075
CEOScott Sanborn
Sector
Financials
Industry
Consumer Finance
IPO DateDec 10, 2014

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(18.2K)

Expand
  • Form 4Cheng Jordan6 Nov
  • Form 4Cheng Jordan30 Oct
  • SC 13G/AHappen, Inc.30 Oct
  • 10-QQ3ended 30 Sept 202629 Oct
  • 8-KResults of Operations and Financial Condition28 Oct
  • Form 4Selleck Erin17 Sep
  • Form 4Cheng Jordan4 Sep
  • Form 4Selleck Erin4 Sep
  • Form 144Selleck Erin4 Sep
  • Form 144Cheng Jordan3 Sep
  • Form 4Stack Fergal27 Aug
  • Form 4Selleck Erin27 Aug
  • Form 4Sanborn Scott27 Aug
  • Form 4Mattics Steven C27 Aug
  • Form 4LaBenne Andrew27 Aug
  • Form 4Cheng Jordan27 Aug
  • Form 144Sanborn Scott26 Aug
  • Form 4Stack Fergal20 Aug
  • Form 144Stack Fergal18 Aug
  • SC 13G/AHappen, Inc.13 Aug

Key Stats

Trading

Px/Chg 1D$15.53 / +0.98%
Prev Close$17.58
% of 52Wk H83.53%
Avg Volume2.91M
Beta0.00
Mkt Cap1.79B
FD Mkt Cap2.05B

Float

Shrs Out/Float115.41M / 111.50M
Short Float0.06%
Days to Cover2.47
Stock Repurchased$0.00

Current Valuation

EV1.78B
EV/EBITDA0.00
EV/Sales0.00
P/B1.14
P/S0.00
FCF Yield0.00%
ROE0.00%
ROA0.00%
Current Ratio0.00

Estimates

P/E0.00
Est P/E0.00
Est EPS0.38
Est PEG0.00

Valuation

Metric5Yr AvgOct '26
PRICE-BASED RATIOS
Price / Earnings30.8230.82
Price / Sales6.666.66
Price / Book Value1.141.14
Price / Free Cash Flow0.000.00
ENTERPRISE VALUE METRICS
Enterprise Value1,780.41,780.4
Enterprise Value / Sales6.626.62
Enterprise Value / EBITDA30.2830.28
Enterprise Value / EBIT0.000.00

Enterprise Value Bridge

Millions USD13 Nov '26
Price (As of 13 Nov '26)15.36
Basic Shares115.41
Market Cap1,772.7
Diluted Shares117.58
Fully Diluted Shares Outstanding117.58
Fully Diluted Market Cap1,806.1
+Consolidated Debt-
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-777.7
−Short-term Investments-3,921.1
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value994.9

Segment data

Revenue

by Products and services

  • Financial Service86%
  • Servicing Fees14%

Related companies

OneMain Holdings, Inc.

OMF US

Nelnet Inc

NNI US

Enova International, Inc.

ENVA US

SLM Corp

SLM US

Bread Financial Holdings, Inc.

BFH US

World Acceptance Corp

WRLD US

Regional Management Corp.

RM US

Affirm Holdings, Inc.

AFRM US

Happen, Inc. — Company Profile

Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. [8, 24, 33, 52, 60, 62] It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. [8, 33] The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. [8, 33]

Sector
Financials
Industry
Consumer Finance
Exchange
UQ
CEO
Scott Sanborn
Headquarters
San Francisco, CA, US
IPO Date
Dec 10, 2014
Employees
1,075
Website
www.happen.com

Key Metrics

Price
$15.53
Market Cap
$1.79B
Revenue (TTM)
$268.94M
Net Income (TTM)
$58.15M
EPS (TTM)
0.50
P/E (TTM)
0.00
P/B (TTM)
1.14
Dividend Yield
0.00%
ROE (TTM)
0.00%
ROA (TTM)
0.00%
Operating Margin
0.00%
Beta
0.00

Dividends

Last Dividend
$0.00
Last Yield
0.00%

Summary

Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. [8, 24, 33, 52, 60, 62] It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. [8, 33] The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. [8, 33]

Website
www.happen.com
Location
San Francisco, CA, US
Employees1,075
CEOScott Sanborn
Sector
Financials
Industry
Consumer Finance
IPO DateDec 10, 2014

Ask AI

Company overview
Business model, segments, and competition.
Peer comparison
Metrics vs closest competitors.
Guidance & outlook
Forward guidance and assumptions.
Bull vs bear case
Upside drivers and key risks.
Valuation snapshot
Multiples vs history and peers.
Competitive moat
Defensibility and market position.
Management track record
Leadership and capital allocation history.
How it makes money
A short diagram of the business model.

Latest Documents

SEC Filings(18.2K)

Expand
  • Form 4Cheng Jordan6 Nov
  • Form 4Cheng Jordan30 Oct
  • SC 13G/AHappen, Inc.30 Oct
  • 10-QQ3ended 30 Sept 202629 Oct
  • 8-KResults of Operations and Financial Condition28 Oct
  • Form 4Selleck Erin17 Sep
  • Form 4Cheng Jordan4 Sep
  • Form 4Selleck Erin4 Sep
  • Form 144Selleck Erin4 Sep
  • Form 144Cheng Jordan3 Sep
  • Form 4Stack Fergal27 Aug
  • Form 4Selleck Erin27 Aug
  • Form 4Sanborn Scott27 Aug
  • Form 4Mattics Steven C27 Aug
  • Form 4LaBenne Andrew27 Aug
  • Form 4Cheng Jordan27 Aug
  • Form 144Sanborn Scott26 Aug
  • Form 4Stack Fergal20 Aug
  • Form 144Stack Fergal18 Aug
  • SC 13G/AHappen, Inc.13 Aug

Key Stats

Trading

Px/Chg 1D$15.53 / +0.98%
Prev Close$17.58
% of 52Wk H83.53%
Avg Volume2.91M
Beta0.00
Mkt Cap1.79B
FD Mkt Cap2.05B

Float

Shrs Out/Float115.41M / 111.50M
Short Float0.06%
Days to Cover2.47
Stock Repurchased$0.00

Current Valuation

EV1.78B
EV/EBITDA0.00
EV/Sales0.00
P/B1.14
P/S0.00
FCF Yield0.00%
ROE0.00%
ROA0.00%
Current Ratio0.00

Estimates

P/E0.00
Est P/E0.00
Est EPS0.38
Est PEG0.00

Valuation

Metric5Yr AvgOct '26
PRICE-BASED RATIOS
Price / Earnings30.8230.82
Price / Sales6.666.66
Price / Book Value1.141.14
Price / Free Cash Flow0.000.00
ENTERPRISE VALUE METRICS
Enterprise Value1,780.41,780.4
Enterprise Value / Sales6.626.62
Enterprise Value / EBITDA30.2830.28
Enterprise Value / EBIT0.000.00

Enterprise Value Bridge

Millions USD13 Nov '26
Price (As of 13 Nov '26)15.36
Basic Shares115.41
Market Cap1,772.7
Diluted Shares117.58
Fully Diluted Shares Outstanding117.58
Fully Diluted Market Cap1,806.1
+Consolidated Debt-
−In-the-Money Convertible Debt—
+Capital Leases-
+Operating Leases—
−Cash & Equivalents-777.7
−Short-term Investments-3,921.1
+Total Preferred-
−In-the-Money Convertible Preferred—
−Investments in Unconsolidated Subs—
+Non-Controlling Interest-
+Pension Liabilities—
Enterprise Value994.9

Segment data

Revenue

by Products and services

  • Financial Service86%
  • Servicing Fees14%

Related companies

OneMain Holdings, Inc.

OMF US

Nelnet Inc

NNI US

Enova International, Inc.

ENVA US

SLM Corp

SLM US

Bread Financial Holdings, Inc.

BFH US

World Acceptance Corp

WRLD US

Regional Management Corp.

RM US

Affirm Holdings, Inc.

AFRM US